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Toronto Council (C14) Executive Events Newsletters Council Executive President Ron Charles ​ Vice President Wayne MacFarlane ​ Secretary Nancy Zajacz ​ Treasurer Dave Bradshaw ​ Membership Chair Ron Charles ​ Special Events Ron Charles, Nancy Zajacz, Aubrey Gill & Wayne MacFarlane ​ Newsletter Editor Barb Becker-Leonard ​ OPC Delegate 1 Dave Bradshaw ​ OPC Delegate 2 Ron Charles ​ Alt OPC Delegate Lou Lisi ​ Alt OPC Delegate 2 Nancy Zajacz ​ Director Bob Haggart ​ Director Aubrey Gill ​ Director Lou J. Lisi ​ Director Barb Becker-Leonard ​ Council Events Toronto Council Spring General Meeting Free April 29, 2024 11h00 Royal Canadian Legion Branch 05-527 948 Sheppard Ave. W. North York, ON Contact: Ron Charles charlesron.cnpa@gmail.com Toronto Council Bowling $10 May 16, 2024 11h00 - 13h00 Centre Bowling Lanes 4300 Cawthra Road, Basement Level Mississauga, ON Contact: Aubrey Gill 1943aubrey@gmail.com Toronto Council Golf Tournament $60 June 26, 2024 09h30 - 11h00 tee times Rolling Hills Golf Club, Challenge Course 12808 Warden Avenue Stouffville, ON Contact: Wayne McFarlane wmacfa8169@rogers.com Toronto Council Blue Jays Game vs. St Louis Cardinals $30 September 15, 2024 13h00 Rogers Centre 1 Blue Jay Way Toronto, ON Contact: Nancy Zajacz nzajacz@hotmail.com Toronto Council Fall General Meeting Free November 4, 2024 11h00 Royal Canadian Legion Branch 05-527 948 Sheppard Ave. W. North York, ON Contact: Ron Charles charlesron.cnpa@gmail.com Toronto Council Curling $20 November 13, 2024 12h00 - 14h30 Richmond Hill Curling Club 121 Elgin Mills Road E. Richmond Hill, ON Contact: Ron Charles charlesron.cnpa@gmail.com Toronto Council Christmas Lunch TBD December 3, 2024 11h00 - 13h00 Royal Canadian Legion Branch 05-527 948 Sheppard Ave. W. North York, ON Contact: Nancy Zajacz nzajacz@hotmail.com Newsletters October 2023 April 2023 August 2023 May 2023

Conseil du Centre-de-la-Mauricie / Haut-Saint-Mauricie / Laviolette (B6) Council Executive Président Mario Michaud Tel: (819) 538-3852 Vice-président Denis Patry Tel: (819) 609-9277 Secrétaire Danielle Michaud Tel: (819) 538-3852 Trésorier Pierre A. Leprohon Tel: (819) 538-7184 Directeur Jacques Croteau Tel: (819) 538-4154 Directeur Jacques Allard Tel: (819) 841-0727 Directeur Carmen Lariviere Tel: (819) 538-3630 Directeur Claude Trudel Tel: (819) 538-3630 Directeur Pierrette Trudel Tel: (819) 538-3630

About the CN Pensioners Association Who We Are ​ The purpose of the CN Pensioners Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. The CNPA was established over 40 years ago but we continue to evolve over the years, changing with the times. As a group, we are active in the communities we live in. We proactively advocate governments on Seniors' issues. We are an equal partner, along with the unions and CN, on the CN Pension Committee, ensuring our pensions are funded and improved over time. When sufficient funds are available we propose to the CN Board of Directors, for its consideration, pension improvements for our pensioners and also recommend modifications to the Pension Plan rules to the CN Board of Directors for review and approval. We have an important role in monitoring and communicating matters relating to the funding of our pensions and other pension matters. With over 31,000 pensioners across the country, the CNPA wants to ensure you stay connected, have access to a wide variety of benefits, and have a place to connect with your former colleagues and to meet new friends. All this is managed by dedicated volunteers from every corner of the country. Despite popular belief, we are not just a group of old fogies who sit around playing pinochle. Our CNPA members are involved and active in the communities they live in, in volunteer efforts, recreation and leisure activities. We work with external partners to provide a variety of benefits, including insurance and travel discounts. ​ While CN Pension & Benefits Administration (1-800-361-0739) is the primary contact for your specific defined benefit pension plan issues, you or your spouse can also direct your or concerns about pension provisions, your benefits, changes, etc. to an executive member at any level. We will point you in the right direction for answers on issues affecting your retirement. We are just a call or email away. ​ About Our Organization ​ The CN Pensioners Associations Inc. is a volunteer run, tri-level association, each with their own constitution and by-laws. The Association is comprised of: ​ A National Council whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, To provide and be the liaison between these associations and the management of Canadian National Railway Company, Promote and protect the social economic and fraternal interests of all CN pensioners. ​​ Five Regional/Provincial Councils whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, Promote and protect the interests of all retired CN employees in their respective Regions/Provinces, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates, to provide the proper liaison between CN pensioners and the Officers of CN in these respective Regions/Provinces. Act as an advisory body to assist Local Councils in problem solving. Over 35 local councils strategically located across the nation whose main role is to p romote and protect the interests of all retired CN employees in their respective geographical locations, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates. ​ ​

