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Edmonton: CN RailVets (E3) Council Executive President Al Vodden Vice President Cliff Gervais Recording Secretary Mary Jean Strachan Treasurer John Wiebe Membership Chair Peter Treloar Newsletter Editor Peter Treloar Director at Large Bruce MacDonald Director at Large Antoni (Tony) Andrzejewski Director at Large Andy Novak Director at Large Diana Novak Auditor Joe English Council Executive - December 2024 Front Row (L to R) - Mary-Jean Strachan, Al Vodden, Diana Novak Back Row (L to R) - Peter Treloar, Tony Andrzejewski, Andy Novak, John Wiebe, Cliff Gervais Missing - Bruce Macdonald , Peter Maloney Council Meetings When: Third* Wednesday of the month, September to June ( * - changed for 2025) General Meetings - January, March, May, June, September & November - starting at 13h30. T hese meetings usually consist of short business updates followed by a guest speaker and at the conclusion, complimentary beverages and cookies/squares are provided. Luncheon Meetings - February, April, October & December - starting at 11h00 - with a hot buffet lunch (small charge collected at the door) Where: Chateau Nova Yellowhead Hotel, 13920 - Yellowhead Trail, Edmonton, AB T5L3C2, www.novahotels.ca All are invited to drop in - retired or thinking of retiring! Newsletters Winter 2026 Winter 2025 Winter 2024 Fall 2025 Fall 2024 Fall 2023 Spring 2025 Spring 2024 Spring 2023

Sydney Council #6 (A10) Council Executive President Donald McKenna Vice President Vacant Secretary/Treasurer Alexander (Sandy) Jackson Social Committee John Morrison

Ready To Sign Up? Are you a CN pensioner or surviving spouse and still not a member of the CNPA? Have you wondered why you should consider becoming a member all for only $1 a month? Hopefully our Programs & Benefits Page will have assisted you in making the decision to join us. The annual membership fee is $12.00 and the period is calendar year (January - December). Membership fee can be paid via payroll deduction (recommended method of payment). We arrange to have $1.00 per month deducted from your monthly pension cheque. This method is administratively beneficial to the association as it helps keep our administrative costs down. It saves the cost of postage to and from members each year, banking fees, transportation costs, etc. It is also beneficial to the pensioner as it continues without interruption until otherwise advised by the pensioner. You never have to wonder if your dues have been paid ever again. NOTE: As part of the Partnership agreement between CN and CNPA, effective January 1, 2020, CN will pay for the first twenty-four months of CNPA membership for all new retirees who enroll in the CNPA upon their retirement. Starting in the twenty-fifth month, your membership contribution will automatically be deducted from your monthly pension payment. Please note that the Payroll Deduction option is unfortunately not available to those who would fall under the "Associate Member" category. Please email us at membership@cnpensioners.org for more information as well as the sign up process for Associate Members. Fill out and submit the form below to join the CN Pensioners Association! CNPA Membership Application ** First Name Last Name CN PIN Number Street Address City Province/State/Region Postal / Zip code Country Country Code Phone Email Language Preference * English French Payment Preference * Automatic Pension Payroll Deduction ($1 per month) Cheque (paid annually) Local Council Select your local council affliation CNPA Newsletter via Email? * Yes No CNPA Membership Card * E-Membership Card Plastic Wallet Card No Card Please accept my application for membership in the CN Pensioners Association. I have entered the information as accurately as possible. I understand that the annual fee is $12.00 per year. Checking this box (required) is considered to act as your signature of acknowledgement of membership. Register Now Thanks for your application! ** Terms & Conditions: By completing the online form above, you understand and agree that you will be a contributing member of the CNPA and thereby authorize the $1 per month deduction from your pension payment. You can decide to cancel your membership at any time by emailing membership@cnpensioners.org Note: If paying by cheque, please fill out and print the completed form (without clicking 'Register Now'), attach cheque or money order and mail to: Peter Moloney 33 Dunfield Cres. St. Albert, AB T8N 6R8

Barrie Council (C2) Barrie Council Facebook Page Council Executive President Bob Haggart 1st Vice-President Gerald Lipnicky 2nd Vice-President Ms Mae Harasymiw Secretary Linda Johnston Treasurer Wayne Eva Past President Charles Surgenor Membership Chair Gerald Lipnicky Newsletter Editor Gerald Lipnicky OPC Delegate (1) Bob Haggart OPC Delegate (2) Gerald Lipnicky OPC Alternate Delegate Peter Sudeyko Council Meetings When: Fourth Wednesday of the month, September to June Exceptionally, December meeting is held second Friday of December Where: Allandale Recreation Centre, 190 Bayview Dr, Barrie, ON L4N 4Y8

