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HearingLife Hearing Care Services Latest Promotion The CN Pensioners Association has teamed up with the professionals at HearingLife to provide the very best hearing care services to all its members. HearingLife and its Network Partners have over 400 clinics across the nation and form the largest network of Hearing Health care providers in Canada. Your membership with the CN Pensioners Association makes you and your spouse/partner, children, and parents eligible to receive exclusive benefits, including an EXTRA 10% off the final purchase price of hearing aids and custom noise protection. * Please note that you will be required to show your CNPA membership card at your appointment. PLUS, you’re eligible to register for the HearingLife Advantage Club Pass and receive: A FREE Club Pass Card Access to exclusive contests and giveaways Take Advantage now! Visit HearingLifeAdvantage.ca/CNPA to request your free Club Pass Card Have questions? Contact the preferred partner line at 1-888-419-8871 For Quebec Residents : Provincial legislation prevents HearingLife from offering these benefits to residents of Quebec. However, HearingLife's has partnered with Le Groupe Forget, Audioprothésistes - with over 80 locations across the province - to offer similar benefits to our membership in Quebec. CNPA members in Quebec can contact Groupe Forget at 1-888-415-6101 to discuss these benefits. * Offers not available in Quebec. September 2025 Promotion As a season comes to an end, we often reflect on some of our favourite moments. And it’s the sounds that stay with us: the laughter echoing from a patio, a favourite song humming from the radio, or the rustle of leaves in a gentle breeze. These sounds become bookmarks in our personal story, reminding us of the joy, connection, and serenity that a certain moment so effortlessly delivers. Stay connected to your favourite sounds with better hearing. For a limited time, save up to $1,700 on the latest hearing aids. Plus, CNPA members and family save an EXTRA 10%! Call 1-888-320-7699 to book your free appointment or visit HearingLifeAdvantage.ca.

Quebec Health Care Options Effective January 1, 2022, the Health Care Plan for CN Pensioners no longer offered health care coverage for Quebec pensioners under the age of 65. However, the Régie de l'assurance maladie du Québec (RAMQ) has advised that CN Quebec Pensioners under the age of 65 are eligible to join RAMQ's Public Prescription Drug Insurance Plan (RAMQ's Plan) as of January 1, 2022, which may provide significant premium savings to you. Why This Change In 2019, RAMQ reviewed the participation terms for the Health Care Plan for CN Pensioners and thereafter revised the eligibility requirements to join RAMQ's Plan. Understanding the potential for premium savings under RAMQ's Plan, the CNPA decided to cancel access to the Health Care Plan for CN Pensioners to allow unrestricted potential access to RAMQ's Plan. Of course, under provincial regulations, Quebec pensioners under age 65 cannot opt for RAMQ's Plan if they are eligible for another private group benefits plan that covers prescription drugs. About RAMQ's Plan and Rules In Quebec, all residents are required to have prescription drug coverage. Coverage is available through RAMQ's Plan or through private group benefits plans provided by an employer or association. If you have access to a private group benefits plan that covers prescription drugs, you must be covered by that plan. Your spouse and dependent children must also be covered by that plan if they are under 65. At age 65, all Quebecers are automatically registered for RAMQ's Plan, and you have the choice to be covered by that plan only, by a private group benefits plan that covers prescription drugs or a combination of both. RAMQ provides Comprehensive Drug Coverage - Lower Premiums - Premiums paid directly through income taxes Joining RAMQ is easy. Registration can be completed by: Telephone at 1-800-561-9749, or Online at http://www.ramq.gouv.qc.ca/en/citizens/prescription-drug-insurance What happens if I am over 65 when I retire or will be turning 65 The Health Care Plan for CN Pensioners has been maintained and is available for those who are over age 65 where different rules apply. Eligible CN Pensioners and their spouses will have the option to join the Health Care Plan for CN Pensioners (or stay in the RAMQ's Plan at that time or both). This would be a one-time choice you will have to make when you reach age 65, and you should receive communication from CN Pension & Benefits Administration (1-800-361-0739) in advance of your 65th birthday or with your retirement package after 65. To see the CNPA Health Care Plan coverage and Premium rates in advance, please see the information found elsewhere in the Health Care section. Optional Extended Health Care Coverage As RAMQ's Plan only covers prescription drugs that are listed on the RAMQ formulary, you may choose to buy an optional individual extended health care coverage available from various National or Quebec insurance providers to meet your additional needs. You may also click on these links to see examples of available optional coverage, but you may choose any insurance provider that meets your needs. Blue Cross Health -> Insurance for retirees and those planning retirement Mercer Retiree Solutions -> Plan Overview - Rate Sheet - and to apply click here

