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CNPA Quebec Luc Grenier Trade Bursary Purpose To assist financially in the educational pursuit and career development of the families of CNPA contributing members residing in the Province of Québec. Objective One $1,500 trade bursary to be awarded to students registered in a Québec recognized School to have a trade, commencing with the fall 2025 school year. Eligibility Children, Grandchildren, Great Grandchildren (includes legally adopted and step children) of supporting members of the CN Pensioners’ Association who are in good standing for at least one year prior to date of bursary application and residing in the Province of Québec at the time of the application.* * Definition of supporting members as per Article IV Membership Item 4.02(e) of the Constitution and Bylaws of the National Council of CN Pensioners Association Inc. 2025 Key Dates Program Opens - April 15, 2025 Application Deadline - August 13, 2025 Winner Contacted - By the end of the first week of September 2025 The 2025 Luc Grenier Trade Bursary, sponsored by the Quebec Council of the CN Pensioners, will be open online to Applicants effective April 15, 2025. Applications will once again be accepted by email only and must include all scanned or electronic supporting documentation as one complete PDF file. The application package must be received no later than August 13, 2025. Please read all the instructions, terms and conditions and submission requirements carefully before emailing your submissions, as incomplete submissions will be rejected. Please ensure you use the current application form below as the form has changed from previous years. Winners of the annual program are announced in the annual Winter edition of the National Newsletter. Bursary Winners NOTE: This bursary is subject to approval on a yearly basis at the Annual General Meeting of the Executives of the Québec Region. Bursary Documents Application Terms & Conditions / Completion Instructions

CNPA Health Care Committee Chairperson Blake Olson healthcare@cnpensioners.org Atlantic Representative Earl Garland garland.earl@gmail.com Quebec Representative Paul Goupil pgoupil@sympatico.ca Ontario Representative Roger McDevitt rogermcdevitt@gmail.com Prairie Representative Joanne Gaborieau joannegabor@outlook.com Mountain Representative Blake Olson blanche556@msn.com National Council (Ex-officio) Bruce Anderson Btanderson54@hotmail.com Atlantic Alternate Royce Girvan roycegirvan@gmail.com Quebec Alternate Charlotte Leblanc cleblancmtl@gmail.com Ontario Alternate Ron Hewson hewson@eastlink.ca Prairie Alternate Dennis Burton db5123855@gmail.com Mountain Alternate Michael Petrescu mapetrescu0@gmail.com

