Conseil de Saguenay / Lac-Saint-Jean (B11) Council Executive Président Roger Bouchard Tel: (418) 547-6238 Vice-président Guylaine Lacroix Tel: (418) 547-6238 Secrétaire/Trésorier Yves Levesque Tel: (418) 548-5460 Directeur Dominic Bouchard Directeur Roger Dion Représentant provincial Michel Harvey Représentant provincial Martin Dupere Substitut provincial Jacques Rousseau

Conseil de Rivière-Du-Loup (B10) Council Executive Président Normand Levesque Tel: (418) 862-9549 Vice-président Louis Bouchard Tel: (418) 863-4347 Secrétaire Jacqueline Michaud Tel: (418) 894-5844 Trésorier Pierre Moreau Tel: (418) 498-3041 Directeur Reginald Ouellet Tel: (514) 880-6254 Directeur Rene Pelletier Tel: (418) 867-2302 Directeur Gilles Morin Tel: (418) 862-3195

Barrie Council (C2) Barrie Council Facebook Page Council Executive President Bob Haggart 1st Vice-President Gerald Lipnicky 2nd Vice-President Ms Mae Harasymiw Secretary Linda Johnston Treasurer Wayne Eva Past President Charles Surgenor Membership Chair Gerald Lipnicky Newsletter Editor Gerald Lipnicky OPC Delegate (1) Bob Haggart OPC Delegate (2) Gerald Lipnicky OPC Alternate Delegate Peter Sudeyko Council Meetings When: Fourth Wednesday of the month, September to June Exceptionally, December meeting is held second Friday of December Where: Allandale Recreation Centre, 190 Bayview Dr, Barrie, ON L4N 4Y8

Thunder Bay Council (C13) Council Executive President Larry Ezack Vice-President Don Matthews Secretary Joyce N. Baxter Treasurer Jim Pudas Membership Chair Holly Diaczuk Assistant Treasurer Al Harper OPC Delegate Larry Ezack OPC Delegate 2 Jim Pudas Council Meetings When: Third Wednesday of the month , 12h30 Where: The 55 Plus Center, 700 River St, Thunder Bay, ON P7A 3S6