Atlantic Region Council (A1) The Atlantic Region is comprised of 5 local councils in the provinces of New Brunswick and Nova Scotia. The Atlantic Region Council is the "umbrella" group that assists the various local councils. It consists of a President, Vice-President, Secretary-Treasurer and one Director from each of the local councils in the Maritime Provinces. All Executive position are elected on an annual basis. There are 3 Directors elected to the National Council to represent this geographical area. The Atlantic Region also has (1) Pension Committee Representative and (1) Health Care Representative. These representatives meet regularly in Montreal to ensure that all information regarding pensions and benefits are as good as we can expect. Note that there are local contact people in 3 areas were councils used to exist - Halifax, Truro and Prince Edward Island As well, there are 2 local councils in the province of Newfoundland & Labrador - A8: South West (Port aux Basque) and A9: St. John's Branch - who operate independently with 1 Director elected to the National Council for the province. Council Executive President Paul Eustace Vice-President John Stewart Secretary - Treasurer Bruce Peacock Past President John Bailey Regional Council Representatives Campbellton Council (A2) Jean Louis Fournier Edmunston Council #3 (Mens) (A4) Jean-Marc Morneault Moncton Council #1 (A7) Walter Agnew Sydney Council #6 (A10) Donald McKenna Saint John Council #2 (A11) Jimmy Flynn Contact Person - PEI John Stewart Contact Person - Halifax Whitney Trenholm Contact Person - Truro Paul Eustace National Council Representatives Vice-President/National Director (Atlantic) Earl Garland National Director (Atlantic) Herve Leblanc National Director (Atlantic) John Bailey National Director - Alternate (Atlantic) Helen Bernard Pension Committee Wayne Greenland Pension Committee - Alternate Jo hn Bailey Health Care Committee Earl Garland Health Care Committee - Alternate Royce Girvan Other Council Positions National Newsletter - Atlantic Bruce Peacock Government Liaison - Atlantic John Bailey

South West (Port aux Basque) (A8) Council Executive President Charlie Matthews 1st Vice President Manuel Baker 2nd Vice President Vacant Secretary Marie Dominie Treasurer Nancy Osmond

Toronto Council (C14) Executive Events Newsletters Photo Gallery Council Executive President Ron Charles C14TorontoCouncil@cnpensioners.org Vice President Wayne MacFarlane Secretary Nancy Zajacz Treasurer Dave Bradshaw Membership Chair Ron Charles Special Events Ron Charles, Nancy Zajacz, Aubrey Gill & Wayne MacFarlane Director Aubrey Gill Director Bob Haggart Director Lou J. Lisi OPC Delegate 1 Nancy Zajacz OPC Delegate 2 Ron Charles Alt OPC Delegate Lou Lisi Alt OPC Delegate 2 Vacant Council Events 34th Annual CNPA Toronto Golf Tournament - Best Ball Cost: $70 June 24, 2026 08h00 shot gun Rolling Hills Golf Course 12808 Warden Avenue Whitechurch-Stouffville, ON Includes: Green fees, golf cart, personalized scorecards and Bar-B-Q with prizes. $20 BBQ lunch only PAYMENT: E-Transfer to c14torontotreasurer@cnpensioners.org Contact: Wayne McFarlane or Mike Jennings wmacfa8169@rogers.com / 416-846-8169 or mjennings5@cogeco.ca / 905-466-4631 Newsletters July 2025 August 2024 October 2023 April 2025 June 2024 August 2023 October 2024 April 2024 May 2023 Photo Gallery 2024 Blue Jays 2024 Blue Jays 2023 Curling Day 2024 Blue Jays 1/9 Hover over picture for description

