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Ontario Provincial Council Scholarship In addition to the 5 National awards of $1500.00 each for the Great Lakes Region, the Ontario Provincial Council (OPC) is offering an additional scholarship of $1500.00, available to eligible applicants. The OPC scholarship program will follow the same rules, procedures and dates as the National Program and will be awarded to the sixth winning Great Lakes Region scholarship applicant. The 2025 award winning OPC applicant will be eligible to re-apply for the 2026 National Scholarship and a National winning scholarship applicant may apply for the 2026 OPC program. Unsuccessful qualified applicants may re-apply for either subsequent program.

CNPA Pension Committee Atlantic Representative Wayne Greenland Quebec Representative Denis Cousineau Ontario Representative Ron Hewson Prairie Representative (National Co-chair) Bruce Anderson Mountain Representative Blake Olson Union Appointed Representative Guy Scarrow Atlantic Alternate John Bailey Quebec Alternate Denise Arcand Ontario Alternate Lou Lisi Prairie Alternate Joanne Gaborieau Mountain Alternate Mike Englehart Union Appointed - Alternate Ron Shore Annual Directors Meeting Pension Report 2023

Saskatchewan Council (D2) The Saskatchewan Council (D2) is based in Saskatoon and represents over 900 members living across the province of Saskatchewan. Our council is combined with that of Manitoba Division #1 and together we are known as the Prairie Region within the National Council. Manitoba has two national directors and Saskatchewan has one. These directors are there to serve the membership as liaisons between pensioners/surviving spouses and Canadian National Railways. If you are thinking about joining the Saskatchewan Council, please select council D2, on your membership application. The executive of the Saskatchewan council are your volunteers to assist you in any way that we can on items associated with your CN pension, benefits or CNPA health care with Blue Cross. Council Executive President Fred Bateman 1st Vice-President Dennis Burton 2nd Vice-President Terry Senko Secretary Vacant Treasurer Raoul Cieszkowski Past President Helen Jones National Council Representatives National Director (Prairie) Fred Bateman Health Care Committee - Alternate Dennis Burton Other Council Positions Provincial Government Liaison - Saskatchewan Terry Senko Membership Chairman Gary Heasman Newsletter Editor Gary Heasman Centenarian Coordinators Rick Crowe Terry Senko New Member Contact Vicki Stephanson Council Meetings When: Fourth Thursday of the month for the months of January, March, May, September and November, approximately 1 hour in duration Where: Masonic Temple, 1021 Saskatchewan Crescent W, Saskatoon, SK S7M 5J6 Enter by westside door and proceed to lower level Time: November, January & March – 11h00, followed by a luncheon at 12h00 May & September – 10h00, followed in the evening by a social starting at 17h00 with dinner served at 18h00 The newsletter is issued 10 days before the meetings and confirms the times, cost and type of meal - pot luck (normally) or catered. Council Newsletter The Saskatchewan Council issues a newsletter 5 times per year. It provides information to our members from the National Council, from the Health Care Committee concerning the Blue Cross Health Care Plan, and from the CN Pension meetings held four times per year. It also includes information from our local meetings and from pensioners/surviving spouses in our local communities that forward information to either our meetings or directly to the Newsletter Editor. The newsletter also keeps you up to date on the latest on savings on travel, reductions on automobile purchases, home/car/travel insurance, hotel stays, scholarships for children/grandchildren, etc. This newsletter goes to those who have signed up to the Saskatchewan council only and so, it is not available online. The newsletter can be received electronically by email and this is our preferred method as it saves the council mailing costs. As well, by choosing this option, you will receive the newsletter approximately five days earlier than via Canada Post and it will be in colour rather than a black and white mailed copy. To receive it electronically, you still must be a member in good standing. We currently have close to 500 pensioners/spouses that receive it by email. Our History The Saskatchewan CNR Pensioners Assoc. was founded in February 1985. In the words of Stan Plue, one of our founders... "When I retired in 1982, and after a year of talking with people I worked with, and associated with when working, I thought it would be a good idea if we had an organization where we could meet and visit. It became that 23 Pensioners formed the C.N.R. Pensioners Assoc. in Saskatoon in 1985. We had a lot of help from trades people on the C.N. but the person that made this all happen was Mr. Russ Pelesh who was the District Superintendent at the time, headquartered in Saskatoon". Our Founders Roy Armstrong Shirley Corbett Harold Harnett Bruce Kimpton Stan Plue Ken Uhrich Frank Atchison Ernie Dale Ted Holmes Alfonse Martin Stan Read Sid Wilkins Art Back Bob England Al Hockey Bob Mclay Reg Taylor George Wood Toby Cole Paul Fontaine Morley Hyland Lawrence Pattison Pete Telfer The Saskatchewan association then became affiliated with the National Council of Pensioners and now represent all the CN Pensioners in Saskatchewan under the name of "CNR Pensioners Assoc., Saskatchewan Division, Inc.", incorporated as a non-profit corporation in 2003.

