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Canadian National (CN Rail) Pensioners Association. Representing the needs of all retired CN employees, with the objective of protecting their interests, financial and otherwise, regarding their pension and benefits and supporting/enhancing their social interests and activities. What's New 2025 Scholarship winners announced! National Scholarships Councils Membership Pension Newsletters Healthcare CN Community Welcome to the CN Pensioners Association The purpose of the CN Pensioners’ Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. Our Mission To be an association of honesty and integrity whose goal is to be second to none in protecting the interests of all CN pensioners financially, socially and emotionally. An association which can be called on at any moment of need. Our Vision To grow this association with integrity, for the people and by the people with a team of volunteers whose ultimate goal is to do their best in an effort to achieve a better standard of living for our fellow pensioners and surviving spouses This website is intended to provide service and support to our CN Pensioner population. If you have been retired for a while, you may already be familiar with this site. If you are just newly retired, we want to extend congratulations and a warm welcome to you. Or perhaps you are in the process of preparing for retirement from CN and want to check us out. Whatever your reason for visiting our website, Welcome! your retirement follows years of dedicated service, hard work and family sacrifices. Now, it is time to transition and enjoy a well-deserved rest, time with family and friends and enjoy many years of health and well-being. More About Us

Hotel Savings The CNPA, in conjunction with CN, have secured discounted rates at a variety of hotels and locations worldwide to help you save when you travel. Discounts up to 20 % are available at participating hotels but note that not all brands within an offering may honour the discount codes. And as usual, the CNPA advises that it still pays to shop around as it may be possible to find lower rates elsewhere. Best Western With hotels across 19 brands (including Best Western, Glo and SureStay) in 100+ countries and territories. Best Western® is pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 01344410. You receive a 19% discount when booking directly with the hotel at: http://www.bestwestern.com Choice Hotels More than 7000 hotels over 22 brands including Comfort Inn, Econolodge, Quality Inn and Radisson Choice Hotels are pleased to offer a preferred rate to CNPA members at participating hotels. You will save 15%, and possibly more, when booking directly with Choice Hotels at: www.choicehotels.com/?clientid=00064447 As well, new members enrolling in the Choice Privileges program will receive 1,000 bonus points. Enrol here ! World of Hyatt With more than 1250 locations across 28 brands including Grand Hyatt and Hyatt Regency Hyatt Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 90441 . You receive a 15 % discount when booking directly with the hotel at: https://www.hyatt.com/en-US/home IHG Hotels More than 6000 hotels over 19 brands including Holiday Inn, Holiday Inn Express and Crowne Plaza IHG Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 000279633. You receive a 14% or 17.5% discount when booking directly with the hotel at: http://www.ihg.com/ Wyndham Hotels More than 9000 hotels over 24 brands (including Days Inn, Super 8, Ramada and Microtel) and 95 countries. Wyndham Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 1000006067 . You receive a 18% discount when booking directly with the hotel at: https://www.wyndhamhotels.com/en-ca?corporate_id=1000006067