National & Provincial Services for Seniors The federal and provincial governments provide a wide variety of services for seniors. Click on the links below to find out more details Federal Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS), Pension Splitting, Dental Services, etc. Newfoundland & Labrador Seniors Low Income Supplement, Accessible Vehicle Funding, Drug Assistance plan for low income residents, Disabled Persons benefits Nova Scotia Seniors Pharmacare, Age Tax Credit, Affordable Living Tax Credit Quebec Flu Vaccination, Some Hearing and Visual Aid Devices, Eye Exams, Physical Deficiency Devices, Shelter Allowance Program, Tax Credits for Home Services Manitoba Adult Learning, Palliative Care Drug Access Program Manitoba Income Supplement, Rent Assist, Manitoba Family, Personal and Caregiver Tax Credits, Seniors School Tax Credit, Geriatric Programs, Seniors Eyeglass Programs and Exams, Pharmacare, Cancer Drug Program, Manitoba Emergency Repair Program for Homeowners, Free Fishing License Alberta Alberta Seniors Benefit Income Supplement Program, Special Needs Assistance, Dental & Optical Assistance, Property Tax Deferral Program, Home Adaptation & Repair Program, Aids to Daily Living, Prescription Drug & Extended Health Care coverage for seniors (Alberta Blue Cross) Prince Edward Island Property Tax Deferral, Seniors Home Repair Program, Adult Immunizations New Brunswick Low Income Seniors Benefit, Property Tax Deferral Program, Drug Plan for Seniors, Low Income Energy Savings Program, Health Services Program Ontario Property Tax Grant – Senior/Disabled Property Tax Relief, Low-Income Energy Assistance Program, Disability Home and Vehicle Modification Program, Colon Cancer Check, Immunizations, Eye Exams, Ontario Drug Benefit Program, Diabetic Testing Agents, Assistive Devices Program Saskatchewan Sask. Drug Program, Seniors Income Plan, Care at Home and Outside the Hospital, Rental Housing Assistance, Personal Home Care Benefit, Palliative Care Drug Program British Columbia Property Tax Deferral Program, Pharmacare Drug Program, Seniors Property Tax Rebate, Discounted BC Ferries, Transit Fees, Home Adaptation Grants, Medical Travel Assistance, Immunizations, Home Renovation Credit

Atlantic Region Council (A1) The Atlantic Region is comprised of 7 Local Councils in the Provinces of New Brunswick, Nova Scotia and Prince Edward Island. There are also 2 Local Councils in the province of Newfoundland who operate independently with 1 Director elected to the National Council ​ There are 3 Directors elected to the National Council to represent this geographical area. The Atlantic Region also has (1) Pension Committee Representative and (1) Health Care Representative. These representatives meet regularly in Montreal to ensure that all information regarding pensions and benefits are as good as we can expect. ​ The Atlantic Region Council is the "umbrella" group that assists the various local councils. It consists of a President, Vice-President, Secretary-Treasurer and (1) Director from each of the Local Councils in the Maritime Provinces. All Executive position are elected on an annual basis. Council Executive President Robert Chiasson Vice-President John Bailey Secretary - Treasurer Bruce Peacock Past President Edgar Godin Regional Council Representatives Campbellton Council (A2) Edgar Godin PEI Council (A3) John Stewart Edmunston Council #3 (Mens) (A4) Jean-Marc Morneault Moncton Council #1 (A7) Walter Agnew South West (Port aux Basques) (A8) tbc St. John's Branch (A9) tbc Sydney Council #6 (A10) Donald McKenna Saint John Council #2 (A11) Jimmy Flynn National Council Representatives Vice-President/National Director (Atlantic) Earl Garland National Director (Atlantic) Bruce Peacock National Director (Atlantic) John Bailey National Director (Newfoundland & Labrador) Wayne Greenland National Director - Alternate (Atlantic) Vacant National Director - Alternate (Nfld. & Labrador) Graham Hill Pension Committee Wayne Greenland Pension Committee - Alternate Reg Hebert Health Care Committee Earl Garland Health Care Committee - Alternate Royce Girvan Other Council Positions National Newsletter - Atlantic Bruce Peacock Government Liaison - Atlantic John Bailey Government Liaison - Nfld. & Labrador Graham Hill Atlantic Region Constitution & By-Laws

