Holo Alert 24/7 Medical Alert Protection Stay Safe Anywhere with Holo Alert — Exclusive Offer for CN Pensioners Holo Alert is one of Canada’s top-rated medical alert providers, trusted by thousands of Canadians to stay protected at home and on the go. Choose from three discreet, easy-to-use devices designed to get you help when you need it most: Choose Your Protection: Holo Pro Pendant - Lightweight neck-worn pendant with an optional clip for belt or pocket wear. Holo Mini Pendant - Compact and discreet, worn on the wrist for everyday comfort and ease. Holo Smartwatch - Sleek and modern with built-in heart rate and activity monitoring. All Devices Include: WiFi & GPS Tracking – So emergency responders know exactly where you are Two-Way Voice – Speak directly with trained Canadian operators Fall Detection – Automatically calls for help if a fall is detected Emergency Button – One press connects you to support instantly Water-Resistant – Safe to wear in the shower or outdoors Exclusive Benefits for CNPA Members**: FREE Device (up to $300 value) 10-Day Risk-Free Trial – Try it with confidence 20% Off Monthly Monitoring – Save $10–15/month on 24/7 GPS + Fall Detection services ** - To qualify, simply provide a photo of your CNPA membership card (showing your name and PIN). Ready to Order or Have Questions? Contact Matthew Toth at mtoth@holoalert.ca or call (888) 411-4656 . Visit www.holoalert.ca to learn more.

CN Railroaders for Change In Spring 2026, CN announced a $100 million CAD commitment over the next ten years to support the prevention of homelessness through its new signature giving initiative, Railroaders for Change. This ambitious initiative will support non-profit organizations focused on early intervention and sustainable solutions that help prevent homelessness and strengthen communities across the network. At CN, safety is a core value, and that commitment extends beyond the railway into the neighborhoods where CN railroaders live and work. Through Railroaders for Change, CN will focus its support on breaking down stigma and changing perceptions, rebuilding connections by partnering with community organizations, and funding solutions-based research to help prevent homelessness. Want to learn more? Visit our webpage: https://www.cn.ca/en/delivering-responsibly/community/community-investments/ Watch the video: https://vimeo.com/1184944793?fl=pl&fe=sh

Blue Cross Travel Medical Insurance The CNPA Health Plan DOES NOT provide any coverage for expenses or services incurred outside Canada. However, your local Blue Cross office may provide a discount if you buy individual Travel Medical Insurance from them and indicate that you are a Blue Cross Plan member. The potential discount varies by province and region and may or may not include other specific discounts. In some cases, your local Blue Cross office may offer the first 15 days complimentary when you buy 16 days or more of individual Travel Medical Insurance. Please contact the following local Blue Cross offices to inquire about individual Travel Medical Insurance and any potential discounts. Ontario, Quebec and Atlantic Provinces – Blue Cross Travel Insurance Monday to Friday between 8AM and 5PM Eastern Time 514-908-3493 or toll free at either 1-888-905-3493 or 1-888-857-2583 https://www.medaviebc.ca/en/plans/travel Manitoba Blue Cross Travel Insurance 204-775-0151 or 1-888-596-1032 https://www2.mb.bluecross.ca/plans/travel-plans Saskatchewan Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-667-6853 https://www.sk.bluecross.ca/personal-insurance/travel-insurance/ Alberta Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-800-394-1965 https://www.ab.bluecross.ca/plans/travel/travel-insurance-coverage.php Pacific Blue Cross Travel Insurance Monday to Friday, 8:30 a.m. to 5 p.m. 1-877-722-2583 https://www.pac.bluecross.ca/travel-insurance

Sydney Council #6 (A10) Council Executive President Donald McKenna Vice President Vacant Secretary/Treasurer Donald McKenna Social Committee John Morrison

