Vancouver Council (E8) Visit the Vancouver Council website for more council information and the latest updates Vancouver Council Facebook Page Council Executive President Judy Pearson Vice President Dave McNaughton Secretary Dave McNaughton Treasurer Paul Sidhu Past President Alex Hui Membership Blake Olson COSCO Rod McIvor Member At Large Margie Wagenaar Member At Large Dale Jack Council Meetings When: Third Tuesday of the month, September to June, excluding December, 10h00 Where: Bonsor Community Centre (South Burnaby Metro Club Room), 6550BGonsor Ave, Burnaby, BC Meetings schedule: 10h00 for coffee, 11h00 meeting, 12h00 lunch (small fee at the door)

Save with Specsavers Specsavers is an optometrist owned and led business that provides Canadians access to comprehensive eye exams with over 140 locations across the country. Specsavers is proud to partner with the CNPA to provide affordable, accessible eyecare and eyewear to its members. All our locations provide a great range of offers, glasses, and contact lenses, as well as online booking and direct billing. What Specsavers Offers: Comprehensive eye exams from $99 including OCT scan - at no additional cost. This 3D eye scan helps optometrists to spot any abnormalities and identify eye diseases, such as age‑related macular degeneration, glaucoma, and diabetic eye disease, in their earliest stages. If you’re 65 or over, you can get your comprehensive eye exam at no cost to you!* 2-year quality guarantee and 100 day no worries, no fuss guarantee. Direct billing to benefit plans Convenient online booking Open on weekends and evenings As a CNPA Member, you also qualify for 60%** off lens upgrades in addition to in-store offers such as our 2 pairs of glasses for $149! Simply visit one of their locations in Ontario, Manitoba, Alberta or British Columbia and present proof of CNPA membership to receive 60% off lens upgrades. Exclusive Offer Details: Promo Code: 202401 ** Offer Terms & Conditions: Discount only available for CNPA members on presentation of proof of membership card in store. Cannot be used for family and friend purchases. Offer can be used in conjunction with our two pairs from $149 offer. Offer cannot be used in conjunction with any other vouchers or offers including when you purchase a single pair of glasses from our $149 range and above, as a lens upgrade is already included in this bundle. Excludes safety eyewear. Discount is applied before taxes. No cash surrender value. Cannot be applied to past transactions. Other conditions and exclusions apply. Offer details are subject to change. Specsavers website link – To learn more about Specsavers and book an eye exam visit: https://www.specsavers.ca/stores?utm_source=cnpa-website&utm_medium=partnerships&utm_campaign=60-off * Costs of eye exams provided by independent optometrists are covered by provincial health care for eligible seniors.

Friends & Colleagues No Longer With Us* * Those deceased within the last 5 years, based on information received from CN Pensions & Benefits Administration Enter First and/or Last Name And/Or Filter by Council Name Select Council Last Name / Nom de famille First Name / Prénom Date of Death/ Date du décès Council Code Council Name / Nom du conseil Cabral Jose 06/30/2026 E3 Edmonton: CN RailVets Prefontaine Guy 06/30/2026 B7 Conseil Montréal / Laval Khan Habib 06/29/2026 E3 Edmonton: CN RailVets Nadeau Jean 06/29/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière Burant Henry 06/28/2026 D2 Saskatchewan Council Leblanc Doris 06/27/2026 A7 Moncton Council #1 Maillet Noella 06/27/2026 A7 Moncton Council #1 Bush Joe 06/26/2026 E10 Central & Northern BC Council Gallant Hector 06/26/2026 A7 Moncton Council #1 Howlett Anna 06/26/2026 A8 South West (Port aux Basque) Houle Liliane 06/25/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière Lannon Marie F 06/25/2026 A9 St. John's Branch Skeete Wreaker 06/25/2026 F1 National Council Spencer Ronald 06/25/2026 A7 Moncton Council #1 Adams Caesar 06/24/2026 C14 Toronto Council Aubry-Chevigny Honorine 06/24/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière Scott Randolph 06/24/2026 C3 Belleville Council Watson Margaret 06/24/2026 D3 Manitoba Division #1 Larocque Marguerite 06/22/2026 C13 Thunder Bay Council McMahon Karin H 06/22/2026 D3 Manitoba Division #1 Morrison Mary Louise 06/22/2026 C8 Niagara Falls Council Wilkins Sylvia 06/22/2026 E9 Fraser Valley Council Comeau Marie E 06/21/2026 A7 Moncton Council #1 Domagala Evelyn 06/21/2026 C14 Toronto Council Downey Geraldine 06/21/2026 D3 Manitoba Division #1 Page 1 of 1