CNPA Health Care Committee Chairperson Blake Olson cnpahealth@gmail.com Atlantic Representative Earl Garland garland.earl@gmail.com Quebec Representative Paul Goupil pgoupil@sympatico.ca Ontario Representative Roger McDevitt rogermcdevitt@gmail.com Prairie Representative Joanne Gaborieau joannegabor@hotmail.ca Mountain Representative Blake Olson blanche556@msn.com National Council (Ex-officio) Bruce Anderson Btanderson54@hotmail.com Atlantic Alternate Royce Girvan roycegirvan@gmail.com Quebec Alternate Charlotte Leblanc cleblancmtl@gmail.com Ontario Alternate Ron Hewson hewson@eastlink.ca Prairie Alternate Dennis Burton db5123855@gmail.com Mountain Alternate Michael Petrescu mapetrescu0@gmail.com

Saskatchewan Council (D2) The Saskatchewan Council (D2) is based in Saskatoon and represents over 900 members living across the province of Saskatchewan. Our council is combined with that of Manitoba Division #1 and together we are known as the Prairie Region within the National Council. Manitoba has two national directors and Saskatchewan has one. These directors are there to serve the membership as liaisons between pensioners/surviving spouses and Canadian National Railways. If you are thinking about joining the Saskatchewan Council, please select council D2, on your membership application. ​ The executive of the Saskatchewan council are your volunteers to assist you in any way that we can on items associated with your CN pension, benefits or CNPA health care with Blue Cross. Council Executive President Fred Bateman 1st Vice-President Dennis Burton 2nd Vice-President Terry Senko Secretary Vacant Treasurer Raoul Cieszkowski Past President Helen Jones National Council Representatives National Director (Prairie) Don Gorin Health Care Committee - Alternate Dennis Burton Other Council Positions Provincial Government Liaison - Saskatchewan Terry Senko Membership Chairman Gary Heasman Newsletter Editor Gary Heasman Centenarian Coordinators Rick Crowe Terry Senko New Member Contact Vicki Stephanson Council Meetings ​ When: Fourth Thursday of the month for the months of January, March, May, September and November, approximately 1 hour in duration ​ Where: Masonic Temple, 1021 Saskatchewan Crescent W, Saskatoon, SK S7M 5J6 Enter by westside door and proceed to lower level Time: November, January & March – 11h00, followed by a luncheon at 12h00 May & September – 10h00, followed in the evening by a social starting at 17h00 with dinner served at 18h00 The newsletter is issued 10 days before the meetings and confirms the times, cost and type of meal - pot luck (normally) or catered. Council Newsletter ​ The Saskatchewan Council issues a newsletter 5 times per year. It provides information to our members from the National Council, from the Health Care Committee concerning the Blue Cross Health Care Plan, and from the CN Pension meetings held four times per year. It also includes information from our local meetings and from pensioners/surviving spouses in our local communities that forward information to either our meetings or directly to the Newsletter Editor. The newsletter also keeps you up to date on the latest on savings on travel, reductions on automobile purchases, home/car/travel insurance, hotel stays, scholarships for children/grandchildren, etc. This newsletter goes to those who have signed up to the Saskatchewan council only and so, it is not available online. The newsletter can be received electronically by email and this is our preferred method as it saves the council mailing costs. As well, by choosing this option, you will receive the newsletter approximately five days earlier than via Canada Post and it will be in colour rather than a black and white mailed copy. To receive it electronically, you still must be a member in good standing. We currently have close to 500 pensioners/spouses that receive it by email. Our History ​ The Saskatchewan CNR Pensioners Assoc. was founded in February 1985. In the words of Stan Plue, one of our founders... ​ "When I retired in 1982, and after a year of talking with people I worked with, and associated with when working, I thought it would be a good idea if we had an organization where we could meet and visit. It became that 23 Pensioners formed the C.N.R. Pensioners Assoc. in Saskatoon in 1985. We had a lot of help from trades people on the C.N. but the person that made this all happen was Mr. Russ Pelesh who was the District Superintendent at the time, headquartered in Saskatoon".​ ​ Our Founders Roy Armstrong Shirley Corbett Harold Harnett Bruce Kimpton Stan Plue Ken Uhrich Frank Atchison Ernie Dale Ted Holmes Alfonse Martin Stan Read Sid Wilkins Art Back Bob England Al Hockey Bob Mclay Reg Taylor George Wood Toby Cole Paul Fontaine Morley Hyland Lawrence Pattison​ Pete Telfer ​The Saskatchewan association then became affiliated with the National Council of Pensioners and now represent all the CN Pensioners in Saskatchewan under the name of "CNR Pensioners Assoc., Saskatchewan Division, Inc.", incorporated as a non-profit corporation in 2003.