Members Programs & Benefits So what sorts of programs & benefits does the CNPA manage or provide to you? Health Care - On your behalf, and with the assistance of key partners, we manage one of the better retirement health care plans in Canada. Available to contributing CNPA members, the CNPA Health Care Plan for CN Pensioners from Blue Cross (#93115) provides you and your spouse coverage for some of those extra costs you might incur that are not covered by your province. Support for the plan comes from the CNPA Health Care Committee , a dedicated group of volunteer pensioners who help make sure we have a plan that fits our needs at a reasonable price. Pensions - The CNPA acts as an equal partner on the CN Pension Committee which approves your pension increases. Our Pension Committee makes sure that our voices are heard. Scholarships & Bursaries - Contributing member's children, grandchildren and even great-grandchildren get access to our annual CNPA Scholarship Program which offers 25 scholarships across the 5 Canadian regions. In addition, the Quebec, Ontario and Manitoba councils also offer trade bursaries for the families of those members residing in these regions National Newsletter - The newsletter is issued three times per year with relevant and interesting information. Some regional and local councils also offer regular newsletters to provide update and information closer to home. CNPA Government Liaison Officer & Committee - This role who advocates with various federal agencies on behalf of the National Council and pensioner membership on matters that may impact the objectives of our organization as well as the quality of life of our pensioners. The committee members have a similar mandate with focus on their particular region. CNPA National Website - cnpensioners.org is managed by CNPA volunteers to provide you with an online resource for relevant and important information, keeping you up to date on what is happening across the country or to provide you with the latest information on your pension, health care offerings to the membership, CNPA news, members discounts, etc. Some regional and local councils have their own websites to keep their members up to date on specific topics in their area. CNPA Facebook Pages - Offered in both English and French , these pages provide another convenient method of keeping you informed on relevant information. As well, some regional and local councils offer their own Facebook pages Member Discounts - CNPA members can benefit from discounts on car rentals, hotel stays, car, home or travel insurance and more from a variety of vendors. In addition, those who subscribe to the CNPA Health Plan are also eligible for additional savings through Blue Cross CN Communications - Only contributing CNPA members will annually receive the CN Calendar and the "CN in the Community" brochure. Meetings & Events - CNPA m embers are invited to attend various events coordinated by the local councils across the country. Most hold regular meetings where guest speakers are invited to speak on current or special issues affecting seniors. Some hold BBQ's or picnics, others sporting events, dinners, or group travel adventures. By being a member, you can attend what you want, when you want. Our national newsletter and local communications with members keeps you up to date on what is happening, like family days, special events, or changes to legislations, policies or programs.

Here's the latest information for pensioners about the broader CN Community. Information on volunteering, rail safety, the CN Community Fund and more is found here Our CN Community We're all part of the CN Community and we can contribute in many ways CN Employees’ and Pensioners’ Community Fund CN Employees’ and Pensioners’ Community Fund is a non-profit organization that organizes fundraising activities and annual campaigns in support of various Canadian charities Rail Safety Week Rail safety is a shared responsibility and we ask everyone to be especially careful when on or near railroad property and at crossings. Look, listen and live! That’s what it means to be rail smart! CN Corporate Site There's lots of information about CN found on the corporate site www.cn.ca . The latest CN news is found here And if you're interested, the CN 100 Celebration Commemorative book can be found here Volunteer In Your Community The 'CN Railroaders in the Community' (RRITC) program recognizes acts of kindness by providing grants to the not for profit organizations employees choose to support through their volunteer efforts. CN Spotlight Find out more about the people of CN each month in the 'CN Spotlight' magazine CN & Hockey Helps the Homeless CN has signed on as the Premier National Partner with the Hockey Helps the Homeless (HHTH) program, for three years, starting in 2024. You can help make it happen Terry Fox Run - September 14, 2025 This year's Terry Fox Run is set for September 14, 2025. Find out more details here and how you can contribute to its success

CNPA National Scholarship Program The CNPA SCHOLARSHIP PROGRAM is sponsored by the National Council of CN Pensioners (CNPA). Its purpose is to financially assist the educational pursuit and career development of families of the CN Pensioners Association Contributing Members. Subject to annual CNPA approval, the Program provides 25 - $1500 one-year scholarships for each fall school year. The scholarships are distributed and available as follows: five $1,500 scholarships in each of the 5 Canadian regions (Atlantic, Quebec, Ontario, Prairie, and Mountain). Eligibility Applications are accepted from children, grandchildren, great grandchildren (includes legally adopted and stepchildren and step grandchildren) of CNPA Contributing Members. Applicants must have a minimum 80% grade average over the most recent 2 full academic school years in order to be considered. Applicants are assessed based on a combination of their marks and several other important weighted factors. These may include: community involvement, personal and academic achievements, extracurricular activities, career objectives and other relative information provided by the applicant. The resume and a detailed covering letter can provide a significant amount of this very valuable information used in the evaluation process. Included below are the complete terms and conditions, as well information on the required documentation. We encourage you to thoroughly read this entire document prior to proceeding. 2025 Key Dates Program Opens - April 15, 2025 Application Deadline - August 13, 2025 (changed starting in 2025 ) Winners Contacted - By the end of the first week of September 2025 The 2025 Scholarship Program will be open online to applicants effective April 15, 2025. Applications will once again be accepted by email only and must include all scanned or electronic supporting documentation as one complete PDF file. The application package must be received no later than August 13, 2025. Note: Please do not activate password protection or restrict access to your documents only to the mail box to which you are sending them, (scholarships@cnpensioners.org ). Your documents have to be shared within the selection committee processes however all submitted documents will be deleted following the selection processes for privacy protection. Please read all the instructions, terms and conditions and submission requirements carefully before emailing your submissions, as incomplete submissions will be rejected. Please ensure you use the current application form below as the form has changed from previous years. Scholarship Winners Scholarship Program Documents Application Terms & Conditions / Completion Instructions