Rail Safety Week 2024 Help CN to Spread the Rail Safety Message Held annually in September, Rail Safety Week is a great opportunity to inform the public about the importance of rail safety and the risks of trespassing and not obeying signs and signals at grade crossings. This year, Rail Safety Week 2024 will be held in Canada, the United States and Mexico from September 23-29. Operation Lifesaver, and its partners, created Rail Safety Week in 2003 to raise public awareness of the potential dangers at railway crossings and from trespassing on railway property. Since then the momentum has grown and together with our partners at Operation Lifesaver, CN will join forces again this year to promote public rail safety in communities throughout our network across North America. Join our CN Rail Safety Week team! Rail Safety Week is just around the corner and we need your help to ensure it's a success! Why get involved? Your experience, insight, and commitment can truly make a difference in promoting safety around railway tracks and crossings. By volunteering with us, you'll play a crucial role in educating others about safe practices and raising awareness about the importance of rail safety. Here's how you can contribute: Volunteer: Join our team of dedicated volunteers during Rail Safety Week. Whether it's distributing educational materials, assisting at events, or engaging with the community, your participation will be invaluable. For a list of specific events being organized in your area, please email rsw@cn.ca Make a presentation: Your firsthand experiences can resonate deeply with others. Consider sharing your insights on why rail safety matters to you. Your voice can inspire others to take action and prioritize safety. Sign the pledge: Pledge to be safe around tracks and trains by visiting www.cn.ca/railsafety and signing the online pledge. Encourage your families and communities to do the same. Together, we can reach more people and make our communities safer places to live, work, and play. Your involvement can make a significant difference in preventing accidents and saving lives. Let's work together to ensure that everyone understands the importance of rail safety. For more information, please email rsw@cn.ca . The list of 2024 Rail Safety Week events, including dates, locations and CN contacts, in Canada and the U.S. can be found here Janet Drysdale Vice-President, Public, Government & Regulatory Affairs Rail Safety Tips Stephen Covey Chief of Police and Chief Security Officer

Need to Rent a Car? Avis Rent a Car is pleased to offer CNPA members discounted rates for car rentals in Canada, the United States and internationally. Visit the Avis web site - https://www.avis.com/en/association/B308200 - in order to secure your discount today! Use AWD code B308200 Canada & United States A minimum 5% discount off the lowest discountable rate. Discount can range up to 25%, but that increased discount is subject to a number of variables. International In Africa, Asia, the Caribbean (including Puerto Rico and the Virgin Islands) Europe, Middle East, Latin America, Mexico, New Zealand, Australia and South Africa, you will receive a maximum 20% discount off the lowest available discountable time and mileage rates Unless otherwise provided, these rates do not include, taxes, insurance, airport fees, drop charges, and no discount would be applied to these charges if they are incurred. Budget Car Rental has teamed up with the CNPA to offer our members discounted rates for car rentals in Canada and the United States. Visit the Budget web site - https://www.budget.com/en/association/C281900 - in order to secure your discount today! Use BCD code C281900 Canada A minimum 5% discount off the lowest discountable rate. Discount can range up to 25%, but that increased discount is subject to a number of variables. A discount of up to 10% for moving trucks/vehicles at participating Canadian Budget locations United States A minimum 5% discount off the lowest discountable rate. Discount can range up to 25%, but that increased discount is subject to a number of variables Unless otherwise provided, these rates do not include taxes, insurance, airport fees, drop charges, and no discount would be applied to these charges if they are incurred.

