Atlantic Region Council (A1) The Atlantic Region is comprised of 4 local councils in the provinces of New Brunswick and Nova Scotia. The Atlantic Region Council is the "umbrella" group that assists the various local councils. It consists of a President, Vice-President, Secretary-Treasurer and one Director from each of the local councils in the Maritime Provinces. All Executive position are elected on an annual basis. There are 3 Directors elected to the National Council to represent this geographical area. The Atlantic Region also has (1) Pension Committee Representative and (1) Health Care Representative. These representatives meet regularly in Montreal to ensure that all information regarding pensions and benefits are as good as we can expect. Note that there are local contact people in 3 areas were councils used to exist - Halifax, Truro and Prince Edward Island As well, there are 2 local councils in the province of Newfoundland & Labrador - A8: South West (Port aux Basque) and A9: St. John's Branch - who operate independently with 1 Director elected to the National Council for the province. Council Executive President Paul Eustace Vice-President John Stewart Secretary - Treasurer Bruce Peacock Past President John Bailey Regional Council Representatives Edmunston Council #3 (Mens) (A4) Jean-Marc Morneault Moncton Council #1 (A7) Walter Agnew Sydney Council #6 (A10) Donald McKenna Saint John Council #2 (A11) Jimmy Flynn Contact Person - PEI John Stewart Contact Person - Halifax Whitney Trenholm Contact Person - Truro Paul Eustace National Council Representatives Vice-President/National Director (Atlantic) Earl Garland National Director (Atlantic) Herve Leblanc National Director (Atlantic) John Bailey National Director - Alternate (Atlantic) Helen Bernard Pension Committee Wayne Greenland Pension Committee - Alternate Jo hn Bailey Health Care Committee Earl Garland Health Care Committee - Alternate Royce Girvan Other Council Positions National Newsletter - Atlantic Bruce Peacock Government Liaison - Atlantic John Bailey

The CN Pensioners Association National Council helps not only its membership but the regional and local councils. The National Council provides leadership in the areas of health care, pensions and scholarship as well as publishing a national newsletter. National Council The National Council consists of 17 Directors, 16 of which are elected - three (3) each elected by the five (5) regional/provincial councils plus one (1) elected from the Newfoundland provincial council. The final director is the CNPA Past President. The Executive Officers of the National Council are the President, a First Vice-President, four (4) Vice-Presidents (one from each regional/provincial council excluding the regional/provincial council which the First Vice President represents), a Treasurer, an Executive Secretary, a Membership Chair(s) and the Past President. Other roles of the National Council include, but are not limited to, the Health Care Chair, Communications Officer, Associate Co mmunications Officer, the Scholarship Chair and the Federal Government Liaison Officer. Details on positions and duties can be found in the CNPA Constitution and Bylaws. President/National Director (Prairie) - president@cnpensioners.org Bruce Anderson First Vice-President/National Director (Mountain) Blake Olson Executive Secretary - secretary@cnpensioners.org Ron Hewson Treasurer - treasurer@cnpensioners.org Ron Charles Vice-President/National Director (Atlantic) Earl Garland Vice-President/National Director (Quebec) Arthur Murphy St-Hilaire Vice-President/National Director (Ontario) Ron Hewson Vice-President/National Director (Prairie ) Joanne Gaborieau Past President/National Director Reg Hebert Membership Co-Chairs membership@cnpensioners.org Nancy Zajacz Peter Moloney National Director (Newfoundland & Labrador) Wayne Greenland National Director (Atlantic) John Bailey National Director (Atlantic) Bruce Peacock National Director (Quebec) Remi La Haye National Director (Quebec) Paul Goupil National Director (Ontario) Les MacDonald National Director (Ontario) Robert Haggart National Director (Prairie) Fred Bateman National Director (Mountain) Dennis Jensen National Director (Mountain) Al Vodden National Director - Alternate (Nfld. & Labrador) Graham Hill National Director - Alternate (Atlantic) Vacant National Director - Alternate (Quebec) Marc Tessier National Director - Alternate (Ontario) Ron Charles National Director - Alternate (Prairie) Patrick McMullin National Director - Alternate (Mountain) Gordon Wheatley Federal Government Liaison Officer fed.gov.liaison@cnpensioners.org Michael Matthews Communications Officer newsletters@cnpensioners.org Steve Mihell Associate Newsletter Editor Chantale Lauzon Health Care Chairperson healthcare@cnpensioners.org Blake Olson Scholarship Chairperson Reg Hebert Webmaster/IT Manager webmaster@cnpensioners.org George Rowan CNPA Constitution National By-Laws 2024 2023 2022 Annual Directors Meeting Summaries Pension Committee Health Care Committee Government Liaison Committee 2024 National Executive Left to right: Blake Olson, 1st Vice-President/VP Mountain; Reg Hebert , Past President; Bruce Anderson , National President; Joanne Gaborieau , VP Prairie; Ron Hewson , National Executive Secretary/VP Ontario; Ron Charles , National Treasurer; Nancy Zajacz , Membership Co-Chair; Peter Moloney , Membership Co-Chair; Earl Garland , VP Atlantic Region; George Rowan , Webmaster; John Bailey , Director Atlantic

