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Vancouver Council (E8) Visit the Vancouver Council website for more council information and the latest updates Vancouver Council Facebook Page Council Executive President Judy Pearson Vice President Dave McNaughton Secretary Dave McNaughton Treasurer Paul Sidhu Past President Alex Hui Membership Blake Olson COSCO Rod McIvor Member At Large Margie Wagenaar Member At Large Dale Jack Council Meetings When: Third Tuesday of the month, September to June, excluding December, 10h00 Where: Bonsor Community Centre (South Burnaby Metro Club Room), 6550BGonsor Ave, Burnaby, BC Meetings schedule: 10h00 for coffee, 11h00 meeting, 12h00 lunch (small fee at the door)

Website Credits, Terms & Conditions Image Credits All non-CNPA specific images are royalty free/licence free files sourced from image searches performed on the internet (or supplied by partners offering discounts and services to our membership). We have taken care to ensure, to the CNPA's best ability, that all photos are truly licence and royalty free based on our search criteria and terms and conditions listed on the internet sites used to obtain these photos. That being said, it is possible that an image may not fall into this category. Should this be the case, please immediately contact webmaster@cnpensioners.org to have the image removed from our site as soon as possible. Should this happen, we apologize in advance for this misuse of such an image. . Credits for the photos that are currently in use on cnpensioners.org - where not specifically CNPA sourced/owned - are listed below. Images used multiple times are listed only once, at the highest level of the website hierachy. 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belairdirect - Home, Auto, Travel insurance A World of Coverage and Convenience Awaits Experience the peace of mind that comes with comprehensive coverage and exclusive savings through belairdirect. Whether at home, on the road, or traveling abroad, belairdirect ensures you and your loved ones are well-protected. With all your insurance in one place, being covered has never been simpler. Simplify your insurance with an exclusive offer from belairdirect for CN Pensioners Reliable Car and Home Insurance Say hello to exclusive savings on car and home insurance. You need great coverage that can keep up with your schedule. Luckily, our official partner, belairdirect, has got you covered. We’ve teamed up with them to score special savings on insurance that’s tailored just for you, as a valued member of the CNPA. You’ll also enjoy exclusive access to enhanced home coverage with their Affinity Plus endorsement, and the option for great car insurance add-ons. Plus, you'll benefit from a suite of helpful digital tools that make managing your insurance and claims a breeze! It’s more than just a policy. When you get insurance through belairdirect, you’re also supporting the CNPA! Visit belairdirect.com/savings or call 1 833 887.4626 and mention our group name - CN Pensioners Association. Hassle-Free Travel Insurance Travel insurance made oh so simple. CNPA members can embark on unlimited adventures with annual travel insurance. With our exclusive group rates, often for less than single-trip coverage*, you could receive annual coverage for emergencies, trip disruptions, lost baggage, and more - all in one package. There's no age or health restrictions**, and you can choose from convenient monthly or annual payment options. Get your travel insurance price by visiting belairdirect.com/travel-groups or call 1 833 583.3643 and mention our group name - CN Pensioners Association. Eligibility requirements, limitations and exclusions may apply and/or may vary by province or territory. The information provided in this summary is for informational purposes only and should not be considered legal or insurance advice. Policy wordings prevail. © 2025 Belair Insurance Company Inc. All rights reserved. Travel insurance products are underwritten by Belair Insurance Company Inc. and services are provided by belairdirect Agency Inc. * Based on a comparison of 17-day Plan and 35-day Base Plan against single trip plans with similar benefits. ** This insurance may not cover claims related to medical conditions that are not stable, whether disclosed or not at time of policy purchase.

