Blue Cross Documents 2026 Health Care Plan The 2026 Blue Cross Manual for the Health Care Plan for CN Pensioners 2026 Premium Rates The 2026 Premium Rates for the Health Care Plan for CN Pensioners, by province Claim Forms You will find printable and fillable PDF versions of the health care forms

CN Pension Benefits Portal The CN Pensions & Benefits Portal is for your convenience as it gives you the ability to view / print your pension documents and tax statements, change your address or change your banking information online. You must register before logging in for the first time. Your CN PIN will be your Login ID. While this is a quick and easy way to access your documents, you can always contact CN Pensions & Benefits through their toll free number at 1-800-361-0739 with your question or change request To Register Access the portal at cnbenefits.hroffice.com and click in the 'Register' link, which is shown above the red arrow. You will be presented with the following: Enter your last name Enter your date of birth. Be sure to enter it in the YYYYMMDD format. For example, if your birthdate is January 1, 1955 you would enter 19550101. Next enter your postal code or zip code in the format shown. For example, if your postal code is A9A 9A9 you would enter A9A9A9. Before clicking continue, you must check off the box (to the right) that says “I’m not a robot”. Then click continue and follow the instructions on the next screen. Create a brand new and unique but difficult password. You will also be asked to create 3 security questions and answers. Please ensure you record these and keep them in a safe place for future verification should you forget your password. Once you have completed the registration process, in order to log in, you would use your CN PIN as your login id and the password that you just created. Don't forget to logout when you are finished!

Rogers Preferred Program Rogers has partnered with the CNPA to offer all members - and their families - discounts on their mobility through the Rogers Preferred Program. Save up to 30$ per month on a Rogers Infinite plan today, and get our 5G Wireless Home Internet solution starting from 35$ per month. Visit www.planetemobile.biz and type in username " CNPA" and password " mobile" to start your order. You will be asked to provide a picture of your membership card in the final stages to take advantage of the program's exclusive pricing. Call 514-880-9948 or send an email to vcapsis@planetem.com for all inquiries. There are many variables that can determine which plans you can sign up for, depending on whether you are a new customer, an existing customer, requiring a new phone, using an existing phone and what coverage you want. That is why any inquiries should be made through vcapsis@planetem.com and Vangy can walk you through your available options. NOTE: While this is a Rogers based cell plan, it is not available through your local Rogers kiosk. It is a CNPA negotiated group rate by their group supplier Planet Mobile.

Hotel Savings The CNPA, in conjunction with CN, have secured discounted rates at a variety of hotels and locations worldwide to help you save when you travel. Discounts up to 20 % are available at participating hotels but note that not all brands within an offering may honour the discount codes. And as usual, the CNPA advises that it still pays to shop around as it may be possible to find lower rates elsewhere. Best Western With hotels across 19 brands (including Best Western, Glo and SureStay) in 100+ countries and territories. Best Western® is pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 01344410. You receive a 19% discount when booking directly with the hotel at: http://www.bestwestern.com Choice Hotels More than 7000 hotels over 22 brands including Comfort Inn, Econolodge, Quality Inn and Radisson Choice Hotels are pleased to offer a preferred rate to CNPA members at participating hotels. You will save 15%, and possibly more, when booking directly with Choice Hotels at: www.choicehotels.com/?clientid=00064447 As well, new members enrolling in the Choice Privileges program will receive 1,000 bonus points. Enrol here ! World of Hyatt With more than 1250 locations across 28 brands including Grand Hyatt and Hyatt Regency Hyatt Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 90441 . You receive a 15 % discount when booking directly with the hotel at: https://www.hyatt.com/en-US/home IHG Hotels More than 6000 hotels over 19 brands including Holiday Inn, Holiday Inn Express and Crowne Plaza IHG Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 000279633. You receive a 14% or 17.5% discount when booking directly with the hotel at: http://www.ihg.com/ Wyndham Hotels More than 9000 hotels over 24 brands (including Days Inn, Super 8, Ramada and Microtel) and 95 countries. Wyndham Hotels are pleased to offer a special rate to CNPA members at participating hotels. The corporate discount code for CN/CNPA is 1000006067 . You receive a 18% discount when booking directly with the hotel at: https://www.wyndhamhotels.com/en-ca?corporate_id=1000006067

