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Vancouver Council (E8) Visit the Vancouver Council website for more council information and the latest updates Vancouver Council Facebook Page Council Executive President Judy Pearson Vice President Dave McNaughton Secretary Dave McNaughton Treasurer Paul Sidhu Past President Alex Hui Membership Blake Olson COSCO Rod McIvor Member At Large Margie Wagenaar Member At Large Dale Jack Council Meetings When: Third Tuesday of the month, September to June, excluding December, 10h00 Where: Bonsor Community Centre (South Burnaby Metro Club Room), 6550BGonsor Ave, Burnaby, BC Meetings schedule: 10h00 for coffee, 11h00 meeting, 12h00 lunch (small fee at the door)

Nanaimo Council (E6) Council Executive President Mike Englehart Vice-President Donalda Lapointe Secretary-Treasurer Loretta Bauer Membership Chair Donalda Lapointe Member At Large Charlie Kritsch Member At Large Bruce Sproston

Victoria Council (E7) Council Executive President Gordon Wheatley Vice President Roland Bernardin Treasurer Lillian Lequesne Membership Gordon Wheatley Telephone Committee Chair Roland Bernardin Wishing Well Bill Coleman Council Meetings When: 3rd Tuesday of the month, September to June, 12h00 Where: Trafalgar/Pro Patricia Legion, Branch 292, 411 Gorge Rd. East, Victoria, BC

