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CN Railroaders in the Community Thanks for 2025 Efforts & Changes for 2026 Hello Railroaders, Thank you once again for those who participated in the Railroaders in the Community program. Many of you have shown your commitment and generosity by volunteering your time and skills to non-profit organizations which matter to you. Here are some of the amazing results that our retirees have accomplished through the program in 2025. A total of 468 volunteers submitted hours into the program Those 468 volunteers raised more than $1M for their favourite charities - a total of $1,012,427 The $1M+ total for 2025 was an incredible 83% higher than what the program raised just 3 years ago. Thanks in part to you, the Railroaders in the Community program was once again successful in 2025. To maintain the program’s sustainability while continuing to recognize and reward your contributions, the following adjustments will be made to the program starting in 2026 : The maximum volunteer reward hours per eligible participant will be 100 hours per year . CN will now cover the 2.9% Benevity service charge, ensuring that your chosen organizations receive the full amount earned through your volunteer hours Incentive bonuses now awarded based upon winners of a draw from the pool of all CNPA volunteers The reward rate remains at $15 per hour volunteered If you have any questions, please contact RailroadersintheCommunity@cn.ca . CN is proud of the hundreds of employees, their families, and retirees who give generously of their time to local causes through our CN Railroaders in the Community (RRITC) program . These volunteers are part of the social fabric of the many cities, towns and villages across our entire North American network, helping to make their communities better places to live and work. CN supports their efforts by providing charitable donations to the organizations where CN railroaders volunteer. Each hour of volunteer work earns a $15 reward, up to a maximum of 100 hours or $1500 per retiree per year (including volunteer hours completed by their spouse/surviving spouse). There is no limit to the number of organizations a CN retiree and the spouses/surviving spouses of CN retirees can volunteer with. We are also happy to confirm that if you have already started volunteering in your community this year, any volunteer hours accumulated since January 1 for a recognized charity will qualify for a reward in the same calendar year. Please note that reward funds are always disbursed at the end of the month following approval. For example, if your hours were approved on March 6, the funds will be disbursed on April 30. If your organization is set up to receive cheques, please allow 3 to 4 weeks for delivery. If they are set up for EFT (Electronic Funds Transfer), the funds will arrive immediately once disbursed. The funds are not issued directly by CN but by the Benevity Online Giving Foundation. Thanks to CN's digital platform SPARK , you can easily track your volunteer hours and see when the donation to your charity was made. Rewards are transferred electronically to the eligible organizations on a monthly basis. Check out the exciting new features of the Railroaders in the Community program at SPARK SPARK User Guide CN Railroaders in the Community FAQ To login for the first time: Username: your CN PIN number. Password: the first three letters of your last name + your CN PIN+ ! Example: The password for Jane Smith (PIN 168750) would be: smi168750! Once logged in for the first time, you must change your email address to a personal email and you will be asked to change your password. If you previously accessed the site while as a CN employee, you will need to change your email. Surviving spouses of retirees should contact railroadersinthecommunity@cn.ca for assistance with the login. NOTE: For those retirees who have tried to log in for the first time and have followed the new log in procedure, but are still experiencing difficulties accessing the new platform, please email railroadersinthecommunity@cn.ca . Please be sure to include your full name as it appears on your CN Pension Statement as well as your CN PIN number. If it is just a password issue, they can assist you by creating a new password for you. However, if it turns out to be a technical issue, they will be unable to assist you until the issue has been resolved between CN and Benevity. Until then, CN advises those retirees to keep track of their volunteer hours so that they can be entered into the system once CN notifies your access to the system has been fixed. How does the incentive bonus for CNPA members work? If you volunteered with a registered not-for-profit organization between January 1 and December 31, 2026, and you log your hours in the RRITC portal by 5:00pm EST on December 31, you’ll automatically be entered into a special raffle draw. Ten CNPA members (2 per region) will each win a $2,000 charitable gift for the organization where they volunteered — a fantastic way to support the causes you care about! Draw Date: January 2027. Winners will be contacted directly and announced on the CNPA website. 2026 RRITC Incentive Draw Winners (Region, Name, Location) Atlantic Gloria J. Churchill King St. John's, NL Atlantic Herve Leblanc Dieppe, NB Quebec Claude Cote Saint-Jean-sur-Richelieu, QC Quebec Richard Laprise Senneterre, QC Ontario David Ogden Plainfield, ON Ontario Crystal Garbutt Welland, ON Prairies Linda Wachal Winnipeg, MB Prairies Ernie Gazdewich Canora, SK Mountain David Ball Edmonton, AB Mountain Axel Peterson Smithers, BC