Health Care / Blue Cross Your health and well being is important to us. Whether you participate in the Health Care Plan for CN Pensioners (Blue Cross) or not, you may find information on this site useful in your personal life. Claims You have options to submit your claims quickly and easily - Online through eClaims, on a mobile app or by mail or in person. ​ ​ Health Care Committee The team working for CN pensioners to secure the best services and options in the Health Care area Manual, Rates & Forms The latest Blue Cross manuals and premium rates by province, as well as printable claim forms are available here ​ ​ Services for Seniors The federal and provincial governments provide a wide variety of services for seniors. Find out more here. Blue Cross Benefits The Blue Advantage program from Blue Cross offers a wide variety of product and services discounts that you may be eligible for as an enrolled Blue Cross member. Other Topics Blue Cross Travel Medical Insurance Quebec Over 65 Coverage Mail Order Pharmacy Workplace Injury The CN Pensioners Association is pleased to provide post-retirement guidance on illness, injuries or hearing loss which may be related to your career at CN. Federal Dental Care A brief introduction to the new Government of Canada Dental Plan can be found here Blue Cross - Making Contact If you have signed up for the CNPA Medavie Blue Cross Plan, and you have questions on coverage, administration of the plan, etc., here are the numbers to call: For questions about Enrolling, Changing Options, Cancellation of Coverage, Premium Rates, please call 1-866-660-7670. ​For questions about Payment of Claims, Definition of Benefits, Coverage Details, Obtaining Prior Approval For Certain Expenses, and to Obtain Claim Forms, please call 1-888-873-9200. ​You may also go to the Medavie Blue Cross Group Benefit website https://www.medaviebc.ca to obtain general information about your Plan and your current coverage, to view your claims and reimbursement history and to print generic claim forms. Need an income tax receipt, need to know if an item is covered under your plan or to take a look at the detailed history of your claims? You can now have that information and much more when you go online at https://www.medaviebc.ca in the 'For Plan Members' section. Follow the simple instructions on screen and in minutes you'll be online, in a secure environment, where you can consult important information about your Medavie Blue Cross Benefit Plan.

Ready To Sign Up? Are you a CN pensioner or surviving spouse and still not a member of the CNPA? Have you wondered why you should consider becoming a member all for only $1 a month? Hopefully our Programs & Benefits Page will have assisted you in making the decision to join us. The annual membership fee is $12.00 and the period is calendar year (January - December). Membership fee can be paid via payroll deduction (recommended method of payment). We arrange to have $1.00 per month deducted from your monthly pension cheque. This method is administratively beneficial to the association as it helps keep our administrative costs down. It saves the cost of postage to and from members each year, banking fees, transportation costs, etc. It is also beneficial to the pensioner as it continues without interruption until otherwise advised by the pensioner. You never have to wonder if your dues have been paid ever again. NOTE: As part of the Partnership agreement between CN and CNPA, effective January 1, 2020 , CN will pay for the first twenty-four months of CNPA membership for all new retirees who enroll in the CNPA upon their retirement. Starting in the twenty-fifth month, your membership contribution will automatically be deducted from your monthly pension payment. ​​ Please note that the Payroll Deduction option is unfortunately not available to those who would fall under the "Associate Member" category. Please email us at cnpamembership@gmail.com for more information as well as the sign up process for Associate Members. ​ Fill out and submit the form below to join the CN Pensioners Association! ​ CNPA Membership Application ** First Name Last Name CN PIN Number Street Address City Province/State/Region Postal / Zip code Country Country Code Phone Email Language Preference English French Payment Preference Automatic Pension Payroll Deduction ($1 per month) Cheque (paid annually) Local Council Select your local council affliation Please accept my application for membership in the CN Pensioners Association. I have entered the information as accurately as possible. I understand that the annual fee is $12.00 per year. Checking this box (required) is considered to act as your signature of acknowledgement of membership. Register Now Thanks for your application! ** Terms & Conditions: ​By completing the online form above, you understand and agree that you will be a contributing member of the CNPA and thereby authorize the $1 per month deduction from your pension payment. You can decide to cancel your membership at any time by emailing cnpamembership@gmail.com . ​ Note: If paying by cheque, please fill out and print the completed form (without clicking 'Register Now'), attach cheque or money order and mail to: ​ Peter Moloney 33 Dunfield Cres. St. Albert, AB T8N 6R8