Save with Specsavers Specsavers is an optometrist owned and led business that provides Canadians access to comprehensive eye exams with over 140 locations across the country. Specsavers is proud to partner with the CNPA to provide affordable, accessible eyecare and eyewear to its members. All our locations provide a great range of offers, glasses, and contact lenses, as well as online booking and direct billing. What Specsavers Offers: Comprehensive eye exams from $99 including OCT scan - at no additional cost. This 3D eye scan helps optometrists to spot any abnormalities and identify eye diseases, such as age‑related macular degeneration, glaucoma, and diabetic eye disease, in their earliest stages. If you’re 65 or over, you can get your comprehensive eye exam at no cost to you!* 2-year quality guarantee and 100 day no worries, no fuss guarantee. Direct billing to benefit plans Convenient online booking Open on weekends and evenings As a CNPA Member, you also qualify for 60%** off lens upgrades in addition to in-store offers such as our 2 pairs of glasses for $149! Simply visit one of their locations in Ontario, Manitoba, Alberta or British Columbia and present proof of CNPA membership to receive 60% off lens upgrades. Exclusive Offer Details: Promo Code: 202401 ** Offer Terms & Conditions: Discount only available for CNPA members on presentation of proof of membership card in store. Cannot be used for family and friend purchases. Offer can be used in conjunction with our two pairs from $149 offer. Offer cannot be used in conjunction with any other vouchers or offers including when you purchase a single pair of glasses from our $149 range and above, as a lens upgrade is already included in this bundle. Excludes safety eyewear. Discount is applied before taxes. No cash surrender value. Cannot be applied to past transactions. Other conditions and exclusions apply. Offer details are subject to change. Specsavers website link – To learn more about Specsavers and book an eye exam visit: https://www.specsavers.ca/stores?utm_source=cnpa-website&utm_medium=partnerships&utm_campaign=60-off * Costs of eye exams provided by independent optometrists are covered by provincial health care for eligible seniors.

Here's what CNPA membership does for you. Still not a member? Then you can join here Why Membership Matters Membership consists of retired CN employees, surviving spouses and honorary members as well as retirees and their spouses from groups formerly connected with CN (i.e. VIA Rail and Marine Atlantic). Active employees can be admitted as social members without voice or vote. "Bridged" employees are also eligible for membership to the CN Pensioners' Association. Although we advocate on behalf of all CN Pensioners and surviving spouses as volunteers, operating expenses are a reality. If you are not already a contributing member, by becoming one for only $1.00 a month, you can help defray such expenses. Your $1 per month will entitle you to several membership benefits and as information, approximately $0.83 of your $1 per month is returned to your local council of choice for their use. It is easy to become a member – just go to our sign up form below or email us at membership@cnpensioners.org . For more information, click on one of the topics below What the CNPA Does For You What does your annual $12 fee get for you as a member? Pension representation, health care plan, benefits, newsletters, discounts, local meetings and events and so much more Members Obituary Listing With the passage of time comes the recent passing of those we knew... Joining the CNPA If you're not yet a CNPA member, you should be! Welcome aboard! Fill out and submit the application form and you'll become one of the more than 30000 members Members Reference Page Need contact info? Where do I look on Facebook? What other CNPA web sites exist? Look here! CNPA Members Discounts CNPA members can save on a number of services or items such as insurance, travel packages, car rentals, hotel stays, office equipment and even vehicles. And there is CN Pass for travel on VIA Rail for some members Frequently Asked Questions In case you were wondering...

