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About the CN Pensioners Association Who We Are The purpose of the CN Pensioners Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. The CNPA was established over 40 years ago but we continue to evolve over the years, changing with the times. As a group, we are active in the communities we live in. We proactively advocate governments on Seniors' issues. We are an equal partner, along with the unions and CN, on the CN Pension Committee, ensuring our pensions are funded and improved over time. When sufficient funds are available we propose to the CN Board of Directors, for its consideration, pension improvements for our pensioners and also recommend modifications to the Pension Plan rules to the CN Board of Directors for review and approval. We have an important role in monitoring and communicating matters relating to the funding of our pensions and other pension matters. With over 25,000 pensioners across the country, the CNPA wants to ensure you stay connected, have access to a wide variety of benefits, and have a place to connect with your former colleagues and to meet new friends. All this is managed by dedicated volunteers from every corner of the country. Despite popular belief, we are not just a group of old fogies who sit around playing pinochle. Our CNPA members are involved and active in the communities they live in, in volunteer efforts, recreation and leisure activities. We work with external partners to provide a variety of benefits, including insurance and travel discounts. While CN Pension & Benefits Administration (1-800-361-0739) is the primary contact for your specific defined benefit pension plan issues, you or your spouse can also direct your or concerns about pension provisions, your benefits, changes, etc. to an executive member at any level. We will point you in the right direction for answers on issues affecting your retirement. We are just a call or email away. About Our Organization The CN Pensioners Associations Inc. is a volunteer run, tri-level association, each with their own constitution and by-laws. The Association is comprised of: A National Council whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, To provide and be the liaison between these associations and the management of Canadian National Railway Company, Promote and protect the social economic and fraternal interests of all CN pensioners. Five Regional/Provincial Councils whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, Promote and protect the interests of all retired CN employees in their respective Regions/Provinces, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates, to provide the proper liaison between CN pensioners and the Officers of CN in these respective Regions/Provinces. Act as an advisory body to assist Local Councils in problem solving. Over 30 local councils strategically located across the nation whose main role is to promote and protect the interests of all retired CN employees in their respective geographical locations, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates.

Save with Specsavers Specsavers is an optometrist owned and led business that provides Canadians access to comprehensive eye exams with over 140 locations across the country. Specsavers is proud to partner with the CNPA to provide affordable, accessible eyecare and eyewear to its members. All our locations provide a great range of offers, glasses, and contact lenses, as well as online booking and direct billing. What Specsavers Offers: Comprehensive eye exams from $99 including OCT scan - at no additional cost. This 3D eye scan helps optometrists to spot any abnormalities and identify eye diseases, such as age‑related macular degeneration, glaucoma, and diabetic eye disease, in their earliest stages. If you’re 65 or over, you can get your comprehensive eye exam at no cost to you!* 2-year quality guarantee and 100 day no worries, no fuss guarantee. Direct billing to benefit plans Convenient online booking Open on weekends and evenings As a CNPA Member, you also qualify for 60%** off lens upgrades in addition to in-store offers such as our 2 pairs of glasses for $149! Simply visit one of their locations in Ontario, Manitoba, Alberta or British Columbia and present proof of CNPA membership to receive 60% off lens upgrades. Exclusive Offer Details: Promo Code: 202401 ** Offer Terms & Conditions: Discount only available for CNPA members on presentation of proof of membership card in store. Cannot be used for family and friend purchases. Offer can be used in conjunction with our two pairs from $149 offer. Offer cannot be used in conjunction with any other vouchers or offers including when you purchase a single pair of glasses from our $149 range and above, as a lens upgrade is already included in this bundle. Excludes safety eyewear. Discount is applied before taxes. No cash surrender value. Cannot be applied to past transactions. Other conditions and exclusions apply. Offer details are subject to change. Specsavers website link – To learn more about Specsavers and book an eye exam visit: https://www.specsavers.ca/stores?utm_source=cnpa-website&utm_medium=partnerships&utm_campaign=60-off * Costs of eye exams provided by independent optometrists are covered by provincial health care for eligible seniors.

