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Mail Order Pharmacy Save Money and Free Home Delivery of Prescription Drugs Over the last couple years, we have become more comfortable purchasing online, but what about your prescriptions? In the last year alone, our members have filled over 1000 of their prescriptions on line and through our partners. With Mail Order Pharmacy, you avoid trips to pharmacies, it is safe and efficient, and has LOWER PRICES than most pharmacies in Canada, and with FREE delivery, so save even more. For those in remote locations, or with restricted mobility, this could be worth looking at. It’s available to all CN Pensioner Medavie Blue Cross (MBC) plan members (#93115) , except in Quebec. MBC utilizes two leading home delivery pharmacy service providers. Telus Health Virtual Pharmacy (formerly Alliance) and Sobeys Pharmacy by Mail make it easy for our members to access the maintenance drugs they regularly need, the way they want. They also connect with your eligible provincial drug programs AND your Blue Cross coverage. These pharmacies will help manage your medications with you, you can do refills on line, and they will connect with your doctors where necessary. Registration is simple and quick. Call them and get the scoop, ask questions and make sure your concerns are addressed! Telus Health also offers a handy App. Call the toll-free numbers to register (have your Blue Cross and Provincial Health Care Card ready): Telus Health Virtual Pharmacy – Available All Across Canada (except Quebec) East - for Ontario and all Atlantic Provinces Phone (Toll Free): 1-888-921-0466 Fax (Toll Free): 1-877-835-8329 Hours: Mon - Fri, 9:00am - 5:00pm EST Central - for Manitoba, Saskatchewan and Nunavut Phone (Toll Free): 1-866-318-0047 Fax (Toll Free): 1-833-815-5756 Hours: Mon - Fri, 9:00am - 5:00pm CST West – for Alberta, British Columbia, Yukon and Northwest Territories Phone (Toll Free): 1-855-370-7979 Fax (Toll Free): 1-855-295-7174 Hours: Mon - Fri, 9:00am - 5:00pm PST or Sobeys Pharmacy by Mail Phone (Toll Free): 1-866-657-MEDS (6337) (Except Quebec) (Pharmacy located in Moncton and shipping from Moncton)

Québec Provincial Council (B1) Council Executive President Arthur Murphy St. Hilaire Tel: (819) 820-2848 Vice-President Serge Labadie Tel: (514) 943-4618 Treasurer Rémi La Haye Tel: (514) 662-3283 Secretary François Garceau Tel: (418) 955-2469 Past President Yves Bourdon Tel: (450) 449-3444 Director Denise Arcand Tel: 450 686-9964 Director Marc Tessier Tel: (450) 656-7888 Québec Newsletters June 2024 November 2023 June 2023 January 2023 July 2022 February 2022 December 2021 October 2021 National Council Representatives Vice-President/National Director (Québec) Arthur Murphy St. Hilaire Tel: (819) 820-2848 National Director (Québec) Denis Cousineau Tel: National Director (Québec) Rémi La Haye Tel: (514) 662-3283 National Director - Alternate (Québec) Paul Goupil Tel: (418) 559-5737 Pension Committee Denis Cousineau Tel: Pension Committee - Alternate Denise Arcand Tel: 450 686-9964 Health Care Committee Paul Goupil Tel: (418) 559-5737 Health Care Committee - Alternate Charlotte Leblanc Tel: (514) 697-0459 Québec Provincial Council Constitution & By-Laws Other Council Positions National Newsletter - Québec Rémi La Haye Government Liaison - Québec Daniel Boiteau Auditor Denis Godin Auditor Denise Arcand Quebec Provincial Council AGM (via Zoom) - June 2023 Regional executives and delegates attending the 2023 AGM Row 1: Yves G Bourdon, Ronald Lang, Roger Bouchard, Marc Tessier, Luc Cullen Row 2: William Théberge, Robert Beaudoin, Rémi La Haye, Mario Michaud, Paul Goupil Row 3: Daniel Leroux, André Bériault, Jean Bédard, Charlotte Leblanc, Roger Marchand Row 4: Léopold Provencher and Claude Chartrand, Denise Arcand, Arthur Murphy St Hilaire, Denis Godin, Denis C Cousineau Row 5: François Garceau

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Belleville Council (C3) Council Executive President Les MacDonald 1st Vice President Rick Phillips 2nd Vice President John Mueller Secretary Roger McDevitt Treasurer Elaine O'Hara Past President Roger McDevitt Membership Chair Rick Phillips OPC Delegate (1) John Mueller OPC Delegate (2) Roger McDevitt Alt OPC Delegate (1) Elaine O'Hara Alt OPC Delegate (2) Les MacDonald Newsletter Editor John Mueller Callers Committee Chair Elaine O'Hara Sick & Visiting Elaine O'Hara Director Norm Crawford Director Bruno Di Genova Director Harry Hebbourn Director Sherry Scott Director Tim Spice Director Trul Trulsen Council Meetings When: To be announced Where: To be announced Newsletters Spring 2026 Spring 2025 Spring 2024 Winter 2026 Winter 2025 Winter 2024 Fall 2025 Fall 2024 Fall 2023