Conseil du Centre-de-la-Mauricie / Haut-Saint-Mauricie / Laviolette (B6) Council Executive Président Mario Michaud Tel: (819) 538-3852 Vice-président Réjean Leprohon Tel: (819) 538-5362 Secrétaire Danielle Michaud Tel: (819) 538-3852 Trésorier Denis Patry Tel: (819) 609-9277 Directeur Jacques Croteau Tel: (819) 538-4154 Directeur Jacques Allard Tel: (819) 841-0727 Directeur Jean St-arneault Tel: (819) 538-7184 Directeur Claude Trudel Tel: (819) 538-3630 Directeur Pierrette Trudel Tel: (819) 538-3630

Conseil de Rivière-Du-Loup (B10) Council Executive Président Normand Levesque Tel: (418) 862-9549 Vice-président Louis Bouchard Tel: (418) 863-4347 Secrétaire Jacqueline Michaud Tel: (418) 894-5844 Trésorier Pierre Moreau Tel: (418) 498-3041 Directeur Reginald Ouellet Tel: (514) 880-6254 Directeur Rene Pelletier Tel: (418) 867-2302 Directeur Gilles Morin Tel: (418) 862-3195

Dealing with the Death of a CN Pensioner You may be here because you recently lost a loved one or are assisting someone who has. If so, we would like to extend our deepest condolences to you and the family from everyone at the CN Pensioners Association (CNPA). It is always heartbreaking when we hear that a fellow CN Pensioner or their spouse or survivor has passed away. We recognize that this is a difficult time for the family and realize the issues you will face dealing with the loss. To assist family members manage what can be a difficult process, we have developed various checklists and links which may help make the process a bit easier. While we have attempted to list most usual items to be addressed or handled, the lists are not exhaustive and will not address every unique or unusual situation. Accordingly, you may often need specific professional, legal, financial or other outside support and we encourage you to get all the assistance you may require. These checklists were primarily developed to assist those receiving a CN Pension. Other CN retirees may also find the non-CN Pension information helpful. 1. Contact CN Pension and Benefits Administration When a CN Pensioner passes away, there are a number of things the spouse or family needs to do, but one thing that is important is to contact CN Pension & Benefits Administration as quickly as possible. Call them at: 1-800-361-0739 – Monday to Friday, from 8 AM to 6 PM Eastern Time CN Pension & Benefits Administration will ensure that necessary paperwork gets started and if there is an eligible spouse, that there is limited delay in managing their survivor pension. In addition, by contacting them, they will: Get all the necessary information from you to start managing the process. This includes mailing specific forms/documents related to the pension, for completion, signatures and submission back to them. Start the process for an eligible survivor pension. If there is a CN sponsored life insurance policy, CN Pension & Benefits Administration will notify the insurance company who will then write the spouse or estate and provide information on how to file a claim. If the CN Pensioner was a member of the CN Pensioners Association, this membership will be cancelled with the last pension payment. If the surviving spouse wishes, they may re-enroll via the application form that will be provided in the package from CN Pension & Benefits Administration. Who should call CN Pension & Benefits Administration? If there is an eligible spouse, and they are able to, they should be the person to call. Someone who is registered with CN Pension & Benefits Administration as a Power of Attorney for the deceased CN Pensioner, or the spouse of the deceased CN Pensioner. The person designated as the Executor/Administrator of the estate of the deceased CN Pensioner. If none of the above are available, a family member who is acting for the deceased. What information should they have on hand when they call? The unique 6 digit Personal Identification Number (PIN) of the deceased CN Pensioner. This may be found on previous annual pension statements, CN pension deposit notices, CN tax slips, a CNPA membership card, the original retirement forms or CN correspondence. The date of birth and the date of death of the CN Pensioner The residential address of the deceased CN Pensioner The Social Insurance Number of the deceased CN Pensioner If there is an eligible spouse of the deceased pensioner and they are contacting CN Pension & Benefits Administration, or if someone acting on behalf of the spouse is calling, they should also have the following information available about the spouse: Spouse’s date of birth Spouse’s Social Insurance Number Spouse’s residential address – especially if it will be different than the deceased pensioner Spouse’s phone number Bank account information An Estate Executor or a Power of Attorney or Administrator acting on behalf of the deceased CN Pensioner or the surviving spouse would need all the preceding information when calling Following the call, a package will be prepared and mailed to the appropriate person or party and will include various forms to complete and a list of required documents to provide (such as a copy of the death certificate for example). Although the payment of the survivor pension may commence following the notification of the member’s death, it may be suspended if the required documents aren’t received in a timely fashion after the package has been issued. In the event that there is no eligible spouse at time of death, there is still the possibility that there may be a benefit payable. CN Pension & Benefits Administration will provide all necessary information in this regard to the appropriate person or party. NOTE: When a CN Pensioner passes away, and their eligible surviving spouse commences receiving their survivor CN pension, the surviving spouse is now considered to be a CN Pensioner, and will assume the PIN of the deceased CN Pensioner. If a surviving spouse deceases, the processes listed above for a deceased pensioner will now apply to this surviving spouse. If the CN Pensioner had a CN Travel Pass – they should contact CN Pension and Benefits Administration and ask about continued eligibility. 