Quebec Health Care Options Effective January 1, 2022, the Health Care Plan for CN Pensioners no longer offered health care coverage for Quebec pensioners under the age of 65. However, the Régie de l'assurance maladie du Québec (RAMQ) has advised that CN Quebec Pensioners under the age of 65 are eligible to join RAMQ's Public Prescription Drug Insurance Plan (RAMQ's Plan) as of January 1, 2022, which may provide significant premium savings to you. Why This Change In 2019, RAMQ reviewed the participation terms for the Health Care Plan for CN Pensioners and thereafter revised the eligibility requirements to join RAMQ's Plan. Understanding the potential for premium savings under RAMQ's Plan, the CNPA decided to cancel access to the Health Care Plan for CN Pensioners to allow unrestricted potential access to RAMQ's Plan. Of course, under provincial regulations, Quebec pensioners under age 65 cannot opt for RAMQ's Plan if they are eligible for another private group benefits plan that covers prescription drugs. About RAMQ's Plan and Rules In Quebec, all residents are required to have prescription drug coverage. Coverage is available through RAMQ's Plan or through private group benefits plans provided by an employer or association. If you have access to a private group benefits plan that covers prescription drugs, you must be covered by that plan. Your spouse and dependent children must also be covered by that plan if they are under 65. At age 65, all Quebecers are automatically registered for RAMQ's Plan, and you have the choice to be covered by that plan only, by a private group benefits plan that covers prescription drugs or a combination of both. RAMQ provides Comprehensive Drug Coverage - Lower Premiums - Premiums paid directly through income taxes Joining RAMQ is easy. Registration can be completed by: Telephone at 1-800-561-9749, or Online at http://www.ramq.gouv.qc.ca/en/citizens/prescription-drug-insurance What happens if I am over 65 when I retire or will be turning 65 The Health Care Plan for CN Pensioners has been maintained and is available for those who are over age 65 where different rules apply. Eligible CN Pensioners and their spouses will have the option to join the Health Care Plan for CN Pensioners (or stay in the RAMQ's Plan at that time or both). This would be a one-time choice you will have to make when you reach age 65, and you should receive communication from CN Pension & Benefits Administration (1-800-361-0739) in advance of your 65th birthday or with your retirement package after 65. To see the CNPA Health Care Plan coverage and Premium rates in advance, please see the information found elsewhere in the Health Care section. Optional Extended Health Care Coverage As RAMQ's Plan only covers prescription drugs that are listed on the RAMQ formulary, you may choose to buy an optional individual extended health care coverage available from various National or Quebec insurance providers to meet your additional needs. You may also click on these links to see examples of available optional coverage, but you may choose any insurance provider that meets your needs. Blue Cross Health -> Insurance for retirees and those planning retirement Mercer Retiree Solutions -> Plan Overview - Rate Sheet - and to apply click here

Kamloops/Okanagan Council (E4) Council Executive President Ross Rykyta 1st Vice President Hubert Plante 2nd Vice President Bob Switzer Treasurer Alan Cosco Secretary Josie Jensen Past President Myron Wizniak Director Dennis Jensen Director Margaret Golanowski Director Angela Stewart Director Barry Lord Director Bev Chicoine Membership Connie Robson National Director Dennis Jensen Council Meetings When: First Tuesday of the month, September to June, 12h00 (charge for lunch) Where: Japanese Culture Centre, 160 Vernon Ave, Kamloops, BC V2B 1L6

Blue Cross Travel Medical Insurance The CNPA Health Plan DOES NOT provide any coverage for expenses or services incurred outside Canada. However, your local Blue Cross office may provide a discount if you buy individual Travel Medical Insurance from them and indicate that you are a Blue Cross Plan member. The potential discount varies by province and region and may or may not include other specific discounts. In some cases, your local Blue Cross office may offer the first 15 days complimentary when you buy 16 days or more of individual Travel Medical Insurance. Please contact the following local Blue Cross offices to inquire about individual Travel Medical Insurance and any potential discounts. Ontario, Quebec and Atlantic Provinces – Blue Cross Travel Insurance Monday to Friday between 8AM and 5PM Eastern Time 514-908-3493 or toll free at either 1-888-905-3493 or 1-888-857-2583 https://www.medaviebc.ca/en/plans/travel Manitoba Blue Cross Travel Insurance 204-775-0151 or 1-888-596-1032 https://www2.mb.bluecross.ca/plans/travel-plans Saskatchewan Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-667-6853 https://www.sk.bluecross.ca/personal-insurance/travel-insurance/ Alberta Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-394-1965 https://www.ab.bluecross.ca/plans/travel/travel-insurance-coverage.php Pacific Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-877-722-2583 https://www.pac.bluecross.ca/travel-insurance