Frequently Asked Questions I need to change my address and/or my phone number. What do I do? You need to advise CN Pension & Benefits Administration of any change of address. The CNPA cannot process any requests for address or phone number changes. CN Pensions & Benefits Administration will forward address changes to the CNPA so that any of our mailings will continue to reach you. Contact information for CN Pension & Benefits Administration is found on our Members Reference (https://www.cnpensioners.org/membership-reference)page. I need to change my banking information so that I continue to receive my monthly pension payment. What do I do? You need to advise CN Pension & Benefits Administration of any change of banking information. The CNPA cannot process any requests for this type of change. Contact information for CN Pension & Benefits Administration is found on our Members Reference (https://www.cnpensioners.org/membership-reference)page. A CN pensioner (or surviving spouse receiving a CN pension) has died? What should I do? There are a number of steps to be taken depending on the situation. The CNPA has put together a list of activities to help you in such circumstances. This information is found on the Death of a Pensioner (https://www.cnpensioners.org/pension-death-of-a-pensioner)page Is every CN pensioner a member of the CN Pensioners Association? No, not every CN pensioner or surviving spouse is currently a contributing member of the CNPA. Membership is optional; however, the CNPA is the only association that you have at your disposal to protect your interests, financial and otherwise regarding your pensions and/or benefits. Although the CNPA is a volunteer directed association, like any service organization it does require operating funds in which to conduct the business necessary for it to function successfully. Do I have to complete a membership application or renew my membership every year? The membership fee required to be a contributing member of the CNPA is $12 annually, which can be paid by (a) authorization of any CN pensioner or surviving spouse to have $1.00 per month deducted from their monthly pension cheque (payroll deduction) or (b) completion of a membership application accompanied by a cheque or money order in the amount of $12. By electing option (a) you never have to fill in any more applications and never have to worry about your membership dues as the $1.00 monthly deduction will continue each and every month unless you tell us to discontinue. So, the quick answer to the question is: If you elect payroll deduction, the answer is NO. If you wish to continue membership by paying annually, the answer is YES. More than 72% of contributing members have chosen payroll deduction and more are switching to PRD as they get to understand the benefits and convenience. We ask that you consider this method of paying membership dues so that we can keep our annual fee at the current low level of $12. We have unavoidable administrative costs and PRD helps us keep these costs at a minimum. How do I cancel my CNPA membership if I no longer wish to be a member? You may cancel your membership by sending an email to membership@cnpensioners.org (membership@cnpensioners.org)and requesting you be removed from the membership. How do I know if I am on pension payroll deduction (PPD)? For those pensioners who receive their monthly pension payments via direct deposit, periodically (at least once per year) you will receive a "Statement of CN Pension Benefits and Deductions" slip from the CN Pension Trust Fund. This information slip will show your "Total Amount Before Deductions" along with a "Description of Deduction", i.e. Federal Tax, Blue Cross Monthly Premium and CN Pensioners" Association deductions. For those pensioners who still receive their monthly pension payment by cheque, the $1.00 deduction for CN Pensioners' Association is shown on your cheque stub. On the membership application form, what do you mean by "To which local/council do you wish to belong"? We have over 35 Local Councils strategically located throughout Canada. When we receive an application for membership we are obliged to assign the candidate to a Local Council. Our obligation is to associate the applicant to either (a) the closest local council to their geographical location or (b) a specific local council as chosen by the applicant. The choice is the prerogative of the applicant and you can be associated with any local council of your choice regardless of your current place of residence. What are the locations of the Local Councils? The CNPA is a tri-level association. The "parent" level is the National Council whose main objective is to be the liaison between the association and the company. The second level is comprised of 5 regions - Atlantic, Quebec, Ontario, Prairie and Mountain. The third level comprises the Local Councils within each of these regions. The full list is found on the Regional and Local Councils (https://www.cnpensioners.org/councils)page. If a surviving spouse receiving a CN pension remarries, does he/she still receive the pension as the surviving spouse? Yes. I am a surviving spouse of a CN pensioner. Can I also become a contributing member of the CNPA? YES, as a surviving spouse you are an important part of the CN pensioner population and we welcome your application to become a contributing member. The CNPA is there to protect the interests of both pensioners and survivors. If a CN pensioner marries after his/her date of retirement, is his/her spouse entitled to any portion of his pension in the event of his/her death? No. To be entitled of a pension payment as a surviving spouse, the pensioner and spouse must be married at the date of retirement or living in a conjugal relationship at least one year prior to retirement. Are spouses of CN pensioners who are members of the CNPA automatically members of the CNPA as well? No(http://cnpensioners.org/faq.cfm#question10). Spouses are NOT considered members unless the Dues Fee has been paid for them. If anyone wants their spouse to be a member, we can increase their Payroll Deduction to $2.00. When a pensioner passes away, the spouse will be sent an application for membership so she/he will have the option to become a contributing member. Nothing is automatic.

The CNPA has over 35 regional and local councils representing the membership of their specific geographical area. Details on each of the councils are found here. Regional & Local Councils Atlantic A1: Atlantic Regional Council A2: Campbellton Council A4: Edmundston Council A7: Moncton Council #1 A10: Sydney Council #6 A11: Saint John Council Newfoundland & Labrador A8: South West (Port aux Basque) A9: St. John's Branch Quebec B1: Québec Provincial Council B2: Abitibi Council B3: Bas-Saint-Laurent / Vallée-de-la-Matapédia / Gaspésie Council B4: Coteau / Vaudreuil-Soulanges Council B6: Centre-de-la-Mauricie / Haut-Saint-Mauricie / Laviolette Council B7: Montreal / Laval Council B9: Quebec Council B10: Rivière-Du-Loup Council B11: Saguenay / Lac-Saint-Jean Council B14: Rive-sud-de-Montréal / Laurentides / Lanaudière Council Ontario C1: Ontario Provincial Council C2: Barrie Council C3: Belleville Council C4: Hamilton Council C6: Kingston & Brockville Council C7: Southwestern Ontario Council C8: Niagara Falls Council C9: Ottawa Council C13: Thunder Bay Council C14: Toronto Council Prairie D2: Saskatchewan Council D3: Manitoba Division #1 Mountain E1: Regional Committee E2: Calgary: CN RailVets E3: Edmonton: CN RailVets E4: Kamloops/Okanagan Council E6: Nanaimo Council E7: Victoria Council E8: Vancouver Council E9: Fraser Valley Council E10: Central & Northern BC Council