Hamilton Council (C4) Hamilton Council Facebook Page Council Executive President Stanley White 1st Vice President Halle Halle 2nd Vice President Barry Kwicinski Secretary Maureen Smyth Treasurer Scott Montani Membership Chair George Titus OPC Delegate (1) Maureen Smyth OPC Delegate (2) Scott Montani Alt OPC Delegate (1) Barry Kwicinski Golf Committee Scott Montani Phone Committee George Titus Phone Committee Member Gary Clairmont Council Events Council Meetings When: Third Wednesday of the month, September to May, excluding December, 13h00 Exceptionally, December meeting is held second Friday of December Where: Royal Canadian Legion Branch 163, 435 Limeridge Rd E, Hamilton, ON L9A 2S8

Rogers Preferred Program Rogers has partnered with the CNPA to offer all members - and their families - discounts on their mobility through the Rogers Preferred Program. Save up to 30$ per month on a Rogers Infinite plan today, and get our 5G Wireless Home Internet solution starting from 35$ per month. Visit www.planetemobile.biz and type in username " CNPA" and password " mobile" to start your order. You will be asked to provide a picture of your membership card in the final stages to take advantage of the program's exclusive pricing. Call 514-880-9948 or send an email to vcapsis@planetem.com for all inquiries. There are many variables that can determine which plans you can sign up for, depending on whether you are a new customer, an existing customer, requiring a new phone, using an existing phone and what coverage you want. That is why any inquiries should be made through vcapsis@planetem.com and Vangy can walk you through your available options. NOTE: While this is a Rogers based cell plan, it is not available through your local Rogers kiosk. It is a CNPA negotiated group rate by their group supplier Planet Mobile.

Vancouver Council (E8) Visit the Vancouver Council website for more council information and the latest updates Vancouver Council Facebook Page Council Executive President Judy Pearson Vice President Dave McNaughton Secretary Dave McNaughton Treasurer Paul Sidhu Past President Alex Hui Membership Blake Olson COSCO Rod McIvor Member At Large Margie Wagenaar Member At Large Dale Jack Council Meetings When: Third Tuesday of the month, September to June, excluding December, 10h00 Where: Bonsor Community Centre (South Burnaby Metro Club Room), 6550BGonsor Ave, Burnaby, BC Meetings schedule: 10h00 for coffee, 11h00 meeting, 12h00 lunch (small fee at the door)

Nanaimo Council (E6) Council Executive President Mike Englehart Vice-President Donalda Lapointe Secretary-Treasurer Loretta Bauer Membership Chair Donalda Lapointe Member At Large Charlie Kritsch Member At Large Bruce Sproston

Moncton Council #1 (A7) Council Executive President Reg Hebert A7MonctonCouncil@cnpensioners.org 1st Vice-President John Bailey 2nd Vice President Earl Garland Secretary Treasurer Royce Girvan Recording Secretary Vacant Past President Vacant Advisory Kaye Bulmer Council Meetings When: Third Thursday of the month, September to June, 14h00 Where: Moncton No. 1 Council Centre, 1 Curry St., PO Box 23082, Moncton, NB E1C 9M9. Phone: (506) 383-7303