Québec Provincial Council (B1) Council Executive President Arthur Murphy St. Hilaire Tel: (819) 820-2848 Vice-President Serge Labadie Tel: (514) 943-4618 Treasurer Rémi La Haye Tel: (514) 662-3283 Secretary François Garceau Tel: (418) 955-2469 Past President Yves Bourdon Tel: (450) 449-3444 Director Denise Arcand Tel: 450 686-9964 Director Marc Tessier Tel: (450) 656-7888 Québec Newsletters June 2024 November 2023 June 2023 January 2023 July 2022 February 2022 December 2021 October 2021 National Council Representatives Vice-President/National Director (Québec) Arthur Murphy St. Hilaire Tel: (819) 820-2848 National Director (Québec) Denis Cousineau Tel: National Director (Québec) Rémi La Haye Tel: (514) 662-3283 National Director - Alternate (Québec) Paul Goupil Tel: 418 839-2764 Pension Committee Denis Cousineau Tel: Pension Committee - Alternate Denise Arcand Tel: 450 686-9964 Health Care Committee Paul Goupil Tel: 418 839-2764 Health Care Committee - Alternate Charlotte Leblanc Tel: (514) 697-0459 Québec Provincial Council Constitution & By-Laws Other Council Positions National Newsletter - Québec Rémi La Haye Government Liaison - Québec Daniel Boiteau Auditor Denis Godin Auditor Denise Arcand Quebec Provincial Council AGM (via Zoom) - June 2023 Regional executives and delegates attending the 2023 AGM Row 1: Yves G Bourdon, Ronald Lang, Roger Bouchard, Marc Tessier, Luc Cullen Row 2: William Théberge, Robert Beaudoin, Rémi La Haye, Mario Michaud, Paul Goupil Row 3: Daniel Leroux, André Bériault, Jean Bédard, Charlotte Leblanc, Roger Marchand Row 4: Léopold Provencher and Claude Chartrand, Denise Arcand, Arthur Murphy St Hilaire, Denis Godin, Denis C Cousineau Row 5: François Garceau

