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Mountain Region Regional Council (E1) More details on the Mountain Region Regional Council can be found by visiting their website Council Executive Chairperson Dennis Jensen Vice Chairperson Gordon Wheatley Secretary Blake Olson Treasurer Al Vodden Regional Council Representatives Calgary - CN RailVets (E2) Judy Woods Edmonton - CN RailVets (E3) Cliff Gervais Kamloops/Okanagan (E4) Myron Wizniak Nanaimo (E6) Mike Englehart Victoria (E7) Gordon Wheatley Vancouver (E8) Judy Pearson Fraser Valley (E9) Barry Jones Central & Northern BC (E10) Jeff Mohr National Council Representatives Vice-President/National Director (Mountain) Blake Olson National Director (Mountain) Dennis Jensen National Director (Mountain) Al Vodden National Director - Alternate (Mountain) Gordon Wheatley Pension Committee Blake Olson Pension Committee - Alternate Mike Englehart Health Care Committee Blake Olson Health Care Committee - Alternate MIchael Petrescu Other Council Positions National Newsletter - Mountain Rae Sexton Government Liaison - Mountain Steve Mihell

South West (Port aux Basque) (A8) Council Executive President Charlie Matthews 1st Vice President Manuel Baker 2nd Vice President Vacant Secretary Marie Dominie Treasurer Nancy Osmond

Hamilton Council (C4) Hamilton Council Facebook Page Council Executive President Stanley White 1st Vice President Halle Halle 2nd Vice President Barry Kwicinski Secretary Maureen Smyth Treasurer Scott Montani Membership Chair George Titus OPC Delegate (1) Maureen Smyth OPC Delegate (2) Scott Montani Alt OPC Delegate (1) Barry Kwicinski Golf Committee Scott Montani Phone Committee George Titus Phone Committee Member Gary Clairmont Council Events Council Meetings When: Third Wednesday of the month, September to May, excluding December, 13h00 Exceptionally, December meeting is held second Friday of December Where: Royal Canadian Legion Branch 163, 435 Limeridge Rd E, Hamilton, ON L9A 2S8

Thunder Bay Council (C13) Council Executive President Larry Ezack Vice-President Don Matthews Secretary Joyce N. Baxter Treasurer Jim Pudas Membership Chair Holly Diaczuk Assistant Treasurer Al Harper OPC Delegate Larry Ezack OPC Delegate 2 Jim Pudas Council Meetings When: Third Wednesday of the month , 12h30 Where: The 55 Plus Center, 700 River St, Thunder Bay, ON P7A 3S6

Blue Cross Documents 2026 Health Care Plan The 2026 Blue Cross Manual for the Health Care Plan for CN Pensioners 2026 Premium Rates The 2026 Premium Rates for the Health Care Plan for CN Pensioners, by province Claim Forms You will find printable and fillable PDF versions of the health care forms

belairdirect - Home, Auto, Travel insurance A World of Coverage and Convenience Awaits Experience the peace of mind that comes with comprehensive coverage and exclusive savings through belairdirect. Whether at home, on the road, or traveling abroad, belairdirect ensures you and your loved ones are well-protected. With all your insurance in one place, being covered has never been simpler. Simplify your insurance with an exclusive offer from belairdirect for CN Pensioners Reliable Car and Home Insurance Say hello to exclusive savings on car and home insurance. You need great coverage that can keep up with your schedule. Luckily, our official partner, belairdirect, has got you covered. We’ve teamed up with them to score special savings on insurance that’s tailored just for you, as a valued member of the CNPA. You’ll also enjoy exclusive access to enhanced home coverage with their Affinity Plus endorsement, and the option for great car insurance add-ons. Plus, you'll benefit from a suite of helpful digital tools that make managing your insurance and claims a breeze! It’s more than just a policy. When you get insurance through belairdirect, you’re also supporting the CNPA! Visit belairdirect.com/savings or call 1 833 887.4626 and mention our group name - CN Pensioners Association. Hassle-Free Travel Insurance Travel insurance made oh so simple. CNPA members can embark on unlimited adventures with annual travel insurance. With our exclusive group rates, often for less than single-trip coverage*, you could receive annual coverage for emergencies, trip disruptions, lost baggage, and more - all in one package. There's no age or health restrictions**, and you can choose from convenient monthly or annual payment options. Get your travel insurance price by visiting belairdirect.com/travel-groups or call 1 833 583.3643 and mention our group name - CN Pensioners Association. Eligibility requirements, limitations and exclusions may apply and/or may vary by province or territory. The information provided in this summary is for informational purposes only and should not be considered legal or insurance advice. Policy wordings prevail. © 2025 Belair Insurance Company Inc. All rights reserved. Travel insurance products are underwritten by Belair Insurance Company Inc. and services are provided by belairdirect Agency Inc. * Based on a comparison of 17-day Plan and 35-day Base Plan against single trip plans with similar benefits. ** This insurance may not cover claims related to medical conditions that are not stable, whether disclosed or not at time of policy purchase.