Members' Discounts & Offers Membership does have its benefits! If you want to save a few dollars, we have arranged for a variety of special rates, discounts and other benefits to be available to CN Pensioners. Whether its Home and Auto & Travel Insurance or Personal Travel Benefits or you need a new computer, check out the various offers listed. As always, while we encourage our members to investigate all options when they are planning their purchases, these are some specific discounts that are available to you Note: The offers below may be changed or revoked at the discretion of the companies offering these discounts. The CNPA strives to keep the discounts updated with the latest information but availability, terms and conditions may differ from what is listed here. Trip Merchant Travel Partner Trip Merchant provides members with exclusive benefits and unique travel experiences worldwide! Rogers Preferred Program Rogers has partnered with the CNPA to offer all members - and their families - discounts through the Rogers Preferred Program A Place to Stay While Travelling? The CNPA and CN Rail have secured numerous discounts for stays worldwide for our members. Look here ! VIA Pass Key information for holders of the VIA Pass Save with Specsavers Specsavers has partnered with the CNPA to provide savings to our members in Ontario, Manitoba, Alberta & British Columbia Hearing Life Hearing Care Services HearingLife and its network partners is pleased to offer savings on its hearing care services across over 400 clinics in Canada Need to Rent a Car? Avis and Budget are pleased to offer members of the CNPA discounted rates for car rentals in Canada & the United States, as well as internationally belairdirect Car, Home & Travel Insurance The CNPA has teamed up with belairdirect to score special deals on home, car and travel insurance that’s tailored just for you. And when you get insurance through belairdirect, you'll be supporting the CNPA as well! Holo Alert 24/7 Medical Alert Protection Holo Alert is offering discounted rates on a medical alert monitoring pendant or watch to our membership Ford Partner Recognition Program CNPA members can save on Ford and Lincoln vehicles through the Ford Partner Recognition X-Plan Vehicle Pricing

2026 details to come... belairdirect Insurance Scholarship Program Our partner belairdirect Insurance is once again proud to offer 50 scholarship opportunities - valued at $1000 each - to eligible applicants starting post-secondary education in the fall of 2025. At belairdirect, they understand the challenges faced by students during their pursuit of higher education, and are proud to offer these scholarships to help them achieve their dreams. The scholarships are offered to belairdirect's valued partner network, of which the CNPA is a member. To apply, "CNPA applicants" must be: a resident of a province or territory of Canada; completing high school in 2025; and enrolled in an undergraduate program on a full-time basis for the 2025-2026 academic year at a recognized publicly funded Canadian post-secondary institution or CEGEP (if living in the province of Quebec). a child or grandchild of a contributing member of the CNPA - the member does NOT have to hold a policy with belairdirect in order for their child/grandchild to apply Application Deadline: July 15, 2025 To learn more about this exciting program, visit https://www.belairdirect.com/en/scholarship.html , or if you require further information, please call Universities Canada toll free 1 844 567.1237 or email scholarshipfund@belairdirect.com .

