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Rail Safety Week 2024 Help CN to Spread the Rail Safety Message Held annually in September, Rail Safety Week is a great opportunity to inform the public about the importance of rail safety and the risks of trespassing and not obeying signs and signals at grade crossings. This year, Rail Safety Week 2024 will be held in Canada, the United States and Mexico from September 23-29. Operation Lifesaver, and its partners, created Rail Safety Week in 2003 to raise public awareness of the potential dangers at railway crossings and from trespassing on railway property. Since then the momentum has grown and together with our partners at Operation Lifesaver, CN will join forces again this year to promote public rail safety in communities throughout our network across North America. Join our CN Rail Safety Week team! Rail Safety Week is just around the corner and we need your help to ensure it's a success! Why get involved? Your experience, insight, and commitment can truly make a difference in promoting safety around railway tracks and crossings. By volunteering with us, you'll play a crucial role in educating others about safe practices and raising awareness about the importance of rail safety. Here's how you can contribute: Volunteer: Join our team of dedicated volunteers during Rail Safety Week. Whether it's distributing educational materials, assisting at events, or engaging with the community, your participation will be invaluable. For a list of specific events being organized in your area, please email rsw@cn.ca Make a presentation: Your firsthand experiences can resonate deeply with others. Consider sharing your insights on why rail safety matters to you. Your voice can inspire others to take action and prioritize safety. Sign the pledge: Pledge to be safe around tracks and trains by visiting www.cn.ca/railsafety and signing the online pledge. Encourage your families and communities to do the same. Together, we can reach more people and make our communities safer places to live, work, and play. Your involvement can make a significant difference in preventing accidents and saving lives. Let's work together to ensure that everyone understands the importance of rail safety. For more information, please email rsw@cn.ca . The list of 2024 Rail Safety Week events, including dates, locations and CN contacts, in Canada and the U.S. can be found here Janet Drysdale Vice-President, Public, Government & Regulatory Affairs Rail Safety Tips Stephen Covey Chief of Police and Chief Security Officer

Quebec Health Care Options Effective January 1, 2022, the Health Care Plan for CN Pensioners no longer offered health care coverage for Quebec pensioners under the age of 65. However, the Régie de l'assurance maladie du Québec (RAMQ) has advised that CN Quebec Pensioners under the age of 65 are eligible to join RAMQ's Public Prescription Drug Insurance Plan (RAMQ's Plan) as of January 1, 2022, which may provide significant premium savings to you. Why This Change In 2019, RAMQ reviewed the participation terms for the Health Care Plan for CN Pensioners and thereafter revised the eligibility requirements to join RAMQ's Plan. Understanding the potential for premium savings under RAMQ's Plan, the CNPA decided to cancel access to the Health Care Plan for CN Pensioners to allow unrestricted potential access to RAMQ's Plan. Of course, under provincial regulations, Quebec pensioners under age 65 cannot opt for RAMQ's Plan if they are eligible for another private group benefits plan that covers prescription drugs. About RAMQ's Plan and Rules In Quebec, all residents are required to have prescription drug coverage. Coverage is available through RAMQ's Plan or through private group benefits plans provided by an employer or association. If you have access to a private group benefits plan that covers prescription drugs, you must be covered by that plan. Your spouse and dependent children must also be covered by that plan if they are under 65. At age 65, all Quebecers are automatically registered for RAMQ's Plan, and you have the choice to be covered by that plan only, by a private group benefits plan that covers prescription drugs or a combination of both. RAMQ provides Comprehensive Drug Coverage - Lower Premiums - Premiums paid directly through income taxes Joining RAMQ is easy. Registration can be completed by: Telephone at 1-800-561-9749, or Online at http://www.ramq.gouv.qc.ca/en/citizens/prescription-drug-insurance What happens if I am over 65 when I retire or will be turning 65 The Health Care Plan for CN Pensioners has been maintained and is available for those who are over age 65 where different rules apply. Eligible CN Pensioners and their spouses will have the option to join the Health Care Plan for CN Pensioners (or stay in the RAMQ's Plan at that time or both). This would be a one-time choice you will have to make when you reach age 65, and you should receive communication from CN Pension & Benefits Administration (1-800-361-0739) in advance of your 65th birthday or with your retirement package after 65. To see the CNPA Health Care Plan coverage and Premium rates in advance, please see the information found elsewhere in the Health Care section. Optional Extended Health Care Coverage As RAMQ's Plan only covers prescription drugs that are listed on the RAMQ formulary, you may choose to buy an optional individual extended health care coverage available from various National or Quebec insurance providers to meet your additional needs. You may also click on these links to see examples of available optional coverage, but you may choose any insurance provider that meets your needs. Blue Cross Health -> Insurance for retirees and those planning retirement Mercer Retiree Solutions -> Plan Overview - Rate Sheet - and to apply click here