Dealing with the Death of a CN Pensioner You may be here because you recently lost a loved one or are assisting someone who has. If so, we would like to extend our deepest condolences to you and the family from everyone at the CN Pensioners Association (CNPA). It is always heartbreaking when we hear that a fellow CN Pensioner or their spouse or survivor has passed away. We recognize that this is a difficult time for the family and realize the issues you will face dealing with the loss. To assist family members manage what can be a difficult process, we have developed various checklists and links which may help make the process a bit easier. While we have attempted to list most usual items to be addressed or handled, the lists are not exhaustive and will not address every unique or unusual situation. Accordingly, you may often need specific professional, legal, financial or other outside support and we encourage you to get all the assistance you may require. These checklists were primarily developed to assist those receiving a CN Pension. Other CN retirees may also find the non-CN Pension information helpful. 1. Contact CN Pension and Benefits Administration When a CN Pensioner passes away, there are a number of things the spouse or family needs to do, but one thing that is important is to contact CN Pension & Benefits Administration as quickly as possible. Call them at: 1-800-361-0739 – Monday to Friday, from 8 AM to 6 PM Eastern Time CN Pension & Benefits Administration will ensure that necessary paperwork gets started and if there is an eligible spouse, that there is limited delay in managing their survivor pension. In addition, by contacting them, they will: Get all the necessary information from you to start managing the process. This includes mailing specific forms/documents related to the pension, for completion, signatures and submission back to them. Start the process for an eligible survivor pension. If there is a CN sponsored life insurance policy, CN Pension & Benefits Administration will notify the insurance company who will then write the spouse or estate and provide information on how to file a claim. If the CN Pensioner was a member of the CN Pensioners Association, this membership will be cancelled with the last pension payment. If the surviving spouse wishes, they may re-enroll via the application form that will be provided in the package from CN Pension & Benefits Administration. Who should call CN Pension & Benefits Administration? If there is an eligible spouse, and they are able to, they should be the person to call. Someone who is registered with CN Pension & Benefits Administration as a Power of Attorney for the deceased CN Pensioner, or the spouse of the deceased CN Pensioner. The person designated as the Executor/Administrator of the estate of the deceased CN Pensioner. If none of the above are available, a family member who is acting for the deceased. What information should they have on hand when they call? The unique 6 digit Personal Identification Number (PIN) of the deceased CN Pensioner. This may be found on previous annual pension statements, CN pension deposit notices, CN tax slips, a CNPA membership card, the original retirement forms or CN correspondence. The date of birth and the date of death of the CN Pensioner The residential address of the deceased CN Pensioner The Social Insurance Number of the deceased CN Pensioner If there is an eligible spouse of the deceased pensioner and they are contacting CN Pension & Benefits Administration, or if someone acting on behalf of the spouse is calling, they should also have the following information available about the spouse: Spouse’s date of birth Spouse’s Social Insurance Number Spouse’s residential address – especially if it will be different than the deceased pensioner Spouse’s phone number Bank account information An Estate Executor or a Power of Attorney or Administrator acting on behalf of the deceased CN Pensioner or the surviving spouse would need all the preceding information when calling Following the call, a package will be prepared and mailed to the appropriate person or party and will include various forms to complete and a list of required documents to provide (such as a copy of the death certificate for example). Although the payment of the survivor pension may commence following the notification of the member’s death, it may be suspended if the required documents aren’t received in a timely fashion after the package has been issued. In the event that there is no eligible spouse at time of death, there is still the possibility that there may be a benefit payable. CN Pension & Benefits Administration will provide all necessary information in this regard to the appropriate person or party. NOTE: When a CN Pensioner passes away, and their eligible surviving spouse commences receiving their survivor CN pension, the surviving spouse is now considered to be a CN Pensioner, and will assume the PIN of the deceased CN Pensioner. If a surviving spouse deceases, the processes listed above for a deceased pensioner will now apply to this surviving spouse. If the CN Pensioner had a CN Travel Pass – they should contact CN Pension and Benefits Administration and ask about continued eligibility. For additional guidance, please refer to the following flyers: the Pension Reference Guide and the Retiree Profile for Survivors and Estate. The Pension Reference Guide provides information on when to contact CN Pension and Benefits Administration. The Retiree Profile for Survivors and Estate outlines key information and emphasizes the importance of prompt communication with CN Pension and Benefits Administration in the event of a pensioner’s death. We encourage you to share this document with the person who will handle your affairs after your death. 