CNPA Quebec Luc Grenier Trade Bursary Purpose To assist financially in the educational pursuit and career development of the families of CNPA contributing members residing in the Province of Québec. Objective One $1,500 trade bursary to be awarded to students registered in a Québec recognized School to have a trade, commencing with the fall 2025 school year. Eligibility Children, Grandchildren, Great Grandchildren (includes legally adopted and step children) of supporting members of the CN Pensioners’ Association who are in good standing for at least one year prior to date of bursary application and residing in the Province of Québec at the time of the application.* * Definition of supporting members as per Article IV Membership Item 4.02(e) of the Constitution and Bylaws of the National Council of CN Pensioners Association Inc. 2025 Key Dates Program Opens - April 15, 2025 Application Deadline - August 13, 2025 Winner Contacted - By the end of the first week of September 2025 The 2025 Luc Grenier Trade Bursary, sponsored by the Quebec Council of the CN Pensioners, will be open online to Applicants effective April 15, 2025. Applications will once again be accepted by email only and must include all scanned or electronic supporting documentation as one complete PDF file. The application package must be received no later than August 13, 2025. Please read all the instructions, terms and conditions and submission requirements carefully before emailing your submissions, as incomplete submissions will be rejected. Please ensure you use the current application form below as the form has changed from previous years. Winners of the annual program are announced in the annual Winter edition of the National Newsletter. Bursary Winners NOTE: This bursary is subject to approval on a yearly basis at the Annual General Meeting of the Executives of the Québec Region. Bursary Documents Application Terms & Conditions / Completion Instructions

Save with Specsavers Specsavers is an optometrist owned and led business that provides Canadians access to comprehensive eye exams with over 140 locations across the country. Specsavers is proud to partner with the CNPA to provide affordable, accessible eyecare and eyewear to its members. All our locations provide a great range of offers, glasses, and contact lenses, as well as online booking and direct billing. What Specsavers Offers: Comprehensive eye exams from $99 including OCT scan - at no additional cost. This 3D eye scan helps optometrists to spot any abnormalities and identify eye diseases, such as age‑related macular degeneration, glaucoma, and diabetic eye disease, in their earliest stages. If you’re 65 or over, you can get your comprehensive eye exam at no cost to you!* 2-year quality guarantee and 100 day no worries, no fuss guarantee. Direct billing to benefit plans Convenient online booking Open on weekends and evenings As a CNPA Member, you also qualify for 60%** off lens upgrades in addition to in-store offers such as our 2 pairs of glasses for $149! Simply visit one of their locations in Ontario, Manitoba, Alberta or British Columbia and present proof of CNPA membership to receive 60% off lens upgrades. Exclusive Offer Details: Promo Code: 202401 ** Offer Terms & Conditions: Discount only available for CNPA members on presentation of proof of membership card in store. Cannot be used for family and friend purchases. Offer can be used in conjunction with our two pairs from $149 offer. Offer cannot be used in conjunction with any other vouchers or offers including when you purchase a single pair of glasses from our $149 range and above, as a lens upgrade is already included in this bundle. Excludes safety eyewear. Discount is applied before taxes. No cash surrender value. Cannot be applied to past transactions. Other conditions and exclusions apply. Offer details are subject to change. Specsavers website link – To learn more about Specsavers and book an eye exam visit: https://www.specsavers.ca/stores?utm_source=cnpa-website&utm_medium=partnerships&utm_campaign=60-off * Costs of eye exams provided by independent optometrists are covered by provincial health care for eligible seniors.