The CN Pensioners Association helps members with all matters related to their pension, with a dedicated pension committee leading the way. Your Pension Our CN pension is the one thing that is common across CNPA members. You'll find more information about our pensions below CN Pension Inquiries The CNPA is not the administrator of your pension. For matters/questions directly related to your pension benefits, including change of address , changes in marital status, deceased pensioners, etc ., you need to contact CN Pension & Benefits Administration. You may be able to use the web portal below, or you can call or write: By phone (have your PIN ready) : Toll-free from Canada & US only: 1-800-361-0739 Local & International: 1-514-673-7730 (Collect calls accepted ) By mail to : CN Pension & Benefits Admin P.O. Box 8111, Montreal, PQ, H3C 3N3 By fax: 1-514-284-7488 For additional guidance, please refer to the Pension Reference Guide , which provides information on when to contact CN Pension and Benefits Administration. CN Pension & Benefits Portal The CN Pension & Benefits portal is here to help manage your company pension Increased Pension to Age 65 If you retire before age 65, you may elect to receive an increased monthly pension until age 65 Death of a Pensioner When a pensioner dies, there are some key activities that need to be completed. Pension Committee The team working for CN pensioners to secure the best services and options in the Pension area Post Retirement Life Insurance The CNPA, in conjunction with CN Pension & Benefits Administration, has developed a set of Questions & Answers which provides some information on this insurance and the claim process.

The CNPA has over 35 regional and local councils representing the membership of their specific geographical area. Details on each of the councils are found here. Regional & Local Councils Atlantic A1: Atlantic Regional Council A4: Edmundston Council A7: Moncton Council #1 A10: Sydney Council #6 A11: Saint John Council Newfoundland & Labrador A8: South West (Port aux Basque) A9: St. John's Branch Quebec B1: Québec Provincial Council B2: Abitibi Council B3: Bas-Saint-Laurent / Vallée-de-la-Matapédia / Gaspésie Council B4: Coteau / Vaudreuil-Soulanges Council B6: Centre-de-la-Mauricie / Haut-Saint-Mauricie / Laviolette Council B7: Montreal / Laval Council B9: Quebec Council B10: Rivière-Du-Loup Council B11: Saguenay / Lac-Saint-Jean Council B14: Rive-sud-de-Montréal / Laurentides / Lanaudière Council Ontario C1: Ontario Provincial Council C2: Barrie Council C3: Belleville Council C4: Hamilton Council C6: Kingston & Brockville Council C7: Southwestern Ontario Council C8: Niagara Falls Council C9: Ottawa Council C13: Thunder Bay Council C14: Toronto Council Prairie D2: Saskatchewan Council D3: Manitoba Division #1 Mountain E1: Regional Committee E2: Calgary: CN RailVets E3: Edmonton: CN RailVets E4: Kamloops/Okanagan Council E6: Nanaimo Council E7: Victoria Council E8: Vancouver Council E9: Fraser Valley Council E10: Central & Northern BC Council

Kingston & Brockville Council (C6) Council Executive President David Delcloo Vice-President Keith Heller Secretary David Delcloo Treasurer Cathy Thomas Membership David Delcloo OPC Delegate (1) David Delcloo OPC Delegate (2) Cathy Thomas OPC Delegate Alternate Vacant

The CN Pensioners Association regularly publishes newsletters to provide its members with the latest news and updates as well as stories of interest CNPA National Newsletters Want less paper coming to your door? The new CNPA E-Newsletter is here! The CNPA is excited to announce that we now provide all our pensioners with an option to receive an electronic newsletter version instead of your current printed copy. The full colour E-Newsletter editions will be provided to you via an electronic link in an email as soon as it is posted. The E-Newsletters are environmentally friendly, more convenient and provides you direct access to any imbedded web links. It also reduces the printing and distribution costs and won’t be delayed by mail disruptions or an incorrect address. We want to hear your feedback on this important project at our new email address e-newsletter@cnpensioners.org . You can also use this same email to subscribe to the E-Newsletter - just include your name and PIN in the email. After you subscribe, you will receive a confirmation and will start receiving the E-Newsletter from then on. While this will replace the paper version for those who subscribe, our contributing CNPA members will continue to receive their annual CN calendar by mail each December. Email us with your comments, and get yourself on the list to be receive the National Newsletter electronically. Greetings From Your Editor As editor for the national newsletter, our focus is to strive for continuous improvement in delivering an informative and interesting newsletter to you. Our newsletter is issued and mailed to you three times per year (Spring, Summer and Winter) as well as posted to our website. However, we do require your assistance. We are always on the lookout for stories of interest - and that's where you come in. If you have a story you would like to share, please email your story to your respective regional representative. Contact information for the regional newsletter reps can be found in our national newsletters. We ask that all submissions be sent in electronically as a Word document. If you have a photo to go with it, please attach it separately to your email and list the names of all those in the photo. It is important that the photo be of high quality for printing purposes. Occasionally we will be sending out a survey looking for your feedback as well - what kind of articles would you like to see? E.g. personal stories, issues affecting pensioners such as health care and pensions, historical photos and stories, etc. Your feedback is important to us and will help us to serve you better. Steve Mihell Editor newsletters@cnpensioners.org Deadline for Articles : Spring Edition - January 31 Summer Edition - June 15 Winter Edition - September 30 National Newsletters Summer 2026 Spring 2026 Winter 2025 Summer 2025 Spring 2025 Winter 2024 Summer 2024 Spring 2024 Winter 2023 Regional & Local Newsletters Regional & Local Newsletters are available for some councils. If so, they are found and can be viewed by visiting the Regional or Local Council page. SummerC 2026 SpringC 2026 Summer 2026 Spring 2026 Summer 2026 Spring 2026 Winter 2025 Summer 2025 Spring 2025 Winter 2024 Summer 2024 Spring 2024 Winter 2023

