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Members Programs & Benefits So what sorts of programs & benefits does the CNPA manage or provide to you? Health Care - On your behalf, and with the assistance of key partners, we manage one of the better retirement health care plans in Canada. Available to contributing CNPA members, the CNPA Health Care Plan for CN Pensioners from Blue Cross (#93115) provides you and your spouse coverage for some of those extra costs you might incur that are not covered by your province. Support for the plan comes from the CNPA Health Care Committee , a dedicated group of volunteer pensioners who help make sure we have a plan that fits our needs at a reasonable price. Pensions - The CNPA acts as an equal partner on the CN Pension Committee which approves your pension increases. Our Pension Committee makes sure that our voices are heard. Scholarships & Bursaries - Contributing member's children, grandchildren and even great-grandchildren get access to our annual CNPA Scholarship Program which offers 25 scholarships across the 5 Canadian regions. In addition, the Quebec, Ontario and Manitoba councils also offer trade bursaries for the families of those members residing in these regions National Newsletter - The newsletter is issued three times per year with relevant and interesting information. Some regional and local councils also offer regular newsletters to provide update and information closer to home. CNPA Government Liaison Officer & Committee - This role who advocates with various federal agencies on behalf of the National Council and pensioner membership on matters that may impact the objectives of our organization as well as the quality of life of our pensioners. The committee members have a similar mandate with focus on their particular region. CNPA National Website - cnpensioners.org is managed by CNPA volunteers to provide you with an online resource for relevant and important information, keeping you up to date on what is happening across the country or to provide you with the latest information on your pension, health care offerings to the membership, CNPA news, members discounts, etc. Some regional and local councils have their own websites to keep their members up to date on specific topics in their area. CNPA Facebook Pages - Offered in both English and French , these pages provide another convenient method of keeping you informed on relevant information. As well, some regional and local councils offer their own Facebook pages Member Discounts - CNPA members can benefit from discounts on car rentals, hotel stays, car, home or travel insurance and more from a variety of vendors. In addition, those who subscribe to the CNPA Health Plan are also eligible for additional savings through Blue Cross CN Communications - Only contributing CNPA members will annually receive the CN Calendar and the "CN in the Community" brochure. Meetings & Events - CNPA m embers are invited to attend various events coordinated by the local councils across the country. Most hold regular meetings where guest speakers are invited to speak on current or special issues affecting seniors. Some hold BBQ's or picnics, others sporting events, dinners, or group travel adventures. By being a member, you can attend what you want, when you want. Our national newsletter and local communications with members keeps you up to date on what is happening, like family days, special events, or changes to legislations, policies or programs.

Save with Specsavers Specsavers is an optometrist owned and led business that provides Canadians access to comprehensive eye exams with over 140 locations across the country. Specsavers is proud to partner with the CNPA to provide affordable, accessible eyecare and eyewear to its members. All our locations provide a great range of offers, glasses, and contact lenses, as well as online booking and direct billing. What Specsavers Offers: Comprehensive eye exams from $99 including OCT scan - at no additional cost. This 3D eye scan helps optometrists to spot any abnormalities and identify eye diseases, such as age‑related macular degeneration, glaucoma, and diabetic eye disease, in their earliest stages. If you’re 65 or over, you can get your comprehensive eye exam at no cost to you!* 2-year quality guarantee and 100 day no worries, no fuss guarantee. Direct billing to benefit plans Convenient online booking Open on weekends and evenings As a CNPA Member, you also qualify for 60%** off lens upgrades in addition to in-store offers such as our 2 pairs of glasses for $149! Simply visit one of their locations in Ontario, Manitoba, Alberta or British Columbia and present proof of CNPA membership to receive 60% off lens upgrades. Exclusive Offer Details: Promo Code: 202401 ** Offer Terms & Conditions: Discount only available for CNPA members on presentation of proof of membership card in store. Cannot be used for family and friend purchases. Offer can be used in conjunction with our two pairs from $149 offer. Offer cannot be used in conjunction with any other vouchers or offers including when you purchase a single pair of glasses from our $149 range and above, as a lens upgrade is already included in this bundle. Excludes safety eyewear. Discount is applied before taxes. No cash surrender value. Cannot be applied to past transactions. Other conditions and exclusions apply. Offer details are subject to change. Specsavers website link – To learn more about Specsavers and book an eye exam visit: https://www.specsavers.ca/stores?utm_source=cnpa-website&utm_medium=partnerships&utm_campaign=60-off * Costs of eye exams provided by independent optometrists are covered by provincial health care for eligible seniors.