CN Railroaders in the Community Thanks for 2025 Efforts & Changes for 2026 Hello Railroaders, Thank you once again for those who participated in the Railroaders in the Community program. Many of you have shown your commitment and generosity by volunteering your time and skills to non-profit organizations which matter to you. Here are some of the amazing results that our retirees have accomplished through the program in 2025. A total of 468 volunteers submitted hours into the program Those 468 volunteers raised more than $1M for their favourite charities - a total of $1,012,427 The $1M+ total for 2025 was an incredible 83% higher than what the program raised just 3 years ago. Thanks in part to you, the Railroaders in the Community program was once again successful in 2025. To maintain the program’s sustainability while continuing to recognize and reward your contributions, the following adjustments will be made to the program starting in 2026 : The maximum volunteer reward hours per eligible participant will be 100 hours per year . CN will now cover the 2.9% Benevity service charge, ensuring that your chosen organizations receive the full amount earned through your volunteer hours Incentive bonuses now awarded based upon winners of a draw from the pool of all CNPA volunteers The reward rate remains at $15 per hour volunteered If you have any questions, please contact RailroadersintheCommunity@cn.ca . CN is proud of the hundreds of employees, their families, and retirees who give generously of their time to local causes through our CN Railroaders in the Community (RRITC) program . These volunteers are part of the social fabric of the many cities, towns and villages across our entire North American network, helping to make their communities better places to live and work. CN supports their efforts by providing charitable donations to the organizations where CN railroaders volunteer. Each hour of volunteer work earns a $15 reward, up to a maximum of 100 hours or $1500 per retiree per year (including volunteer hours completed by their spouse/surviving spouse). There is no limit to the number of organizations a CN retiree and the spouses/surviving spouses of CN retirees can volunteer with. We are also happy to confirm that if you have already started volunteering in your community this year, any volunteer hours accumulated since January 1 for a recognized charity will qualify for a reward in the same calendar year. Please note that reward funds are always disbursed at the end of the month following approval. For example, if your hours were approved on March 6, the funds will be disbursed on April 30. If your organization is set up to receive cheques, please allow 3 to 4 weeks for delivery. If they are set up for EFT (Electronic Funds Transfer), the funds will arrive immediately once disbursed. The funds are not issued directly by CN but by the Benevity Online Giving Foundation. Thanks to CN's digital platform SPARK , you can easily track your volunteer hours and see when the donation to your charity was made. Rewards are transferred electronically to the eligible organizations on a monthly basis. Check out the exciting new features of the Railroaders in the Community program at SPARK SPARK User Guide CN Railroaders in the Community FAQ To login for the first time: Username: your CN PIN number. Password: the first three letters of your last name + your CN PIN+ ! Example: The password for Jane Smith (PIN 168750) would be: smi168750! Once logged in for the first time, you must change your email address to a personal email and you will be asked to change your password. If you previously accessed the site while as a CN employee, you will need to change your email. Surviving spouses of retirees should contact railroadersinthecommunity@cn.ca for assistance with the login. NOTE: For those retirees who have tried to log in for the first time and have followed the new log in procedure, but are still experiencing difficulties accessing the new platform, please email railroadersinthecommunity@cn.ca . Please be sure to include your full name as it appears on your CN Pension Statement as well as your CN PIN number. If it is just a password issue, they can assist you by creating a new password for you. However, if it turns out to be a technical issue, they will be unable to assist you until the issue has been resolved between CN and Benevity. Until then, CN advises those retirees to keep track of their volunteer hours so that they can be entered into the system once CN notifies your access to the system has been fixed. How does the incentive bonus for CNPA members work? If you volunteered with a registered not-for-profit organization between January 1 and December 31, 2026, and you log your hours in the RRITC portal by 5:00pm EST on December 31, you’ll automatically be entered into a special raffle draw. Ten CNPA members (2 per region) will each win a $2,000 charitable gift for the organization where they volunteered — a fantastic way to support the causes you care about! Draw Date: January 2027. Winners will be contacted directly and announced on the CNPA website. 2026 RRITC Incentive Draw Winners (Region, Name, Location) Atlantic Gloria J. Churchill King St. John's, NL Atlantic Herve Leblanc Dieppe, NB Quebec Claude Cote Saint-Jean-sur-Richelieu, QC Quebec Richard Laprise Senneterre, QC Ontario David Ogden Plainfield, ON Ontario Crystal Garbutt Welland, ON Prairies Linda Wachal Winnipeg, MB Prairies Ernie Gazdewich Canora, SK Mountain David Ball Edmonton, AB Mountain Axel Peterson Smithers, BC

CNPA National Scholarship Program The CNPA SCHOLARSHIP PROGRAM is sponsored by the National Council of CN Pensioners (CNPA). Its purpose is to financially assist the educational pursuit and career development of families of the CN Pensioners Association Contributing Members. Subject to annual CNPA approval, the Program provides 25 - $1500 one-year scholarships for each fall school year. The scholarships are distributed and available as follows: five $1,500 scholarships in each of the 5 Canadian regions (Atlantic, Quebec, Ontario, Prairie, and Mountain). Eligibility Applications are accepted from children, grandchildren, great grandchildren (includes legally adopted and stepchildren and step grandchildren) of CNPA Contributing Members. Applicants must have a minimum 80% grade average over the most recent 2 full academic school years in order to be considered. Applicants are assessed based on a combination of their marks and several other important weighted factors. These may include: community involvement, personal and academic achievements, extracurricular activities, career objectives and other relative information provided by the applicant. The resume and a detailed covering letter can provide a significant amount of this very valuable information used in the evaluation process. Included below are the complete terms and conditions, as well information on the required documentation. We encourage you to thoroughly read this entire document prior to proceeding. 2026 Key Dates Program Opens - April 15, 2026 Application Deadline - August 13, 2026 Winners Contacted - By the end of the first week of September 2026 The 2026 Scholarship Program will be open online to applicants effective April 15, 2026. Applications will once again be accepted by email only and must include all scanned or electronic supporting documentation as one complete PDF file. The application package must be received no later than August 13, 2026. Note: Please do not activate password protection or restrict access to your documents only to the mail box to which you are sending them, (scholarships@cnpensioners.org ). Your documents have to be shared within the selection committee processes however all submitted documents will be deleted following the selection processes for privacy protection. Please read all the instructions, terms and conditions and submission requirements carefully before emailing your submissions, as incomplete submissions will be rejected. Please ensure you use the current application form below as the form has changed from previous years. Scholarship Winners Scholarship Program Documents Application Terms & Conditions / Completion Instructions