The CN Pensioners Association regularly publishes newsletters to provide its members with the latest news and updates as well as stories of interest CNPA National Newsletters Want less paper coming to your door? CNPA E-Newsletter coming soon! The CNPA is excited to announce that, starting with the first 2026 edition (Spring) of our National Newsletter, we will be providing all our pensioners with an option to receive an electronic newsletter version instead of your current printed copy. The full colour E-Newsletter editions could be provided to you via an electronic link in an email as soon as it is posted. The E-Newsletters are environmentally friendly, more convenient and provides you direct access to any imbedded web links. It also reduces the printing and distribution costs and won’t be delayed by mail disruptions or an incorrect address. We want to hear your feedback on this important project at our new email address e-newsletter@cnpensioners.org . You can also use this same email to subscribe to the E-Newsletter - just include your name and PIN in the email. After you subscribe, you will receive a confirmation and will start receiving the E-Newsletter in the spring of 2026. While this will replace the paper version for those who subscribe, our contributing CNPA members will continue to receive their annual CN calendar by mail each December. Email us with your comments, and get yourself on the list to be the first to receive the National Newsletter electronically. Greetings From Your Editor As editor for the national newsletter, our focus is to strive for continuous improvement in delivering an informative and interesting newsletter to you. Our newsletter is issued and mailed to you three times per year (Spring, Summer and Winter) as well as posted to our website. However, we do require your assistance. We are always on the lookout for stories of interest - and that's where you come in. If you have a story you would like to share, please email your story to your respective regional representative. Contact information for the regional newsletter reps can be found in our national newsletters. We ask that all submissions be sent in electronically as a Word document. If you have a photo to go with it, please attach it separately to your email and list the names of all those in the photo. It is important that the photo be of high quality for printing purposes. Occasionally we will be sending out a survey looking for your feedback as well - what kind of articles would you like to see? E.g. personal stories, issues affecting pensioners such as health care and pensions, historical photos and stories, etc. Your feedback is important to us and will help us to serve you better. Steve Mihell Editor newsletters@cnpensioners.org Deadline for Articles : Spring Edition - January 31 Summer Edition - June 15 Winter Edition - September 30 National Newsletters Spring 2026 Winter 2025 Summer 2025 Spring 2025 Winter 2024 Summer 2024 Spring 2024 Winter 2023 Summer 2023 Regional & Local Newsletters Regional & Local Newsletters are available for some councils. If so, they are found and can be viewed by visiting the Regional or Local Council page. SpringC 2026

CNPA Health Care Committee Chairperson Blake Olson healthcare@cnpensioners.org Atlantic Representative Earl Garland garland.earl@gmail.com Quebec Representative Paul Goupil pgoupil@sympatico.ca Ontario Representative Roger McDevitt rogermcdevitt@gmail.com Prairie Representative Joanne Gaborieau joannegabor@outlook.com Mountain Representative Blake Olson blanche556@msn.com National Council (Ex-officio) Bruce Anderson Btanderson54@hotmail.com Atlantic Alternate Royce Girvan roycegirvan@gmail.com Quebec Alternate Charlotte Leblanc cleblancmtl@gmail.com Ontario Alternate Ron Hewson hewson@eastlink.ca Prairie Alternate Dennis Burton db5123855@gmail.com Mountain Alternate Michael Petrescu mapetrescu0@gmail.com

Rogers Preferred Program Rogers has partnered with the CNPA to offer all members - and their families - discounts on their mobility through the Rogers Preferred Program. Save up to 30$ per month on a Rogers Infinite plan today, and get our 5G Wireless Home Internet solution starting from 35$ per month. Visit www.planetemobile.biz and type in username " CNPA" and password " mobile" to start your order. You will be asked to provide a picture of your membership card in the final stages to take advantage of the program's exclusive pricing. Call 514-880-9948 or send an email to vcapsis@planetem.com for all inquiries. There are many variables that can determine which plans you can sign up for, depending on whether you are a new customer, an existing customer, requiring a new phone, using an existing phone and what coverage you want. That is why any inquiries should be made through vcapsis@planetem.com and Vangy can walk you through your available options. NOTE: While this is a Rogers based cell plan, it is not available through your local Rogers kiosk. It is a CNPA negotiated group rate by their group supplier Planet Mobile.