2025 CNPA Scholarships Winners The CN Pensioners’ Association Scholarship Committee has now completed the 13th year of our scholarship program. The awards in the amount of $1,500 each to children, grandchildren and great-grandchildren of “contributing” members of the CNPA have been mailed to the successful applicants. The success of this project will be discussed thoroughly at our Annual Directors' Meeting in November 2025 with the possibility of offering it once again for the 2026-2027 scholastic year. In addition to the 25 CNPA National Council awards, there were several $1,500 bursaries and scholarships administered and awarded by Regional/Provincial or Local Councils to eligible candidates: Moncton Council No. 1 funded 2 additional scholarships for applicants that were sponsored by Moncton Council members Quebec region funded 2 trades bursaries in honor of Luc Grenier. Ontario Provincial Council also awarded an additional bursary Manitoba Provincial Council awarded five Harvey Hosfield bursaries and a trade bursary The Scholarship Committee and all the local selection committees (27 volunteers, most with several years participation) would like to take this opportunity to thank CN Pensioners/survivors and their families for their interest and participation in this program. We thank all those applicants who took the time and effort to prepare their professional submissions. In particular, the students all deserve hearty congratulations for all the volunteer work they perform in their communities. This year we received 203 applications. Sadly 42 were rejected for various reasons under the submission rules. Disqualifications were primarily due to no résumé submitted, missing or incomplete marks, the applicant’s parent or grandparent not being a CNPA contributing member, unacceptable or no proof of registration. Scholarship Winners (Region, Scholarship, Winner, Sponsor, Sponsor Council) Atlantic National Lauren J. Cassidy Russell Gordon Campbell A7 National Grandfather Atlantic National Katie Earl-King Martha Gillard-Earl A9 National Grandmother Atlantic National Gavin Ross Eunice Kilpatrick Williston A11 National Grandmother Atlantic National Isabelle Smith Eileen Smith A9 National Grandmother Atlantic National Jane Tuttle John Otis Turner A1 National Grandfather Atlantic Moncton Council Ava Ellen Doiron Kerry Swetnam A7 Moncton Grandmother Atlantic Moncton Council Marieve Jeannique Bourque Donald LeBlanc A7 Moncton Grandfather Quebec National Julia Bissegger Jeffrey Bissegger B-14 National Father Quebec National Juliana Lacoste David Merrett B-7 National Grand-père Quebec National Daphnée Lemay Bernard Lemay B-14 National Grand-père Quebec National Nicholas Paquette Léon Paquette B-14 National Grand-père Quebec National Ayva Siokalo Victor Siokalo B-7 National Grand-père Quebec Luc Grenier Trade Bursary Elorie Perron Michel V Legault B-14 LUC GRENIER Grand-père Quebec Luc Grenier Trade Bursary - Montreal/Laval Léa Cossette André Doiron B-14 Montreal/ Laval Grand-père Ontario National Kalie Di Gregorio Heather Muirhead C3 National Grandmother Ontario National Megan Fraser Marie Fraser C2 National Grandmother Ontario National Alessandra Gaspari Anita Barbarossa C8 National Grandmother Ontario National Nicole Holden Margaret Marks C7 National Grandmother Ontario National Nayna Nijhawan Sant Lal Nijhawan C14 National Grandfather Ontario Ontario Provincial Council (OPC) Award Dominic Beyak Elaine Annette Beyak C13 OPC Grandmother Prairie National Hannah Cole Robert Fowie D3 National Grandfather Prairie National Ava Dewar Paul VanWart D3 National Grandfather Prairie National Andrea Stephanie Guarino Jeffery Ayers D3 National Father Prairie National Grace Miln James Miln D3 National Grandfather Prairie National Christopher Ryan Sproule Charles Richard Sproule D3 National Father Prairie Harvey Hosfield Bursary (Manitoba) Molly Clyde Gordon Clyde D3 Harvey Hosfield Bursary Grandfather Prairie Harvey Hosfield Bursary (Manitoba) Ava Dewar Paul VanWart D3 Harvey Hosfield Bursary Grandfather Prairie Harvey Hosfield Bursary (Manitoba) Andrea Stephanie Guarino Jeffery Ayers D3 Harvey Hosfield Bursary Father Prairie Harvey Hosfield Bursary (Manitoba) William Ilag Pedro Gerra D3 Harvey Hosfield Bursary Grandfather Prairie Harvey Hosfield Bursary (Manitoba) Ava Osato Wayne Nohlgren D3 Harvey Hosfield Bursary Grandfather Prairie Trade Jay Mangin Albert Mangin D3 Trade Father Mountain National Kalli Cooper Linda (Gerald) Campion E-2 National Grandmother Mountain National Jonathan Dydzuk Jeanette Dydzuk E-10 National Grandmother Mountain National Lauren Kemp Gerald Hugh Spence E-9 National Grandfather Mountain National Abigail Lawes Reed Kowalchuk E-3 National Grandfather Mountain National Eliot Avery Scott Gerald William John Scott E-3 National Grandfather 2025 Regional Scholarship Selection Committees Atlantic Wanda Garland, Trudy Girvan, Harvey Leblanc, Diane Stewart, John Stewart, Elaine Ward Quebec Yves Bourdon, Denis Cousineau, Serge Labadie, Rémi Lahaye, Ginette Langlois Ontario Joan Elliot, Ron Hewson, Les MacDonald, Dave Simpson, John Wallington Prairie Dennis Brown, Jim Feeny, Jane Halyk, Patrick Mcmullin, Carl Moslenko Mountain Bethany Coull, Tony Dulhaime, Mike Englehart, Cliff Gervais, John Wiebe, Gordon Wheatley

Here's what CNPA membership does for you. Still not a member? Then you can join here Why Membership Matters Membership consists of retired CN employees, surviving spouses and honorary members as well as retirees and their spouses from groups formerly connected with CN (i.e. VIA Rail and Marine Atlantic). Active employees can be admitted as social members without voice or vote. "Bridged" employees are also eligible for membership to the CN Pensioners' Association. Although we advocate on behalf of all CN Pensioners and surviving spouses as volunteers, operating expenses are a reality. If you are not already a contributing member, by becoming one for only $1.00 a month, you can help defray such expenses. Your $1 per month will entitle you to several membership benefits and as information, approximately $0.83 of your $1 per month is returned to your local council of choice for their use. It is easy to become a member – just go to our sign up form below or email us at membership@cnpensioners.org . For more information, click on one of the topics below What the CNPA Does For You What does your annual $12 fee get for you as a member? Pension representation, health care plan, benefits, newsletters, discounts, local meetings and events and so much more Members Obituary Listing With the passage of time comes the recent passing of those we knew... Joining the CNPA If you're not yet a CNPA member, you should be! Welcome aboard! Fill out and submit the application form and you'll become one of the more than 30000 members Members Reference Page Need contact info? Where do I look on Facebook? What other CNPA web sites exist? Look here! CNPA Members Discounts CNPA members can save on a number of services or items such as insurance, travel packages, car rentals, hotel stays, office equipment and even vehicles. And there is CN Pass for travel on VIA Rail for some members Frequently Asked Questions In case you were wondering...