2026-2027 details coming fall 2026 CN & Hockey Helps the Homeless Thank you to those CN Pensioners who supported Hockey Helps the Homeless during the 2024–2025 season. Your time and energy helped raise $7.8 million for local shelters and housing programs across Canada. Team CN showed up in full force: 162 players and 46 volunteers across 8 cities stepped onto the ice alongside former pro players, all united by one goal: to help shutout homelessness. We’re excited to be back for the 2026–2027 tournaments ! Stay tuned for more information coming soon! About Hockey Helps the Homeless and CN Starting in 2024, CN signed on as the Premier National Partner with the Hockey Helps the Homeless (HHTH) program (details here ). The program consists of organizing and holding hockey tournaments in locations across Canada and where available, they include NHL, AHL, etc. alumni, local teams and where there is sufficient interest, a CN team (active employees). Since 1996, Hockey Helps the Homeless Canada, a not-for-profit hockey charity with over 25,000 donors, 3,500 players, and 1,000 volunteers, has granted over $28 million to face-off against homelessness. Everyone from community participants to NHL players and Olympians participate annually and "play with purpose to combat homelessness." 100% of net proceeds stay local in the city the tournament is in. HHTH partners with over 60 local homeless support agencies across Canada. For more information about Hockey Helps the Homeless events, please visit www.hockeyhelpsthehomeless.com . CN and HHTH are looking for volunteers to help make these events a success. Each event needs a group of volunteers to perform various duties during the tournament. CN and HHTH are hoping that some of our CNPA members will step forward act as volunteers at each of these locations. HHTH has advised that in terms of volunteer opportunities** for pensioners 60+ in age, there are various flexible roles including: Player Greeting Registration Player Gift/Incentives Breakfast/Lunch Time Keeping Selling Raffle Tickets ** Please note that most volunteer positions have early morning start times. NOTE: Any member/spouse volunteering for this event will qualify for our Railroaders in the Community program and can log their hours for the event and CN will contribute to HHTH. The details for the scheduled tournaments are listed below (locations where there is likely to be a "CN team" involved are indicated in the table). If you wish to become a HHTH volunteer, please go to the HHTH Volunteer Cup page at: https://hhth.akaraisin.com/ui/VolunteerCup Date Location / Lieu CN Team Expected/Équipe CN attendue Event Website / Site de l'événement 05/22/2026 Saskatoon https://hhth.akaraisin.com/ui/Sask2025 05/28/2026 Okanagan https://hhth.akaraisin.com/ui/OKG26 10/01/2026 2026-27 Coming Soon/À venir

Ford Partner Recognition Program As a CN Pensioners Association member, you are eligible to participate in the Ford Partner Recognition X-Plan Vehicle Pricing Program! Program members have access to exclusive savings on Ford and Lincoln vehicles. CNPA members can access the program at www.fordpartner.com . You will need your Social Insurance Number (SIN) in order to complete the PIN request (last 4 digits only) and your PIN and proof of CNPA membership at the dealership Choose your country/language preference and use the CN/CNPA partner code - KX0E7 (a "zero" not the letter 'O') to enter the portal. Within the program portal, you can research vehicles, review plan rules and create your personalized PIN. To generate your PIN, you will need to enter the last 4 digits of your Social Insurance Number in the field labeled "Last 4 digits of NAS" as well as the other required information (name and address). Once you have your PIN, follow the instructions on how to use that PIN and proof of your CNPA membership to access Ford pricing discounts at any Ford dealer.