Hamilton Council (C4) Hamilton Council Facebook Page Council Executive President Stanley White 1st Vice President Halle Halle 2nd Vice President Barry Kwicinski Secretary Maureen Smyth Treasurer Scott Montani Membership Chair George Titus OPC Delegate (1) Maureen Smyth OPC Delegate (2) Scott Montani Alt OPC Delegate (1) Barry Kwicinski Golf Committee Scott Montani Phone Committee George Titus Phone Committee Member Gary Clairmont Council Events Council Meetings When: Third Wednesday of the month, September to May, excluding December, 13h00 Exceptionally, December meeting is held second Friday of December Where: Royal Canadian Legion Branch 163, 435 Limeridge Rd E, Hamilton, ON L9A 2S8

Increased Pension to Age 65 Option If you retire before age 65, you may elect the increased pension to age 65 option (IPO). Under this option, you receive more from the CN Pension Plan before age 65 and less after age 65. If you choose this option, your increased CN pension will be reduced for life once you reach age 65. Your decision to elect or decline this option is personal and irrevocable. The following example illustrates how the IPO affects an employee retiring early at age 56 and 6 months on December 31, 2004: With IPO : Monthly Pension before Age 65 CN Basic Pension $2500 IPO Allowance $ 183 Total Monthly Pension $2683 Monthly Pension after Age 65* CN Basic Pension $2283 Without IPO : Monthly Pension before Age 65 CN Basic Pension $2500 IPO Allowance $ 0 Total Monthly Pension $2500 Monthly Pension after Age 65 CN Basic Pension $2500 * In this example, at age 65, the total CN monthly pension of $2,683 being paid is reduced for life by the fixed amount of $400 a month ($2,683 - $400 = $2,283). The increased pension to age 65 option is calculated so that the value of both options is, on average, the same. The amount of the IPO allowance reflects the age of the member at retirement, the applicable reduction of $400 at age 65, interest rates and whether the member retired early or on disability pension. Because survivor benefits are calculated using the CN basic pension amount, your decision to elect or decline the IPO will have no bearing on pension benefits which may become payable to your survivors.

Mountain Region Regional Council (E1) More details on the Mountain Region Regional Council can be found by visiting their website Council Executive Chairperson Dennis Jensen Vice Chairperson Gordon Wheatley Secretary Blake Olson Treasurer Al Vodden Regional Council Representatives Calgary - CN RailVets (E2) Judy Woods Edmonton - CN RailVets (E3) Cliff Gervais Kamloops/Okanagan (E4) Ross Rykyta Nanaimo (E6) Mike Englehart Victoria (E7) Gordon Wheatley Vancouver (E8) Judy Pearson Fraser Valley (E9) Steve Mihell Central & Northern BC (E10) Jeff Mohr National Council Representatives Vice-President/National Director (Mountain) Blake Olson National Director (Mountain) Dennis Jensen National Director (Mountain) Al Vodden National Director - Alternate (Mountain) Gordon Wheatley Pension Committee Blake Olson Pension Committee - Alternate Mike Englehart Health Care Committee Blake Olson Health Care Committee - Alternate MIchael Petrescu Communications Officer Steve Mihell Other Council Positions National Newsletter - Mountain Rae Sexton Government Liaison - Mountain Steve Mihell

belairdirect - Home, Auto, Travel insurance A World of Coverage and Convenience Awaits Experience the peace of mind that comes with comprehensive coverage and exclusive savings through belairdirect. Whether at home, on the road, or traveling abroad, belairdirect ensures you and your loved ones are well-protected. With all your insurance in one place, being covered has never been simpler. Simplify your insurance with an exclusive offer from belairdirect for CN Pensioners Reliable Car and Home Insurance Say hello to exclusive savings on car and home insurance. You need great coverage that can keep up with your schedule. Luckily, our official partner, belairdirect, has got you covered. We’ve teamed up with them to score special savings on insurance that’s tailored just for you, as a valued member of the CNPA. You’ll also enjoy exclusive access to enhanced home coverage with their Affinity Plus endorsement, and the option for great car insurance add-ons. Plus, you'll benefit from a suite of helpful digital tools that make managing your insurance and claims a breeze! It’s more than just a policy. When you get insurance through belairdirect, you’re also supporting the CNPA! Visit belairdirect.com/savings or call 1 833 887.4626 and mention our group name - CN Pensioners Association. Hassle-Free Travel Insurance Travel insurance made oh so simple. CNPA members can embark on unlimited adventures with annual travel insurance. With our exclusive group rates, often for less than single-trip coverage*, you could receive annual coverage for emergencies, trip disruptions, lost baggage, and more - all in one package. There's no age or health restrictions**, and you can choose from convenient monthly or annual payment options. Get your travel insurance price by visiting belairdirect.com/travel-groups or call 1 833 583.3643 and mention our group name - CN Pensioners Association. Eligibility requirements, limitations and exclusions may apply and/or may vary by province or territory. The information provided in this summary is for informational purposes only and should not be considered legal or insurance advice. Policy wordings prevail. © 2025 Belair Insurance Company Inc. All rights reserved. Travel insurance products are underwritten by Belair Insurance Company Inc. and services are provided by belairdirect Agency Inc. * Based on a comparison of 17-day Plan and 35-day Base Plan against single trip plans with similar benefits. ** This insurance may not cover claims related to medical conditions that are not stable, whether disclosed or not at time of policy purchase.