Here's what CNPA membership does for you. Still not a member? Then you can join here Why Membership Matters Membership consists of retired CN employees, surviving spouses and honorary members as well as retirees and their spouses from groups formerly connected with CN (i.e. VIA Rail and Marine Atlantic). Active employees can be admitted as social members without voice or vote. "Bridged" employees are also eligible for membership to the CN Pensioners' Association. Although we advocate on behalf of all CN Pensioners and surviving spouses as volunteers, operating expenses are a reality. If you are not already a contributing member, by becoming one for only $1.00 a month, you can help defray such expenses. Your $1 per month will entitle you to several membership benefits and as information, approximately $0.83 of your $1 per month is returned to your local council of choice for their use. It is easy to become a member – just go to our sign up form below or email us at membership@cnpensioners.org . For more information, click on one of the topics below What the CNPA Does For You What does your annual $12 fee get for you as a member? Pension representation, health care plan, benefits, newsletters, discounts, local meetings and events and so much more Members Obituary Listing With the passage of time comes the recent passing of those we knew... Joining the CNPA If you're not yet a CNPA member, you should be! Welcome aboard! Fill out and submit the application form and you'll become one of the more than 30000 members Members Reference Page Need contact info? Where do I look on Facebook? What other CNPA web sites exist? Look here! CNPA Members Discounts CNPA members can save on a number of services or items such as insurance, travel packages, car rentals, hotel stays, office equipment and even vehicles. And there is CN Pass for travel on VIA Rail for some members Frequently Asked Questions In case you were wondering...

Niagara Falls Council (C8) Council Executive President William Lindsay Vice-President David Kinghorn Treasurer Michael K. Gander Secretary Sylvester (Sy) Peplinski Membership Chair Sylvester Peplinski OPC Delegate (1) David Kinghorn OPC Delegate (2) William Lindsay OPC Alternate Delegate Vacant Council Meetings When: Third Monday of the month from September to June, excluding De cember, 14h00 Where: Royal Canadian Legion, Branch 479, 5603 Spring St. Niagara Falls, Ont. L2G 1P7. Telephone (905) 354-4331.

Friends & Colleagues No Longer With Us* * Those deceased within the last 5 years, based on information received from CN Pensions & Benefits Administration Enter First and/or Last Name And/Or Filter by Council Name Select Council Last Name / Nom de famille First Name / Prénom Date of Death/ Date du décès Council Code Council Name / Nom du conseil Hume Muriel 04/30/2026 E3 Edmonton: CN RailVets Blagonic Anton 04/29/2026 C14 Toronto Council Gendreau Georges 04/29/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière Hay Emily R 04/29/2026 A7 Moncton Council #1 Roy Pierre 04/29/2026 B9 Conseil québécois Rink Isla 04/28/2026 E2 Calgary: CN RailVets Timlin Noreen 04/28/2026 C9 Ottawa Korbutiak Stephen 04/27/2026 D3 Manitoba Division #1 Kulchyski Stanley 04/26/2026 E4 Kamloops Council Lauzon Marguerite 04/26/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière Raymond Patricia M 04/26/2026 C9 Ottawa Turnbull Raymond 04/26/2026 A1 Atlantic Regional Council Baillargeon Michel E 04/25/2026 C2 Barrie Council Finnson Stanley 04/25/2026 C2 Barrie Council Herbert Raymond 04/25/2026 D2 Saskatchewan Council Labelle Lyse 04/25/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière Lanyon Catherine 04/25/2026 D3 Manitoba Division #1 Lowe John R 04/25/2026 D3 Manitoba Division #1 Richard Lillian 04/25/2026 D2 Saskatchewan Council Rioux Leo 04/25/2026 B9 Conseil québécois Smith Patricia 04/25/2026 C14 Toronto Council Allaire Andre 04/24/2026 B9 Conseil québécois McLachlan Edward 04/24/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière McLachlan Edward 04/24/2026 B14 Conseil de la Rive-sud-de-Montréal / Laurentides / Lanaudière Norton Winona G 04/24/2026 C9 Ottawa Page 1 of 1