CN Pension Benefits Portal The CN Pensions & Benefits Portal is for your convenience as it gives you the ability to view / print your pension documents and tax statements, change your address or change your banking information online. You must register before logging in for the first time. Your CN PIN will be your Login ID. While this is a quick and easy way to access your documents, you can always contact CN Pensions & Benefits through their toll free number at 1-800-361-0739 with your question or change request To Register Access the portal at cnbenefits.hroffice.com and click in the 'Register' link, which is shown above the red arrow. You will be presented with the following: Enter your last name Enter your date of birth. Be sure to enter it in the YYYYMMDD format. For example, if your birthdate is January 1, 1955 you would enter 19550101. Next enter your postal code or zip code in the format shown. For example, if your postal code is A9A 9A9 you would enter A9A9A9. Before clicking continue, you must check off the box (to the right) that says “I’m not a robot”. Then click continue and follow the instructions on the next screen. Create a brand new and unique but difficult password. You will also be asked to create 3 security questions and answers. Please ensure you record these and keep them in a safe place for future verification should you forget your password. Once you have completed the registration process, in order to log in, you would use your CN PIN as your login id and the password that you just created. Don't forget to logout when you are finished!

Hotel Savings The CNPA, in conjunction with CN, have secured discounted rates at a variety of hotels and locations worldwide to help you save when you travel. Discounts up to 20 % are available at participating hotels but note that not all brands within an offering may honour the discount codes. And as usual, the CNPA advises that it still pays to shop around as it may be possible to find lower rates elsewhere. Best Western With hotels across 19 brands (including Best Western, Glo and SureStay) in 100+ countries and territories. Best Western® is pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 01344410. You receive a 19% discount when booking directly with the hotel at: http://www.bestwestern.com Choice Hotels More than 7000 hotels over 22 brands including Comfort Inn, Econolodge, Quality Inn and Radisson Choice Hotels are pleased to offer a preferred rate to CNPA members at participating hotels. You will save 15%, and possibly more, when booking directly with Choice Hotels at: www.choicehotels.com/?clientid=00064447 As well, new members enrolling in the Choice Privileges program will receive 1,000 bonus points. Enrol here ! World of Hyatt With more than 1250 locations across 28 brands including Grand Hyatt and Hyatt Regency Hyatt Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 90441 . You receive a 15 % discount when booking directly with the hotel at: https://www.hyatt.com/en-US/home IHG Hotels More than 6000 hotels over 19 brands including Holiday Inn, Holiday Inn Express and Crowne Plaza IHG Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 000279633. You receive a 14% or 17.5% discount when booking directly with the hotel at: http://www.ihg.com/ Wyndham Hotels More than 9000 hotels over 24 brands (including Days Inn, Super 8, Ramada and Microtel) and 95 countries. Wyndham Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 1000006067 . You receive a 18% discount when booking directly with the hotel at: https://www.wyndhamhotels.com/en-ca?corporate_id=1000006067

About the CN Pensioners Association Who We Are The purpose of the CN Pensioners Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. The CNPA was established over 40 years ago but we continue to evolve over the years, changing with the times. As a group, we are active in the communities we live in. We proactively advocate governments on Seniors' issues. We are an equal partner, along with the unions and CN, on the CN Pension Committee, ensuring our pensions are funded and improved over time. When sufficient funds are available we propose to the CN Board of Directors, for its consideration, pension improvements for our pensioners and also recommend modifications to the Pension Plan rules to the CN Board of Directors for review and approval. We have an important role in monitoring and communicating matters relating to the funding of our pensions and other pension matters. With over 25,000 pensioners across the country, the CNPA wants to ensure you stay connected, have access to a wide variety of benefits, and have a place to connect with your former colleagues and to meet new friends. All this is managed by dedicated volunteers from every corner of the country. Despite popular belief, we are not just a group of old fogies who sit around playing pinochle. Our CNPA members are involved and active in the communities they live in, in volunteer efforts, recreation and leisure activities. We work with external partners to provide a variety of benefits, including insurance and travel discounts. While CN Pension & Benefits Administration (1-800-361-0739) is the primary contact for your specific defined benefit pension plan issues, you or your spouse can also direct your or concerns about pension provisions, your benefits, changes, etc. to an executive member at any level. We will point you in the right direction for answers on issues affecting your retirement. We are just a call or email away. About Our Organization The CN Pensioners Associations Inc. is a volunteer run, tri-level association, each with their own constitution and by-laws. The Association is comprised of: A National Council whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, To provide and be the liaison between these associations and the management of Canadian National Railway Company, Promote and protect the social economic and fraternal interests of all CN pensioners. Five Regional/Provincial Councils whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, Promote and protect the interests of all retired CN employees in their respective Regions/Provinces, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates, to provide the proper liaison between CN pensioners and the Officers of CN in these respective Regions/Provinces. Act as an advisory body to assist Local Councils in problem solving. Over 30 local councils strategically located across the nation whose main role is to promote and protect the interests of all retired CN employees in their respective geographical locations, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates.