CN & Hockey Helps the Homeless Thank you to those CN Pensioners who supported Hockey Helps the Homeless during the 2024–2025 season. Your time and energy helped raise $7.8 million for local shelters and housing programs across Canada. Team CN showed up in full force: 162 players and 46 volunteers across 8 cities stepped onto the ice alongside former pro players, all united by one goal: to help shutout homelessness. We’re excited to be back for the 2025–2026 tournaments ! Stay tuned for more information coming soon! About Hockey Helps the Homeless and CN Starting in 2024, CN signed on as the Premier National Partner with the Hockey Helps the Homeless (HHTH) program (details here ). The program consists of organizing and holding hockey tournaments in locations across Canada and where available, they include NHL, AHL, etc. alumni, local teams and where there is sufficient interest, a CN team (active employees). Since 1996, Hockey Helps the Homeless Canada, a not-for-profit hockey charity with over 25,000 donors, 3,500 players, and 1,000 volunteers, has granted over $28 million to face-off against homelessness. Everyone from community participants to NHL players and Olympians participate annually and "play with purpose to combat homelessness." 100% of net proceeds stay local in the city the tournament is in. HHTH partners with over 60 local homeless support agencies across Canada. For more information about Hockey Helps the Homeless events, please visit www.hockeyhelpsthehomeless.com . CN and HHTH are looking for volunteers to help make these events a success. Each event needs a group of volunteers to perform various duties during the tournament. CN and HHTH are hoping that some of our CNPA members will step forward act as volunteers at each of these locations. HHTH has advised that in terms of volunteer opportunities** for pensioners 60+ in age, there are various flexible roles including: Player Greeting Registration Player Gift/Incentives Breakfast/Lunch Time Keeping Selling Raffle Tickets ** Please note that most volunteer positions have early morning start times. NOTE: Any member/spouse volunteering for this event will qualify for our Railroaders in the Community program and can log their hours for the event and CN will contribute to HHTH. The details for the scheduled tournaments are listed below (locations where there is likely to be a "CN team" involved are indicated in the table). If you wish to become a HHTH volunteer, please go to the HHTH Volunteer Cup page at: https://hhth.akaraisin.com/ui/VolunteerCup Date Location / Lieu CN Team Expected/Équipe CN attendue Event Website / Site de l'événement 10/24/2025 Waterloo Region https://hhth.akaraisin.com/ui/WR25 11/07/2025 Halifax https://hhth.akaraisin.com/ui/HFX25 11/14/2025 Kingston https://hhth.akaraisin.com/ui/ygk25 11/14/2025 Markham https://hhth.akaraisin.com/ui/HHTHMarkham2025 11/20/2025 Calgary Y https://hhth.akaraisin.com/ui/hhthcalgary2025 11/28/2025 Vancouver Y https://hhth.akaraisin.com/ui/VAN25 12/05/2025 Winnipeg tbc https://hhth.akaraisin.com/ui/hhthwinnipeg2025 12/12/2025 York Region https://hhth.akaraisin.com/ui/YorkRegion2025 02/27/2026 Barrie https://hhth.akaraisin.com/ui/Barrie26 03/13/2026 Ottawa Y https://hhth.akaraisin.com/ui/HHTHOttawa2026 03/13/2026 Peel Region https://hhth.akaraisin.com/ui/Peel2026 03/27/2026 Montreal Y https://hhth.akaraisin.com/ui/HHTHMTL2026 04/10/2026 Hamilton/Burlington Y https://hhth.akaraisin.com/ui/HHTHHamBur2026 04/18/2026 Toronto (Men & Co-ed) Y https://hhth.akaraisin.com/ui/Toronto26 04/19/2026 Toronto (Women's) https://hhth.akaraisin.com/ui/GTAWomen26 05/01/2026 Edmonton Y https://hhth.akaraisin.com/ui/HHTHEdmonton2026 05/02/2026 London https://hhth.akaraisin.com/ui/LONDON26 05/07/2026 Newfoundland https://hhth.akaraisin.com/ui/NL 05/08/2026 Durham Region https://hhth.akaraisin.com/ui/Durham2026 05/22/2026 Saskatoon https://hhth.akaraisin.com/ui/Sask2025 05/28/2026 Okanagan https://hhth.akaraisin.com/ui/OKG26

