South West (Port aux Basque) (A8) Council Executive President Charlie Matthews 1st Vice President Manuel Baker 2nd Vice President Vacant Secretary Marie Dominie Treasurer Nancy Osmond

Mountain Region Regional Council (E1) More details on the Mountain Region Regional Council can be found by visiting their website Council Executive Chairperson Dennis Jensen Vice Chairperson Gordon Wheatley Secretary Blake Olson Treasurer Al Vodden Regional Council Representatives Calgary - CN RailVets (E2) Judy Woods Edmonton - CN RailVets (E3) Cliff Gervais Kamloops/Okanagan (E4) Ross Rykyta Nanaimo (E6) Mike Englehart Victoria (E7) Gordon Wheatley Vancouver (E8) Judy Pearson Fraser Valley (E9) Steve Mihell Central & Northern BC (E10) Jeff Mohr National Council Representatives Vice-President/National Director (Mountain) Blake Olson National Director (Mountain) Dennis Jensen National Director (Mountain) Al Vodden National Director - Alternate (Mountain) Gordon Wheatley Pension Committee Blake Olson Pension Committee - Alternate Mike Englehart Health Care Committee Blake Olson Health Care Committee - Alternate MIchael Petrescu Communications Officer Steve Mihell Other Council Positions National Newsletter - Mountain Rae Sexton Government Liaison - Mountain Steve Mihell

Toronto Council (C14) Executive Events Newsletters Photo Gallery Council Executive President Ron Charles c14TorontoCouncil@cnpensioners.org Vice President Wayne MacFarlane Secretary Vacant c14torontosecretary@cnpensioners.org Treasurer Nancy Zajacz c14torontotreasurer@cnpensioners.org Membership Chair Wayne MacFarlane c14torontomembership@cnpensioners.org Special Events Ron Charles, Nancy Zajacz, Aubrey Gill & Wayne MacFarlane Director Aubrey Gill Director Bob Haggart Director Lou J. Lisi OPC Delegate 1 Nancy Zajacz OPC Delegate 2 Ron Charles Alt OPC Delegate Lou Lisi Alt OPC Delegate 2 Vacant Council Events Newsletters July 2025 August 2024 October 2023 April 2025 June 2024 August 2023 October 2024 April 2024 May 2023 Photo Gallery 2024 Blue Jays 2024 Blue Jays 2023 Curling Day 2024 Blue Jays 1/9 Hover over picture for description

Quebec Health Care Options Effective January 1, 2022, the Health Care Plan for CN Pensioners no longer offered health care coverage for Quebec pensioners under the age of 65. However, the Régie de l'assurance maladie du Québec (RAMQ) has advised that CN Quebec Pensioners under the age of 65 are eligible to join RAMQ's Public Prescription Drug Insurance Plan (RAMQ's Plan) as of January 1, 2022, which may provide significant premium savings to you. Why This Change In 2019, RAMQ reviewed the participation terms for the Health Care Plan for CN Pensioners and thereafter revised the eligibility requirements to join RAMQ's Plan. Understanding the potential for premium savings under RAMQ's Plan, the CNPA decided to cancel access to the Health Care Plan for CN Pensioners to allow unrestricted potential access to RAMQ's Plan. Of course, under provincial regulations, Quebec pensioners under age 65 cannot opt for RAMQ's Plan if they are eligible for another private group benefits plan that covers prescription drugs. About RAMQ's Plan and Rules In Quebec, all residents are required to have prescription drug coverage. Coverage is available through RAMQ's Plan or through private group benefits plans provided by an employer or association. If you have access to a private group benefits plan that covers prescription drugs, you must be covered by that plan. Your spouse and dependent children must also be covered by that plan if they are under 65. At age 65, all Quebecers are automatically registered for RAMQ's Plan, and you have the choice to be covered by that plan only, by a private group benefits plan that covers prescription drugs or a combination of both. RAMQ provides Comprehensive Drug Coverage - Lower Premiums - Premiums paid directly through income taxes Joining RAMQ is easy. Registration can be completed by: Telephone at 1-800-561-9749, or Online at http://www.ramq.gouv.qc.ca/en/citizens/prescription-drug-insurance What happens if I am over 65 when I retire or will be turning 65 The Health Care Plan for CN Pensioners has been maintained and is available for those who are over age 65 where different rules apply. Eligible CN Pensioners and their spouses will have the option to join the Health Care Plan for CN Pensioners (or stay in the RAMQ's Plan at that time or both). This would be a one-time choice you will have to make when you reach age 65, and you should receive communication from CN Pension & Benefits Administration (1-800-361-0739) in advance of your 65th birthday or with your retirement package after 65. To see the CNPA Health Care Plan coverage and Premium rates in advance, please see the information found elsewhere in the Health Care section. Optional Extended Health Care Coverage As RAMQ's Plan only covers prescription drugs that are listed on the RAMQ formulary, you may choose to buy an optional individual extended health care coverage available from various National or Quebec insurance providers to meet your additional needs. You may also click on these links to see examples of available optional coverage, but you may choose any insurance provider that meets your needs. Blue Cross Health -> Insurance for retirees and those planning retirement Mercer Retiree Solutions -> Plan Overview - Rate Sheet - and to apply click here