Atlantic Region Council (A1) The Atlantic Region is comprised of 5 local councils in the provinces of New Brunswick and Nova Scotia. The Atlantic Region Council is the "umbrella" group that assists the various local councils. It consists of a President, Vice-President, Secretary-Treasurer and one Director from each of the local councils in the Maritime Provinces. All Executive position are elected on an annual basis. There are 3 Directors elected to the National Council to represent this geographical area. The Atlantic Region also has (1) Pension Committee Representative and (1) Health Care Representative. These representatives meet regularly in Montreal to ensure that all information regarding pensions and benefits are as good as we can expect. Note that there are local contact people in 3 areas were councils used to exist - Halifax, Truro and Prince Edward Island As well, there are 2 local councils in the province of Newfoundland & Labrador - A8: South West (Port aux Basque) and A9: St. John's Branch - who operate independently with 1 Director elected to the National Council for the province. Council Executive President Paul Eustace Vice-President John Stewart Secretary - Treasurer Bruce Peacock Past President John Bailey Regional Council Representatives Campbellton Council (A2) Jean Louis Fournier Edmunston Council #3 (Mens) (A4) Jean-Marc Morneault Moncton Council #1 (A7) Walter Agnew Sydney Council #6 (A10) Donald McKenna Saint John Council #2 (A11) Jimmy Flynn Contact Person - PEI John Stewart Contact Person - Halifax Whitney Trenholm Contact Person - Truro Paul Eustace National Council Representatives Vice-President/National Director (Atlantic) Earl Garland National Director (Atlantic) Herve Leblanc National Director (Atlantic) John Bailey National Director - Alternate (Atlantic) Helen Bernard Pension Committee Wayne Greenland Pension Committee - Alternate Jo hn Bailey Health Care Committee Earl Garland Health Care Committee - Alternate Royce Girvan Other Council Positions National Newsletter - Atlantic Bruce Peacock Government Liaison - Atlantic John Bailey

Update for VIA Pass Holders For information about the VIA Pass and/or to replace your card, please call the CN Pension & Benefits Administration at 1-800-361-0739. Visit the VIA Rail site to book a trip. Identified Issue: Some passes no longer work within the new VIA reservation system Some old passes have initials instead of full first names VIA reservation system no longer accepts initials (November 2023) Guidance: For VIA pass holders who intend to travel , check their VIA pass and do the following: If the pass contains both the full first and last name of the pass holder, no action is necessary, and travel can be booked using VIA’s online system; If the pass contains only initials, contact CN Pension & Benefits Administration (1-800-361-0739) at least 4 weeks prior to travel to have a new pass issued. For those who do not intend to travel or if their current pass has the full spelling of their first and last name , no action is required. It is the member’s responsibility to create an online profile with VIA, and members should contact VIA customer service for any online issues at 1-888-VIA-RAIL (1-888-842-7245) Spring 2025 Update VIA modified the points program in the spring of 2025 - a decision made by VIA that CN did not have the ability to influence. Per VIA: Modification of the rules related to the accumulation of VIA Préférence points for reservations made with a VIA Rail pass by a CN or CP retiree/their spouse or dependents VIA Rail has standardized the rules related to points accumulation and tier qualification for all bookings made with a VIA Rail pass, so that they are aligned with the program’s general terms and conditions. This change was made as of April 3, 2025, and points accumulation and tier qualification rules for CN and CP retirees rail passes are as follows: Members who travel with a pass will earn points only when they pay a surcharge. The amount of the surcharge will be used to calculate the number of points to be credited. The amount paid for a surcharge during a given qualification period will be used to determine the member’s tier level. Impacted passes (Pass codes - Passholders): GB - CN active employees, their spouse and dependents GT - Grand Trunk employee, their spouse and dependents HB - CN retirees at the time of issuance, their spouse and dependents MB - CP retiree, spouse & dependents

Ontario Provincial Council Scholarship In addition to the 5 National awards of $1500.00 each for the Great Lakes Region, the Ontario Provincial Council (OPC) is offering an additional scholarship of $1500.00, available to eligible applicants. The OPC scholarship program will follow the same rules, procedures and dates as the National Program and will be awarded to the sixth winning Great Lakes Region scholarship applicant. The 2025 award winning OPC applicant will be eligible to re-apply for the 2026 National Scholarship and a National winning scholarship applicant may apply for the 2026 OPC program. Unsuccessful qualified applicants may re-apply for either subsequent program.