2025 CNPA Scholarships Winners The CN Pensioners’ Association Scholarship Committee has now completed the 13th year of our scholarship program. The awards in the amount of $1,500 each to children, grandchildren and great-grandchildren of “contributing” members of the CNPA have been mailed to the successful applicants. The success of this project will be discussed thoroughly at our Annual Directors' Meeting in November 2025 with the possibility of offering it once again for the 2026-2027 scholastic year. In addition to the 25 CNPA National Council awards, there were several $1,500 bursaries and scholarships administered and awarded by Regional/Provincial or Local Councils to eligible candidates: Moncton Council No. 1 funded 2 additional scholarships for applicants that were sponsored by Moncton Council members Quebec region funded 2 trades bursaries in honor of Luc Grenier. Ontario Provincial Council also awarded an additional bursary Manitoba Provincial Council awarded five Harvey Hosfield bursaries and a trade bursary The Scholarship Committee and all the local selection committees (27 volunteers, most with several years participation) would like to take this opportunity to thank CN Pensioners/survivors and their families for their interest and participation in this program. We thank all those applicants who took the time and effort to prepare their professional submissions. In particular, the students all deserve hearty congratulations for all the volunteer work they perform in their communities. This year we received 203 applications. Sadly 42 were rejected for various reasons under the submission rules. Disqualifications were primarily due to no résumé submitted, missing or incomplete marks, the applicant’s parent or grandparent not being a CNPA contributing member, unacceptable or no proof of registration. In addition, this year we had a new problem - secure documents from the student or an educational institution that we could not open or forward. If we can not open or forward documents, or if documents come from multiple sources, the application will be rejected! Only straight simple unprotected PDF documents are accepted. All submitted documents are deleted each year from all selection committee mail files at the end of the selection process. Scholarship Winners (Region, Scholarship, Winner, Sponsor, Sponsor Council) Atlantic National Lauren J. Cassidy Russell Gordon Campbell A7 National Grandfather Atlantic National Katie Earl-King Martha Gillard-Earl A9 National Grandmother Atlantic National Gavin Ross Eunice Kilpatrick Williston A11 National Grandmother Atlantic National Isabelle Smith Eileen Smith A9 National Grandmother Atlantic National Jane Tuttle John Otis Turner A1 National Grandfather Atlantic Moncton Council Ava Ellen Doiron Kerry Swetnam A7 Moncton Grandmother Atlantic Moncton Council Marieve Jeannique Bourque Donald LeBlanc A7 Moncton Grandfather Quebec National Julia Bissegger Jeffrey Bissegger B-14 National Father Quebec National Juliana Lacoste David Merrett B-7 National Grand-père Quebec National Daphnée Lemay Bernard Lemay B-14 National Grand-père Quebec National Nicholas Paquette Léon Paquette B-14 National Grand-père Quebec National Ayva Siokalo Victor Siokalo B-7 National Grand-père Quebec Luc Grenier Trade Bursary Elorie Perron Michel V Legault B-14 LUC GRENIER Grand-père Quebec Luc Grenier Trade Bursary - Montreal/Laval Léa Cossette André Doiron B-14 Montreal/ Laval Grand-père Ontario National Kalie Di Gregorio Heather Muirhead C3 National Grandmother Ontario National Megan Fraser Marie Fraser C2 National Grandmother Ontario National Alessandra Gaspari Anita Barbarossa C8 National Grandmother Ontario National Nicole Holden Margaret Marks C7 National Grandmother Ontario National Nayna Nijhawan Sant Lal Nijhawan C14 National Grandfather Ontario Ontario Provincial Council (OPC) Award Dominic Beyak Elaine Annette Beyak C13 OPC Grandmother Prairie National Hannah Cole Robert Fowie D3 National Grandfather Prairie National Ava Dewar Paul VanWart D3 National Grandfather Prairie National Andrea Stephanie Guarino Jeffery Ayers D3 National Father Prairie National Grace Miln James Miln D3 National Grandfather Prairie National Christopher Ryan Sproule Charles Richard Sproule D3 National Father Prairie Harvey Hosfield Bursary (Manitoba) Molly Clyde Gordon Clyde D3 Harvey Hosfield Bursary Grandfather Prairie Harvey Hosfield Bursary (Manitoba) Ava Dewar Paul VanWart D3 Harvey Hosfield Bursary Grandfather Prairie Harvey Hosfield Bursary (Manitoba) Andrea Stephanie Guarino Jeffery Ayers D3 Harvey Hosfield Bursary Father Prairie Harvey Hosfield Bursary (Manitoba) William Ilag Pedro Gerra D3 Harvey Hosfield Bursary Grandfather Prairie Harvey Hosfield Bursary (Manitoba) Ava Osato Wayne Nohlgren D3 Harvey Hosfield Bursary Grandfather Prairie Trade Jay Mangin Albert Mangin D3 Trade Father Mountain National Kalli Cooper Linda (Gerald) Campion E-2 National Grandmother Mountain National Jonathan Dydzuk Jeanette Dydzuk E-10 National Grandmother Mountain National Lauren Kemp Gerald Hugh Spence E-9 National Grandfather Mountain National Abigail Lawes Reed Kowalchuk E-3 National Grandfather Mountain National Eliot Avery Scott Gerald William John Scott E-3 National Grandfather 2025 Regional Scholarship Selection Committees Atlantic Wanda Garland, Trudy Girvan, Harvey Leblanc, Diane Stewart, John Stewart, Elaine Ward Quebec Yves Bourdon, Denis Cousineau, Serge Labadie, Rémi Lahaye, Ginette Langlois Ontario Joan Elliot, Ron Hewson, Les MacDonald, Dave Simpson, John Wallington Prairie Dennis Brown, Jim Feeny, Jane Halyk, Patrick Mcmullin, Carl Moslenko Mountain Bethany Coull, Tony Dulhaime, Mike Englehart, Cliff Gervais, John Wiebe, Gordon Wheatley

