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Kamloops/Okanagan Council (E4) Council Executive President Myron Wizniak 1st Vice President Hubert Plante 2nd Vice President Bob Switzer Treasurer Connie Robson Secretary Josie Jensen Director Dennis Jensen Director Margaret Golanowski Director Angela Stewart Director Ross Rykyta Director Alan Cosco Membership Connie Robson National Director Dennis Jensen Council Meetings When: First Tuesday of the month, September to June, 12h00 (charge for lunch) Where: Japanese Culture Centre, 160 Vernon Ave, Kamloops, BC V2B 1L6

Dealing with the Death of a CN Pensioner You may be here because you recently lost a loved one or are assisting someone who has. If so, we would like to extend our deepest condolences to you and the family from everyone at the CN Pensioners Association (CNPA). It is always heartbreaking when we hear that a fellow CN Pensioner or their spouse or survivor has passed away. We recognize that this is a difficult time for the family and realize the issues you will face dealing with the loss. To assist family members manage what can be a difficult process, we have developed various checklists and links which may help make the process a bit easier. While we have attempted to list most usual items to be addressed or handled, the lists are not exhaustive and will not address every unique or unusual situation. Accordingly, you may often need specific professional, legal, financial or other outside support and we encourage you to get all the assistance you may require. These checklists were primarily developed to assist those receiving a CN Pension. Other CN retirees may also find the non-CN Pension information helpful. 1. Contact CN Pension and Benefits Administration When a CN Pensioner passes away, there are a number of things the spouse or family needs to do, but one thing that is important is to contact CN Pension & Benefits Administration as quickly as possible. Call them at: 1-800-361-0739 – Monday to Friday, from 8 AM to 6 PM Eastern Time CN Pension & Benefits Administration will ensure that necessary paperwork gets started and if there is an eligible spouse, that there is limited delay in managing their survivor pension. In addition, by contacting them, they will: Get all the necessary information from you to start managing the process. This includes mailing specific forms/documents related to the pension, for completion, signatures and submission back to them. Start the process for an eligible survivor pension. If there is a CN sponsored life insurance policy, CN Pension & Benefits Administration will notify the insurance company who will then write the spouse or estate and provide information on how to file a claim. If the CN Pensioner was a member of the CN Pensioners Association, this membership will be cancelled with the last pension payment. If the surviving spouse wishes, they may re-enroll via the application form that will be provided in the package from CN Pension & Benefits Administration. Who should call CN Pension & Benefits Administration? If there is an eligible spouse, and they are able to, they should be the person to call. Someone who is registered with CN Pension & Benefits Administration as a Power of Attorney for the deceased CN Pensioner, or the spouse of the deceased CN Pensioner. The person designated as the Executor/Administrator of the estate of the deceased CN Pensioner. If none of the above are available, a family member who is acting for the deceased. What information should they have on hand when they call? The unique 6 digit Personal Identification Number (PIN) of the deceased CN Pensioner. This may be found on previous annual pension statements, CN pension deposit notices, CN tax slips, a CNPA membership card, the original retirement forms or CN correspondence. The date of birth and the date of death of the CN Pensioner The residential address of the deceased CN Pensioner The Social Insurance Number of the deceased CN Pensioner If there is an eligible spouse of the deceased pensioner and they are contacting CN Pension & Benefits Administration, or if someone acting on behalf of the spouse is calling, they should also have the following information available about the spouse: Spouse’s date of birth Spouse’s Social Insurance Number Spouse’s residential address – especially if it will be different than the deceased pensioner Spouse’s phone number Bank account information An Estate Executor or a Power of Attorney or Administrator acting on behalf of the deceased CN Pensioner or the surviving spouse would need all the preceding information when calling Following the call, a package will be prepared and mailed to the appropriate person or party and will include various forms to complete and a list of required documents to provide (such as a copy of the death certificate for example). Although the payment of the survivor pension may commence following the notification of the member’s death, it may be suspended if the required documents aren’t received in a timely fashion after the package has been issued. In the event that there is no eligible spouse at time of death, there is still the possibility that there may be a benefit payable. CN Pension & Benefits Administration will provide all necessary information in this regard to the appropriate person or party. NOTE: When a CN Pensioner passes away, and their eligible surviving spouse commences receiving their survivor CN pension, the surviving spouse is now considered to be a CN Pensioner, and will assume the PIN of the deceased CN Pensioner. If a surviving spouse deceases, the processes listed above for a deceased pensioner will now apply to this surviving spouse. If the CN Pensioner had a CN Travel Pass – they should contact CN Pension and Benefits Administration and ask about continued eligibility. 