The CN Pensioners Association helps members with all matters related to their pension, with a dedicated pension committee leading the way. Your Pension For all pensioners receiving their pension cheques through the mail: Due to the potential for a Canadian postal strike, possibly as soon as May 22, 2025, CN has advised there will be no mail or courier delivery of pension cheques until such time as that potential strike is resolved. As per CN's advice in a letter that accompanied your November, 2024 pension cheque, their offer of an alternate delivery by courier was limited to the months thought to be impacted by the original strike (Nov, Dec & Jan) There is now a second letter coming to each of you, in the mail, advising that no courier arrangements will be provided this time, and all pension cheques will be retained, and then mailed out after the strike is resolved. Both letters (available below) included instructions and advice on how to sign up for a direct deposit alternative for these cheques, through CN Pension and Benefits at 1-800-361-0739. Our CN pension is the one thing that is common across CNPA members. You'll find more information about our pensions below CN Pension Inquiries The CNPA is not the administrator of your pension. For matters/questions directly related to your pension benefits, including change of address , changes in marital status, deceased pensioners, etc ., you need to contact CN Pensions & Benefits Administration. You may be able to use the web portal below, or you can call or write: By phone (have your PIN ready) : Toll-free from Canada & US only: 1-800-361-0739 Local & International: 1-514-673-7730 (Collect calls accepted ) By mail to : CN Pension & Benefits Admin P.O. Box 8111, Montreal, PQ, H3C 3N3 By fax: 1-514-284-7488 CN Pension & Benefits Portal The CN Pensions & Benefits portal is here to help manage your company pension Increased Pension to Age 65 If you retire before age 65, you may elect to receive an increased monthly pension until age 65 Death of a Pensioner When a pensioner dies, there are some key activities that need to be completed. Pension Committee The team working for CN pensioners to secure the best services and options in the Pension area Post Retirement Life Insurance The CNPA, in conjunction with CN Pension & Benefits Administration, has developed a set of Questions & Answers which provides some information on this insurance and the claim process.

Holo Alert 24/7 Medical Alert Protection Stay Safe Anywhere with Holo Alert — Exclusive Offer for CN Pensioners Holo Alert is one of Canada’s top-rated medical alert providers, trusted by thousands of Canadians to stay protected at home and on the go. Choose from three discreet, easy-to-use devices designed to get you help when you need it most: Choose Your Protection: Holo Pro Pendant - Lightweight neck-worn pendant with an optional clip for belt or pocket wear. Holo Mini Pendant - Compact and discreet, worn on the wrist for everyday comfort and ease. Holo Smartwatch - Sleek and modern with built-in heart rate and activity monitoring. All Devices Include: WiFi & GPS Tracking – So emergency responders know exactly where you are Two-Way Voice – Speak directly with trained Canadian operators Fall Detection – Automatically calls for help if a fall is detected Emergency Button – One press connects you to support instantly Water-Resistant – Safe to wear in the shower or outdoors Exclusive Benefits for CNPA Members**: FREE Device (up to $300 value) 10-Day Risk-Free Trial – Try it with confidence 20% Off Monthly Monitoring – Save $10–15/month on 24/7 GPS + Fall Detection services ** - To qualify, simply provide a photo of your CNPA membership card (showing your name and PIN). Ready to Order or Have Questions? Contact Matthew Toth at mtoth@holoalert.ca or call (888) 411-4656 . Visit www.holoalert.ca to learn more.

Kingston & Brockville Council (C6) Council Executive President David Delcloo Vice-President Keith Heller Secretary David Delcloo Treasurer Cathy Thomas Membership David Delcloo OPC Delegate (1) David Delcloo OPC Delegate (2) Cathy Thomas OPC Delegate Alternate Vacant