Fraser Valley Council (E9) Council Executive President Steve Mihell Vice-President Rae Sexton Recording Secretary Rae Sexton Treasurer Joey Valliers Jorgensen Membership Chair Steve Mihell COSCO Rep Steve Mihell Regional Council Rep Steve Mihell Member at Large Ross Dewar Member at Large Ross T. Gregory Visit the Fraser Valley Council website for more council information and the latest updates Council Meetings When: Second Wednesday of the month, September to June, 13h00 Where: Church in the Valley, 23589 Old Yale Road Langley, BC

HearingLife Hearing Care Services The CN Pensioners Association has teamed up with the professionals at HearingLife to provide the very best hearing care services to all its members. HearingLife and its Network Partners have over 400 clinics across the nation and form the largest network of Hearing Health care providers in Canada. Your membership with the CN Pensioners Association makes you and your spouse/partner, children, and parents eligible to receive exclusive benefits, including an EXTRA 10% off the final purchase price of hearing aids and custom noise protection. * Please note that you will be required to show your CNPA membership card at your appointment. PLUS, you’re eligible to register for the HearingLife Advantage Club Pass and receive: A FREE Club Pass Card Access to exclusive contests and giveaways Take Advantage now! Visit HearingLifeAdvantage.ca/CNPA to request your free Club Pass Card Have questions? Contact the preferred partner line at 1-888-419-8871 For Quebec Residents : Provincial legislation prevents HearingLife from offering these benefits to residents of Quebec. However, HearingLife's has partnered with Le Groupe Forget, Audioprothésistes - with over 80 locations across the province - to offer similar benefits to our membership in Quebec. CNPA members in Quebec can contact Groupe Forget at 1-888-415-6101 to discuss these benefits. * Offers not available in Quebec.