2. Health Care Plan for CN Pensioners Was the CN Pensioner enrolled in the CN Pensioners Association Health Care Plan administered by Medavie Blue Cross under Plan number 93115? If they were, when contact is made with CN Pension & Benefits Administration, they will advise Medavie Blue Cross of the individual’s passing. If the CN Pensioner’s spouse was covered under the Pensioner member’s plan, Medavie Blue Cross will continue coverage for the spouse at no charge but for only two (2) additional months. These 2 months provide time for the new pension papers to be processed and allows an eligible surviving spouse the opportunity to reapply for coverage if desired. Important - The original policy for the deceased pensioner, that included the spouse, will be cancelled at the end of the 2 month free period for the spouse and the current Blue Cross cards will be invalidated. An eligible spouse must REAPPLY if desired. If there is an eligible spouse who will be receiving a CN survivor pension, included with the pension documents that will be sent from CN Pension & Benefits Administration will be a new Medavie Blue Cross information package & application. If the eligible spouse is interested, they can join/rejoin the CN Pensioners Association Health Care Plan. Even if the CN Pensioner and/or the eligible spouse was not previously covered by the CN Pensioners Association Health Care Plan, an eligible spouse will still receive a Medavie Blue Cross information package and application and may submit their application to join the Plan. An eligible spouse who intends to apply or reapply must submit their application form to Medavie Blue Cross in the enclosed enveloped within 60 days of receiving their survivor pension. If not, they will not be eligible to reapply later. (Exceptions may apply in Quebec) If the Spouse is not eligible for the CN survivor pension, they will also not be eligible for CN Pensioner Blue Cross Plan coverage. If there were any outstanding medical claims not previously submitted, please submit them as quickly as possible. If unsure about the process on how to claim or time limits, call Medavie Blue Cross at 1-866-660-7670. If there was NO eligible surviving spouse or if the surviving spouse chooses NOT to apply for coverage, the spouse or estate should contact Medavie Blue Cross at 1-866-660-7670, as there may be a reimbursable overpayment of premium. If the SPOUSE of a current covered CN Pensioner deceases, the Pensioner should contact Medavie Blue directly to review options to change their coverage. CN Post Retirement Health Care Spending Account Some former unionized CN Pensioners may receive this benefit from Canadian National following retirement between the ages of 55 and 65. If the deceased pensioner is between those ages, please contact Medavie Blue Cross at 1-866-660-7670, who administers this benefit for CN. Non-CN Pension Related Information While the CN Pensioners Association is not directly involved with the various Canadian/Provincial government agencies, we have listed some of the contacts of the primary agencies which many of our pensioners may receive benefits from and other items to consider. In addition, Contact information is provided below for Via Rail, Marine Atlantic and CN/CP Telecommunications Pensioners. Canada Pension – Québec Pension Plan – Old Age Security – Canada Revenue Agency Many pensioners receive these benefits and when someone passes away, like CN, they must be notified to stop payments and process any survivor benefits. To learn more about notifying the various affected Canadian government agencies visit: Canadian Government Notification of Death You will need Proof of Death and the deceased CN Pensioner’s Social Insurance Number (SIN) Canada Revenue Agency (CRA) – Reporting Death page or call 1-800-959-8281 Québec Pension Plan (QPP) – Reporting Death page or call 1-800-463-5185 Service Canada handles the Canada Pension Plan (CPP) and Old Age Security (OAS) Plans as well as the Guaranteed Income Supplement (GIS) For Service Canada - visit Service Canada or call 1-800-622-6232 – to notify of death and review any potential survivor or death benefits. Service Canada can also advise on cancelling a passport. Registering the Death Your province requires the death to be registered. A funeral home typically will register a death within the province, and if they provide you with a death certificate, it means the death HAS been registered. If you don’t utilize a funeral home and don’t have a death certificate, you will usually need to notify the provincial department of Vital Statistics or provincial Services department. Other various Agencies or Documents which may require changes or cancellation Driver’s licence (contact your province to cancel), motor vehicle registrations & insurance, land titles, home insurance, utilities Provincial medical insurance coverage or other medical insurance Banks, credit cards, investment firms Clubs, organizations, memberships, social media, online accounts, subscriptions VIA Rail Pensioners – 1-800-799-9934 – (Request Pension Administration) Marine Atlantic Pensioners – 1-800-561-7660 (Request Pension Administration) CN/CP Telecommunications Pensioners – 1-800-276-7630 (ALLSTREAM Canada Corp.)