Fraser Valley Council (E9) Council Executive President Steve Mihell Vice-President Rae Sexton Recording Secretary Rae Sexton Treasurer Joey Valliers Jorgensen Membership Chair Steve Mihell COSCO Rep Steve Mihell Regional Council Rep Steve Mihell Member at Large Ross Dewar Member at Large Ross T. Gregory Visit the Fraser Valley Council website for more council information and the latest updates Council Meetings When: Second Wednesday of the month, September to June, 13h00 Where: Church in the Valley, 23589 Old Yale Road Langley, BC

Belleville Council (C3) Council Executive President Les MacDonald 1st Vice President Rick Phillips 2nd Vice President John Mueller Secretary Roger McDevitt Treasurer Elaine O'Hara Past President Roger McDevitt Membership Chair Rick Phillips OPC Delegate (1) John Mueller OPC Delegate (2) Roger McDevitt Alt OPC Delegate (1) Elaine O'Hara Alt OPC Delegate (2) Les MacDonald Newsletter Editor John Mueller Callers Committee Chair Elaine O'Hara Sick & Visiting Elaine O'Hara Director Norm Crawford Director Bruno Di Genova Director Harry Hebbourn Director Sherry Scott Director Tim Spice Director Trul Trulsen Council Meetings When: To be announced Where: To be announced Newsletters Spring 2026 Spring 2025 Spring 2024 Winter 2026 Winter 2025 Winter 2024 Fall 2025 Fall 2024 Fall 2023

HearingLife Hearing Care Services The CN Pensioners Association has teamed up with the professionals at HearingLife to provide the very best hearing care services to all its members. HearingLife and its Network Partners have over 400 clinics across the nation and form the largest network of Hearing Health care providers in Canada. Your membership with the CN Pensioners Association makes you and your spouse/partner, children, and parents eligible to receive exclusive benefits, including an EXTRA 10% off the final purchase price of hearing aids and custom noise protection. * Please note that you will be required to show your CNPA membership card at your appointment. PLUS, you’re eligible to register for the HearingLife Advantage Club Pass and receive: A FREE Club Pass Card Access to exclusive contests and giveaways Take Advantage now! Visit HearingLifeAdvantage.ca/CNPA to request your free Club Pass Card Have questions? Contact the preferred partner line at 1-888-419-8871 For Quebec Residents : Provincial legislation prevents HearingLife from offering these benefits to residents of Quebec. However, HearingLife's has partnered with Le Groupe Forget, Audioprothésistes - with over 80 locations across the province - to offer similar benefits to our membership in Quebec. CNPA members in Quebec can contact Groupe Forget at 1-888-415-6101 to discuss these benefits. * Offers not available in Quebec.

Increased Pension to Age 65 Option If you retire before age 65, you may elect the increased pension to age 65 option (IPO). Under this option, you receive more from the CN Pension Plan before age 65 and less after age 65. If you choose this option, your increased CN pension will be reduced for life once you reach age 65. Your decision to elect or decline this option is personal and irrevocable. The following example illustrates how the IPO affects an employee retiring early at age 56 and 6 months on December 31, 2004: With IPO : Monthly Pension before Age 65 CN Basic Pension $2500 IPO Allowance $ 183 Total Monthly Pension $2683 Monthly Pension after Age 65* CN Basic Pension $2283 Without IPO : Monthly Pension before Age 65 CN Basic Pension $2500 IPO Allowance $ 0 Total Monthly Pension $2500 Monthly Pension after Age 65 CN Basic Pension $2500 * In this example, at age 65, the total CN monthly pension of $2,683 being paid is reduced for life by the fixed amount of $400 a month ($2,683 - $400 = $2,283). The increased pension to age 65 option is calculated so that the value of both options is, on average, the same. The amount of the IPO allowance reflects the age of the member at retirement, the applicable reduction of $400 at age 65, interest rates and whether the member retired early or on disability pension. Because survivor benefits are calculated using the CN basic pension amount, your decision to elect or decline the IPO will have no bearing on pension benefits which may become payable to your survivors.