Need to Connect? Want to stay connected with the CNPA, service providers or other railway pensioner sites and groups? Here's a list of key contacts: ​ Phone Numbers: C N Pension & Benefits Administration/Change of Address OR Banking Information - Have your PIN number ready and call 1-800-361-0739 , between 8 a.m. and 6 p.m., excluding statutory holidays. Call 1-514-673-7730 from all other countries outside Canada or the U.S. VIA Pensioner - Call 1-800-799-9934 (VIA Rail) and ask for Pension Administration Marine Atlantic Pensioner - Call 1-800-561-7660 (Marine Atlantic-North Sydney) and ask for Pension Administration CN/CP Pensioner - For CN/CP Pensions and Benefits, contact ALLSTREAM Canada Corp. at 1-800-276-7630 or by mail: ALLSTREAM Canada Corp. 16th Floor 200 Wellington Street West Toronto, ON M5V 3G2 ​ Medavie Blue Cross (CNPA) - Plan Number 93115 Q uestions about Enrolling in the Plan, Changing Options, Cancellation of Coverage, Premium Rates, please call 1-866-660-7670. ​Questions about Payment of Claims, Definition of Benefits, Coverage Details, Obtaining Prior Approval For Certain Expenses and to Obtain Claim Forms, please call 1-888-873-9200. Websites: CN Pensioners' Web Portal - https://cnbenefits.hroffice.com Medavie (CNPA) Blue Cross - Plan Number 9 3115 - https://www.medaviebc.ca/en/members ​Go to the website to obtain general information about your plan and your current coverage, to view your claims and reimbursement history and to print generic claim forms. CN Railroaders In The Community - https://cn.benevity.org/user/login ​ CN – https://www.cn.ca CN Employees' & Pensioners' Community Fund - https://www.communityfundcn.ca/en/index.snc ​ CN Pensioners of Manitoba – https://www.cnpensioners.ca CNPA Mountain Region - https://cnpamountainregion.wixsite.com/cnpa-mountain-region CN Pensioners Vancouver - https://cnpavancouver.wixsite.com/vancouvermembers CN Pensioners Fraser Valley - https://cnpafraservalley.wixsite.com/cnpafraservalley Facebook: CNPA – National Page English – https://www.facebook.com/cn.pensioners.92 CNPA – National Page French – https://www.facebook.com/cnpa.french.3/ CNPA of Manitoba – https://www.facebook.com/cnpensionersmanitoba ARCN - Conseil rive-sud, Laurentides et Lanaudière - https://fr-ca.facebook.com/people/Association-des-retrait%C3%A9s-du-CN-conseil-rive-sud-Laurentides-et-Lanaudi%C3%A8re/100064283125674/ CNPA - Ottawa Council - https://www.facebook.com/CN-Pensioners'-Association-Ottawa-Council-100089162535507 CNPA – Barrie Council – https://www.facebook.com/CN-Pensioners-Association-Barrie-Council-158904744776643 CNPA – Hamilton Council – https://www.facebook.com/cnpahamilton CNPA - V ancouver – https://www.facebook.com/cnpavancouver CN Rail Keeping Track (private group; one must request to join) – https://www.facebook.com/groups/293646437451534​ CN Rail (public group; one must request to join) – https://www.facebook.com/groups/2263097820 ​ ​ CN – https://www.facebook.com/CNrail

PEI Council (A3) Council Executive President John Stewart ​ Secretary-Treasurer Sally Jay ​ Recording Secretary Margaret Bell ​ Past President Myron Matheson ​ Director John Stewart ​