Calgary: CN Ra ilVets (E2) Council Executive President Judy Woods Vice President Brian Woods Treasurer Madeleine Pelletier Secretary Linda Engel Past President Brian Woods Director Roland Morin Membership Brian Woods Council Meetings When: First Monday of the month, September to June, 13h00 Where: Kerby Centre, 1133 7th Ave SW Newsletters February 2026 February 2025 February 2024 October 2025 October 2024 October 2023 June 2025 June 2024 June 2023

Mail Order Pharmacy Save Money and Free Home Delivery of Prescription Drugs Over the last couple years, we have become more comfortable purchasing online, but what about your prescriptions? In the last year alone, our members have filled over 1000 of their prescriptions on line and through our partners. With Mail Order Pharmacy, you avoid trips to pharmacies, it is safe and efficient, and has LOWER PRICES than most pharmacies in Canada, and with FREE delivery, so save even more. For those in remote locations, or with restricted mobility, this could be worth looking at. It’s available to all CN Pensioner Medavie Blue Cross (MBC) plan members (#93115) , except in Quebec. MBC utilizes two leading home delivery pharmacy service providers. Telus Health Virtual Pharmacy (formerly Alliance) and Sobeys Pharmacy by Mail make it easy for our members to access the maintenance drugs they regularly need, the way they want. They also connect with your eligible provincial drug programs AND your Blue Cross coverage. These pharmacies will help manage your medications with you, you can do refills on line, and they will connect with your doctors where necessary. Registration is simple and quick. Call them and get the scoop, ask questions and make sure your concerns are addressed! Telus Health also offers a handy App. Call the toll-free numbers to register (have your Blue Cross and Provincial Health Care Card ready): Telus Health Virtual Pharmacy – Available All Across Canada (except Quebec) East - for Ontario and all Atlantic Provinces Phone (Toll Free): 1-888-921-0466 Fax (Toll Free): 1-877-835-8329 Hours: Mon - Fri, 9:00am - 5:00pm EST Central - for Manitoba, Saskatchewan and Nunavut Phone (Toll Free): 1-866-318-0047 Fax (Toll Free): 1-833-815-5756 Hours: Mon - Fri, 9:00am - 5:00pm CST West – for Alberta, British Columbia, Yukon and Northwest Territories Phone (Toll Free): 1-855-370-7979 Fax (Toll Free): 1-855-295-7174 Hours: Mon - Fri, 9:00am - 5:00pm PST or Sobeys Pharmacy by Mail Phone (Toll Free): 1-866-657-MEDS (6337) (Except Quebec) (Pharmacy located in Moncton and shipping from Moncton)