Hotel Savings The CNPA, in conjunction with CN, have secured discounted rates at a variety of hotels and locations worldwide to help you save when you travel. Discounts up to 20 % are available at participating hotels but note that not all brands within an offering may honour the discount codes. And as usual, the CNPA advises that it still pays to shop around as it may be possible to find lower rates elsewhere. Best Western With hotels across 19 brands (including Best Western, Glo and SureStay) in 100+ countries and territories. Best Western® is pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 01344410. You receive a 19% discount when booking directly with the hotel at: http://www.bestwestern.com Choice Hotels More than 7000 hotels over 22 brands including Comfort Inn, Econolodge, Quality Inn and Radisson Choice Hotels are pleased to offer a preferred rate to CNPA members at participating hotels. You will save 15%, and possibly more, when booking directly with Choice Hotels at: www.choicehotels.com/?clientid=00064447 As well, new members enrolling in the Choice Privileges program will receive 1,000 bonus points. Enrol here ! World of Hyatt With more than 1250 locations across 28 brands including Grand Hyatt and Hyatt Regency Hyatt Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 90441 . You receive a 15 % discount when booking directly with the hotel at: https://www.hyatt.com/en-US/home IHG Hotels More than 6000 hotels over 19 brands including Holiday Inn, Holiday Inn Express and Crowne Plaza IHG Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 000279633. You receive a 14% or 17.5% discount when booking directly with the hotel at: http://www.ihg.com/ Wyndham Hotels More than 9000 hotels over 24 brands (including Days Inn, Super 8, Ramada and Microtel) and 95 countries. Wyndham Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 1000006067 . You receive a 18% discount when booking directly with the hotel at: https://www.wyndhamhotels.com/en-ca?corporate_id=1000006067