Members Programs & Benefits So what sorts of programs & benefits does the CNPA manage or provide to you? Health Care - On your behalf, and with the assistance of key partners, we manage one of the better retirement health care plans in Canada. Available to contributing CNPA members, the CNPA Health Care Plan for CN Pensioners from Blue Cross (#93115) provides you and your spouse coverage for some of those extra costs you might incur that are not covered by your province. Support for the plan comes from the CNPA Health Care Committee , a dedicated group of volunteer pensioners who help make sure we have a plan that fits our needs at a reasonable price. Pensions - The CNPA acts as an equal partner on the CN Pension Committee which approves your pension increases. Our Pension Committee makes sure that our voices are heard. Scholarships & Bursaries - Contributing member's children, grandchildren and even great-grandchildren get access to our annual CNPA Scholarship Program which offers 25 scholarships across the 5 Canadian regions. In addition, the Quebec, Ontario and Manitoba councils also offer trade bursaries for the families of those members residing in these regions National Newsletter - The newsletter is issued three times per year with relevant and interesting information. Some regional and local councils also offer regular newsletters to provide update and information closer to home. CNPA Government Liaison Officer & Committee - This role who advocates with various federal agencies on behalf of the National Council and pensioner membership on matters that may impact the objectives of our organization as well as the quality of life of our pensioners. The committee members have a similar mandate with focus on their particular region. CNPA National Website - cnpensioners.org is managed by CNPA volunteers to provide you with an online resource for relevant and important information, keeping you up to date on what is happening across the country or to provide you with the latest information on your pension, health care offerings to the membership, CNPA news, members discounts, etc. Some regional and local councils have their own websites to keep their members up to date on specific topics in their area. CNPA Facebook Pages - Offered in both English and French , these pages provide another convenient method of keeping you informed on relevant information. As well, some regional and local councils offer their own Facebook pages Member Discounts - CNPA members can benefit from discounts on car rentals, hotel stays, car, home or travel insurance and more from a variety of vendors. In addition, those who subscribe to the CNPA Health Plan are also eligible for additional savings through Blue Cross CN Communications - Only contributing CNPA members will annually receive the CN Calendar and the "CN in the Community" brochure. Meetings & Events - CNPA m embers are invited to attend various events coordinated by the local councils across the country. Most hold regular meetings where guest speakers are invited to speak on current or special issues affecting seniors. Some hold BBQ's or picnics, others sporting events, dinners, or group travel adventures. By being a member, you can attend what you want, when you want. Our national newsletter and local communications with members keeps you up to date on what is happening, like family days, special events, or changes to legislations, policies or programs.

Terry Fox Run - September 20, 2026 On April 12, 1980, Terry Fox dipped his prosthetic leg into the Atlantic Ocean and began one of the most inspiring journeys in Canadian history, the Marathon of Hope. With a vision of ending the suffering caused by cancer, he set off from St. John’s, Newfoundland, determined to run a marathon (42 km) every day across Canada. For 143 consecutive days, he pushed forward through pain, fatigue, and every obstacle imaginable before cancer forced him to stop in Thunder Bay, Ontario, on September 1, 1980. 46 years later, Terry’s vision lives on The Terry Fox Foundation honours his legacy by organizing Terry Fox Runs in over 10,000 communities across Canada to support life-changing cancer research. As CN railroaders, our connection to the Terry Fox story runs deep. Terry’s father dedicated 36 years to CN, beginning his career as a railroader, making this cause one that truly hits close to home. Year after year, Team CN shows up with pride and purpose. In 2025, more than 327 CN railroaders, pensioners and their families participated in the Terry Fox Run in Montreal, Toronto, Barrie, Winnipeg, Edmonton, Kamloops and Prince George. This year let’s honour that legacy by showing up in even greater numbers. Join Team CN for the 2026 Terry Fox Run on Sunday September 20 Équipe CN Team- Montreal - https://run.terryfox.ca/team/equipecnteammontreal Team CN –Toronto - https://run.terryfox.ca/team/teamcn-toronto Team CN –Barrie - https://run.terryfox.ca/team/teamcn-barrie Team CN –Winnipeg - https://run.terryfox.ca/team/teamcn-winnipeg Team CN –Calgary - https://run.terryfox.ca/team/teamcn-calgary Team CN –Edmonton - https://run.terryfox.ca/team/teamcn-edmonton Team CN –Vancouver - https://run.terryfox.ca/team/teamcn-vancouver Team CN –Kamloops - https://run.terryfox.ca/team/teamcn-kamloops Team CN –Prince George - https://run.terryfox.ca/team/teamcn-princegeorge