2. Health Care Plan for CN Pensioners Was the CN Pensioner enrolled in the CN Pensioners Association Health Care Plan administered by Medavie Blue Cross under Plan number 93115? If they were, when contact is made with CN Pension & Benefits Administration, they will advise Medavie Blue Cross of the individual’s passing. If the CN Pensioner’s spouse was covered under the Pensioner member’s plan, Medavie Blue Cross will continue coverage for the spouse at no charge but for only two (2) additional months. These 2 months provide time for the new pension papers to be processed and allows an eligible surviving spouse the opportunity to reapply for coverage if desired. Important - The original policy for the deceased pensioner, that included the spouse, will be cancelled at the end of the 2 month free period for the spouse and the current Blue Cross cards will be invalidated. An eligible spouse must REAPPLY if desired. If there is an eligible spouse who will be receiving a CN survivor pension, included with the pension documents that will be sent from CN Pension & Benefits Administration will be a new Medavie Blue Cross information package & application. If the eligible spouse is interested, they can join/rejoin the CN Pensioners Association Health Care Plan. Even if the CN Pensioner and/or the eligible spouse was not previously covered by the CN Pensioners Association Health Care Plan, an eligible spouse will still receive a Medavie Blue Cross information package and application and may submit their application to join the Plan. An eligible spouse who intends to apply or reapply must submit their application form to Medavie Blue Cross in the enclosed enveloped within 60 days of receiving their survivor pension. If not, they will not be eligible to reapply later. (Exceptions may apply in Quebec) If the Spouse is not eligible for the CN survivor pension, they will also not be eligible for CN Pensioner Blue Cross Plan coverage. If there were any outstanding medical claims not previously submitted, please submit them as quickly as possible. If unsure about the process on how to claim or time limits, call Medavie Blue Cross at 1-866-660-7670. If there was NO eligible surviving spouse or if the surviving spouse chooses NOT to apply for coverage, the spouse or estate should contact Medavie Blue Cross at 1-866-660-7670, as there may be a reimbursable overpayment of premium. If the SPOUSE of a current covered CN Pensioner deceases, the Pensioner should contact Medavie Blue directly to review options to change their coverage. CN Post Retirement Health Care Spending Account Some former unionized CN Pensioners may receive this benefit from Canadian National following retirement between the ages of 55 and 65. If the deceased pensioner is between those ages, please contact Medavie Blue Cross at 1-866-660-7670, who administers this benefit for CN. Non-CN Pension Related Information While the CN Pensioners Association is not directly involved with the various Canadian/Provincial government agencies, we have listed some of the contacts of the primary agencies which many of our pensioners may receive benefits from and other items to consider. In addition, Contact information is provided below for Via Rail, Marine Atlantic and CN/CP Telecommunications Pensioners. Canada Pension – Québec Pension Plan – Old Age Security – Canada Revenue Agency Many pensioners receive these benefits and when someone passes away, like CN, they must be notified to stop payments and process any survivor benefits. To learn more about notifying the various affected Canadian government agencies visit: Notify of a Death You will need Proof of Death and the deceased CN Pensioner’s Social Insurance Number (SIN) Canada Revenue Agency (CRA) – Notify the CRA of a date of death or call 1-800-959-8281 Québec Pension Plan (QPP) – Steps to take in the event of death or call 1-800-463-5185 Service Canada handles the Canada Pension Plan (CPP) and Old Age Security (OAS) Plans as well as the Guaranteed Income Supplement (GIS) For Service Canada - visit Service Canada or call 1-800-622-6232 – to notify of death and review any potential survivor or death benefits. Service Canada can also advise on cancelling a passport. Registering the Death Your province requires the death to be registered. A funeral home typically will register a death within the province, and if they provide you with a death certificate, it means the death HAS been registered. If you don’t utilize a funeral home and don’t have a death certificate, you will usually need to notify the provincial department of Vital Statistics or provincial Services department. Other various Agencies or Documents which may require changes or cancellation Driver’s licence (contact your province to cancel), motor vehicle registrations & insurance, land titles, home insurance, utilities Provincial medical insurance coverage or other medical insurance Banks, credit cards, investment firms Clubs, organizations, memberships, social media, online accounts, subscriptions VIA Rail Pensioners – 1-800-799-9934 – (Request Pension Administration) Marine Atlantic Pensioners – 1-800-561-7660 (Request Pension Administration) CN/CP Telecommunications Pensioners – 1-800-276-7630 (ALLSTREAM Canada Corp.)