Need to Connect? Want to stay connected with the CNPA, service providers or other railway pensioner sites and groups? Here's a list of key contacts: Phone Numbers: CN Pension & Benefits Administration/Change of Address OR Banking Information - Have your PIN number ready and call 1-800-361-0739 , between 8 a.m. and 6 p.m., excluding statutory holidays. Call 1-514-673-7730 from all other countries outside Canada or the U.S. VIA Pensioner - Call 1-800-799-9934 (VIA Rail) and ask for Pension Administration Marine Atlantic Pensioner - Call 1-800-561-7660 (Marine Atlantic-North Sydney) and ask for Pension Administration CN/CP Pensioner - For CN/CP Pensions and Benefits, contact ALLSTREAM Canada Corp. at 1-800-276-7630 or by mail: ALLSTREAM Canada Corp. 16th Floor 200 Wellington Street West Toronto, ON M5V 3G2 Medavie Blue Cross (CNPA) - Plan Number 93115 Q uestions about Enrolling in the Plan, Changing Options, Cancellation of Coverage, Premium Rates, please call 1-866-660-7670. Questions about Payment of Claims, Definition of Benefits, Coverage Details, Obtaining Prior Approval For Certain Expenses and to Obtain Claim Forms, please call 1-888-873-9200. Websites: CN Pensioners' Web Portal - https://cnbenefits.hroffice.com Medavie (CNPA) Blue Cross - Plan Number 93115 - https://www.medaviebc.ca/en/members Go to the website to obtain general information about your plan and your current coverage, to view your claims and reimbursement history and to print generic claim forms. CN Pensioners of Manitoba – https://www.cnpensioners.ca CNPA Mountain Region - https://cnpamountainregion.wixsite.com/cnpa-mountain-region CN Pensioners Vancouver - https://cnpavancouver.wixsite.com/vancouvermembers CN Pensioners Fraser Valley - https://cnpafraservalley.wixsite.com/cnpafraservalley CN – https://www.cn.ca CN Railroaders In The Community - https://cn.benevity.org/user/login CN Employees' & Pensioners' Community Fund - https://www.communityfundcn.ca/en/index.snc Facebook: CNPA – National Page English – https://www.facebook.com/cn.pensioners.92 CNPA – National Page French – https://www.facebook.com/cnpa.french.3/ CNPA of Manitoba – https://www.facebook.com/cnpensionersmanitoba ARCN - Conseil rive-sud, Laurentides et Lanaudière - https://fr-ca.facebook.com/people/Association-des-retrait%C3%A9s-du-CN-conseil-rive-sud-Laurentides-et-Lanaudi%C3%A8re/100064283125674/ CNPA - Ottawa Council - https://www.facebook.com/CN-Pensioners'-Association-Ottawa-Council-100089162535507 CNPA – Barrie Council – https://www.facebook.com/CN-Pensioners-Association-Barrie-Council-158904744776643 CNPA – Hamilton Council – https://www.facebook.com/cnpahamilton CNPA - Vancouver – https://www.facebook.com/cnpavancouver CN Rail Keeping Track (private group; one must request to join) – https://www.facebook.com/groups/293646437451534 CN Rail (public group; one must request to join) – https://www.facebook.com/groups/2263097820 CN – https://www.facebook.com/CNrail

The CN Pensioners Association umbrella of councils offers many scholarship opportunities to eligible students across Canada Scholarships & Bursaries CNPA National Scholarships The CNPA National Council offers 25 scholarships of $1500 across Canada on an annual basis. The scholarships are distributed across the country: five scholarships in each of the 5 Canadian regions (Atlantic, Quebec, Ontario, Prairie, and Mountain). Children, grandchildren and great-grandchildren of CNPA contributing members get access to this program 2026 Scholarship Winners Additional Regional CNPA Scholarships & Bursaries Maritime Scholarship Awards The Atlantic Region council is pleased to offer an additional 3 scholarships of $1500 for grandchildren and great-grandchildren sponsored by contributing members of the CNPA who reside in New Brunswick, Nova Scotia or P.E.I. Those interested should apply through the CNPA National Council Scholarship program . All National program rules and criteria apply to this award. CNPA Quebec The CNPA of Quebec is pleased to sponsor a CNPA Trade scholarship - the Luc Grenier Trade Bursary. CNPA Ontario The Ontario Provincial Council is pleased to sponsor an additional scholarship in addition to the 5 scholarships offered by the CNPA for the Ontario region Moncton Council #1 Moncton Council continues to fund two additional $1500 scholarships for grandchildren and great-grandchildren of sponsors who are contributing members of Moncton Council #1. Those interested should apply through the CNPA National Council Scholarship program All National program rules and criteria apply to this award. Montréal/Laval Council The Montréal/Laval Council offers an additional Luc Grenier Trade Bursary to grandchildren and great-grandchildren of sponsors who are contributing members of Montréal/Laval council. Those interested should apply through the Luc Grenier Trade Bursary program CNPA Man itoba The CNPA of Manitoba is pleased to sponsor two bursaries - the Harvey Hosfield Bursary and a CNPA Trade Bursary. Details are found on the CNP A of Manitoba website . The most recent bursary winners are found here Additional Non-CNPA Scholarships & Bursaries belairdirect Insurance Our partner - belairdirect Insurance - offers scholarship opportunities to students who are children or grandchildren of contributing members of the CN Pensioners Association