2. Health Care Plan for CN Pensioners Was the CN Pensioner enrolled in the CN Pensioners Association Health Care Plan administered by Medavie Blue Cross under Plan number 93115? If they were, when contact is made with CN Pension & Benefits Administration, they will advise Medavie Blue Cross of the individual’s passing. If the CN Pensioner’s spouse was covered under the Pensioner member’s plan, Medavie Blue Cross will continue coverage for the spouse at no charge but for only two (2) additional months. These 2 months provide time for the new pension papers to be processed and allows an eligible surviving spouse the opportunity to reapply for coverage if desired. Important - The original policy for the deceased pensioner, that included the spouse, will be cancelled at the end of the 2 month free period for the spouse and the current Blue Cross cards will be invalidated. An eligible spouse must REAPPLY if desired. If there is an eligible spouse who will be receiving a CN survivor pension, included with the pension documents that will be sent from CN Pension & Benefits Administration will be a new Medavie Blue Cross information package & application. If the eligible spouse is interested, they can join/rejoin the CN Pensioners Association Health Care Plan. Even if the CN Pensioner and/or the eligible spouse was not previously covered by the CN Pensioners Association Health Care Plan, an eligible spouse will still receive a Medavie Blue Cross information package and application and may submit their application to join the Plan. An eligible spouse who intends to apply or reapply must submit their application form to Medavie Blue Cross in the enclosed enveloped within 60 days of receiving their survivor pension. If not, they will not be eligible to reapply later. (Exceptions may apply in Quebec) If the Spouse is not eligible for the CN survivor pension, they will also not be eligible for CN Pensioner Blue Cross Plan coverage. If there were any outstanding medical claims not previously submitted, please submit them as quickly as possible. If unsure about the process on how to claim or time limits, call Medavie Blue Cross at 1-866-660-7670. If there was NO eligible surviving spouse or if the surviving spouse chooses NOT to apply for coverage, the spouse or estate should contact Medavie Blue Cross at 1-866-660-7670, as there may be a reimbursable overpayment of premium. If the SPOUSE of a current covered CN Pensioner deceases, the Pensioner should contact Medavie Blue directly to review options to change their coverage. CN Post Retirement Health Care Spending Account Some former unionized CN Pensioners may receive this benefit from Canadian National following retirement between the ages of 55 and 65. If the deceased pensioner is between those ages, please contact Medavie Blue Cross at 1-866-660-7670, who administers this benefit for CN. Non-CN Pension Related Information While the CN Pensioners Association is not directly involved with the various Canadian/Provincial government agencies, we have listed some of the contacts of the primary agencies which many of our pensioners may receive benefits from and other items to consider. In addition, Contact information is provided below for Via Rail, Marine Atlantic and CN/CP Telecommunications Pensioners. Canada Pension – Québec Pension Plan – Old Age Security – Canada Revenue Agency Many pensioners receive these benefits and when someone passes away, like CN, they must be notified to stop payments and process any survivor benefits. To learn more about notifying the various affected Canadian government agencies visit: Canadian Government Notification of Death You will need Proof of Death and the deceased CN Pensioner’s Social Insurance Number (SIN) Canada Revenue Agency (CRA) – Reporting Death page or call 1-800-959-8281 Québec Pension Plan (QPP) – Reporting Death page or call 1-800-463-5185 Service Canada handles the Canada Pension Plan (CPP) and Old Age Security (OAS) Plans as well as the Guaranteed Income Supplement (GIS) For Service Canada - visit Service Canada or call 1-800-622-6232 – to notify of death and review any potential survivor or death benefits. Service Canada can also advise on cancelling a passport. Registering the Death Your province requires the death to be registered. A funeral home typically will register a death within the province, and if they provide you with a death certificate, it means the death HAS been registered. If you don’t utilize a funeral home and don’t have a death certificate, you will usually need to notify the provincial department of Vital Statistics or provincial Services department. Other various Agencies or Documents which may require changes or cancellation Driver’s licence (contact your province to cancel), motor vehicle registrations & insurance, land titles, home insurance, utilities Provincial medical insurance coverage or other medical insurance Banks, credit cards, investment firms Clubs, organizations, memberships, social media, online accounts, subscriptions VIA Rail Pensioners – 1-800-799-9934 – (Request Pension Administration) Marine Atlantic Pensioners – 1-800-561-7660 (Request Pension Administration) CN/CP Telecommunications Pensioners – 1-800-276-7630 (ALLSTREAM Canada Corp.)