Conseil du Centre-de-la-Mauricie / Haut-Saint-Mauricie / Laviolette (B6) Council Executive Président Mario Michaud Tel: (819) 538-3852 Vice-président Réjean Leprohon Tel: (819) 538-5362 Secrétaire Danielle Michaud Tel: (819) 538-3852 Trésorier Denis Patry Tel: (819) 609-9277 Directeur Jacques Croteau Tel: (819) 538-4154 Directeur Jacques Allard Tel: (819) 841-0727 Directeur Jean St-arneault Tel: (819) 538-7184 Directeur Claude Trudel Tel: (819) 538-3630 Directeur Pierrette Trudel Tel: (819) 538-3630

Conseil de Montréal / Laval (B7) Council Executive Président Claudette Hudon Tel: (514) 481-2618 Vice-président Denis Godin Tel: (450) 628-1066 Secrétaire Céline Rousseau Tel: (514) 516-8941 Trésorier Rémi La Haye Tel: (514) 662-3283 Directeur Wilson Martial Tel: (450) 449-1454 Council Meetings When: Every Tuesday, September to June, from 08h00 to 14h00 Where: Notre-Dame du Sacré-Coeur Church basement, 7671 Rue Édouard, LaSalle, QC H8P 1T3 (free parking at the back of the church) What: Free coffee & snacks, pizza or chicken from the restaurant on the 2nd Tuesday of the month (free if you arrive before 10h45), all members are bilingual Activities: billiards, snooker, social poker, darts, cribbage, dice games More infomation: Rémi La Haye 514-662-3283

Central & Northern BC (E10) Council Executive President Jeff Mohr Vice-President Carsan Dellaire Treasurer Mike Petrescu Secretary Brenda Latta Membership Jeanette Dydzuk Council Meetings When: Third Wednesday of every month - September through May (except December) - 13h00 Where: The Salvation Army Church, 777 Ospika Blvd, Prince George, BC

CN Railroaders in the Community Thanks for 2025 Efforts & Changes for 2026 Hello Railroaders, Thank you once again for those who participated in the Railroaders in the Community program. Many of you have shown your commitment and generosity by volunteering your time and skills to non-profit organizations which matter to you. Here are some of the amazing results that our retirees have accomplished through the program in 2025. A total of 468 volunteers submitted hours into the program Those 468 volunteers raised more than $1M for their favourite charities - a total of $1,012,427 The $1M+ total for 2025 was an incredible 83% higher than what the program raised just 3 years ago. Thanks in part to you, the Railroaders in the Community program was once again successful in 2025. To maintain the program’s sustainability while continuing to recognize and reward your contributions, the following adjustments will be made to the program starting in 2026 : The maximum volunteer reward hours per eligible participant will be 100 hours per year . CN will now cover the 2.9% Benevity service charge, ensuring that your chosen organizations receive the full amount earned through your volunteer hours Incentive bonuses now awarded based upon winners of a draw from the pool of all CNPA volunteers The reward rate remains at $15 per hour volunteered If you have any questions, please contact RailroadersintheCommunity@cn.ca . CN is proud of the hundreds of employees, their families, and retirees who give generously of their time to local causes through our CN Railroaders in the Community (RRITC) program . These volunteers are part of the social fabric of the many cities, towns and villages across our entire North American network, helping to make their communities better places to live and work. CN supports their efforts by providing charitable donations to the organizations where CN railroaders volunteer. Each hour of volunteer work earns a $15 reward, up to a maximum of 100 hours or $1500 per retiree per year (including volunteer hours completed by their spouse/surviving spouse). There is no limit to the number of organizations a CN retiree and the spouses/surviving spouses of CN retirees can volunteer with. We are also happy to confirm that if you have already started volunteering in your community this year, any volunteer hours accumulated since January 1 for a recognized charity will qualify for a reward in the same calendar year. Please note that reward funds are always disbursed at the end of the month following approval. For example, if your hours were approved on March 6, the funds will be disbursed on April 30. If your organization is set up to receive cheques, please allow 3 to 4 weeks for delivery. If they are set up for EFT (Electronic Funds Transfer), the funds will arrive immediately once disbursed. The funds are not issued directly by CN but by the Benevity Online Giving Foundation. Thanks to CN's digital platform SPARK , you can easily track your volunteer hours and see when the donation to your charity was made. Rewards are transferred electronically to the eligible organizations on a monthly basis. Check out the exciting new features of the Railroaders in the Community program at SPARK SPARK User Guide CN Railroaders in the Community FAQ To login for the first time: Username: your CN PIN number. Password: the first three letters of your last name + your CN PIN+ ! Example: The password for Jane Smith (PIN 168750) would be: smi168750! Once logged in for the first time, you must change your email address to a personal email and you will be asked to change your password. If you previously accessed the site while as a CN employee, you will need to change your email. Surviving spouses of retirees should contact railroadersinthecommunity@cn.ca for assistance with the login. NOTE: For those retirees who have tried to log in for the first time and have followed the new log in procedure, but are still experiencing difficulties accessing the new platform, please email railroadersinthecommunity@cn.ca . Please be sure to include your full name as it appears on your CN Pension Statement as well as your CN PIN number. If it is just a password issue, they can assist you by creating a new password for you. However, if it turns out to be a technical issue, they will be unable to assist you until the issue has been resolved between CN and Benevity. Until then, CN advises those retirees to keep track of their volunteer hours so that they can be entered into the system once CN notifies your access to the system has been fixed. How does the incentive bonus for CNPA members work? If you volunteered with a registered not-for-profit organization between January 1 and December 31, 2026, and you log your hours in the RRITC portal by 5:00pm EST on December 31, you’ll automatically be entered into a special raffle draw. Ten CNPA members (2 per region) will each win a $2,000 charitable gift for the organization where they volunteered — a fantastic way to support the causes you care about! Draw Date: January 2027. Winners will be contacted directly and announced on the CNPA website. 2026 RRITC Incentive Draw Winners (Region, Name, Location) Atlantic Gloria J. Churchill King St. John's, NL Atlantic Herve Leblanc Dieppe, NB Quebec Claude Cote Saint-Jean-sur-Richelieu, QC Quebec Richard Laprise Senneterre, QC Ontario David Ogden Plainfield, ON Ontario Crystal Garbutt Welland, ON Prairies Linda Wachal Winnipeg, MB Prairies Ernie Gazdewich Canora, SK Mountain David Ball Edmonton, AB Mountain Axel Peterson Smithers, BC