Mail Order Pharmacy Save Money and Free Home Delivery of Prescription Drugs Over the last couple years, we have become more comfortable purchasing online, but what about your prescriptions? In the last year alone, our members have filled over 1000 of their prescriptions on line and through our partners. With Mail Order Pharmacy, you avoid trips to pharmacies, it is safe and efficient, and has LOWER PRICES than most pharmacies in Canada, and with FREE delivery, so save even more. For those in remote locations, or with restricted mobility, this could be worth looking at. It’s available to all CN Pensioner Medavie Blue Cross (MBC) plan members (#93115) , except in Quebec. MBC utilizes two leading home delivery pharmacy service providers. Telus Health Virtual Pharmacy (formerly Alliance) and Sobeys Pharmacy by Mail make it easy for our members to access the maintenance drugs they regularly need, the way they want. They also connect with your eligible provincial drug programs AND your Blue Cross coverage. These pharmacies will help manage your medications with you, you can do refills on line, and they will connect with your doctors where necessary. Registration is simple and quick. Call them and get the scoop, ask questions and make sure your concerns are addressed! Telus Health also offers a handy App. Call the toll-free numbers to register (have your Blue Cross and Provincial Health Care Card ready): Telus Health Virtual Pharmacy – Available All Across Canada (except Quebec) East - for Ontario and all Atlantic Provinces Phone (Toll Free): 1-888-921-0466 Fax (Toll Free): 1-877-835-8329 Hours: Mon - Fri, 9:00am - 5:00pm EST Central - for Manitoba, Saskatchewan and Nunavut Phone (Toll Free): 1-866-318-0047 Fax (Toll Free): 1-833-815-5756 Hours: Mon - Fri, 9:00am - 5:00pm CST West – for Alberta, British Columbia, Yukon and Northwest Territories Phone (Toll Free): 1-855-370-7979 Fax (Toll Free): 1-855-295-7174 Hours: Mon - Fri, 9:00am - 5:00pm PST or Sobeys Pharmacy by Mail Phone (Toll Free): 1-866-657-MEDS (6337) (Except Quebec) (Pharmacy located in Moncton and shipping from Moncton)

Ford Partner Recognition Program As a CN Pensioners Association member, you are eligible to participate in the Ford Partner Recognition X-Plan Vehicle Pricing Program! Program members have access to exclusive savings on Ford and Lincoln vehicles. CNPA members can access the program at www.fordpartner.com . You will need your Social Insurance Number (SIN) in order to complete the PIN request (last 4 digits only) and your PIN and proof of CNPA membership at the dealership Choose your country/language preference and use the CN/CNPA partner code - KX0E7 (a "zero" not the letter 'O') to enter the portal. Within the program portal, you can research vehicles, review plan rules and create your personalized PIN. To generate your PIN, you will need to enter the last 4 digits of your Social Insurance Number in the field labeled "Last 4 digits of NAS" as well as the other required information (name and address). Once you have your PIN, follow the instructions on how to use that PIN and proof of your CNPA membership to access Ford pricing discounts at any Ford dealer.

Website Credits, Terms & Conditions Image Credits All non-CNPA specific images are royalty free/licence free files sourced from image searches performed on the internet (or supplied by partners offering discounts and services to our membership). We have taken care to ensure, to the CNPA's best ability, that all photos are truly licence and royalty free based on our search criteria and terms and conditions listed on the internet sites used to obtain these photos. That being said, it is possible that an image may not fall into this category. Should this be the case, please immediately contact webmaster@cnpensioners.org to have the image removed from our site as soon as possible. Should this happen, we apologize in advance for this misuse of such an image. . Credits for the photos that are currently in use on cnpensioners.org - where not specifically CNPA sourced/owned - are listed below. Images used multiple times are listed only once, at the highest level of the website hierachy. Their reuse on multiple pages lower in the website hierarchy are covered by the same credit. 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Editorial Control – The producers of this website - the CNPA webmaster and the CNPA national council - (hereafter, ‘the webmaster’) shall maintain sole and absolute editorial and business control and discretion over the design aspects, substance and selection of all data and material for the website and all services available. Use of material – The material presented on the pages of this website, including all text and photographs, may be viewed, copied and redistributed for your own personal and non-commercial purposes only. Should you wish to redistribute any material in this way, its authorship must be acknowledged. Non-CNPA supplied images reused from this website should be attributed to the original creators as per the Image Credits section above. These materials may not be modified or publicly displayed or reproduced elsewhere for commercial purposes without the permission of the author of these materials. Authorship – All text and photographs included on this website were composed by a person or persons holding the position of the webmaster of this website or were submitted to the webmaster for publication and uploaded by the webmaster with the permission of the rightful author(s), except where separate acknowledgement of authorship is given. Comments – Comments responding to the content of this website may be submitted by users of the website via the 'Contact Us ' page and selecting subject area 'Website Feedback'. Accuracy of Content – Whilst all effort has been made to ensure that the material on this website is accurate and complete, the webmaster does not warrant the accuracy or completeness of materials and cannot guarantee their usefulness for any particular purpose. The webmaster reserves the right to change or remove any of the material on this website without notice. 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