Ready To Sign Up? Are you a CN pensioner or surviving spouse and still not a member of the CNPA? Have you wondered why you should consider becoming a member all for only $1 a month? Hopefully our Programs & Benefits Page will have assisted you in making the decision to join us. The annual membership fee is $12.00 and the period is calendar year (January - December). Membership fee can be paid via payroll deduction (recommended method of payment). We arrange to have $1.00 per month deducted from your monthly pension cheque. This method is administratively beneficial to the association as it helps keep our administrative costs down. It saves the cost of postage to and from members each year, banking fees, transportation costs, etc. It is also beneficial to the pensioner as it continues without interruption until otherwise advised by the pensioner. You never have to wonder if your dues have been paid ever again. NOTE: As part of the Partnership agreement between CN and CNPA, effective January 1, 2020, CN will pay for the first twenty-four months of CNPA membership for all new retirees who enroll in the CNPA upon their retirement. Starting in the twenty-fifth month, your membership contribution will automatically be deducted from your monthly pension payment. Please note that the Payroll Deduction option is unfortunately not available to those who would fall under the "Associate Member" category. Please email us at membership@cnpensioners.org for more information as well as the sign up process for Associate Members. Fill out and submit the form below to join the CN Pensioners Association! CNPA Membership Application ** First Name Last Name CN PIN Number Street Address City Province/State/Region Postal / Zip code Country Country Code Phone Email Language Preference * English French Payment Preference * Automatic Pension Payroll Deduction ($1 per month) Cheque (paid annually) Local Council Select your local council affliation Please accept my application for membership in the CN Pensioners Association. I have entered the information as accurately as possible. I understand that the annual fee is $12.00 per year. Checking this box (required) is considered to act as your signature of acknowledgement of membership. Register Now Thanks for your application! ** Terms & Conditions: By completing the online form above, you understand and agree that you will be a contributing member of the CNPA and thereby authorize the $1 per month deduction from your pension payment. You can decide to cancel your membership at any time by emailing cnpamembership@gmail.com . Note: If paying by cheque, please fill out and print the completed form (without clicking 'Register Now'), attach cheque or money order and mail to: Peter Moloney 33 Dunfield Cres. St. Albert, AB T8N 6R8

The CN Pensioners Association umbrella of councils offers many scholarship opportunities to eligible students across Canada Program now closed for 2025 Scholarships & Bursaries CNPA National Scholarships The CNPA National Council offers 25 scholarships of $1500 across Canada on an annual basi s. Children, grandchildren and great-grandchildren of CNPA contributing members get access to this program Additional Regional CNPA Scholarships & Bursaries CNPA Quebec The CNPA of Quebec is pleased to sponsor a CNPA Trade scholarship - the Luc Grenier Trade Bursary. CNPA Man itoba The CNPA of Manitoba is pleased to sponsor two bursaries - the Harvey Hosfield Bursary and a CNPA Trade Bursary. Details are found on the CNP A of Manitoba website . The most recent bursary winners are found here Montréal/Laval Council The Montréal/Laval Council offers an additional Luc Grenier Trade Bursary to grandchildren and great-grandchildren of sponsors who are contributing members of Montréal/Laval council. Those interested should apply through the Luc Grenier Trade Bursary program CNPA Ontario The Ontario Provincial Council is pleased to sponsor an additional scholarship in addition to the 5 scholarships offered by the CNPA for the Ontario region Moncton Council #1 Moncton Council continues to fund two additional scholarships for grandchildren and great-grandchildren of sponsors who are contributing members of Moncton Council #1. Those interested should apply through the CNPA National Council Scholarship program Additional Non-CNPA Scholarships & Bursaries belairdirect Insurance Our partner - belairdirect Insurance - offers scholarship opportunities to students who are children or grandchildren of contributing members of the CN Pensioners Association

Blue Cross Travel Medical Insurance The CNPA Health Plan DOES NOT provide any coverage for expenses or services incurred outside Canada. However, your local Blue Cross office may provide a discount if you buy individual Travel Medical Insurance from them and indicate that you are a Blue Cross Plan member. The potential discount varies by province and region and may or may not include other specific discounts. In some cases, your local Blue Cross office may offer the first 15 days complimentary when you buy 16 days or more of individual Travel Medical Insurance. Please contact the following local Blue Cross offices to inquire about individual Travel Medical Insurance and any potential discounts. Ontario, Quebec and Atlantic Provinces – Blue Cross Travel Insurance Monday to Friday between 8AM and 5PM Eastern Time 514-908-3493 or toll free at either 1-888-905-3493 or 1-888-857-2583 https://www.medaviebc.ca/en/plans/travel Manitoba Blue Cross Travel Insurance 204-775-0151 or 1-888-596-1032 https://www2.mb.bluecross.ca/plans/travel-plans Saskatchewan Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-667-6853 https://www.sk.bluecross.ca/personal-insurance/travel-insurance/ Alberta Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-394-1965 https://www.ab.bluecross.ca/plans/travel/travel-insurance-coverage.php Pacific Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-877-722-2583 https://www.pac.bluecross.ca/travel-insurance