Conseil de Coteau / Vaudreuil-Soulanges (B4) Council Executive Président Daniel Leroux Tel: (450) 455-7330 Vice-président Michel Marin Tel: (450) 267-9970 Secrétaire-trésorier Andre Beriault Tel: (450) 370-2548 Directeur Richard Methot Tel: (450) 763-2232 Directeur Gilbert Charlebois Tel: (514) 894-6375 Directeur Claude Ladouceur Tel: (450) 267-9521

Frequently Asked Questions I need to change my address and/or my phone number. What do I do? You need to advise CN Pension & Benefits Administration of any change of address. The CNPA cannot process any requests for address or phone number changes. CN Pensions & Benefits Administration will forward address changes to the CNPA so that any of our mailings will continue to reach you. Contact information for CN Pension & Benefits Administration is found on our Members Reference page. I need to change my banking information so that I continue to receive my monthly pension payment. What do I do? You need to advise CN Pension & Benefits Administration of any change of banking information. The CNPA cannot process any requests for this type of change. Contact information for CN Pension & Benefits Administration is found on our Members Reference page. A CN pensioner (or surviving spouse receiving a CN pension) has died? What should I do? There are a number of steps to be taken depending on the situation. The CNPA has put together a list of activities to help you in such circumstances. This information is found on the Death of a Pensioner page Is every CN pensioner a member of the CN Pensioners Association? No, not every CN pensioner or surviving spouse is currently a contributing member of the CNPA. Membership is optional; however, the CNPA is the only association that you have at your disposal to protect your interests, financial and otherwise regarding your pensions and/or benefits. Although the CNPA is a volunteer directed association, like any service organization it does require operating funds in which to conduct the business necessary for it to function successfully. Do I have to complete a membership application or renew my membership every year? The membership fee required to be a contributing member of the CNPA is $12 annually, which can be paid by (a) authorization of any CN pensioner or surviving spouse to have $1.00 per month deducted from their monthly pension cheque (payroll deduction) or (b) completion of a membership application accompanied by a cheque or money order in the amount of $12. By electing option (a) you never have to fill in any more applications and never have to worry about your membership dues as the $1.00 monthly deduction will continue each and every month unless you tell us to discontinue. So, the quick answer to the question is: If you elect payroll deduction, the answer is NO. If you wish to continue membership by paying annually, the answer is YES. More than 72% of contributing members have chosen payroll deduction and more are switching to PRD as they get to understand the benefits and convenience. We ask that you consider this method of paying membership dues so that we can keep our annual fee at the current low level of $12. We have unavoidable administrative costs and PRD helps us keep these costs at a minimum. How do I cancel my CNPA membership if I no longer wish to be a member? You may cancel your membership by sending an email to membership@cnpensioners.org and requesting you be removed from the membership. How do I know if I am on pension payroll deduction (PPD)? For those pensioners who receive their monthly pension payments via direct deposit, periodically (at least once per year) you will receive a "Statement of CN Pension Benefits and Deductions" slip from the CN Pension Trust Fund. This information slip will show your "Total Amount Before Deductions" along with a "Description of Deduction", i.e. Federal Tax, Blue Cross Monthly Premium and CN Pensioners" Association deductions. For those pensioners who still receive their monthly pension payment by cheque, the $1.00 deduction for CN Pensioners' Association is shown on your cheque stub. On the membership application form, what do you mean by "To which local/council do you wish to belong"? We have over 35 Local Councils strategically located throughout Canada. When we receive an application for membership we are obliged to assign the candidate to a Local Council. Our obligation is to associate the applicant to either (a) the closest local council to their geographical location or (b) a specific local council as chosen by the applicant. The choice is the prerogative of the applicant and you can be associated with any local council of your choice regardless of your current place of residence. What are the locations of the Local Councils? The CNPA is a tri-level association. The "parent" level is the National Council whose main objective is to be the liaison between the association and the company. The second level is comprised of 5 regions - Atlantic, Quebec, Ontario, Prairie and Mountain. The third level comprises the Local Councils within each of these regions. The full list is found on the Regional and Local Councils page. If a surviving spouse receiving a CN pension remarries, does he/she still receive the pension as the surviving spouse? Yes. I am a surviving spouse of a CN pensioner. Can I also become a contributing member of the CNPA? YES, as a surviving spouse you are an important part of the CN pensioner population and we welcome your application to become a contributing member. The CNPA is there to protect the interests of both pensioners and survivors. If a CN pensioner marries after his/her date of retirement, is his/her spouse entitled to any portion of his pension in the event of his/her death? No. To be entitled of a pension payment as a surviving spouse, the pensioner and spouse must be married at the date of retirement or living in a conjugal relationship at least one year prior to retirement. Are spouses of CN pensioners who are members of the CNPA automatically members of the CNPA as well? No. Spouses are NOT considered members unless the Dues Fee has been paid for them. If anyone wants their spouse to be a member, we can increase their Payroll Deduction to $2.00. When a pensioner passes away, the spouse will be sent an application for membership so she/he will have the option to become a contributing member. Nothing is automatic.