Mail Order Pharmacy Save Money and Free Home Delivery of Prescription Drugs Over the last couple years, we have become more comfortable purchasing online, but what about your prescriptions? In the last year alone, our members have filled over 1000 of their prescriptions on line and through our partners. With Mail Order Pharmacy, you avoid trips to pharmacies, it is safe and efficient, and has LOWER PRICES than most pharmacies in Canada, and with FREE delivery, so save even more. For those in remote locations, or with restricted mobility, this could be worth looking at. It’s available to all CN Pensioner Medavie Blue Cross (MBC) plan members (#93115) , except in Quebec. MBC utilizes two leading home delivery pharmacy service providers. Telus Health Virtual Pharmacy (formerly Alliance) and Sobeys Pharmacy by Mail make it easy for our members to access the maintenance drugs they regularly need, the way they want. They also connect with your eligible provincial drug programs AND your Blue Cross coverage. These pharmacies will help manage your medications with you, you can do refills on line, and they will connect with your doctors where necessary. Registration is simple and quick. Call them and get the scoop, ask questions and make sure your concerns are addressed! Telus Health also offers a handy App. Call the toll-free numbers to register (have your Blue Cross and Provincial Health Care Card ready): Telus Health Virtual Pharmacy – Available All Across Canada (except Quebec) East - for Ontario and all Atlantic Provinces Phone (Toll Free): 1-888-921-0466 Fax (Toll Free): 1-877-835-8329 Hours: Mon - Fri, 9:00am - 5:00pm EST Central - for Manitoba, Saskatchewan and Nunavut Phone (Toll Free): 1-866-318-0047 Fax (Toll Free): 1-833-815-5756 Hours: Mon - Fri, 9:00am - 5:00pm CST West – for Alberta, British Columbia, Yukon and Northwest Territories Phone (Toll Free): 1-855-370-7979 Fax (Toll Free): 1-855-295-7174 Hours: Mon - Fri, 9:00am - 5:00pm PST or Sobeys Pharmacy by Mail Phone (Toll Free): 1-866-657-MEDS (6337) (Except Quebec) (Pharmacy located in Moncton and shipping from Moncton)

Increased Pension to Age 65 Option If you retire before age 65, you may elect the increased pension to age 65 option (IPO). Under this option, you receive more from the CN Pension Plan before age 65 and less after age 65. If you choose this option, your increased CN pension will be reduced for life once you reach age 65. Your decision to elect or decline this option is personal and irrevocable. The following example illustrates how the IPO affects an employee retiring early at age 56 and 6 months on December 31, 2004: With IPO : Monthly Pension before Age 65 CN Basic Pension $2500 IPO Allowance $ 183 Total Monthly Pension $2683 Monthly Pension after Age 65* CN Basic Pension $2283 Without IPO : Monthly Pension before Age 65 CN Basic Pension $2500 IPO Allowance $ 0 Total Monthly Pension $2500 Monthly Pension after Age 65 CN Basic Pension $2500 * In this example, at age 65, the total CN monthly pension of $2,683 being paid is reduced for life by the fixed amount of $400 a month ($2,683 - $400 = $2,283). The increased pension to age 65 option is calculated so that the value of both options is, on average, the same. The amount of the IPO allowance reflects the age of the member at retirement, the applicable reduction of $400 at age 65, interest rates and whether the member retired early or on disability pension. Because survivor benefits are calculated using the CN basic pension amount, your decision to elect or decline the IPO will have no bearing on pension benefits which may become payable to your survivors.

Ford Partner Recognition Program As a CN Pensioners Association member, you are eligible to participate in the Ford Partner Recognition X-Plan Vehicle Pricing Program! Program members have access to exclusive savings on Ford and Lincoln vehicles. CNPA members can access the program at www.fordpartner.com . You will need your Social Insurance Number (SIN) in order to complete the PIN request (last 4 digits only) and your PIN and proof of CNPA membership at the dealership Choose your country/language preference and use the CN/CNPA partner code - KX0E7 (a "zero" not the letter 'O') to enter the portal. Within the program portal, you can research vehicles, review plan rules and create your personalized PIN. To generate your PIN, you will need to enter the last 4 digits of your Social Insurance Number in the field labeled "Last 4 digits of NAS" as well as the other required information (name and address). Once you have your PIN, follow the instructions on how to use that PIN and proof of your CNPA membership to access Ford pricing discounts at any Ford dealer.