The CN Pensioners Association regularly publishes newsletters to provide its members with the latest news and updates as well as stories of interest CNPA National Newsletters Want less paper coming to your door? CNPA E-Newsletter coming soon! The CNPA is excited to announce that, starting with the first 2026 edition (Spring) of our National Newsletter, we will be providing all our pensioners with an option to receive an electronic newsletter version instead of your current printed copy. The full colour E-Newsletter editions could be provided to you via an electronic link in an email as soon as it is posted. The E-Newsletters are environmentally friendly, more convenient and provides you direct access to any imbedded web links. It also reduces the printing and distribution costs and won’t be delayed by mail disruptions or an incorrect address. We want to hear your feedback on this important project at our new email address e-newsletter@cnpensioners.org . You can also use this same email to subscribe to the E-Newsletter - just include your name and PIN in the email. After you subscribe, you will receive a confirmation and will start receiving the E-Newsletter in the spring of 2026. While this will replace the paper version for those who subscribe, our contributing CNPA members will continue to receive their annual CN calendar by mail each December. Email us with your comments, and get yourself on the list to be the first to receive the National Newsletter electronically. Greetings From Your Editor As editor for the national newsletter, our focus is to strive for continuous improvement in delivering an informative and interesting newsletter to you. Our newsletter is issued and mailed to you three times per year (Spring, Summer and Winter) as well as posted to our website. However, we do require your assistance. We are always on the lookout for stories of interest - and that's where you come in. If you have a story you would like to share, please email your story to your respective regional representative. Contact information for the regional newsletter reps can be found in our national newsletters. We ask that all submissions be sent in electronically as a Word document. If you have a photo to go with it, please attach it separately to your email and list the names of all those in the photo. It is important that the photo be of high quality for printing purposes. Occasionally we will be sending out a survey looking for your feedback as well - what kind of articles would you like to see? E.g. personal stories, issues affecting pensioners such as health care and pensions, historical photos and stories, etc. Your feedback is important to us and will help us to serve you better. Steve Mihell Editor newsletters@cnpensioners.org Deadline for Articles : Spring Edition - January 31 Summer Edition - June 15 Winter Edition - September 30 National Newsletters Winter 2025 Summer 2025 Spring 2025 Winter 2024 Summer 2024 Spring 2024 Winter 2023 Summer 2023 Spring 2023 Regional & Local Newsletters Regional & Local Newsletters are available for some councils. If so, they are found and can be viewed by visiting the Regional or Local Council page. Test Hidden

Need to Connect? Want to stay connected with the CNPA, service providers or other railway pensioner sites and groups? Here's a list of key contacts: Phone Numbers: CN Pension & Benefits Administration/Change of Address OR Banking Information - Have your PIN number ready and call 1-800-361-0739 , between 8 a.m. and 6 p.m., excluding statutory holidays. Call 1-514-673-7730 from all other countries outside Canada or the U.S. VIA Pensioner - Call 1-800-799-9934 (VIA Rail) and ask for Pension Administration Marine Atlantic Pensioner - Call 1-800-561-7660 (Marine Atlantic-North Sydney) and ask for Pension Administration CN/CP Pensioner - For CN/CP Pensions and Benefits, contact ALLSTREAM Canada Corp. at 1-800-276-7630 or by mail: ALLSTREAM Canada Corp. 16th Floor 200 Wellington Street West Toronto, ON M5V 3G2 Medavie Blue Cross (CNPA) - Plan Number 93115 Q uestions about Enrolling in the Plan, Changing Options, Cancellation of Coverage, Premium Rates, please call 1-866-660-7670. Questions about Payment of Claims, Definition of Benefits, Coverage Details, Obtaining Prior Approval For Certain Expenses and to Obtain Claim Forms, please call 1-888-873-9200. Websites: CN Pensioners' Web Portal - https://cnbenefits.hroffice.com Medavie (CNPA) Blue Cross - Plan Number 93115 - https://www.medaviebc.ca/en/members Go to the website to obtain general information about your plan and your current coverage, to view your claims and reimbursement history and to print generic claim forms. CN Pensioners of Manitoba – https://www.cnpensioners.ca CNPA Mountain Region - https://cnpamountainregion.wixsite.com/cnpa-mountain-region CN Pensioners Vancouver - https://cnpavancouver.wixsite.com/vancouvermembers CN Pensioners Fraser Valley - https://cnpafraservalley.wixsite.com/cnpafraservalley CN – https://www.cn.ca CN Railroaders In The Community - https://cn.benevity.org/user/login CN Employees' & Pensioners' Community Fund - https://www.communityfundcn.ca/en/index.snc Facebook: CNPA – National Page English – https://www.facebook.com/cn.pensioners.92 CNPA – National Page French – https://www.facebook.com/cnpa.french.3/ CNPA of Manitoba – https://www.facebook.com/cnpensionersmanitoba ARCN - Conseil rive-sud, Laurentides et Lanaudière - https://fr-ca.facebook.com/people/Association-des-retrait%C3%A9s-du-CN-conseil-rive-sud-Laurentides-et-Lanaudi%C3%A8re/100064283125674/ CNPA - Ottawa Council - https://www.facebook.com/CN-Pensioners'-Association-Ottawa-Council-100089162535507 CNPA – Barrie Council – https://www.facebook.com/CN-Pensioners-Association-Barrie-Council-158904744776643 CNPA – Hamilton Council – https://www.facebook.com/cnpahamilton CNPA - Vancouver – https://www.facebook.com/cnpavancouver CN Rail Keeping Track (private group; one must request to join) – https://www.facebook.com/groups/293646437451534 CN Rail (public group; one must request to join) – https://www.facebook.com/groups/2263097820 CN – https://www.facebook.com/CNrail