Submitting Your Claims There's more than one way to submit a claim. Online with eClaims Access complete information on your group benefits in a secure environment: submit claims electronically, review claims status and history, eligibility for specific products or services and online registration for direct deposit of your claims. Note: You must sign up for Direct Deposit in order to use eClaims. As well, not all services may be available to some plan members With the Medavie Blue Cross Mobile App Access to the same suite of information wherever you are and whenever you need Note: You must sign up for DIrect Deposit in order to use the mobile app to submit claims. As well, not all services may be available to some plan members By Mail You can still submit claims the old fashioned way if you prefer. Just fill out and print the forms , attach the necessary receipts and mail to the Medavie Blue Cross regional address for your province.

CNPA Health Care Committee Chairperson Blake Olson healthcare@cnpensioners.org Atlantic Representative Earl Garland garland.earl@gmail.com Quebec Representative Paul Goupil pgoupil@sympatico.ca Ontario Representative Roger McDevitt rogermcdevitt@gmail.com Prairie Representative Joanne Gaborieau joannegabor@outlook.com Mountain Representative Blake Olson blanche556@msn.com National Council (Ex-officio) Bruce Anderson Btanderson54@hotmail.com Atlantic Alternate Royce Girvan roycegirvan@gmail.com Quebec Alternate Charlotte Leblanc cleblancmtl@gmail.com Ontario Alternate Ron Hewson hewson@eastlink.ca Prairie Alternate Dennis Burton db5123855@gmail.com Mountain Alternate Michael Petrescu mapetrescu0@gmail.com

Blue Cross Documents 2026 Health Care Plan The 2026 Blue Cross Manual for the Health Care Plan for CN Pensioners 2026 Premium Rates The 2026 Premium Rates for the Health Care Plan for CN Pensioners, by province Claim Forms You will find printable and fillable PDF versions of the health care forms

Holo Alert 24/7 Medical Alert Protection Stay Safe Anywhere with Holo Alert — Exclusive Offer for CN Pensioners Holo Alert is one of Canada’s top-rated medical alert providers, trusted by thousands of Canadians to stay protected at home and on the go. Choose from three discreet, easy-to-use devices designed to get you help when you need it most: Choose Your Protection: Holo Pro Pendant - Lightweight neck-worn pendant with an optional clip for belt or pocket wear. Holo Mini Pendant - Compact and discreet, worn on the wrist for everyday comfort and ease. Holo Smartwatch - Sleek and modern with built-in heart rate and activity monitoring. All Devices Include: WiFi & GPS Tracking – So emergency responders know exactly where you are Two-Way Voice – Speak directly with trained Canadian operators Fall Detection – Automatically calls for help if a fall is detected Emergency Button – One press connects you to support instantly Water-Resistant – Safe to wear in the shower or outdoors Exclusive Benefits for CNPA Members**: FREE Device (up to $300 value) 10-Day Risk-Free Trial – Try it with confidence 20% Off Monthly Monitoring – Save $10–15/month on 24/7 GPS + Fall Detection services ** - To qualify, simply provide a photo of your CNPA membership card (showing your name and PIN). Ready to Order or Have Questions? Contact Matthew Toth at mtoth@holoalert.ca or call (888) 411-4656 . Visit www.holoalert.ca to learn more.