Thunder Bay Council (C13) Council Executive President Larry Ezack Vice-President Don Matthews Secretary Joyce N. Baxter Treasurer Jim Pudas Membership Chair Holly Diaczuk Assistant Treasurer Al Harper OPC Delegate Larry Ezack OPC Delegate 2 Jim Pudas Council Meetings When: Third Wednesday of the month , 12h30 Where: The 55 Plus Center, 700 River St, Thunder Bay, ON P7A 3S6

CN Pension Benefits Portal The CN Pensions & Benefits Portal is for your convenience as it gives you the ability to view / print your pension documents and tax statements, change your address or change your banking information online. You must register before logging in for the first time. Your CN PIN will be your Login ID. While this is a quick and easy way to access your documents, you can always contact CN Pensions & Benefits through their toll free number at 1-800-361-0739 with your question or change request To Register Access the portal at cnbenefits.hroffice.com and click in the 'Register' link, which is shown above the red arrow. You will be presented with the following: Enter your last name Enter your date of birth. Be sure to enter it in the YYYYMMDD format. For example, if your birthdate is January 1, 1955 you would enter 19550101. Next enter your postal code or zip code in the format shown. For example, if your postal code is A9A 9A9 you would enter A9A9A9. Before clicking continue, you must check off the box (to the right) that says “I’m not a robot”. Then click continue and follow the instructions on the next screen. Create a brand new and unique but difficult password. You will also be asked to create 3 security questions and answers. Please ensure you record these and keep them in a safe place for future verification should you forget your password. Once you have completed the registration process, in order to log in, you would use your CN PIN as your login id and the password that you just created. Don't forget to logout when you are finished!

Conseil de Montréal / Laval (B7) Council Executive Président Claudette Hudon Tel: (514) 481-2618 Vice-président Denis Godin Tel: (450) 628-1066 Secrétaire Céline Rousseau Tel: (514) 516-8941 Trésorier Rémi La Haye Tel: (514) 662-3283 Directeur Wilson Martial Tel: (450) 449-1454 Directeur Vacant Council Meetings When: Every Tuesday, September to June, from 08h00 to 14h00 Where: Notre-Dame du Sacré-Coeur Church basement, 7671 Rue Édouard, LaSalle, QC H8P 1T3 (free parking at the back of the church) What: Free coffee & snacks, pizza or chicken from the restaurant on the 2nd Tuesday of the month (free if you arrive before 10h45), all members are bilingual Activities: billiards, snooker, social poker, darts, cribbage, dice games More infomation: Rémi La Haye 514-662-3283

Hotel Savings The CNPA, in conjunction with CN, have secured discounted rates at a variety of hotels and locations worldwide to help you save when you travel. Discounts up to 20 % are available at participating hotels but note that not all brands within an offering may honour the discount codes. And as usual, the CNPA advises that it still pays to shop around as it may be possible to find lower rates elsewhere. Best Western With hotels across 19 brands (including Best Western, Glo and SureStay) in 100+ countries and territories. Best Western® is pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 01344410. You receive a 19% discount when booking directly with the hotel at: http://www.bestwestern.com Choice Hotels More than 7000 hotels over 22 brands including Comfort Inn, Econolodge, Quality Inn and Radisson Choice Hotels are pleased to offer a preferred rate to CNPA members at participating hotels. You will save 15%, and possibly more, when booking directly with Choice Hotels at: www.choicehotels.com/?clientid=00064447 As well, new members enrolling in the Choice Privileges program will receive 1,000 bonus points. Enrol here ! World of Hyatt With more than 1250 locations across 28 brands including Grand Hyatt and Hyatt Regency Hyatt Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 90441 . You receive a 15 % discount when booking directly with the hotel at: https://www.hyatt.com/en-US/home IHG Hotels More than 6000 hotels over 19 brands including Holiday Inn, Holiday Inn Express and Crowne Plaza IHG Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 000279633. You receive a 14% or 17.5% discount when booking directly with the hotel at: http://www.ihg.com/ Wyndham Hotels More than 9000 hotels over 24 brands (including Days Inn, Super 8, Ramada and Microtel) and 95 countries. Wyndham Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 1000006067 . You receive a 18% discount when booking directly with the hotel at: https://www.wyndhamhotels.com/en-ca?corporate_id=1000006067

Sydney Council #6 (A10) Council Executive President Donald McKenna Vice President Vacant Secretary/Treasurer Alexander (Sandy) Jackson Social Committee John Morrison