National & Provincial Services for Seniors The federal and provincial governments provide a wide variety of services for seniors. Click on the links below to find out more details Federal Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS), Pension Splitting, Dental Services, etc. Newfoundland & Labrador Seniors Low Income Supplement, Accessible Vehicle Funding, Drug Assistance plan for low income residents, Disabled Persons benefits Nova Scotia Seniors Pharmacare, Age Tax Credit, Affordable Living Tax Credit Quebec Flu Vaccination, Some Hearing and Visual Aid Devices, Eye Exams, Physical Deficiency Devices, Shelter Allowance Program, Tax Credits for Home Services Manitoba Adult Learning, Palliative Care Drug Access Program Manitoba Income Supplement, Rent Assist, Manitoba Family, Personal and Caregiver Tax Credits, Seniors School Tax Credit, Geriatric Programs, Seniors Eyeglass Programs and Exams, Pharmacare, Cancer Drug Program, Manitoba Emergency Repair Program for Homeowners, Free Fishing License Alberta Alberta Seniors Benefit Income Supplement Program, Special Needs Assistance, Dental & Optical Assistance, Property Tax Deferral Program, Home Adaptation & Repair Program, Aids to Daily Living, Prescription Drug & Extended Health Care coverage for seniors (Alberta Blue Cross) Prince Edward Island Property Tax Deferral, Seniors Home Repair Program, Adult Immunizations New Brunswick Low Income Seniors Benefit, Property Tax Deferral Program, Drug Plan for Seniors, Low Income Energy Savings Program, Health Services Program Ontario Property Tax Grant – Senior/Disabled Property Tax Relief, Low-Income Energy Assistance Program, Disability Home and Vehicle Modification Program, Colon Cancer Check, Immunizations, Eye Exams, Ontario Drug Benefit Program, Diabetic Testing Agents, Assistive Devices Program Saskatchewan Sask. Drug Program, Seniors Income Plan, Care at Home and Outside the Hospital, Rental Housing Assistance, Personal Home Care Benefit, Palliative Care Drug Program British Columbia Property Tax Deferral Program, Pharmacare Drug Program, Seniors Property Tax Rebate, Discounted BC Ferries, Transit Fees, Home Adaptation Grants, Medical Travel Assistance, Immunizations, Home Renovation Credit

Holo Alert 24/7 Medical Alert Protection Stay Safe Anywhere with Holo Alert — Exclusive Offer for CN Pensioners Holo Alert is one of Canada’s top-rated medical alert providers, trusted by thousands of Canadians to stay protected at home and on the go. Choose from three discreet, easy-to-use devices designed to get you help when you need it most: Choose Your Protection: Holo Pro Pendant - Lightweight neck-worn pendant with an optional clip for belt or pocket wear. Holo Mini Pendant - Compact and discreet, worn on the wrist for everyday comfort and ease. Holo Smartwatch - Sleek and modern with built-in heart rate and activity monitoring. All Devices Include: WiFi & GPS Tracking – So emergency responders know exactly where you are Two-Way Voice – Speak directly with trained Canadian operators Fall Detection – Automatically calls for help if a fall is detected Emergency Button – One press connects you to support instantly Water-Resistant – Safe to wear in the shower or outdoors Exclusive Benefits for CNPA Members**: FREE Device (up to $300 value) 10-Day Risk-Free Trial – Try it with confidence 20% Off Monthly Monitoring – Save $10–15/month on 24/7 GPS + Fall Detection services ** - To qualify, simply provide a photo of your CNPA membership card (showing your name and PIN). Ready to Order or Have Questions? Contact Matthew Toth at mtoth@holoalert.ca or call (888) 411-4656 . Visit www.holoalert.ca to learn more.

