Blue Cross Travel Medical Insurance The CNPA Health Plan DOES NOT provide any coverage for expenses or services incurred outside Canada. However, your local Blue Cross office may provide a discount if you buy individual Travel Medical Insurance from them and indicate that you are a Blue Cross Plan member. The potential discount varies by province and region and may or may not include other specific discounts. In some cases, your local Blue Cross office may offer the first 15 days complimentary when you buy 16 days or more of individual Travel Medical Insurance. Please contact the following local Blue Cross offices to inquire about individual Travel Medical Insurance and any potential discounts. Ontario, Quebec and Atlantic Provinces – Blue Cross Travel Insurance Monday to Friday between 8AM and 5PM Eastern Time 514-908-3493 or toll free at either 1-888-905-3493 or 1-888-857-2583 https://www.medaviebc.ca/en/plans/travel Manitoba Blue Cross Travel Insurance 204-775-0151 or 1-888-596-1032 https://www2.mb.bluecross.ca/plans/travel-plans Saskatchewan Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-667-6853 https://www.sk.bluecross.ca/personal-insurance/travel-insurance/ Alberta Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-394-1965 https://www.ab.bluecross.ca/plans/travel/travel-insurance-coverage.php Pacific Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-877-722-2583 https://www.pac.bluecross.ca/travel-insurance

The CN Pensioners Association helps members with all matters related to their pension, with a dedicated pension committee leading the way. Your Pension Our CN pension is the one thing that is common across CNPA members. You'll find more information about our pensions below CN Pension Inquiries The CNPA is not the administrator of your pension. For matters/questions directly related to your pension benefits, including change of address , changes in marital status, deceased pensioners, etc ., you need to contact CN Pension & Benefits Administration. You may be able to use the web portal below, or you can call or write: By phone (have your PIN ready) : Toll-free from Canada & US only: 1-800-361-0739 Local & International: 1-514-673-7730 (Collect calls accepted ) By mail to : CN Pension & Benefits Admin P.O. Box 8111, Montreal, PQ, H3C 3N3 By fax: 1-514-284-7488 For additional guidance, please refer to the Pension Reference Guide , which provides information on when to contact CN Pension and Benefits Administration. CN Pension & Benefits Portal The CN Pension & Benefits portal is here to help manage your company pension Increased Pension to Age 65 If you retire before age 65, you may elect to receive an increased monthly pension until age 65 Death of a Pensioner When a pensioner dies, there are some key activities that need to be completed. Pension Committee The team working for CN pensioners to secure the best services and options in the Pension area Post Retirement Life Insurance The CNPA, in conjunction with CN Pension & Benefits Administration, has developed a set of Questions & Answers which provides some information on this insurance and the claim process.

Manitoba Division #1 (D3) Visit the CN Pensioners of Manitoba website for more information and the latest updates CN Pensioners of Manitoba Facebook Page Council Executive President Patrick McMullin Vice-President Dennis Brown Secretary Gloria Gorin Treasurer Bruce Anderson Past President Vacant National Council Representatives President/National Director (Prairie) Bruce Anderson National Director (Prairie) Patrick McMullin National Director - Alternate (Prairie) Joanne Gaborieau Pension Committee Bruce Anderson Pension Committee - Alternate (Prairie) Joanne Gaborieau Health Care Committee Joanne Gaborieau Other Council Positions National Newsletter - Prairie Mark Barda Provincial Government Liaison - Manitoba Jim Feeny Membership Chair Joanne Gaborieau Publicity Mark Barda Special Events Ernie Yakiwchuk Webmaster Janet Lewis Anderson Outreach Vivian Horvath Hospitality Dennis Brown Member-At-Large Ed Falardeau, Carson Hull

Holo Alert 24/7 Medical Alert Protection Stay Safe Anywhere with Holo Alert — Exclusive Offer for CN Pensioners Holo Alert is one of Canada’s top-rated medical alert providers, trusted by thousands of Canadians to stay protected at home and on the go. Choose from three discreet, easy-to-use devices designed to get you help when you need it most: Choose Your Protection: Holo Pro Pendant - Lightweight neck-worn pendant with an optional clip for belt or pocket wear. Holo Mini Pendant - Compact and discreet, worn on the wrist for everyday comfort and ease. Holo Smartwatch - Sleek and modern with built-in heart rate and activity monitoring. All Devices Include: WiFi & GPS Tracking – So emergency responders know exactly where you are Two-Way Voice – Speak directly with trained Canadian operators Fall Detection – Automatically calls for help if a fall is detected Emergency Button – One press connects you to support instantly Water-Resistant – Safe to wear in the shower or outdoors Exclusive Benefits for CNPA Members**: FREE Device (up to $300 value) 10-Day Risk-Free Trial – Try it with confidence 20% Off Monthly Monitoring – Save $10–15/month on 24/7 GPS + Fall Detection services ** - To qualify, simply provide a photo of your CNPA membership card (showing your name and PIN). Ready to Order or Have Questions? Contact Matthew Toth at mtoth@holoalert.ca or call (888) 411-4656 . Visit www.holoalert.ca to learn more.