Conseil du Bas-Saint-Laurent / Vallée-de-la-Matapédia / Gaspésie (B3) Council Executive Président Robert Pitre Tel: (418) 631-3999 Vice-président Andrée Tardif Tel: (418) 629-2494 Secrétaire-trésorier Ronald Lang Tel: (418) 629-2389 Directeur Ghislain Pineault Tel: (418) 756-5557 Directeur Gilbert Leblanc Tel: (418) 752-5069 Directeur Francis Moran Tel: (418) 752-3710 Directeur Mario Allard Tel: (418) 756-3780

Victoria Council (E7) Council Executive President Gordon Wheatley Vice President Roland Bernardin Treasurer Lillian Lequesne Membership Gordon Wheatley Telephone Committee Chair Roland Bernardin Wishing Well Bill Coleman Council Meetings When: 3rd Tuesday of the month, September to June, 12h00 Where: Trafalgar/Pro Patricia Legion, Branch 292, 411 Gorge Rd. East, Victoria, BC

St. John's Branch (A9) Council Executive President Wayne Greenland Vice President Hubert Butt Treasurer William J. Penney Secretary Wayne Greenland Past President Graham Hill Alt National Director Graham Hill National Council Rep Wayne Greenland Director June Churchill King Director Bill Penny Director Harold Piercey Director Alvin Blackmore Director Bob Grouchy Director Wayne Greenland Director Graham Hill Director Anne Peddle Auditor Art King Meetings When: Third Monday of the month - 14h00 - General & Spike Ladies Meeting Second Monday of the month - 14h00 - Directors meeting Every Monday (except holidays) from 13h00-16h00 - drop-in, with coffee & tea available Where: H.G.R. Mews Community Centre, 60 Blackler Ave, St. John's, NL A1E 3E7 Phone: (709) 576-8499 Notes: Our Spikes Ladies want other ladies to join their group of 19 members. Mews Centre is an accessible location and a walking track is provided for our use after the drop-in, at no cost. After city staff buzz you in, our room is the first hallway on your right, last door. REWA - Railway Employees Welfare Association SUNLIFE ASSURANCE COMPANY (f ormerly Clarica Insurance Company; formerly Mutual Life To make a claim, please call the toll-free number 1-800-361-2128 and select option 4 at the phone prompt. Ask for Life Claims Services. If you have the claim, a beneficiary should forward their policy to: Sun Life Assurance Company Life Claims Services P. O. Box 2010, Station Waterloo Waterloo ON N2J 0A6 The Beneficiary to show policy #83091 and the owner's Social Insurance Number. In the event that the widow or Beneficiary is not aware that a policy exists, a letter of inquiry should be sent to the above noted address, again providing the owner's Social Insurance Number and policy #83091. Note : The Beneficiary of the insured person is stated in the person's application. The beneficiary designation may be changed, if permitted by law. The insured person must notify Sun Life Assurance in writing of the change. If no beneficiary has been appointed or if the Beneficiary has predeceased the insured person, payment will be made to the insured person's estate.

Barrie Council (C2) Barrie Council Facebook Page Council Executive President Bob Haggart 1st Vice-President Gerald Lipnicky 2nd Vice-President Ms Mae Harasymiw Secretary Linda Johnston Treasurer Wayne Eva Past President Charles Surgenor Membership Chair Gerald Lipnicky Newsletter Editor Gerald Lipnicky OPC Delegate (1) Bob Haggart OPC Delegate (2) Gerald Lipnicky OPC Alternate Delegate Peter Sudeyko Council Meetings When: Fourth Wednesday of the month, September to June Exceptionally, December meeting is held second Friday of December Where: Allandale Recreation Centre, 190 Bayview Dr, Barrie, ON L4N 4Y8

Conseil de Montréal / Laval (B7) Council Executive Président Claudette Hudon Tel: (514) 481-2618 Vice-président Denis Godin Tel: (450) 628-1066 Secrétaire Céline Rousseau Tel: (514) 516-8941 Trésorier Rémi La Haye Tel: (514) 662-3283 Directeur Wilson Martial Tel: (450) 449-1454 Council Meetings When: Every Tuesday, September to June, from 08h00 to 14h00 Where: Notre-Dame du Sacré-Coeur Church basement, 7671 Rue Édouard, LaSalle, QC H8P 1T3 (free parking at the back of the church) What: Free coffee & snacks, pizza or chicken from the restaurant on the 2nd Tuesday of the month (free if you arrive before 10h45), all members are bilingual Activities: billiards, snooker, social poker, darts, cribbage, dice games More infomation: Rémi La Haye 514-662-3283