Blue Cross Documents 2026 Health Care Plan The 2026 Blue Cross Manual for the Health Care Plan for CN Pensioners 2026 Premium Rates The 2026 Premium Rates for the Health Care Plan for CN Pensioners, by province Claim Forms You will find printable and fillable PDF versions of the health care forms

Ontario Provincial Council (OPC) (C1) Council Executive President Robert Haggart 1st Vice-President David Simpson 2nd Vice-President Ronald Hewson Secretary Roger McDevitt Treasurer Cathy Thomas Ontario Provincial Council Delegates Barrie Council (C2) Robert Haggart Barrie Council (C2) Gerry Lipnicky Belleville Council (C3) David Simpson Belleville Council (C3) Roger McDevitt Hamilton Council (C4) Maureen Smyth Hamilton Council (C4) Scott Montani Kingston Council (C6) David Delcloo Kingston Council (C6) Cathy Thomas Southwestern Ontario Council (C7) Ron Hewson Southwestern Ontario Council (C7) Bob Gallant Niagara Falls Council (C8) David Kinghorn Niagara Falls Council (C8) William Lindsay Ottawa Council (C9) Keith Goodhue Ottawa Council (C9) Mark Merriman Thunder Bay Council (C13) Larry Ezack Thunder Bay Council (C13) Jim Pudas Toronto Council (C14) Nancy Zajacz Toronto Council (C14) Ron Charles National Council Representatives Vice-President/National Director (Ontario) Ron Hewson National Director (Ontario) Les MacDonald National Director (Ontario) Robert Haggart National Director - Alternate (Ontario) Ron Charles Pension Committee Ron Hewson Pension Committee - Alternate Lou Lisi Health Care Committee Roger McDevitt Health Care Committee - Alternate Ron Hewson Federal Government Liaison Officer Michael Matthews Other Council Positions National Newsletter - Ontario Cathy Thomas Government Liaison - Ontario Robert Haggart OPC Scholarship Chairperson Les McDonald

Submitting Your Claims There's more than one way to submit a claim. Online with eClaims Access complete information on your group benefits in a secure environment: submit claims electronically, review claims status and history, eligibility for specific products or services and online registration for direct deposit of your claims. Note: You must sign up for Direct Deposit in order to use eClaims. As well, not all services may be available to some plan members With the Medavie Blue Cross Mobile App Access to the same suite of information wherever you are and whenever you need Note: You must sign up for DIrect Deposit in order to use the mobile app to submit claims. As well, not all services may be available to some plan members By Mail You can still submit claims the old fashioned way if you prefer. Just fill out and print the forms , attach the necessary receipts and mail to the Medavie Blue Cross regional address for your province.

Rogers Preferred Program Rogers has partnered with the CNPA to offer all members - and their families - discounts on their mobility through the Rogers Preferred Program. Save up to 30$ per month on a Rogers Infinite plan today, and get our 5G Wireless Home Internet solution starting from 35$ per month. Visit www.planetemobile.biz and type in username " CNPA" and password " mobile" to start your order. You will be asked to provide a picture of your membership card in the final stages to take advantage of the program's exclusive pricing. Call 514-880-9948 or send an email to vcapsis@planetem.com for all inquiries. There are many variables that can determine which plans you can sign up for, depending on whether you are a new customer, an existing customer, requiring a new phone, using an existing phone and what coverage you want. That is why any inquiries should be made through vcapsis@planetem.com and Vangy can walk you through your available options. NOTE: While this is a Rogers based cell plan, it is not available through your local Rogers kiosk. It is a CNPA negotiated group rate by their group supplier Planet Mobile.

Canadian National (CN Rail) Pensioners Association. Representing the needs of all retired CN employees, with the objective of protecting their interests, financial and otherwise, regarding their pension and benefits and supporting/enhancing their social interests and activities. What's New 2026 Blue Cross Manuals & Rates now available! National Scholarships Councils Membership Pension Newsletters Healthcare CN Community Welcome to the CN Pensioners Association The purpose of the CN Pensioners’ Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. Our Mission To be an association of honesty and integrity whose goal is to be second to none in protecting the interests of all CN pensioners financially, socially and emotionally. An association which can be called on at any moment of need. Our Vision To grow this association with integrity, for the people and by the people with a team of volunteers whose ultimate goal is to do their best in an effort to achieve a better standard of living for our fellow pensioners and surviving spouses This website is intended to provide service and support to our CN Pensioner population. If you have been retired for a while, you may already be familiar with this site. If you are just newly retired, we want to extend congratulations and a warm welcome to you. Or perhaps you are in the process of preparing for retirement from CN and want to check us out. Whatever your reason for visiting our website, Welcome! your retirement follows years of dedicated service, hard work and family sacrifices. Now, it is time to transition and enjoy a well-deserved rest, time with family and friends and enjoy many years of health and well-being. More About Us