CN Railroaders in the Community Thanks for 2025 Efforts & Changes for 2026 Hello Railroaders, Thank you once again for those who participated in the Railroaders in the Community program. Many of you have shown your commitment and generosity by volunteering your time and skills to non-profit organizations which matter to you. Here are some of the amazing results that our retirees have accomplished through the program in 2025. A total of 468 volunteers submitted hours into the program Those 468 volunteers raised more than $1M for their favourite charities - a total of $1,012,427 The $1M+ total for 2025 was an incredible 83% higher than what the program raised just 3 years ago. Thanks in part to you, the Railroaders in the Community program was once again successful in 2025. To maintain the program’s sustainability while continuing to recognize and reward your contributions, the following adjustments will be made to the program starting in 2026 : The maximum volunteer reward hours per eligible participant will be 100 hours per year . CN will now cover the 2.9% Benevity service charge, ensuring that your chosen organizations receive the full amount earned through your volunteer hours Incentive bonuses now awarded based upon winners of a draw from the pool of all CNPA volunteers The reward rate remains at $15 per hour volunteered If you have any questions, please contact RailroadersintheCommunity@cn.ca . CN is proud of the hundreds of employees, their families, and retirees who give generously of their time to local causes through our CN Railroaders in the Community (RRITC) program . These volunteers are part of the social fabric of the many cities, towns and villages across our entire North American network, helping to make their communities better places to live and work. CN supports their efforts by providing charitable donations to the organizations where CN railroaders volunteer. Each hour of volunteer work earns a $15 reward, up to a maximum of 100 hours or $1500 per retiree per year (including volunteer hours completed by their spouse/surviving spouse). There is no limit to the number of organizations a CN retiree and the spouses/surviving spouses of CN retirees can volunteer with. We are also happy to confirm that if you have already started volunteering in your community this year, any volunteer hours accumulated since January 1 for a recognized charity will qualify for a reward in the same calendar year Thanks to CN's digital platform SPARK , you can easily track your volunteer hours and see when the donation to your charity was made. Rewards are transferred electronically to the eligible organizations on a monthly basis. Check out the exciting new features of the Railroaders in the Community program at SPARK SPARK User Guide CN Railroaders in the Community FAQ To login for the first time: Username: your CN PIN number. Password: the first three letters of your first name + the first three letters of your last name + the 4 digits of the year you were hired at CN + !! Example: The password for Jane Smith, hired in 1999, would be: jansmi1999!! Once logged in for the first time, you must change your email address to a personal email and you will be asked to change your password. If you previously accessed the site while as a CN employee, you will need to change your email. Surviving spouses of retirees should contact railroadersinthecommunity@cn.ca for assistance with the login. NOTE: For those retirees who have tried to log in for the first time and have followed the new log in procedure, but are still experiencing difficulties accessing the new platform, please email railroadersinthecommunity@cn.ca . Please be sure to include your full name as it appears on your CN Pension Statement as well as your CN PIN number. If it is just a password issue, they can assist you by creating a new password for you. However, if it turns out to be a technical issue, they will be unable to assist you until the issue has been resolved between CN and Benevity. Until then, CN advises those retirees to keep track of their volunteer hours so that they can be entered into the system once CN notifies your access to the system has been fixed. How does the incentive bonus for CNPA members work? If you volunteered with a registered not-for-profit organization between January 1 and December 31, 2026, and you log your hours in the RRITC portal by 5:00pm EST on December 31, you’ll automatically be entered into a special raffle draw. Eight CNPA members will each win a $2,000 charitable gift for the organization where they volunteered — a fantastic way to support the causes you care about! Draw Date: January 2027. Winners will be contacted directly and announced on the CNPA website.