Ready To Sign Up? Are you a CN pensioner or surviving spouse and still not a member of the CNPA? Have you wondered why you should consider becoming a member all for only $1 a month? Hopefully our Programs & Benefits Page will have assisted you in making the decision to join us. The annual membership fee is $12.00 and the period is calendar year (January - December). Membership fee can be paid via payroll deduction (recommended method of payment). We arrange to have $1.00 per month deducted from your monthly pension cheque. This method is administratively beneficial to the association as it helps keep our administrative costs down. It saves the cost of postage to and from members each year, banking fees, transportation costs, etc. It is also beneficial to the pensioner as it continues without interruption until otherwise advised by the pensioner. You never have to wonder if your dues have been paid ever again. NOTE: As part of the Partnership agreement between CN and CNPA, effective January 1, 2020, CN will pay for the first twenty-four months of CNPA membership for all new retirees who enroll in the CNPA upon their retirement. Starting in the twenty-fifth month, your membership contribution will automatically be deducted from your monthly pension payment. Please note that the Payroll Deduction option is unfortunately not available to those who would fall under the "Associate Member" category. Please email us at membership@cnpensioners.org for more information as well as the sign up process for Associate Members. Fill out and submit the form below to join the CN Pensioners Association! CNPA Membership Application ** First Name Last Name CN PIN Number Street Address City Province/State/Region Postal / Zip code Country Country Code Phone Email Language Preference * English French Payment Preference * Automatic Pension Payroll Deduction ($1 per month) Cheque (paid annually) Local Council Select your local council affliation Please accept my application for membership in the CN Pensioners Association. I have entered the information as accurately as possible. I understand that the annual fee is $12.00 per year. Checking this box (required) is considered to act as your signature of acknowledgement of membership. Register Now Thanks for your application! ** Terms & Conditions: By completing the online form above, you understand and agree that you will be a contributing member of the CNPA and thereby authorize the $1 per month deduction from your pension payment. You can decide to cancel your membership at any time by emailing cnpamembership@gmail.com . Note: If paying by cheque, please fill out and print the completed form (without clicking 'Register Now'), attach cheque or money order and mail to: Peter Moloney 33 Dunfield Cres. St. Albert, AB T8N 6R8

The CN Pensioners Association umbrella of councils offers many scholarship opportunities to eligible students across Canada Program now closed for 2025 Scholarships & Bursaries CNPA National Scholarships The CNPA National Council offers 25 scholarships of $1500 across Canada on an annual basi s. Children, grandchildren and great-grandchildren of CNPA contributing members get access to this program Additional Regional CNPA Scholarships & Bursaries CNPA Quebec The CNPA of Quebec is pleased to sponsor a CNPA Trade scholarship - the Luc Grenier Trade Bursary. CNPA Man itoba The CNPA of Manitoba is pleased to sponsor two bursaries - the Harvey Hosfield Bursary and a CNPA Trade Bursary. Details are found on the CNP A of Manitoba website . The most recent bursary winners are found here Montréal/Laval Council The Montréal/Laval Council offers an additional Luc Grenier Trade Bursary to grandchildren and great-grandchildren of sponsors who are contributing members of Montréal/Laval council. Those interested should apply through the Luc Grenier Trade Bursary program CNPA Ontario The Ontario Provincial Council is pleased to sponsor an additional scholarship in addition to the 5 scholarships offered by the CNPA for the Ontario region Moncton Council #1 Moncton Council continues to fund two additional scholarships for grandchildren and great-grandchildren of sponsors who are contributing members of Moncton Council #1. Those interested should apply through the CNPA National Council Scholarship program Additional Non-CNPA Scholarships & Bursaries belairdirect Insurance Our partner - belairdirect Insurance - offers scholarship opportunities to students who are children or grandchildren of contributing members of the CN Pensioners Association

Blue Cross Travel Medical Insurance The CNPA Health Plan DOES NOT provide any coverage for expenses or services incurred outside Canada. However, your local Blue Cross office may provide a discount if you buy individual Travel Medical Insurance from them and indicate that you are a Blue Cross Plan member. The potential discount varies by province and region and may or may not include other specific discounts. In some cases, your local Blue Cross office may offer the first 15 days complimentary when you buy 16 days or more of individual Travel Medical Insurance. Please contact the following local Blue Cross offices to inquire about individual Travel Medical Insurance and any potential discounts. Ontario, Quebec and Atlantic Provinces – Blue Cross Travel Insurance Monday to Friday between 8AM and 5PM Eastern Time 514-908-3493 or toll free at either 1-888-905-3493 or 1-888-857-2583 https://www.medaviebc.ca/en/plans/travel Manitoba Blue Cross Travel Insurance 204-775-0151 or 1-888-596-1032 https://www2.mb.bluecross.ca/plans/travel-plans Saskatchewan Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-667-6853 https://www.sk.bluecross.ca/personal-insurance/travel-insurance/ Alberta Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-394-1965 https://www.ab.bluecross.ca/plans/travel/travel-insurance-coverage.php Pacific Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-877-722-2583 https://www.pac.bluecross.ca/travel-insurance