Hamilton Council (C4) Hamilton Council Facebook Page Council Executive President Stanley White 1st Vice President Halle Halle 2nd Vice President Barry Kwicinski Secretary Maureen Smyth Treasurer Scott Montani Membership Chair George Titus OPC Delegate (1) Maureen Smyth OPC Delegate (2) Scott Montani Alt OPC Delegate (1) Barry Kwicinski Golf Committee Scott Montani Phone Committee George Titus Phone Committee Member Gary Clairmont Council Events Council Meetings When: Third Wednesday of the month, September to May, excluding December, 13h00 Exceptionally, December meeting is held second Friday of December Where: Royal Canadian Legion Branch 163, 435 Limeridge Rd E, Hamilton, ON L9A 2S8

Vancouver Council (E8) Visit the Vancouver Council website for more council information and the latest updates Vancouver Council Facebook Page Council Executive President Judy Pearson Vice President Dave McNaughton Secretary Dave McNaughton Treasurer Paul Sidhu Past President Alex Hui Membership Blake Olson COSCO Rod McIvor Member At Large Margie Wagenaar Member At Large Dale Jack Council Meetings When: Third Tuesday of the month, September to June, excluding December, 10h00 Where: Bonsor Community Centre (South Burnaby Metro Club Room), 6550BGonsor Ave, Burnaby, BC Meetings schedule: 10h00 for coffee, 11h00 meeting, 12h00 lunch (small fee at the door)

Belleville Council (C3) Council Executive President Les MacDonald 1st Vice President Rick Phillips 2nd Vice President John Mueller Secretary Roger McDevitt Treasurer Elaine O'Hara Past President Roger McDevitt Membership Chair Rick Phillips OPC Delegate (1) John Mueller OPC Delegate (2) Roger McDevitt Alt OPC Delegate (1) Elaine O'Hara Alt OPC Delegate (2) Les MacDonald Newsletter Editor John Mueller Callers Committee Chair Elaine O'Hara Sick & Visiting Elaine O'Hara Director Norm Crawford Director Bruno Di Genova Director Harry Hebbourn Director Sherry Scott Director Tim Spice Director Trul Trulsen Council Meetings When: To be announced Where: To be announced Newsletters Fall 2026 Fall 2025 Fall 2024 Spring 2026 Spring 2025 Spring 2024 Winter 2026 Winter 2025 Winter 2024

Calgary: CN Ra ilVets (E2) Council Executive President Judy Woods Vice President Brian Woods Treasurer Madeleine Pelletier Secretary Linda Engel Past President Brian Woods Director Roland Morin Membership Brian Woods Council Meetings When: First Monday of the month, September to June, 13h00 Where: Kerby Centre, 1133 7th Ave SW Newsletters June 2026 June 2025 June 2024 February 2026 February 2025 February 2024 October 2025 October 2024 October 2023

Nanaimo Council (E6) Council Executive President Mike Englehart Vice-President Donalda Lapointe Secretary-Treasurer Loretta Bauer Membership Chair Donalda Lapointe Member At Large Charlie Kritsch Member At Large Bruce Sproston

Ottawa Council (C9) Ottawa Council Facebook Page Council Email: retiredrremployees@gmail.com Council Executive President Ken DeJean 1st Vice-President Mel Creighton Secretary Lawrence Mask Treasurer Serge Poulin OPC Delegate (1) Serge Poulin OPC Delegate (2) Ken DeJean Alt OPC Delegate Wally Goldberg Alt OPC Delegate Lawrence Mask Membership Chair Lawrence Mask Council Meetings When: Fourth Monday of the month from September to May, excluding December Where: Canterbury Community Centre, 2185 Arch St, Ottawa, Ontario.