Ontario Provincial Council (OPC) (C1) Council Executive President Robert Haggart 1st Vice-President David Simpson 2nd Vice-President Ronald Hewson Secretary Roger McDevitt Treasurer Cathy Thomas Ontario Provincial Council Delegates Barrie Council (C2) Robert Haggart Barrie Council (C2) Gerry Lipnicky Belleville Council (C3) David Simpson Belleville Council (C3) Roger McDevitt Hamilton Council (C4) Maureen Smyth Hamilton Council (C4) Scott Montani Kingston Council (C6) David Delcloo Kingston Council (C6) Cathy Thomas Southwestern Ontario Council (C7) Ron Hewson Southwestern Ontario Council (C7) Bob Gallant Niagara Falls Council (C8) David Kinghorn Niagara Falls Council (C8) William Lindsay Ottawa Council (C9) Keith Goodhue Ottawa Council (C9) Mark Merriman Thunder Bay Council (C13) Larry Ezack Thunder Bay Council (C13) Jim Pudas Toronto Council (C14) Nancy Zajacz Toronto Council (C14) Ron Charles National Council Representatives Vice-President/National Director (Ontario) Ron Hewson National Director (Ontario) Les MacDonald National Director (Ontario) Robert Haggart National Director - Alternate (Ontario) Ron Charles Pension Committee Ron Hewson Pension Committee - Alternate Lou Lisi Health Care Committee Roger McDevitt Health Care Committee - Alternate Ron Hewson Federal Government Liaison Officer Michael Matthews Other Council Positions National Newsletter - Ontario c1opc.newsletter@cnpensioners.org Barb Leonard Government Liaison - Ontario Robert Haggart OPC Scholarship Chairperson Les McDonald

Here's what CNPA membership does for you. Still not a member? Then you can join here Why Membership Matters Membership consists of retired CN employees, surviving spouses and honorary members as well as retirees and their spouses from groups formerly connected with CN (i.e. VIA Rail and Marine Atlantic). Active employees can be admitted as social members without voice or vote. "Bridged" employees are also eligible for membership to the CN Pensioners' Association. Although we advocate on behalf of all CN Pensioners and surviving spouses as volunteers, operating expenses are a reality. If you are not already a contributing member, by becoming one for only $1.00 a month, you can help defray such expenses. Your $1 per month will entitle you to several membership benefits and as information, approximately $0.83 of your $1 per month is returned to your local council of choice for their use. It is easy to become a member – just go to our sign up form below or email us at membership@cnpensioners.org . For more information, click on one of the topics below What the CNPA Does For You What does your annual $12 fee get for you as a member? Pension representation, health care plan, benefits, newsletters, discounts, local meetings and events and so much more Members Obituary Listing With the passage of time comes the recent passing of those we knew... Joining the CNPA If you're not yet a CNPA member, you should be! Welcome aboard! Fill out and submit the application form and you'll become one of the more than 30000 members Members Reference Page Need contact info? Where do I look on Facebook? What other CNPA web sites exist? Look here! CNPA Members Discounts CNPA members can save on a number of services or items such as insurance, travel packages, car rentals, hotel stays, office equipment and even vehicles. And there is CN Pass for travel on VIA Rail for some members Frequently Asked Questions In case you were wondering...

Atlantic Region Council (A1) The Atlantic Region is comprised of 4 local councils in the provinces of New Brunswick and Nova Scotia. The Atlantic Region Council is the "umbrella" group that assists the various local councils. It consists of a President, Vice-President, Secretary-Treasurer and one Director from each of the local councils in the Maritime Provinces. All Executive position are elected on an annual basis. There are 3 Directors elected to the National Council to represent this geographical area. The Atlantic Region also has (1) Pension Committee Representative and (1) Health Care Representative. These representatives meet regularly in Montreal to ensure that all information regarding pensions and benefits are as good as we can expect. Note that there are local contact people in 3 areas were councils used to exist - Halifax, Truro and Prince Edward Island As well, there are 2 local councils in the province of Newfoundland & Labrador - A8: South West (Port aux Basque) and A9: St. John's Branch - who operate independently with 1 Director elected to the National Council for the province. Council Executive President Paul Eustace Vice-President John Stewart Secretary - Treasurer Bruce Peacock Past President John Bailey Regional Council Representatives Edmunston Council #3 (Mens) (A4) Jean-Marc Morneault Moncton Council #1 (A7) Walter Agnew Sydney Council #6 (A10) Donald McKenna Saint John Council #2 (A11) Jimmy Flynn Contact Person - PEI John Stewart Contact Person - Halifax Whitney Trenholm Contact Person - Truro Paul Eustace National Council Representatives Vice-President/National Director (Atlantic) Earl Garland National Director (Atlantic) Herve Leblanc National Director (Atlantic) John Bailey National Director - Alternate (Atlantic) Helen Bernard Pension Committee Wayne Greenland Pension Committee - Alternate Jo hn Bailey Health Care Committee Earl Garland Health Care Committee - Alternate Royce Girvan Other Council Positions National Newsletter - Atlantic Bruce Peacock Government Liaison - Atlantic John Bailey