Submitting Your Claims There's more than one way to submit a claim. Online with eClaims Access complete information on your group benefits in a secure environment: submit claims electronically, review claims status and history, eligibility for specific products or services and online registration for direct deposit of your claims. Note: You must sign up for Direct Deposit in order to use eClaims. As well, not all services may be available to some plan members With the Medavie Blue Cross Mobile App Access to the same suite of information wherever you are and whenever you need Note: You must sign up for DIrect Deposit in order to use the mobile app to submit claims. As well, not all services may be available to some plan members By Mail You can still submit claims the old fashioned way if you prefer. Just fill out and print the forms , attach the necessary receipts and mail to the Medavie Blue Cross regional address for your province.

Need to Connect? Want to stay connected with the CNPA, service providers or other railway pensioner sites and groups? Here's a list of key contacts: Phone Numbers: CN Pension & Benefits Administration/Change of Address OR Banking Information - Have your PIN number ready and call 1-800-361-0739 , between 8 a.m. and 6 p.m., excluding statutory holidays. Call 1-514-673-7730 from all other countries outside Canada or the U.S. VIA Pensioner - Call 1-800-799-9934 (VIA Rail) and ask for Pension Administration Marine Atlantic Pensioner - Call 1-800-561-7660 (Marine Atlantic-North Sydney) and ask for Pension Administration CN/CP Pensioner - For CN/CP Pensions and Benefits, contact ALLSTREAM Canada Corp. at 1-800-276-7630 or by mail: ALLSTREAM Canada Corp. 16th Floor 200 Wellington Street West Toronto, ON M5V 3G2 Medavie Blue Cross (CNPA) - Plan Number 93115 Q uestions about Enrolling in the Plan, Changing Options, Cancellation of Coverage, Premium Rates, please call 1-866-660-7670. Questions about Payment of Claims, Definition of Benefits, Coverage Details, Obtaining Prior Approval For Certain Expenses and to Obtain Claim Forms, please call 1-888-873-9200. Websites: CN Pensioners' Web Portal - https://cnbenefits.hroffice.com Medavie (CNPA) Blue Cross - Plan Number 93115 - https://www.medaviebc.ca/en/members Go to the website to obtain general information about your plan and your current coverage, to view your claims and reimbursement history and to print generic claim forms. CN Pensioners of Manitoba – https://www.cnpensioners.ca CNPA Mountain Region - https://cnpamountainregion.wixsite.com/cnpa-mountain-region CN Pensioners Vancouver - https://cnpavancouver.wixsite.com/vancouvermembers CN Pensioners Fraser Valley - https://cnpafraservalley.wixsite.com/cnpafraservalley CN – https://www.cn.ca CN Railroaders In The Community - https://cn.benevity.org/user/login CN Employees' & Pensioners' Community Fund - https://www.communityfundcn.ca/en/index.snc Facebook: CNPA – National Page English – https://www.facebook.com/cn.pensioners.92 CNPA – National Page French – https://www.facebook.com/cnpa.french.3/ CNPA of Manitoba – https://www.facebook.com/cnpensionersmanitoba ARCN - Conseil rive-sud, Laurentides et Lanaudière - https://fr-ca.facebook.com/people/Association-des-retrait%C3%A9s-du-CN-conseil-rive-sud-Laurentides-et-Lanaudi%C3%A8re/100064283125674/ CNPA - Ottawa Council - https://www.facebook.com/CN-Pensioners'-Association-Ottawa-Council-100089162535507 CNPA – Barrie Council – https://www.facebook.com/CN-Pensioners-Association-Barrie-Council-158904744776643 CNPA – Hamilton Council – https://www.facebook.com/cnpahamilton CNPA - Vancouver – https://www.facebook.com/cnpavancouver CN Rail Keeping Track (private group; one must request to join) – https://www.facebook.com/groups/293646437451534 CN Rail (public group; one must request to join) – https://www.facebook.com/groups/2263097820 CN – https://www.facebook.com/CNrail

Kingston & Brockville Council (C6) Council Executive President David Delcloo Vice-President Keith Heller Secretary David Delcloo Treasurer Cathy Thomas Membership David Delcloo OPC Delegate (1) David Delcloo OPC Delegate (2) Cathy Thomas OPC Delegate Alternate Vacant