Ottawa Council (C9) Ottawa Council Facebook Page Council Email: retiredrremployees@gmail.com Council Executive President Ken DeJean 1st Vice-President Mel Creighton Secretary Lawrence Mask Treasurer Serge Poulin OPC Delegate (1) Serge Poulin OPC Delegate (2) Ken DeJean Alt OPC Delegate Wally Goldberg Alt OPC Delegate Lawrence Mask Membership Chair Lawrence Mask Council Meetings When: Fourth Monday of the month from September to May, excluding December Where: Canterbury Community Centre, 2185 Arch St, Ottawa, Ontario.

belairdirect - Home, Auto, Travel insurance A World of Coverage and Convenience Awaits Experience the peace of mind that comes with comprehensive coverage and exclusive savings through belairdirect. Whether at home, on the road, or traveling abroad, belairdirect ensures you and your loved ones are well-protected. With all your insurance in one place, being covered has never been simpler. Simplify your insurance with an exclusive offer from belairdirect for CN Pensioners Reliable Car and Home Insurance Say hello to exclusive savings on car and home insurance. You need great coverage that can keep up with your schedule. Luckily, our official partner, belairdirect, has got you covered. We’ve teamed up with them to score special savings on insurance that’s tailored just for you, as a valued member of the CNPA. You’ll also enjoy exclusive access to enhanced home coverage with their Affinity Plus endorsement, and the option for great car insurance add-ons. Plus, you'll benefit from a suite of helpful digital tools that make managing your insurance and claims a breeze! It’s more than just a policy. When you get insurance through belairdirect, you’re also supporting the CNPA! Visit belairdirect.com/savings or call 1 833 887.4626 and mention our group name - CN Pensioners Association. Hassle-Free Travel Insurance Travel insurance made oh so simple. CNPA members can embark on unlimited adventures with annual travel insurance. With our exclusive group rates, often for less than single-trip coverage*, you could receive annual coverage for emergencies, trip disruptions, lost baggage, and more - all in one package. There's no age or health restrictions**, and you can choose from convenient monthly or annual payment options. Get your travel insurance price by visiting belairdirect.com/travel-groups or call 1 833 583.3643 and mention our group name - CN Pensioners Association. Eligibility requirements, limitations and exclusions may apply and/or may vary by province or territory. The information provided in this summary is for informational purposes only and should not be considered legal or insurance advice. Policy wordings prevail. © 2025 Belair Insurance Company Inc. All rights reserved. Travel insurance products are underwritten by Belair Insurance Company Inc. and services are provided by belairdirect Agency Inc. * Based on a comparison of 17-day Plan and 35-day Base Plan against single trip plans with similar benefits. ** This insurance may not cover claims related to medical conditions that are not stable, whether disclosed or not at time of policy purchase.

Niagara Falls Council (C8) Council Executive President William Lindsay Vice-President David Kinghorn Treasurer Michael K. Gander Secretary Sylvester (Sy) Peplinski Membership Chair Sylvester Peplinski OPC Delegate (1) David Kinghorn OPC Delegate (2) William Lindsay OPC Alternate Delegate Vacant Council Meetings When: Third Monday of the month from September to June, excluding De cember, 14h00 Where: Royal Canadian Legion, Branch 479, 5603 Spring St. Niagara Falls, Ont. L2G 1P7. Telephone (905) 354-4331.