Quebec Health Care Options Effective January 1, 2022, the Health Care Plan for CN Pensioners no longer offered health care coverage for Quebec pensioners under the age of 65. However, the Régie de l'assurance maladie du Québec (RAMQ) has advised that CN Quebec Pensioners under the age of 65 are eligible to join RAMQ's Public Prescription Drug Insurance Plan (RAMQ's Plan) as of January 1, 2022, which may provide significant premium savings to you. Why This Change In 2019, RAMQ reviewed the participation terms for the Health Care Plan for CN Pensioners and thereafter revised the eligibility requirements to join RAMQ's Plan. Understanding the potential for premium savings under RAMQ's Plan, the CNPA decided to cancel access to the Health Care Plan for CN Pensioners to allow unrestricted potential access to RAMQ's Plan. Of course, under provincial regulations, Quebec pensioners under age 65 cannot opt for RAMQ's Plan if they are eligible for another private group benefits plan that covers prescription drugs. About RAMQ's Plan and Rules In Quebec, all residents are required to have prescription drug coverage. Coverage is available through RAMQ's Plan or through private group benefits plans provided by an employer or association. If you have access to a private group benefits plan that covers prescription drugs, you must be covered by that plan. Your spouse and dependent children must also be covered by that plan if they are under 65. At age 65, all Quebecers are automatically registered for RAMQ's Plan, and you have the choice to be covered by that plan only, by a private group benefits plan that covers prescription drugs or a combination of both. RAMQ provides Comprehensive Drug Coverage - Lower Premiums - Premiums paid directly through income taxes Joining RAMQ is easy. Registration can be completed by: Telephone at 1-800-561-9749, or Online at http://www.ramq.gouv.qc.ca/en/citizens/prescription-drug-insurance What happens if I am over 65 when I retire or will be turning 65 The Health Care Plan for CN Pensioners has been maintained and is available for those who are over age 65 where different rules apply. Eligible CN Pensioners and their spouses will have the option to join the Health Care Plan for CN Pensioners (or stay in the RAMQ's Plan at that time or both). This would be a one-time choice you will have to make when you reach age 65, and you should receive communication from CN Pension & Benefits Administration (1-800-361-0739) in advance of your 65th birthday or with your retirement package after 65. To see the CNPA Health Care Plan coverage and Premium rates in advance, please see the information found elsewhere in the Health Care section. Optional Extended Health Care Coverage As RAMQ's Plan only covers prescription drugs that are listed on the RAMQ formulary, you may choose to buy an optional individual extended health care coverage available from various National or Quebec insurance providers to meet your additional needs. You may also click on these links to see examples of available optional coverage, but you may choose any insurance provider that meets your needs. Blue Cross Health -> Insurance for retirees and those planning retirement Mercer Retiree Solutions -> Plan Overview - Rate Sheet - and to apply click here

Rogers Preferred Program Rogers has partnered with the CNPA to offer all members - and their families - discounts on their mobility through the Rogers Preferred Program. Save up to 30$ per month on a Rogers Infinite plan today, and get our 5G Wireless Home Internet solution starting from 35$ per month. Visit www.planetemobile.biz and type in username " CNPA" and password " mobile" to start your order. You will be asked to provide a picture of your membership card in the final stages to take advantage of the program's exclusive pricing. Call 514-880-9948 or send an email to vcapsis@planetem.com for all inquiries. There are many variables that can determine which plans you can sign up for, depending on whether you are a new customer, an existing customer, requiring a new phone, using an existing phone and what coverage you want. That is why any inquiries should be made through vcapsis@planetem.com and Vangy can walk you through your available options. NOTE: While this is a Rogers based cell plan, it is not available through your local Rogers kiosk. It is a CNPA negotiated group rate by their group supplier Planet Mobile.