Dealing with the Death of a CN Pensioner You may be here because you recently lost a loved one or are assisting someone who has. If so, we would like to extend our deepest condolences to you and the family from everyone at the CN Pensioners Association (CNPA). It is always heartbreaking when we hear that a fellow CN Pensioner or their spouse or survivor has passed away. We recognize that this is a difficult time for the family and realize the issues you will face dealing with the loss. To assist family members manage what can be a difficult process, we have developed various checklists and links which may help make the process a bit easier. While we have attempted to list most usual items to be addressed or handled, the lists are not exhaustive and will not address every unique or unusual situation. Accordingly, you may often need specific professional, legal, financial or other outside support and we encourage you to get all the assistance you may require. These checklists were primarily developed to assist those receiving a CN Pension. Other CN retirees may also find the non-CN Pension information helpful. 1. Contact CN Pension and Benefits Administration When a CN Pensioner passes away, there are a number of things the spouse or family needs to do, but one thing that is important is to contact CN Pension & Benefits Administration as quickly as possible. Call them at: 1-800-361-0739 – Monday to Friday, from 8 AM to 6 PM Eastern Time CN Pension & Benefits Administration will ensure that necessary paperwork gets started and if there is an eligible spouse, that there is limited delay in managing their survivor pension. In addition, by contacting them, they will: Get all the necessary information from you to start managing the process. This includes mailing specific forms/documents related to the pension, for completion, signatures and submission back to them. Start the process for an eligible survivor pension. If there is a CN sponsored life insurance policy, CN Pension & Benefits Administration will notify the insurance company who will then write the spouse or estate and provide information on how to file a claim. If the CN Pensioner was a member of the CN Pensioners Association, this membership will be cancelled with the last pension payment. If the surviving spouse wishes, they may re-enroll via the application form that will be provided in the package from CN Pension & Benefits Administration. Who should call CN Pension & Benefits Administration? If there is an eligible spouse, and they are able to, they should be the person to call. Someone who is registered with CN Pension & Benefits Administration as a Power of Attorney for the deceased CN Pensioner, or the spouse of the deceased CN Pensioner. The person designated as the Executor/Administrator of the estate of the deceased CN Pensioner. If none of the above are available, a family member who is acting for the deceased. What information should they have on hand when they call? The unique 6 digit Personal Identification Number (PIN) of the deceased CN Pensioner. This may be found on previous annual pension statements, CN pension deposit notices, CN tax slips, a CNPA membership card, the original retirement forms or CN correspondence. The date of birth and the date of death of the CN Pensioner The residential address of the deceased CN Pensioner The Social Insurance Number of the deceased CN Pensioner If there is an eligible spouse of the deceased pensioner and they are contacting CN Pension & Benefits Administration, or if someone acting on behalf of the spouse is calling, they should also have the following information available about the spouse: Spouse’s date of birth Spouse’s Social Insurance Number Spouse’s residential address – especially if it will be different than the deceased pensioner Spouse’s phone number Bank account information An Estate Executor or a Power of Attorney or Administrator acting on behalf of the deceased CN Pensioner or the surviving spouse would need all the preceding information when calling Following the call, a package will be prepared and mailed to the appropriate person or party and will include various forms to complete and a list of required documents to provide (such as a copy of the death certificate for example). Although the payment of the survivor pension may commence following the notification of the member’s death, it may be suspended if the required documents aren’t received in a timely fashion after the package has been issued. In the event that there is no eligible spouse at time of death, there is still the possibility that there may be a benefit payable. CN Pension & Benefits Administration will provide all necessary information in this regard to the appropriate person or party. NOTE: When a CN Pensioner passes away, and their eligible surviving spouse commences receiving their survivor CN pension, the surviving spouse is now considered to be a CN Pensioner, and will assume the PIN of the deceased CN Pensioner. If a surviving spouse deceases, the processes listed above for a deceased pensioner will now apply to this surviving spouse. If the CN Pensioner had a CN Travel Pass – they should contact CN Pension and Benefits Administration and ask about continued eligibility. For additional guidance, please refer to the following flyers: the Pension Reference Guide and the Retiree Profile for Survivors and Estate. The Pension Reference Guide provides information on when to contact CN Pension and Benefits Administration. The Retiree Profile for Survivors and Estate outlines key information and emphasizes the importance of prompt communication with CN Pension and Benefits Administration in the event of a pensioner’s death. We encourage you to share this document with the person who will handle your affairs after your death. 2. Health Care Plan for CN Pensioners Was the CN Pensioner enrolled in the CN Pensioners Association Health Care Plan administered by Medavie Blue Cross under Plan number 93115? If they were, when contact is made with CN Pension & Benefits Administration, they will advise Medavie Blue Cross of the individual’s passing. If the CN Pensioner’s spouse was covered under the Pensioner member’s plan, Medavie Blue Cross will continue coverage for the spouse at no charge but for only two (2) additional months. These 2 months provide time for the new pension papers to be processed and allows an eligible surviving spouse the opportunity to reapply for coverage if desired. Important - The original policy for the deceased pensioner, that included the spouse, will be cancelled at the end of the 2 month free period for the spouse and the current Blue Cross cards will be invalidated. An eligible spouse must REAPPLY if desired. If there is an eligible spouse who will be receiving a CN survivor pension, included with the pension documents that will be sent from CN Pension & Benefits Administration will be a new Medavie Blue Cross information package & application. If the eligible spouse is interested, they can join/rejoin the CN Pensioners Association Health Care Plan. Even if the CN Pensioner and/or the eligible spouse was not previously covered by the CN Pensioners Association Health Care Plan, an eligible spouse will still receive a Medavie Blue Cross information package and application and may submit their application to join the Plan. An eligible spouse who intends to apply or reapply must submit their application form to Medavie Blue Cross in the enclosed enveloped within 60 days of receiving their survivor pension. If not, they will not be eligible to reapply later. (Exceptions may apply in Quebec) If the Spouse is not eligible for the CN survivor pension, they will also not be eligible for CN Pensioner Blue Cross Plan coverage. If there were any outstanding medical claims not previously submitted, please submit them as quickly as possible. If unsure about the process on how to claim or time limits, call Medavie Blue Cross at 1-866-660-7670. If there was NO eligible surviving spouse or if the surviving spouse chooses NOT to apply for coverage, the spouse or estate should contact Medavie Blue Cross at 1-866-660-7670, as there may be a reimbursable overpayment of premium. If the SPOUSE of a current covered CN Pensioner deceases, the Pensioner should contact Medavie Blue directly to review options to change their coverage. CN Post Retirement Health Care Spending Account Some former unionized CN Pensioners may receive this benefit from Canadian National following retirement between the ages of 55 and 65. If the deceased pensioner is between those ages, please contact Medavie Blue Cross at 1-866-660-7670, who administers this benefit for CN. Non-CN Pension Related Information While the CN Pensioners Association is not directly involved with the various Canadian/Provincial government agencies, we have listed some of the contacts of the primary agencies which many of our pensioners may receive benefits from and other items to consider. In addition, Contact information is provided below for Via Rail, Marine Atlantic and CN/CP Telecommunications Pensioners. Canada Pension – Québec Pension Plan – Old Age Security – Canada Revenue Agency Many pensioners receive these benefits and when someone passes away, like CN, they must be notified to stop payments and process any survivor benefits. To learn more about notifying the various affected Canadian government agencies visit: Notify of a Death You will need Proof of Death and the deceased CN Pensioner’s Social Insurance Number (SIN) Canada Revenue Agency (CRA) – Notify the CRA of a date of death or call 1-800-959-8281 Québec Pension Plan (QPP) – Steps to take in the event of death or call 1-800-463-5185 Service Canada handles the Canada Pension Plan (CPP) and Old Age Security (OAS) Plans as well as the Guaranteed Income Supplement (GIS) For Service Canada - visit Service Canada or call 1-800-622-6232 – to notify of death and review any potential survivor or death benefits. Service Canada can also advise on cancelling a passport. Registering the Death Your province requires the death to be registered. A funeral home typically will register a death within the province, and if they provide you with a death certificate, it means the death HAS been registered. If you don’t utilize a funeral home and don’t have a death certificate, you will usually need to notify the provincial department of Vital Statistics or provincial Services department. Other various Agencies or Documents which may require changes or cancellation Driver’s licence (contact your province to cancel), motor vehicle registrations & insurance, land titles, home insurance, utilities Provincial medical insurance coverage or other medical insurance Banks, credit cards, investment firms Clubs, organizations, memberships, social media, online accounts, subscriptions VIA Rail Pensioners – 1-800-799-9934 – (Request Pension Administration) Marine Atlantic Pensioners – 1-800-561-7660 (Request Pension Administration) CN/CP Telecommunications Pensioners – 1-800-276-7630 (ALLSTREAM Canada Corp.)