belairdirect - Home, Auto, Travel insurance A World of Coverage and Convenience Awaits Experience the peace of mind that comes with comprehensive coverage and exclusive savings through belairdirect. Whether at home, on the road, or traveling abroad, belairdirect ensures you and your loved ones are well-protected. With all your insurance in one place, being covered has never been simpler. Simplify your insurance with an exclusive offer from belairdirect for CN Pensioners Reliable Car and Home Insurance Say hello to exclusive savings on car and home insurance. You need great coverage that can keep up with your schedule. Luckily, our official partner, belairdirect, has got you covered. We’ve teamed up with them to score special savings on insurance that’s tailored just for you, as a valued member of the CNPA. You’ll also enjoy exclusive access to enhanced home coverage with their Affinity Plus endorsement, and the option for great car insurance add-ons. Plus, you'll benefit from a suite of helpful digital tools that make managing your insurance and claims a breeze! It’s more than just a policy. When you get insurance through belairdirect, you’re also supporting the CNPA! Visit belairdirect.com/savings or call 1 833 887.4626 and mention our group name - CN Pensioners Association. Hassle-Free Travel Insurance Travel insurance made oh so simple. CNPA members can embark on unlimited adventures with annual travel insurance. With our exclusive group rates, often for less than single-trip coverage*, you could receive annual coverage for emergencies, trip disruptions, lost baggage, and more - all in one package. There's no age or health restrictions**, and you can choose from convenient monthly or annual payment options. Get your travel insurance price by visiting belairdirect.com/travel-groups or call 1 833 583.3643 and mention our group name - CN Pensioners Association. Eligibility requirements, limitations and exclusions may apply and/or may vary by province or territory. The information provided in this summary is for informational purposes only and should not be considered legal or insurance advice. Policy wordings prevail. © 2025 Belair Insurance Company Inc. All rights reserved. Travel insurance products are underwritten by Belair Insurance Company Inc. and services are provided by belairdirect Agency Inc. * Based on a comparison of 17-day Plan and 35-day Base Plan against single trip plans with similar benefits. ** This insurance may not cover claims related to medical conditions that are not stable, whether disclosed or not at time of policy purchase.

The CN Pensioners Association provides to members numerous offers related to your personal health, in partnership with Medavie Blue Cross. Health Care / Blue Cross Your health and well being is important to us. Whether you participate in the Health Care Plan for CN Pensioners (Blue Cross) or not, you may find information on this site useful in your personal life. Claims You have options to submit your claims quickly and easily - Online through eClaims, on a mobile app or by mail or in person. Workplace Injury The CN Pensioners Association is pleased to provide post-retirement guidance on illness, injuries or hearing loss which may be related to your career at CN. Manual, Rates & Forms The latest Blue Cross manuals and premium rates by province, as well as printable claim forms are available here Health Care Committee The team working for CN pensioners to secure the best services and options in the Health Care area Blue Cross Benefits The Blue Advantage program from Blue Cross offers a wide variety of product and services discounts that you may be eligible for as an enrolled Blue Cross member. Services for Seniors The federal and provincial governments provide a wide variety of services for seniors. Find out more here. Health Plan for Defined Contribution Retirees We have a Health Care Plan available for those who are classed as 'defined contribution' retirees Other Topics Blue Cross Travel Medical Insurance Quebec Health Care Options Mail Order Pharmacy Blue Cross - Making Contact If you have signed up for the CNPA Medavie Blue Cross Plan, and you have questions on coverage, administration of the plan, etc., here are the numbers to call: For questions about Enrolling, Changing Options, Cancellation of Coverage, Premium Rates, please call 1-866-660-7670. For questions about Payment of Claims, Definition of Benefits, Coverage Details, Obtaining Prior Approval For Certain Expenses, and to Obtain Claim Forms, please call 1-888-873-9200. You may also go to the Medavie Blue Cross Group Benefit website https://www.medaviebc.ca to obtain general information about your Plan and your current coverage, to view your claims and reimbursement history and to print generic claim forms. Need an income tax receipt, need to know if an item is covered under your plan or to take a look at the detailed history of your claims? You can now have that information and much more when you go online at https://www.medaviebc.ca in the 'For Plan Members' section. Follow the simple instructions on screen and in minutes you'll be online, in a secure environment, where you can consult important information about your Medavie Blue Cross Benefit Plan.