Québec Provincial Council (B1) Council Executive President Serge Labadie Tel: (514) 943-4618 Vice-President Michel Marin Tel: (450) 267-9970 Treasurer Rémi La Haye Tel: (514) 662-3283 Secretary François Garceau Tel: (418) 955-2469 Past President Arthur Murphy St. Hilaire Tel: (819) 820-2848 Director Denise Arcand Tel: 450 686-9964 Director Marc Tessier Tel: (450) 656-7888 Québec Newsletters June 2024 November 2023 June 2023 January 2023 July 2022 February 2022 December 2021 October 2021 National Council Representatives Vice-President/National Director (Québec) Arthur Murphy St. Hilaire Tel: (819) 820-2848 National Director (Québec) Paul Goupil Tel: (418) 559-5737 National Director (Québec) Rémi La Haye Tel: (514) 662-3283 National Director - Alternate (Québec) Marc Tessier Tel: (450) 656-7888 Pension Committee Denis Cousineau Tel: Pension Committee - Alternate Denise Arcand Tel: 450 686-9964 Health Care Committee Paul Goupil Tel: (418) 559-5737 Health Care Committee - Alternate Charlotte Leblanc Tel: (514) 697-0459 Québec Provincial Council Constitution & By-Laws Other Council Positions National Newsletter - Québec Rémi La Haye Government Liaison - Québec Daniel Boiteau Auditor Denis Godin Auditor Denise Arcand Quebec Provincial Council AGM (via Zoom) - June 2023 Regional executives and delegates attending the 2023 AGM Row 1: Yves G Bourdon, Ronald Lang, Roger Bouchard, Marc Tessier, Luc Cullen Row 2: William Théberge, Robert Beaudoin, Rémi La Haye, Mario Michaud, Paul Goupil Row 3: Daniel Leroux, André Bériault, Jean Bédard, Charlotte Leblanc, Roger Marchand Row 4: Léopold Provencher and Claude Chartrand, Denise Arcand, Arthur Murphy St Hilaire, Denis Godin, Denis C Cousineau Row 5: François Garceau

Need to Connect? Want to stay connected with the CNPA, service providers or other railway pensioner sites and groups? Here's a list of key contacts: Phone Numbers: CN Pension & Benefits Administration/Change of Address OR Banking Information - Have your PIN number ready and call 1-800-361-0739 , between 8 a.m. and 6 p.m., excluding statutory holidays. Call 1-514-673-7730 from all other countries outside Canada or the U.S. VIA Pensioner - Call 1-800-799-9934 (VIA Rail) and ask for Pension Administration Marine Atlantic Pensioner - Call 1-800-561-7660 (Marine Atlantic-North Sydney) and ask for Pension Administration CN/CP Pensioner - For CN/CP Pensions and Benefits, contact ALLSTREAM Canada Corp. at 1-800-276-7630 or by mail: ALLSTREAM Canada Corp. 16th Floor 200 Wellington Street West Toronto, ON M5V 3G2 Medavie Blue Cross (CNPA) - Plan Number 93115 Q uestions about Enrolling in the Plan, Changing Options, Cancellation of Coverage, Premium Rates, please call 1-866-660-7670. Questions about Payment of Claims, Definition of Benefits, Coverage Details, Obtaining Prior Approval For Certain Expenses and to Obtain Claim Forms, please call 1-888-873-9200. Websites: CN Pensioners' Web Portal - https://cnbenefits.hroffice.com Medavie (CNPA) Blue Cross - Plan Number 93115 - https://www.medaviebc.ca/en/members Go to the website to obtain general information about your plan and your current coverage, to view your claims and reimbursement history and to print generic claim forms. CN Pensioners of Manitoba – https://www.cnpensioners.ca CNPA Mountain Region - https://cnpamountainregion.wixsite.com/cnpa-mountain-region CN Pensioners Vancouver - https://cnpavancouver.wixsite.com/vancouvermembers CN Pensioners Fraser Valley - https://cnpafraservalley.wixsite.com/cnpafraservalley CN – https://www.cn.ca CN Railroaders In The Community - https://cn.benevity.org/user/login CN Employees' & Pensioners' Community Fund - https://www.communityfundcn.ca/en/index.snc Facebook: CNPA – National Page English – https://www.facebook.com/cn.pensioners.92 CNPA – National Page French – https://www.facebook.com/cnpa.french.3/ CNPA of Manitoba – https://www.facebook.com/cnpensionersmanitoba ARCN - Conseil rive-sud, Laurentides et Lanaudière - https://fr-ca.facebook.com/people/Association-des-retrait%C3%A9s-du-CN-conseil-rive-sud-Laurentides-et-Lanaudi%C3%A8re/100064283125674/ CNPA - Ottawa Council - https://www.facebook.com/CN-Pensioners'-Association-Ottawa-Council-100089162535507 CNPA – Barrie Council – https://www.facebook.com/CN-Pensioners-Association-Barrie-Council-158904744776643 CNPA – Hamilton Council – https://www.facebook.com/cnpahamilton CNPA - Vancouver – https://www.facebook.com/cnpavancouver CN Rail Keeping Track (private group; one must request to join) – https://www.facebook.com/groups/293646437451534 CN Rail (public group; one must request to join) – https://www.facebook.com/groups/2263097820 CN – https://www.facebook.com/CNrail