Canadian National (CN Rail) Pensioners Association. Representing the needs of all retired CN employees, with the objective of protecting their interests, financial and otherwise, regarding their pension and benefits and supporting/enhancing their social interests and activities. What's New Summer 2026 Newsletter now available National Scholarships Councils Membership Pension Newsletters Healthcare CN Community Quick Links Death of a Pensioner Member DIscounts Pension Portal Change of Address/Bank Info Welcome to the CN Pensioners Association The purpose of the CN Pensioners’ Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. Our Mission To be an association of honesty and integrity whose goal is to be second to none in protecting the interests of all CN pensioners financially, socially and emotionally. An association which can be called on at any moment of need. Our Vision To grow this association with integrity, for the people and by the people with a team of volunteers whose ultimate goal is to do their best in an effort to achieve a better standard of living for our fellow pensioners and surviving spouses This website is intended to provide service and support to our CN Pensioner population. If you have been retired for a while, you may already be familiar with this site. If you are just newly retired, we want to extend congratulations and a warm welcome to you. Or perhaps you are in the process of preparing for retirement from CN and want to check us out. Whatever your reason for visiting our website, Welcome! your retirement follows years of dedicated service, hard work and family sacrifices. Now, it is time to transition and enjoy a well-deserved rest, time with family and friends and enjoy many years of health and well-being. More About Us