The CNPA has over 35 regional and local councils representing the membership of their specific geographical area. Details on each of the councils are found here. Regional & Local Councils Atlantic A1: Atlantic Regional Council A4: Edmundston Council A7: Moncton Council #1 A10: Sydney Council #6 A11: Saint John Council Newfoundland & Labrador A8: South West (Port aux Basque) A9: St. John's Branch Quebec B1: Québec Provincial Council B2: Abitibi Council B3: Bas-Saint-Laurent / Vallée-de-la-Matapédia / Gaspésie Council B4: Coteau / Vaudreuil-Soulanges Council B6: Centre-de-la-Mauricie / Haut-Saint-Mauricie / Laviolette Council B7: Montreal / Laval Council B9: Quebec Council B10: Rivière-Du-Loup Council B11: Saguenay / Lac-Saint-Jean Council B14: Rive-sud-de-Montréal / Laurentides / Lanaudière Council Ontario C1: Ontario Provincial Council C2: Barrie Council C3: Belleville Council C4: Hamilton Council C6: Kingston & Brockville Council C7: Southwestern Ontario Council C8: Niagara Falls Council C9: Ottawa Council C13: Thunder Bay Council C14: Toronto Council Prairie D2: Saskatchewan Council D3: Manitoba Division #1 Mountain E1: Regional Committee E2: Calgary: CN RailVets E3: Edmonton: CN RailVets E4: Kamloops/Okanagan Council E6: Nanaimo Council E7: Victoria Council E8: Vancouver Council E9: Fraser Valley Council E10: Central & Northern BC Council

Frequently Asked Questions I need to change my address and/or my phone number. What do I do? I need to change my banking information so that I continue to receive my monthly pension payment. What do I do? A CN pensioner (or surviving spouse receiving a CN pension) has died? What should I do? Is every CN pensioner a member of the CN Pensioners Association? Do I have to complete a membership application or renew my membership every year? How do I cancel my CNPA membership if I no longer wish to be a member? How do I know if I am on pension payroll deduction (PPD)? On the membership application form, what do you mean by "To which local/council do you wish to belong"? What are the locations of the Local Councils? If a surviving spouse receiving a CN pension remarries, does he/she still receive the pension as the surviving spouse? I am a surviving spouse of a CN pensioner. Can I also become a contributing member of the CNPA? If a CN pensioner marries after his/her date of retirement, is his/her spouse entitled to any portion of his pension in the event of his/her death? Are spouses of CN pensioners who are members of the CNPA automatically members of the CNPA as well?

Conseil de Coteau / Vaudreuil-Soulanges (B4) Council Executive Président Daniel Leroux Tel: (450) 455-7330 Vice-président Michel Marin Tel: (450) 267-9970 Secrétaire-trésorier Andre Beriault Tel: (450) 370-2548 Directeur Richard Methot Tel: (450) 763-2232 Directeur Gilbert Charlebois Tel: (514) 894-6375 Directeur Claude Ladouceur Tel: (450) 267-9521

The CN Pensioners Association regularly publishes newsletters to provide its members with the latest news and updates as well as stories of interest CNPA National Newsletters Want less paper coming to your door? CNPA E-Newsletter coming soon! The CNPA is excited to announce that, starting with the first 2026 edition (Spring) of our National Newsletter, we will be providing all our pensioners with an option to receive an electronic newsletter version instead of your current printed copy. The full colour E-Newsletter editions could be provided to you via an electronic link in an email as soon as it is posted. The E-Newsletters are environmentally friendly, more convenient and provides you direct access to any imbedded web links. It also reduces the printing and distribution costs and won’t be delayed by mail disruptions or an incorrect address. We want to hear your feedback on this important project at our new email address e-newsletter@cnpensioners.org . You can also use this same email to subscribe to the E-Newsletter - just include your name and PIN in the email. After you subscribe, you will receive a confirmation and will start receiving the E-Newsletter in the spring of 2026. While this will replace the paper version for those who subscribe, our contributing CNPA members will continue to receive their annual CN calendar by mail each December. Email us with your comments, and get yourself on the list to be the first to receive the National Newsletter electronically. Greetings From Your Editor As editor for the national newsletter, our focus is to strive for continuous improvement in delivering an informative and interesting newsletter to you. Our newsletter is issued and mailed to you three times per year (Spring, Summer and Winter) as well as posted to our website. However, we do require your assistance. We are always on the lookout for stories of interest - and that's where you come in. If you have a story you would like to share, please email your story to your respective regional representative. Contact information for the regional newsletter reps can be found in our national newsletters. We ask that all submissions be sent in electronically as a Word document. If you have a photo to go with it, please attach it separately to your email and list the names of all those in the photo. It is important that the photo be of high quality for printing purposes. Occasionally we will be sending out a survey looking for your feedback as well - what kind of articles would you like to see? E.g. personal stories, issues affecting pensioners such as health care and pensions, historical photos and stories, etc. Your feedback is important to us and will help us to serve you better. Steve Mihell Editor newsletters@cnpensioners.org Deadline for Articles : Spring Edition - January 31 Summer Edition - June 15 Winter Edition - September 30 National Newsletters Summer 2026 Spring 2026 Winter 2025 Summer 2025 Spring 2025 Winter 2024 Summer 2024 Spring 2024 Winter 2023 Regional & Local Newsletters Regional & Local Newsletters are available for some councils. If so, they are found and can be viewed by visiting the Regional or Local Council page. SummerC 2026 SpringC 2026

Blue Cross Documents 2026 Health Care Plan The 2026 Blue Cross Manual for the Health Care Plan for CN Pensioners 2026 Premium Rates The 2026 Premium Rates for the Health Care Plan for CN Pensioners, by province Claim Forms You will find printable and fillable PDF versions of the health care forms