CNPA Pension Committee Atlantic Representative Wayne Greenland Quebec Representative Denis Cousineau Ontario Representative Ron Hewson Prairie Representative (National Co-chair) Bruce Anderson Mountain Representative Blake Olson Union Appointed Representative Guy Scarrow Atlantic Alternate John Bailey Quebec Alternate Denise Arcand Ontario Alternate Lou Lisi Prairie Alternate Joanne Gaborieau Mountain Alternate Mike Englehart Union Appointed - Alternate Ron Shore Annual Directors Meeting Pension Report 2023

Terry Fox Run - September 20, 2026 Thank you to those CN Pensioners who represented CN at last year’s Terry Fox Run. On September 15, 2024, nearly 300 CN employees, retirees, and family members took part in six runs across Canada, raising over $16,500 for cancer research. This was part of CN’s $1 million commitment over three years to help fund life-saving research and innovation. In 2023–24 alone, the Terry Fox Foundation directed $43.9 million to cancer research, supporting over 170 projects and nearly 600 researchers. Definitely something to be proud of! This year’s run - the 45th annual - takes place on Sunday, September 14, 2025 across Canada! As we look ahead to this year’s events, we invite more of you to get involved. Team CN has started recruiting for these sites: Montreal: https://run.terryfox.ca/team/equipecnteammontreal Toronto: https://run.terryfox.ca/team/teamcntoronto Barrie: https://run.terryfox.ca/team/teamcnbarrie Prince George: https://run.terryfox.ca/team/teamcnprincegeorge Edmonton: https://run.terryfox.ca/team/teamcnedmonton Winnipeg: https://run.terryfox.ca/team/teamcnwinnipeg Join the movement, register for a team or donate to your local run. Let’s keep Terry’s dream alive—together

Conseil de l'Abitibi (B2) Council Executive Président Claude Chartrand Tel: (819) 856-9252 Vice-président Richard Laprise Tel: (819) 737-2429 Secrétaire-trésorier Léopold Provencher Tel: (819) 737-4745 Directeur Jacques Béchard Tel: (819) 737-2781 Directeur Andre Ferland Tel: (819) 860-0028 Directeur Richard Beaudoin Tel: (819) 737-3413 Directeur Claude Villeneuve Tel: (819) 856-8040

Ford Partner Recognition Program As a CN Pensioners Association member, you are eligible to participate in the Ford Partner Recognition X-Plan Vehicle Pricing Program! Program members have access to exclusive savings on Ford and Lincoln vehicles. CNPA members can access the program at www.fordpartner.com . You will need your Social Insurance Number (SIN) in order to complete the PIN request (last 4 digits only) and your PIN and proof of CNPA membership at the dealership Choose your country/language preference and use the CN/CNPA partner code - KX0E7 (a "zero" not the letter 'O') to enter the portal. Within the program portal, you can research vehicles, review plan rules and create your personalized PIN. To generate your PIN, you will need to enter the last 4 digits of your Social Insurance Number in the field labeled "Last 4 digits of NAS" as well as the other required information (name and address). Once you have your PIN, follow the instructions on how to use that PIN and proof of your CNPA membership to access Ford pricing discounts at any Ford dealer.