St. John's Branch (A9) Council Executive President Wayne Greenland Vice President Hubert Butt Treasurer William J. Penney Secretary Wayne Greenland Past President Graham Hill Alt National Director Graham Hill National Council Rep Wayne Greenland Director June Churchill King Director Bill Penny Director Harold Piercey Director Alvin Blackmore Director Bob Grouchy Director Wayne Greenland Director Graham Hill Director Anne Peddle Auditor Art King Meetings When: Third Monday of the month - 14h00 - General & Spike Ladies Meeting Second Monday of the month - 14h00 - Directors meeting Every Monday (except holidays) from 13h00-16h00 - drop-in, with coffee & tea available Where: H.G.R. Mews Community Centre, 60 Blackler Ave, St. John's, NL A1E 3E7 Phone: (709) 576-8499 Notes: Our Spikes Ladies want other ladies to join their group of 19 members. Mews Centre is an accessible location and a walking track is provided for our use after the drop-in, at no cost. After city staff buzz you in, our room is the first hallway on your right, last door. REWA - Railway Employees Welfare Association SUNLIFE ASSURANCE COMPANY (f ormerly Clarica Insurance Company; formerly Mutual Life To make a claim, please call the toll-free number 1-800-361-2128 and select option 4 at the phone prompt. Ask for Life Claims Services. If you have the claim, a beneficiary should forward their policy to: Sun Life Assurance Company Life Claims Services P. O. Box 2010, Station Waterloo Waterloo ON N2J 0A6 The Beneficiary to show policy #83091 and the owner's Social Insurance Number. In the event that the widow or Beneficiary is not aware that a policy exists, a letter of inquiry should be sent to the above noted address, again providing the owner's Social Insurance Number and policy #83091. Note : The Beneficiary of the insured person is stated in the person's application. The beneficiary designation may be changed, if permitted by law. The insured person must notify Sun Life Assurance in writing of the change. If no beneficiary has been appointed or if the Beneficiary has predeceased the insured person, payment will be made to the insured person's estate.

Members Programs & Benefits So what sorts of programs & benefits does the CNPA manage or provide to you? Health Care - On your behalf, and with the assistance of key partners, we manage one of the better retirement health care plans in Canada. Available to contributing CNPA members, the CNPA Health Care Plan for CN Pensioners from Blue Cross (#93115) provides you and your spouse coverage for some of those extra costs you might incur that are not covered by your province. Support for the plan comes from the CNPA Health Care Committee , a dedicated group of volunteer pensioners who help make sure we have a plan that fits our needs at a reasonable price. Pensions - The CNPA acts as an equal partner on the CN Pension Committee which approves your pension increases. Our Pension Committee makes sure that our voices are heard. Scholarships & Bursaries - Contributing member's children, grandchildren and even great-grandchildren get access to our annual CNPA Scholarship Program which offers 25 scholarships across the 5 Canadian regions. In addition, the Quebec, Ontario and Manitoba councils also offer trade bursaries for the families of those members residing in these regions National Newsletter - The newsletter is issued three times per year with relevant and interesting information. Some regional and local councils also offer regular newsletters to provide update and information closer to home. CNPA Government Liaison Officer & Committee - This role who advocates with various federal agencies on behalf of the National Council and pensioner membership on matters that may impact the objectives of our organization as well as the quality of life of our pensioners. The committee members have a similar mandate with focus on their particular region. CNPA National Website - cnpensioners.org is managed by CNPA volunteers to provide you with an online resource for relevant and important information, keeping you up to date on what is happening across the country or to provide you with the latest information on your pension, health care offerings to the membership, CNPA news, members discounts, etc. Some regional and local councils have their own websites to keep their members up to date on specific topics in their area. CNPA Facebook Pages - Offered in both English and French , these pages provide another convenient method of keeping you informed on relevant information. As well, some regional and local councils offer their own Facebook pages Member Discounts - CNPA members can benefit from discounts on car rentals, hotel stays, car, home or travel insurance and more from a variety of vendors. In addition, those who subscribe to the CNPA Health Plan are also eligible for additional savings through Blue Cross CN Communications - Only contributing CNPA members will annually receive the CN Calendar and the "CN in the Community" brochure. Meetings & Events - CNPA m embers are invited to attend various events coordinated by the local councils across the country. Most hold regular meetings where guest speakers are invited to speak on current or special issues affecting seniors. Some hold BBQ's or picnics, others sporting events, dinners, or group travel adventures. By being a member, you can attend what you want, when you want. Our national newsletter and local communications with members keeps you up to date on what is happening, like family days, special events, or changes to legislations, policies or programs.