Hotel Savings The CNPA, in conjunction with CN, have secured discounted rates at a variety of hotels and locations worldwide to help you save when you travel. Discounts up to 20 % are available at participating hotels but note that not all brands within an offering may honour the discount codes. And as usual, the CNPA advises that it still pays to shop around as it may be possible to find lower rates elsewhere. Best Western With hotels across 19 brands (including Best Western, Glo and SureStay) in 100+ countries and territories. Best Western® is pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 01344410. You receive a 19% discount when booking directly with the hotel at: http://www.bestwestern.com Choice Hotels More than 7000 hotels over 22 brands including Comfort Inn, Econolodge, Quality Inn and Radisson Choice Hotels are pleased to offer a preferred rate to CNPA members at participating hotels. You will save 15%, and possibly more, when booking directly with Choice Hotels at: www.choicehotels.com/?clientid=00064447 As well, new members enrolling in the Choice Privileges program will receive 1,000 bonus points. Enrol here ! World of Hyatt With more than 1250 locations across 28 brands including Grand Hyatt and Hyatt Regency Hyatt Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 90441 . You receive a 15 % discount when booking directly with the hotel at: https://www.hyatt.com/en-US/home IHG Hotels More than 6000 hotels over 19 brands including Holiday Inn, Holiday Inn Express and Crowne Plaza IHG Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 000279633. You receive a 14% or 17.5% discount when booking directly with the hotel at: http://www.ihg.com/ Wyndham Hotels More than 9000 hotels over 24 brands (including Days Inn, Super 8, Ramada and Microtel) and 95 countries. Wyndham Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 1000006067 . You receive a 18% discount when booking directly with the hotel at: https://www.wyndhamhotels.com/en-ca?corporate_id=1000006067

Canadian National (CN Rail) Pensioners Association. Representing the needs of all retired CN employees, with the objective of protecting their interests, financial and otherwise, regarding their pension and benefits and supporting/enhancing their social interests and activities. What's New Introducing CN Railroaders for Change National Scholarships Councils Membership Pension Newsletters Healthcare CN Community Quick Links Death of a Pensioner Member DIscounts Pension Portal Change of Address/Bank Info Welcome to the CN Pensioners Association The purpose of the CN Pensioners’ Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. Our Mission To be an association of honesty and integrity whose goal is to be second to none in protecting the interests of all CN pensioners financially, socially and emotionally. An association which can be called on at any moment of need. Our Vision To grow this association with integrity, for the people and by the people with a team of volunteers whose ultimate goal is to do their best in an effort to achieve a better standard of living for our fellow pensioners and surviving spouses This website is intended to provide service and support to our CN Pensioner population. If you have been retired for a while, you may already be familiar with this site. If you are just newly retired, we want to extend congratulations and a warm welcome to you. Or perhaps you are in the process of preparing for retirement from CN and want to check us out. Whatever your reason for visiting our website, Welcome! your retirement follows years of dedicated service, hard work and family sacrifices. Now, it is time to transition and enjoy a well-deserved rest, time with family and friends and enjoy many years of health and well-being. More About Us

belairdirect Insurance Scholarship Program April 30 to June 30, 2026 Our partner belairdirect Insurance is once again proud to offer 50 scholarship opportunities - valued at $1000 each - to eligible applicants starting post-secondary education in the fall of 2026. At belairdirect, they understand the challenges faced by students during their pursuit of higher education, and are proud to offer these scholarships to help them achieve their dreams. The scholarships are offered to belairdirect's valued partner network, of which the CNPA is a member. To apply, "CNPA applicants" must be: a resident of a province or territory of Canada; completing high school in 2026 have a minimum cumulative average of 80% over the last three terms of available marks enrolled in an undergraduate program on a full-time basis for the 2026-2027 academic year at a recognized publicly funded Canadian post-secondary institution or CEGEP (if living in the province of Quebec) a child or grandchild of a contributing member of the CNPA - the member does NOT have to hold a policy with belairdirect in order for their child/grandchild to apply Application Deadline: June 30, 2026 To learn more about this exciting program, visit https://www.belairdirect.com/en/scholarship.html , or if you require further information, please call Universities Canada toll free 1 844 567.1237 or email scholarshipfund@belairdirect.com .