CNPA Pension Committee Atlantic Representative Wayne Greenland Quebec Representative Denis Cousineau Ontario Representative Ron Hewson Prairie Representative (National Co-chair) Bruce Anderson Mountain Representative Blake Olson Union Appointed Representative Guy Scarrow Atlantic Alternate John Bailey Quebec Alternate Denise Arcand Ontario Alternate Lou Lisi Prairie Alternate Joanne Gaborieau Mountain Alternate Mike Englehart Union Appointed - Alternate Ron Shore Annual Directors Meeting Pension Report 2023

National & Provincial Services for Seniors The federal and provincial governments provide a wide variety of services for seniors. Click on the links below to find out more details Federal Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS), Pension Splitting, Dental Services, etc. Newfoundland & Labrador Seniors Low Income Supplement, Accessible Vehicle Funding, Drug Assistance plan for low income residents, Disabled Persons benefits Nova Scotia Seniors Pharmacare, Age Tax Credit, Affordable Living Tax Credit Quebec Flu Vaccination, Some Hearing and Visual Aid Devices, Eye Exams, Physical Deficiency Devices, Shelter Allowance Program, Tax Credits for Home Services Manitoba Adult Learning, Palliative Care Drug Access Program Manitoba Income Supplement, Rent Assist, Manitoba Family, Personal and Caregiver Tax Credits, Seniors School Tax Credit, Geriatric Programs, Seniors Eyeglass Programs and Exams, Pharmacare, Cancer Drug Program, Manitoba Emergency Repair Program for Homeowners, Free Fishing License Alberta Alberta Seniors Benefit Income Supplement Program, Special Needs Assistance, Dental & Optical Assistance, Property Tax Deferral Program, Home Adaptation & Repair Program, Aids to Daily Living, Prescription Drug & Extended Health Care coverage for seniors (Alberta Blue Cross) Prince Edward Island Property Tax Deferral, Seniors Home Repair Program, Adult Immunizations New Brunswick Low Income Seniors Benefit, Property Tax Deferral Program, Drug Plan for Seniors, Low Income Energy Savings Program, Health Services Program Ontario Property Tax Grant – Senior/Disabled Property Tax Relief, Low-Income Energy Assistance Program, Disability Home and Vehicle Modification Program, Colon Cancer Check, Immunizations, Eye Exams, Ontario Drug Benefit Program, Diabetic Testing Agents, Assistive Devices Program Saskatchewan Sask. Drug Program, Seniors Income Plan, Care at Home and Outside the Hospital, Rental Housing Assistance, Personal Home Care Benefit, Palliative Care Drug Program British Columbia Property Tax Deferral Program, Pharmacare Drug Program, Seniors Property Tax Rebate, Discounted BC Ferries, Transit Fees, Home Adaptation Grants, Medical Travel Assistance, Immunizations, Home Renovation Credit

CNPA Quebec Luc Grenier Trade Bursary Purpose To assist financially in the educational pursuit and career development of the families of CNPA contributing members residing in the Province of Québec. Objective One $1,500 trade bursary to be awarded to students registered in a Québec recognized School to have a trade, commencing with the fall 2025 school year. Eligibility Children, Grandchildren, Great Grandchildren (includes legally adopted and step children) of supporting members of the CN Pensioners’ Association who are in good standing for at least one year prior to date of bursary application and residing in the Province of Québec at the time of the application.* * Definition of supporting members as per Article IV Membership Item 4.02(e) of the Constitution and Bylaws of the National Council of CN Pensioners Association Inc. 2025 Key Dates Program Opens - April 15, 2025 Application Deadline - August 13, 2025 Winner Contacted - By the end of the first week of September 2025 The 2025 Luc Grenier Trade Bursary, sponsored by the Quebec Council of the CN Pensioners, will be open online to Applicants effective April 15, 2025. Applications will once again be accepted by email only and must include all scanned or electronic supporting documentation as one complete PDF file. The application package must be received no later than August 13, 2025. Please read all the instructions, terms and conditions and submission requirements carefully before emailing your submissions, as incomplete submissions will be rejected. Please ensure you use the current application form below as the form has changed from previous years. Winners of the annual program are announced in the annual Winter edition of the National Newsletter. Bursary Winners NOTE: This bursary is subject to approval on a yearly basis at the Annual General Meeting of the Executives of the Québec Region. Bursary Documents Application Terms & Conditions / Completion Instructions