Conseil de Saguenay / Lac-Saint-Jean (B11) Council Executive President Roger Bouchard Tel: (418) 547-6238 Vice-président Guylaine Lacroix Tel: (418) 547-6238 Secrétaire/Trésorier Yves Levesque Tel: (418) 548-5460 Directeur Dominic Bouchard Directeur Roger Dion Représentant provincial Michel Harvey Représentant provincial Martin Dupere Substitut provincial Jacques Rousseau

Canadian National (CN Rail) Pensioners Association. Representing the needs of all retired CN employees, with the objective of protecting their interests, financial and otherwise, regarding their pension and benefits and supporting/enhancing their social interests and activities. What's New 2026 CNPA Scholarship Winners Announced! National Scholarships Councils Membership Pension Newsletters Healthcare CN Community Quick Links Death of a Pensioner Member DIscounts Pension Portal Change of Address/Bank Info Welcome to the CN Pensioners Association The purpose of the CN Pensioners’ Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. Our Mission To be an association of honesty and integrity whose goal is to be second to none in protecting the interests of all CN pensioners financially, socially and emotionally. An association which can be called on at any moment of need. Our Vision To grow this association with integrity, for the people and by the people with a team of volunteers whose ultimate goal is to do their best in an effort to achieve a better standard of living for our fellow pensioners and surviving spouses This website is intended to provide service and support to our CN Pensioner population. If you have been retired for a while, you may already be familiar with this site. If you are just newly retired, we want to extend congratulations and a warm welcome to you. Or perhaps you are in the process of preparing for retirement from CN and want to check us out. Whatever your reason for visiting our website, Welcome! your retirement follows years of dedicated service, hard work and family sacrifices. Now, it is time to transition and enjoy a well-deserved rest, time with family and friends and enjoy many years of health and well-being. More About Us