Fraser Valley Council (E9) Council Executive President Steve Mihell Vice-President Rae Sexton Recording Secretary Rae Sexton Treasurer Joey Valliers Jorgensen Membership Chair Steve Mihell COSCO Rep Steve Mihell Regional Council Rep Steve Mihell Member at Large Ross Dewar Member at Large Ross T. Gregory Visit the Fraser Valley Council website for more council information and the latest updates Council Meetings When: Second Wednesday of the month, September to June, 13h00 Where: Church in the Valley, 23589 Old Yale Road Langley, BC

Friends & Colleagues No Longer With Us* * Those deceased within the last 5 years, based on information received from CN Pensions & Benefits Administration Enter First and/or Last Name And/Or Filter by Council Name Select Council Last Name / Nom de famille First Name / Prénom Date of Death/ Date du décès Council Code Council Name / Nom du conseil Drummond Douglas C 03/31/2026 E4 Kamloops Council Pollack Pat 03/31/2026 E9 Fraser Valley Council Clark Ivan J 03/30/2026 E4 Kamloops Council Ivany Gordon 03/30/2026 C14 Toronto Council Keenan John 03/29/2026 C7 SW Ontario Council Sereda Alicia 03/29/2026 C2 Barrie Council Bates Jean 03/28/2026 E4 Kamloops Council Coumont Larry 03/28/2026 E9 Fraser Valley Council Humes Odette 03/28/2026 A7 Moncton Council #1 Oleksak Victor 03/28/2026 C13 Thunder Bay Council Carriere Raymond 03/27/2026 F2 National Council Cipolla Alessandro 03/27/2026 D3 Manitoba Division #1 Mathieu Jacqueline 03/27/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière Richard Annette 03/27/2026 B7 Conseil Montréal / Laval Ahronson Richard 03/26/2026 D3 Manitoba Division #1 Bernier Vignola 03/26/2026 B9 Conseil québécois Shawanamash John 03/26/2026 C2 Barrie Council Miles Barton 03/25/2026 C9 Ottawa Reid Clinton 03/25/2026 C14 Toronto Council Richard Euclide 03/25/2026 A7 Moncton Council #1 Vanderheide John 03/25/2026 C4 Hamilton Council Hebert Lucien 03/24/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière Korozsi Rose 03/24/2026 D3 Manitoba Division #1 Vienneau Viola 03/24/2026 A4 Edmundston Council # 3 (Mens) Wareham Alton 03/24/2026 A7 Moncton Council #1 Page 1 of 1

Ontario Provincial Council Scholarship In addition to the 5 National awards of $1500.00 each for the Great Lakes Region, the Ontario Provincial Council (OPC) is offering an additional scholarship of $1500.00, available to eligible applicants. The OPC scholarship program will follow the same rules, procedures and dates as the National Program and will be awarded to the sixth winning Great Lakes Region scholarship applicant. The 2025 award winning OPC applicant will be eligible to re-apply for the 2026 National Scholarship and a National winning scholarship applicant may apply for the 2026 OPC program. Unsuccessful qualified applicants may re-apply for either subsequent program.

Niagara Falls Council (C8) Council Executive President William Lindsay Vice-President David Kinghorn Treasurer Michael K. Gander Secretary Sylvester (Sy) Peplinski Membership Chair Sylvester Peplinski OPC Delegate (1) David Kinghorn OPC Delegate (2) William Lindsay OPC Alternate Delegate Vacant Council Meetings When: Third Monday of the month from September to June, excluding De cember, 14h00 Where: Royal Canadian Legion, Branch 479, 5603 Spring St. Niagara Falls, Ont. L2G 1P7. Telephone (905) 354-4331.