Ontario Provincial Council (OPC) (C1) Council Executive President Robert Haggart 1st Vice-President David Simpson 2nd Vice-President Ronald Hewson Secretary Roger McDevitt Treasurer Cathy Thomas Ontario Provincial Council Delegates Barrie Council (C2) Robert Haggart Barrie Council (C2) Gerry Lipnicky Belleville Council (C3) David Simpson Belleville Council (C3) Roger McDevitt Hamilton Council (C4) Maureen Smyth Hamilton Council (C4) Scott Montani Kingston Council (C6) David Delcloo Kingston Council (C6) Cathy Thomas Southwestern Ontario Council (C7) Ron Hewson Southwestern Ontario Council (C7) Bob Gallant Niagara Falls Council (C8) David Kinghorn Niagara Falls Council (C8) William Lindsay Ottawa Council (C9) Keith Goodhue Ottawa Council (C9) Mark Merriman Thunder Bay Council (C13) Larry Ezack Thunder Bay Council (C13) Jim Pudas Toronto Council (C14) Nancy Zajacz Toronto Council (C14) Ron Charles National Council Representatives Vice-President/National Director (Ontario) Ron Hewson National Director (Ontario) Les MacDonald National Director (Ontario) Robert Haggart National Director - Alternate (Ontario) Ron Charles Pension Committee Ron Hewson Pension Committee - Alternate Lou Lisi Health Care Committee Roger McDevitt Health Care Committee - Alternate Ron Hewson Federal Government Liaison Officer Michael Matthews Other Council Positions National Newsletter - Ontario Cathy Thomas Government Liaison - Ontario Robert Haggart OPC Scholarship Chairperson Les McDonald

Conseil du Centre-de-la-Mauricie / Haut-Saint-Mauricie / Laviolette (B6) Council Executive Président Mario Michaud Tel: (819) 538-3852 Vice-président Réjean Leprohon Tel: (819) 538-5362 Secrétaire Danielle Michaud Tel: (819) 538-3852 Trésorier Denis Patry Tel: (819) 609-9277 Directeur Jacques Croteau Tel: (819) 538-4154 Directeur Jacques Allard Tel: (819) 841-0727 Directeur Jean St-arneault Tel: (819) 538-7184 Directeur Claude Trudel Tel: (819) 538-3630 Directeur Pierrette Trudel Tel: (819) 538-3630

Canadian National (CN Rail) Pensioners Association. Representing the needs of all retired CN employees, with the objective of protecting their interests, financial and otherwise, regarding their pension and benefits and supporting/enhancing their social interests and activities. What's New 2025 Scholarship winners announced! National Scholarships Councils Membership Pension Newsletters Healthcare CN Community Welcome to the CN Pensioners Association The purpose of the CN Pensioners’ Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. Our Mission To be an association of honesty and integrity whose goal is to be second to none in protecting the interests of all CN pensioners financially, socially and emotionally. An association which can be called on at any moment of need. Our Vision To grow this association with integrity, for the people and by the people with a team of volunteers whose ultimate goal is to do their best in an effort to achieve a better standard of living for our fellow pensioners and surviving spouses This website is intended to provide service and support to our CN Pensioner population. If you have been retired for a while, you may already be familiar with this site. If you are just newly retired, we want to extend congratulations and a warm welcome to you. Or perhaps you are in the process of preparing for retirement from CN and want to check us out. Whatever your reason for visiting our website, Welcome! your retirement follows years of dedicated service, hard work and family sacrifices. Now, it is time to transition and enjoy a well-deserved rest, time with family and friends and enjoy many years of health and well-being. More About Us

Conseil de l'Abitibi (B2) Council Executive Président Claude Chartrand Tel: (819) 856-9252 Vice-président Richard Laprise Tel: (819) 737-2429 Secrétaire-trésorier Léopold Provencher Tel: (819) 737-4745 Directeur Dany Julien Tel: (819) 737-2848 Directeur Andre Ferland Tel: (819) 860-0028 Directeur Richard Beaudoin Tel: (819) 737-3413 Directeur Claude Auger Tel: (819) 355-0770 Directeur Vacant

Barrie Council (C2) Barrie Council Facebook Page Council Executive President Bob Haggart 1st Vice-President Gerald Lipnicky 2nd Vice-President Ms Mae Harasymiw Secretary Linda Johnston Treasurer Wayne Eva Past President Charles Surgenor Membership Chair Gerald Lipnicky Newsletter Editor Gerald Lipnicky OPC Delegate (1) Bob Haggart OPC Delegate (2) Gerald Lipnicky OPC Alternate Delegate Peter Sudeyko Council Meetings When: Fourth Wednesday of the month, September to June Exceptionally, December meeting is held second Friday of December Where: Allandale Recreation Centre, 190 Bayview Dr, Barrie, ON L4N 4Y8