Campbellton Council (A2) Council Executive President Robert Chiasson Vice President Edgar Godin Treasurer Jean-Louis Fournier Secretary George Giroux Delegate Edgar Godin

Saskatchewan Council (D2) The Saskatchewan Council (D2) is based in Saskatoon and represents over 900 members living across the province of Saskatchewan. Our council is combined with that of Manitoba Division #1 and together we are known as the Prairie Region within the National Council. Manitoba has two national directors and Saskatchewan has one. These directors are there to serve the membership as liaisons between pensioners/surviving spouses and Canadian National Railways. If you are thinking about joining the Saskatchewan Council, please select council D2, on your membership application. The executive of the Saskatchewan council are your volunteers to assist you in any way that we can on items associated with your CN pension, benefits or CNPA health care with Blue Cross. Council Executive President Fred Bateman 1st Vice-President Dennis Burton 2nd Vice-President Terry Senko Secretary Vacant Treasurer Raoul Cieszkowski Past President Helen Jones National Council Representatives National Director (Prairie) Fred Bateman Health Care Committee - Alternate Dennis Burton Other Council Positions Provincial Government Liaison - Saskatchewan Terry Senko Membership Chairman Gary Heasman Newsletter Editor Gary Heasman Centenarian Coordinators Rick Crowe Terry Senko New Member Contact Vicki Stephanson Council Meetings When: Fourth Thursday of the month for the months of January, March, May, September and November, approximately 1 hour in duration Where: Masonic Temple, 1021 Saskatchewan Crescent W, Saskatoon, SK S7M 5J6 Enter by westside door and proceed to lower level Time: November, January & March – 11h00, followed by a luncheon at 12h00 May & September – 10h00, followed in the evening by a social starting at 17h00 with dinner served at 18h00 The newsletter is issued 10 days before the meetings and confirms the times, cost and type of meal - pot luck (normally) or catered. Council Newsletter The Saskatchewan Council issues a newsletter 5 times per year. It provides information to our members from the National Council, from the Health Care Committee concerning the Blue Cross Health Care Plan, and from the CN Pension meetings held four times per year. It also includes information from our local meetings and from pensioners/surviving spouses in our local communities that forward information to either our meetings or directly to the Newsletter Editor. The newsletter also keeps you up to date on the latest on savings on travel, reductions on automobile purchases, home/car/travel insurance, hotel stays, scholarships for children/grandchildren, etc. This newsletter goes to those who have signed up to the Saskatchewan council only and so, it is not available online. The newsletter can be received electronically by email and this is our preferred method as it saves the council mailing costs. As well, by choosing this option, you will receive the newsletter approximately five days earlier than via Canada Post and it will be in colour rather than a black and white mailed copy. To receive it electronically, you still must be a member in good standing. We currently have close to 500 pensioners/spouses that receive it by email. Our History The Saskatchewan CNR Pensioners Assoc. was founded in February 1985. In the words of Stan Plue, one of our founders... "When I retired in 1982, and after a year of talking with people I worked with, and associated with when working, I thought it would be a good idea if we had an organization where we could meet and visit. It became that 23 Pensioners formed the C.N.R. Pensioners Assoc. in Saskatoon in 1985. We had a lot of help from trades people on the C.N. but the person that made this all happen was Mr. Russ Pelesh who was the District Superintendent at the time, headquartered in Saskatoon". Our Founders Roy Armstrong Shirley Corbett Harold Harnett Bruce Kimpton Stan Plue Ken Uhrich Frank Atchison Ernie Dale Ted Holmes Alfonse Martin Stan Read Sid Wilkins Art Back Bob England Al Hockey Bob Mclay Reg Taylor George Wood Toby Cole Paul Fontaine Morley Hyland Lawrence Pattison Pete Telfer The Saskatchewan association then became affiliated with the National Council of Pensioners and now represent all the CN Pensioners in Saskatchewan under the name of "CNR Pensioners Assoc., Saskatchewan Division, Inc.", incorporated as a non-profit corporation in 2003.