Hotel Savings The CNPA, in conjunction with CN, have secured discounted rates at a variety of hotels and locations worldwide to help you save when you travel. Discounts up to 20 % are available at participating hotels but note that not all brands within an offering may honour the discount codes. And as usual, the CNPA advises that it still pays to shop around as it may be possible to find lower rates elsewhere. Best Western With hotels across 19 brands (including Best Western, Glo and SureStay) in 100+ countries and territories. Best Western® is pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 01344410. You receive a 19% discount when booking directly with the hotel at: http://www.bestwestern.com Choice Hotels More than 7000 hotels over 22 brands including Comfort Inn, Econolodge, Quality Inn and Radisson Choice Hotels are pleased to offer a preferred rate to CNPA members at participating hotels. You will save 15%, and possibly more, when booking directly with Choice Hotels at: www.choicehotels.com/?clientid=00064447 As well, new members enrolling in the Choice Privileges program will receive 1,000 bonus points. Enrol here ! World of Hyatt With more than 1250 locations across 28 brands including Grand Hyatt and Hyatt Regency Hyatt Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 90441 . You receive a 15 % discount when booking directly with the hotel at: https://www.hyatt.com/en-US/home IHG Hotels More than 6000 hotels over 19 brands including Holiday Inn, Holiday Inn Express and Crowne Plaza IHG Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 000279633. You receive a 14% or 17.5% discount when booking directly with the hotel at: http://www.ihg.com/ Wyndham Hotels More than 9000 hotels over 24 brands (including Days Inn, Super 8, Ramada and Microtel) and 95 countries. Wyndham Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 1000006067 . You receive a 18% discount when booking directly with the hotel at: https://www.wyndhamhotels.com/en-ca?corporate_id=1000006067

St. John's Branch (A9) Council Executive President Wayne Greenland Vice President Hubert Butt Treasurer William J. Penney Secretary Wayne Greenland Past President Graham Hill Alt National Director Graham Hill National Council Rep Wayne Greenland Director June Churchill King Director Bill Penny Director Harold Piercey Director Alvin Blackmore Director Bob Grouchy Director Wayne Greenland Director Graham Hill Director Anne Peddle Auditor Art King Meetings When: Third Monday of the month - 14h00 - General & Spike Ladies Meeting Second Monday of the month - 14h00 - Directors meeting Every Monday (except holidays) from 13h00-16h00 - drop-in, with coffee & tea available Where: H.G.R. Mews Community Centre, 60 Blackler Ave, St. John's, NL A1E 3E7 Phone: (709) 576-8499 Notes: Our Spikes Ladies want other ladies to join their group of 19 members. Mews Centre is an accessible location and a walking track is provided for our use after the drop-in, at no cost. After city staff buzz you in, our room is the first hallway on your right, last door. REWA - Railway Employees Welfare Association SUNLIFE ASSURANCE COMPANY (f ormerly Clarica Insurance Company; formerly Mutual Life To make a claim, please call the toll-free number 1-800-361-2128 and select option 4 at the phone prompt. Ask for Life Claims Services. If you have the claim, a beneficiary should forward their policy to: Sun Life Assurance Company Life Claims Services P. O. Box 2010, Station Waterloo Waterloo ON N2J 0A6 The Beneficiary to show policy #83091 and the owner's Social Insurance Number. In the event that the widow or Beneficiary is not aware that a policy exists, a letter of inquiry should be sent to the above noted address, again providing the owner's Social Insurance Number and policy #83091. Note : The Beneficiary of the insured person is stated in the person's application. The beneficiary designation may be changed, if permitted by law. The insured person must notify Sun Life Assurance in writing of the change. If no beneficiary has been appointed or if the Beneficiary has predeceased the insured person, payment will be made to the insured person's estate.

Conseil de l'Abitibi (B2) Council Executive Président Claude Chartrand Tel: (819) 856-9252 Vice-président Richard Laprise Tel: (819) 737-2429 Secrétaire-trésorier Léopold Provencher Tel: (819) 737-4745 Directeur Jacques Béchard Tel: (819) 737-2781 Directeur Andre Ferland Tel: (819) 860-0028 Directeur Richard Beaudoin Tel: (819) 737-3413 Directeur Claude Villeneuve Tel: (819) 856-8040