Frequently Asked Questions I need to change my address and/or my phone number. What do I do? You need to advise CN Pension & Benefits Administration of any change of address. The CNPA cannot process any requests for address or phone number changes. CN Pensions & Benefits Administration will forward address changes to the CNPA so that any of our mailings will continue to reach you. Contact information for CN Pension & Benefits Administration is found on our Members Reference page. I need to change my banking information so that I continue to receive my monthly pension payment. What do I do? You need to advise CN Pension & Benefits Administration of any change of banking information. The CNPA cannot process any requests for this type of change. Contact information for CN Pension & Benefits Administration is found on our Members Reference page. A CN pensioner (or surviving spouse receiving a CN pension) has died? What should I do? There are a number of steps to be taken depending on the situation. The CNPA has put together a list of activities to help you in such circumstances. This information is found on the "Death of a Pensioner" page Is every CN pensioner a member of the CN Pensioners Association? ​No, not every CN pensioner or surviving spouse is currently a contributing member of the CNPA. Membership is optional; however, the CNPA is the only association that you have at your disposal to protect your interests, financial and otherwise regarding your pensions and/or benefits. Although the CNPA is a volunteer directed association, like any service organization it does require operating funds in which to conduct the business necessary for it to function successfully. Do I have to complete a membership application or renew my membership every year? ​The membership fee required to be a contributing member of the CNPA is $12 annually, which can be paid by (a) authorization of any CN pensioner or surviving spouse to have $1.00 per month deducted from their monthly pension cheque (payroll deduction) or (b) completion of a membership application accompanied by a cheque or money order in the amount of $12. By electing option (a) you never have to fill in any more applications and never have to worry about your membership dues as the $1.00 monthly deduction will continue each and every month unless you tell us to discontinue. So, the quick answer to the question is: If you elect payroll deduction, the answer is NO. If you wish to continue membership by paying annually, the answer is YES. More than 72% of contributing members have chosen payroll deduction and more are switching to PRD as they get to understand the benefits and convenience. We ask that you consider this method of paying membership dues so that we can keep our annual fee at the current low level of $12. We have unavoidable administrative costs and PRD helps us keep these costs at a minimum. How do I cancel my CNPA membership if I no longer wish to be a member? You may cancel your membership by sending an email to cnpamembership@gmail.com and requesting you be removed from the membership. How do I know if I am on pension payroll deduction (PPD)? For those pensioners who receive their monthly pension payments via direct deposit, periodically (at least once per year) you will receive a "Statement of CN Pension Benefits and Deductions" slip from the CN Pension Trust Fund. This information slip will show your "Total Amount Before Deductions" along with a "Description of Deduction", i.e. Federal Tax, Blue Cross Monthly Premium and CN Pensioners" Association deductions. For those pensioners who still receive their monthly pension payment by cheque, the $1.00 deduction for CN Pensioners' Association is shown on your cheque stub. On the membership application form, what do you mean by "To which local/council do you wish to belong"? ​​We have over 35 Local Councils strategically located throughout Canada. When we receive an application for membership we are obliged to assign the candidate to a Local Council. Our obligation is to associate the applicant to either (a) the closest local council to their geographical location or (b) a specific local council as chosen by the applicant. The choice is the prerogative of the applicant and you can be associated with any local council of your choice regardless of your current place of residence. What are the locations of the Local Councils? The CNPA is a tri-level association. The "parent" level is the National Council whose main objective is to be the liaison between the association and the company. The second level is comprised of 5 regions - Atlantic, Quebec, Ontario, Prairie and Mountain. The third level comprises the Local Councils within each of these regions. The full list is found on the Regional and Local Councils page. If a surviving spouse receiving a CN pension remarries, does he/she still receive the pension as the surviving spouse? ​​Yes. I am a surviving spouse of a CN pensioner. Can I also become a contributing member of the CNPA? YES, as a surviving spouse you are an important part of the CN pensioner population and we welcome your application to become a contributing member. The CNPA is there to protect the interests of both pensioners and survivors. If a CN pensioner marries after his/her date of retirement, is his/her spouse entitled to any portion of his pension in the event of his/her death? ​​No. To be entitled of a pension payment as a surviving spouse, the pensioner and spouse must be married at the date of retirement or living in a conjugal relationship at least one year prior to retirement. Are spouses of CN pensioners who are members of the CNPA automatically members of the CNPA as well? No. Spouses are NOT considered members unless the Dues Fee has been paid for them. If anyone wants their spouse to be a member, we can increase their Payroll Deduction to $2.00. When a pensioner passes away, the spouse will be sent an application for membership so she/he will have the option to become a contributing member. Nothing is automatic.