CNPA National Scholarship Program The CNPA SCHOLARSHIP PROGRAM is sponsored by the National Council of CN Pensioners (CNPA). Its purpose is to financially assist the educational pursuit and career development of families of the CN Pensioners Association Contributing Members. Subject to annual CNPA approval, the Program provides 25 - $1500 one-year scholarships for each fall school year. The scholarships are distributed and available as follows: five $1,500 scholarships in each of the 5 Canadian regions (Atlantic, Quebec, Ontario, Prairie, and Mountain). Eligibility Applications are accepted from children, grandchildren, great grandchildren (includes legally adopted and stepchildren and step grandchildren) of CNPA Contributing Members. Applicants must have a minimum 80% grade average over the most recent 2 full academic school years in order to be considered. Applicants are assessed based on a combination of their marks and several other important weighted factors. These may include: community involvement, personal and academic achievements, extracurricular activities, career objectives and other relative information provided by the applicant. The resume and a detailed covering letter can provide a significant amount of this very valuable information used in the evaluation process. Included below are the complete terms and conditions, as well information on the required documentation. We encourage you to thoroughly read this entire document prior to proceeding. 2026 Key Dates Program Opens - April 15, 2026 Application Deadline - August 13, 2026 Winners Contacted - By the end of the first week of September 2026 The 2026 Scholarship Program will be open online to applicants effective April 15, 2026. Applications will once again be accepted by email only and must include all scanned or electronic supporting documentation as one complete PDF file. The application package must be received no later than August 13, 2026. Note: Please do not activate password protection or restrict access to your documents only to the mail box to which you are sending them, (scholarships@cnpensioners.org ). Your documents have to be shared within the selection committee processes however all submitted documents will be deleted following the selection processes for privacy protection. Please read all the instructions, terms and conditions and submission requirements carefully before emailing your submissions, as incomplete submissions will be rejected. Please ensure you use the current application form below as the form has changed from previous years. Scholarship Winners Scholarship Program Documents Application Terms & Conditions / Completion Instructions

CN Railroaders in the Community Thanks for 2025 Efforts & Changes for 2026 Hello Railroaders, Thank you once again for those who participated in the Railroaders in the Community program. Many of you have shown your commitment and generosity by volunteering your time and skills to non-profit organizations which matter to you. Here are some of the amazing results that our retirees have accomplished through the program in 2025. A total of 468 volunteers submitted hours into the program Those 468 volunteers raised more than $1M for their favourite charities - a total of $1,012,427 The $1M+ total for 2025 was an incredible 83% higher than what the program raised just 3 years ago. Thanks in part to you, the Railroaders in the Community program was once again successful in 2025. To maintain the program’s sustainability while continuing to recognize and reward your contributions, the following adjustments will be made to the program starting in 2026 : The maximum volunteer reward hours per eligible participant will be 100 hours per year . CN will now cover the 2.9% Benevity service charge, ensuring that your chosen organizations receive the full amount earned through your volunteer hours Incentive bonuses now awarded based upon winners of a draw from the pool of all CNPA volunteers The reward rate remains at $15 per hour volunteered If you have any questions, please contact RailroadersintheCommunity@cn.ca . CN is proud of the hundreds of employees, their families, and retirees who give generously of their time to local causes through our CN Railroaders in the Community (RRITC) program . These volunteers are part of the social fabric of the many cities, towns and villages across our entire North American network, helping to make their communities better places to live and work. CN supports their efforts by providing charitable donations to the organizations where CN railroaders volunteer. Each hour of volunteer work earns a $15 reward, up to a maximum of 100 hours or $1500 per retiree per year (including volunteer hours completed by their spouse/surviving spouse). There is no limit to the number of organizations a CN retiree and the spouses/surviving spouses of CN retirees can volunteer with. We are also happy to confirm that if you have already started volunteering in your community this year, any volunteer hours accumulated since January 1 for a recognized charity will qualify for a reward in the same calendar year. Please note that reward funds are always disbursed at the end of the month following approval. For example, if your hours were approved on March 6, the funds will be disbursed on April 30. If your organization is set up to receive cheques, please allow 3 to 4 weeks for delivery. If they are set up for EFT (Electronic Funds Transfer), the funds will arrive immediately once disbursed. The funds are not issued directly by CN but by the Benevity Online Giving Foundation. Thanks to CN's digital platform SPARK , you can easily track your volunteer hours and see when the donation to your charity was made. Rewards are transferred electronically to the eligible organizations on a monthly basis. Check out the exciting new features of the Railroaders in the Community program at SPARK SPARK User Guide CN Railroaders in the Community FAQ To login for the first time: Username: your CN PIN number. Password: the first three letters of your last name + your CN PIN+ ! Example: The password for Jane Smith (PIN 168750) would be: smi168750! Once logged in for the first time, you must change your email address to a personal email and you will be asked to change your password. If you previously accessed the site while as a CN employee, you will need to change your email. Surviving spouses of retirees should contact railroadersinthecommunity@cn.ca for assistance with the login. NOTE: For those retirees who have tried to log in for the first time and have followed the new log in procedure, but are still experiencing difficulties accessing the new platform, please email railroadersinthecommunity@cn.ca . Please be sure to include your full name as it appears on your CN Pension Statement as well as your CN PIN number. If it is just a password issue, they can assist you by creating a new password for you. However, if it turns out to be a technical issue, they will be unable to assist you until the issue has been resolved between CN and Benevity. Until then, CN advises those retirees to keep track of their volunteer hours so that they can be entered into the system once CN notifies your access to the system has been fixed. How does the incentive bonus for CNPA members work? If you volunteered with a registered not-for-profit organization between January 1 and December 31, 2026, and you log your hours in the RRITC portal by 5:00pm EST on December 31, you’ll automatically be entered into a special raffle draw. Ten CNPA members (2 per region) will each win a $2,000 charitable gift for the organization where they volunteered — a fantastic way to support the causes you care about! Draw Date: January 2027. Winners will be contacted directly and announced on the CNPA website. 2026 RRITC Incentive Draw Winners (Region, Name, Location) Atlantic Gloria J. Churchill King St. John's, NL Atlantic Herve Leblanc Dieppe, NB Quebec Claude Cote Saint-Jean-sur-Richelieu, QC Quebec Richard Laprise Senneterre, QC Ontario David Ogden Plainfield, ON Ontario Crystal Garbutt Welland, ON Prairies Linda Wachal Winnipeg, MB Prairies Ernie Gazdewich Canora, SK Mountain David Ball Edmonton, AB Mountain Axel Peterson Smithers, BC