Manitoba Division #1 (D3) Visit the CN Pensioners of Manitoba website for more information and the latest updates CN Pensioners of Manitoba Facebook Page Council Executive President Patrick McMullin Vice-President Dennis Brown Secretary Patrick McMullin Treasurer Bruce Anderson Past President John Mozol National Council Representatives President/National Director (Prairie) Bruce Anderson National Director (Prairie) Joanne Gaborieau National Director - Alternate (Prairie) Patrick McMullin Pension Committee Bruce Anderson Pension Committee - Alternate (Prairie) Joanne Gaborieau Health Care Committee Joanne Gaborieau Other Council Positions National Newsletter - Prairie Mark Barda Provincial Government Liaison - Manitoba Albert Delbaere Membership Chair Joanne Gaborieau Publicity Mark Barda Special Events Ernie Yakiwchuk Webmaster Janet Lewis Anderson Outreach Rose Chapman Hospitality Dennis Brown Member-At-Large Jim Feeny, Carson Hull

The CN Pensioners Association helps members with all matters related to their pension, with a dedicated pension committee leading the way. Your Pension For all pensioners receiving their pension cheques through the mail: Due to the potential for a Canadian postal strike, possibly as soon as May 22, 2025, CN has advised there will be no mail or courier delivery of pension cheques until such time as that potential strike is resolved. As per CN's advice in a letter that accompanied your November, 2024 pension cheque, their offer of an alternate delivery by courier was limited to the months thought to be impacted by the original strike (Nov, Dec & Jan) There is now a second letter coming to each of you, in the mail, advising that no courier arrangements will be provided this time, and all pension cheques will be retained, and then mailed out after the strike is resolved. Both letters (available below) included instructions and advice on how to sign up for a direct deposit alternative for these cheques, through CN Pension and Benefits at 1-800-361-0739. Our CN pension is the one thing that is common across CNPA members. You'll find more information about our pensions below CN Pension Inquiries The CNPA is not the administrator of your pension. For matters/questions directly related to your pension benefits, including change of address , changes in marital status, deceased pensioners, etc ., you need to contact CN Pensions & Benefits Administration. You may be able to use the web portal below, or you can call or write: By phone (have your PIN ready) : Toll-free from Canada & US only: 1-800-361-0739 Local & International: 1-514-673-7730 (Collect calls accepted ) By mail to : CN Pension & Benefits Admin P.O. Box 8111, Montreal, PQ, H3C 3N3 By fax: 1-514-284-7488 CN Pension & Benefits Portal The CN Pensions & Benefits portal is here to help manage your company pension Increased Pension to Age 65 If you retire before age 65, you may elect to receive an increased monthly pension until age 65 Death of a Pensioner When a pensioner dies, there are some key activities that need to be completed. Pension Committee The team working for CN pensioners to secure the best services and options in the Pension area Post Retirement Life Insurance The CNPA, in conjunction with CN Pension & Benefits Administration, has developed a set of Questions & Answers which provides some information on this insurance and the claim process.