Canadian National (CN Rail) Pensioners Association. Representing the needs of all retired CN employees, with the objective of protecting their interests, financial and otherwise, regarding their pension and benefits and supporting/enhancing their social interests and activities. What's New 2026 Blue Cross Manuals & Rates now available! National Scholarships Councils Membership Pension Newsletters Healthcare CN Community Quick Links Death of a Pensioner Member DIscounts Pension Portal Change of Address/Bank Info Welcome to the CN Pensioners Association The purpose of the CN Pensioners’ Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. Our Mission To be an association of honesty and integrity whose goal is to be second to none in protecting the interests of all CN pensioners financially, socially and emotionally. An association which can be called on at any moment of need. Our Vision To grow this association with integrity, for the people and by the people with a team of volunteers whose ultimate goal is to do their best in an effort to achieve a better standard of living for our fellow pensioners and surviving spouses This website is intended to provide service and support to our CN Pensioner population. If you have been retired for a while, you may already be familiar with this site. If you are just newly retired, we want to extend congratulations and a warm welcome to you. Or perhaps you are in the process of preparing for retirement from CN and want to check us out. Whatever your reason for visiting our website, Welcome! your retirement follows years of dedicated service, hard work and family sacrifices. Now, it is time to transition and enjoy a well-deserved rest, time with family and friends and enjoy many years of health and well-being. More About Us

Conseil de Montréal / Laval (B7) Council Executive Président Claudette Hudon Tel: (514) 481-2618 Vice-président Denis Godin Tel: (450) 628-1066 Secrétaire Céline Rousseau Tel: (514) 516-8941 Trésorier Rémi La Haye Tel: (514) 662-3283 Directeur Wilson Martial Tel: (450) 449-1454 Council Meetings When: Every Tuesday, September to June, from 08h00 to 14h00 Where: Notre-Dame du Sacré-Coeur Church basement, 7671 Rue Édouard, LaSalle, QC H8P 1T3 (free parking at the back of the church) What: Free coffee & snacks, pizza or chicken from the restaurant on the 2nd Tuesday of the month (free if you arrive before 10h45), all members are bilingual Activities: billiards, snooker, social poker, darts, cribbage, dice games More infomation: Rémi La Haye 514-662-3283

Conseil de Québec (B9) Council Executive Président Robert Beaudoin Tel: (418) 903-1452 Vice-président Gerald Dubois Tel: (418) 831-1504 Secrétaire Jacques Bonneau Tel: (418) 903-1523 Trésorier Paul Goupil Tel: (418) 559-5737 Directeur Arthur St. Hilaire Tel: (819) 820-2848 Directeur Denis Bourque Tel: (418) 831-1487 Directeur Andre Geoffroy Tel: (418) 728-4492

Ontario Provincial Council (OPC) (C1) Council Executive President Robert Haggart 1st Vice-President David Simpson 2nd Vice-President Ronald Hewson Secretary Roger McDevitt Treasurer Cathy Thomas Ontario Provincial Council Delegates Barrie Council (C2) Robert Haggart Barrie Council (C2) Gerry Lipnicky Belleville Council (C3) David Simpson Belleville Council (C3) Roger McDevitt Hamilton Council (C4) Maureen Smyth Hamilton Council (C4) Scott Montani Kingston Council (C6) David Delcloo Kingston Council (C6) Cathy Thomas Southwestern Ontario Council (C7) Ron Hewson Southwestern Ontario Council (C7) Bob Gallant Niagara Falls Council (C8) David Kinghorn Niagara Falls Council (C8) William Lindsay Ottawa Council (C9) Keith Goodhue Ottawa Council (C9) Mark Merriman Thunder Bay Council (C13) Larry Ezack Thunder Bay Council (C13) Jim Pudas Toronto Council (C14) Nancy Zajacz Toronto Council (C14) Ron Charles National Council Representatives Vice-President/National Director (Ontario) Ron Hewson National Director (Ontario) Les MacDonald National Director (Ontario) Robert Haggart National Director - Alternate (Ontario) Ron Charles Pension Committee Ron Hewson Pension Committee - Alternate Lou Lisi Health Care Committee Roger McDevitt Health Care Committee - Alternate Ron Hewson Federal Government Liaison Officer Michael Matthews Other Council Positions National Newsletter - Ontario Cathy Thomas Government Liaison - Ontario Robert Haggart OPC Scholarship Chairperson Les McDonald