Hamilton Council (C4) Hamilton Council Facebook Page Council Executive President Stanley White 1st Vice President Halle Halle 2nd Vice President Barry Kwicinski Secretary Maureen Smyth Treasurer Scott Montani Membership Chair George Titus OPC Delegate (1) Maureen Smyth OPC Delegate (2) Scott Montani Alt OPC Delegate (1) Barry Kwicinski Golf Committee Scott Montani Phone Committee George Titus Phone Committee Member Gary Clairmont Council Events Council Meetings When: Third Wednesday of the month, September to May, excluding December, 13h00 Exceptionally, December meeting is held second Friday of December Where: Royal Canadian Legion Branch 163, 435 Limeridge Rd E, Hamilton, ON L9A 2S8

Rogers Preferred Program Rogers has partnered with the CNPA to offer all members - and their families - discounts on their mobility through the Rogers Preferred Program. Save up to 30$ per month on a Rogers Infinite plan today, and get our 5G Wireless Home Internet solution starting from 35$ per month. Visit www.planetemobile.biz and type in username " CNPA" and password " mobile" to start your order. You will be asked to provide a picture of your membership card in the final stages to take advantage of the program's exclusive pricing. Call 514-880-9948 or send an email to vcapsis@planetem.com for all inquiries. There are many variables that can determine which plans you can sign up for, depending on whether you are a new customer, an existing customer, requiring a new phone, using an existing phone and what coverage you want. That is why any inquiries should be made through vcapsis@planetem.com and Vangy can walk you through your available options. NOTE: While this is a Rogers based cell plan, it is not available through your local Rogers kiosk. It is a CNPA negotiated group rate by their group supplier Planet Mobile.

Vancouver Council (E8) Visit the Vancouver Council website for more council information and the latest updates Vancouver Council Facebook Page Council Executive President Judy Pearson Vice President Dave McNaughton Secretary Dave McNaughton Treasurer Paul Sidhu Past President Alex Hui Membership Blake Olson COSCO Rod McIvor Member At Large Margie Wagenaar Member At Large Dale Jack Council Meetings When: Third Tuesday of the month, September to June, excluding December, 10h00 Where: Bonsor Community Centre (South Burnaby Metro Club Room), 6550BGonsor Ave, Burnaby, BC Meetings schedule: 10h00 for coffee, 11h00 meeting, 12h00 lunch (small fee at the door)