Québec Provincial Council (B1) Council Executive President Arthur Murphy St. Hilaire Tel: (819) 820-2848 Vice-President Serge Labadie Tel: (514) 943-4618 Treasurer Rémi La Haye Tel: (514) 662-3283 Secretary François Garceau Tel: (418) 955-2469 Past President Yves Bourdon Tel: (450) 449-3444 Director Denise Arcand Tel: 450 686-9964 Director Marc Tessier Tel: (450) 656-7888 Québec Newsletters June 2024 November 2023 June 2023 January 2023 July 2022 February 2022 December 2021 October 2021 National Council Representatives Vice-President/National Director (Québec) Arthur Murphy St. Hilaire Tel: (819) 820-2848 National Director (Québec) Denis Cousineau Tel: National Director (Québec) Rémi La Haye Tel: (514) 662-3283 National Director - Alternate (Québec) Paul Goupil Tel: (418) 559-5737 Pension Committee Denis Cousineau Tel: Pension Committee - Alternate Denise Arcand Tel: 450 686-9964 Health Care Committee Paul Goupil Tel: (418) 559-5737 Health Care Committee - Alternate Charlotte Leblanc Tel: (514) 697-0459 Québec Provincial Council Constitution & By-Laws Other Council Positions National Newsletter - Québec Rémi La Haye Government Liaison - Québec Daniel Boiteau Auditor Denis Godin Auditor Denise Arcand Quebec Provincial Council AGM (via Zoom) - June 2023 Regional executives and delegates attending the 2023 AGM Row 1: Yves G Bourdon, Ronald Lang, Roger Bouchard, Marc Tessier, Luc Cullen Row 2: William Théberge, Robert Beaudoin, Rémi La Haye, Mario Michaud, Paul Goupil Row 3: Daniel Leroux, André Bériault, Jean Bédard, Charlotte Leblanc, Roger Marchand Row 4: Léopold Provencher and Claude Chartrand, Denise Arcand, Arthur Murphy St Hilaire, Denis Godin, Denis C Cousineau Row 5: François Garceau

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Belleville Council (C3) Council Executive President Les MacDonald 1st Vice President Rick Phillips 2nd Vice President John Mueller Secretary Roger McDevitt Treasurer Elaine O'Hara Past President Roger McDevitt Membership Chair Rick Phillips OPC Delegate (1) John Mueller OPC Delegate (2) Roger McDevitt Alt OPC Delegate (1) Elaine O'Hara Alt OPC Delegate (2) Les MacDonald Newsletter Editor John Mueller Callers Committee Chair Elaine O'Hara Sick & Visiting Elaine O'Hara Director Norm Crawford Director Bruno Di Genova Director Harry Hebbourn Director Sherry Scott Director Tim Spice Director Trul Trulsen Council Meetings When: To be announced Where: To be announced Newsletters Spring 2026 Spring 2025 Spring 2024 Winter 2026 Winter 2025 Winter 2024 Fall 2025 Fall 2024 Fall 2023

Hamilton Council (C4) Hamilton Council Facebook Page Council Executive President Stanley White 1st Vice President Halle Halle 2nd Vice President Barry Kwicinski Secretary Maureen Smyth Treasurer Scott Montani Membership Chair George Titus OPC Delegate (1) Maureen Smyth OPC Delegate (2) Scott Montani Alt OPC Delegate (1) Barry Kwicinski Golf Committee Scott Montani Phone Committee George Titus Phone Committee Member Gary Clairmont Council Events Council Meetings When: Third Wednesday of the month, September to May, excluding December, 13h00 Exceptionally, December meeting is held second Friday of December Where: Royal Canadian Legion Branch 163, 435 Limeridge Rd E, Hamilton, ON L9A 2S8

Increased Pension to Age 65 Option If you retire before age 65, you may elect the increased pension to age 65 option (IPO). Under this option, you receive more from the CN Pension Plan before age 65 and less after age 65. If you choose this option, your increased CN pension will be reduced for life once you reach age 65. Your decision to elect or decline this option is personal and irrevocable. The following example illustrates how the IPO affects an employee retiring early at age 56 and 6 months on December 31, 2004: With IPO : Monthly Pension before Age 65 CN Basic Pension $2500 IPO Allowance $ 183 Total Monthly Pension $2683 Monthly Pension after Age 65* CN Basic Pension $2283 Without IPO : Monthly Pension before Age 65 CN Basic Pension $2500 IPO Allowance $ 0 Total Monthly Pension $2500 Monthly Pension after Age 65 CN Basic Pension $2500 * In this example, at age 65, the total CN monthly pension of $2,683 being paid is reduced for life by the fixed amount of $400 a month ($2,683 - $400 = $2,283). The increased pension to age 65 option is calculated so that the value of both options is, on average, the same. The amount of the IPO allowance reflects the age of the member at retirement, the applicable reduction of $400 at age 65, interest rates and whether the member retired early or on disability pension. Because survivor benefits are calculated using the CN basic pension amount, your decision to elect or decline the IPO will have no bearing on pension benefits which may become payable to your survivors.