Here's what CNPA membership does for you. Still not a member? Then you can join here Why Membership Matters Membership consists of retired CN employees, surviving spouses and honorary members as well as retirees and their spouses from groups formerly connected with CN (i.e. VIA Rail and Marine Atlantic). Active employees can be admitted as social members without voice or vote. "Bridged" employees are also eligible for membership to the CN Pensioners' Association. Although we advocate on behalf of all CN Pensioners and surviving spouses as volunteers, operating expenses are a reality. If you are not already a contributing member, by becoming one for only $1.00 a month, you can help defray such expenses. Your $1 per month will entitle you to several membership benefits and as information, approximately $0.83 of your $1 per month is returned to your local council of choice for their use. It is easy to become a member – just go to our sign up form below or email us at membership@cnpensioners.org . For more information, click on one of the topics below What the CNPA Does For You What does your annual $12 fee get for you as a member? Pension representation, health care plan, benefits, newsletters, discounts, local meetings and events and so much more Members Obituary Listing With the passage of time comes the recent passing of those we knew... Joining the CNPA If you're not yet a CNPA member, you should be! Welcome aboard! Fill out and submit the application form and you'll become one of the more than 30000 members Members Reference Page Need contact info? Where do I look on Facebook? What other CNPA web sites exist? Look here! CNPA Members Discounts CNPA members can save on a number of services or items such as insurance, travel packages, car rentals, hotel stays, office equipment and even vehicles. And there is CN Pass for travel on VIA Rail for some members Frequently Asked Questions In case you were wondering...

2026-2027 details coming fall 2026 CN & Hockey Helps the Homeless Thank you to those CN Pensioners who supported Hockey Helps the Homeless during the 2024–2025 season. Your time and energy helped raise $7.8 million for local shelters and housing programs across Canada. Team CN showed up in full force: 162 players and 46 volunteers across 8 cities stepped onto the ice alongside former pro players, all united by one goal: to help shutout homelessness. We’re excited to be back for the 2026–2027 tournaments ! Stay tuned for more information coming soon! About Hockey Helps the Homeless and CN Starting in 2024, CN signed on as the Premier National Partner with the Hockey Helps the Homeless (HHTH) program (details here ). The program consists of organizing and holding hockey tournaments in locations across Canada and where available, they include NHL, AHL, etc. alumni, local teams and where there is sufficient interest, a CN team (active employees). Since 1996, Hockey Helps the Homeless Canada, a not-for-profit hockey charity with over 25,000 donors, 3,500 players, and 1,000 volunteers, has granted over $28 million to face-off against homelessness. Everyone from community participants to NHL players and Olympians participate annually and "play with purpose to combat homelessness." 100% of net proceeds stay local in the city the tournament is in. HHTH partners with over 60 local homeless support agencies across Canada. For more information about Hockey Helps the Homeless events, please visit www.hockeyhelpsthehomeless.com . CN and HHTH are looking for volunteers to help make these events a success. Each event needs a group of volunteers to perform various duties during the tournament. CN and HHTH are hoping that some of our CNPA members will step forward act as volunteers at each of these locations. HHTH has advised that in terms of volunteer opportunities** for pensioners 60+ in age, there are various flexible roles including: Player Greeting Registration Player Gift/Incentives Breakfast/Lunch Time Keeping Selling Raffle Tickets ** Please note that most volunteer positions have early morning start times. NOTE: Any member/spouse volunteering for this event will qualify for our Railroaders in the Community program and can log their hours for the event and CN will contribute to HHTH. The details for the scheduled tournaments are listed below (locations where there is likely to be a "CN team" involved are indicated in the table). If you wish to become a HHTH volunteer, please go to the HHTH Volunteer Cup page at: https://hhth.akaraisin.com/ui/VolunteerCup Date Location / Lieu CN Team Expected/Équipe CN attendue Event Website / Site de l'événement 05/22/2026 Saskatoon https://hhth.akaraisin.com/ui/Sask2025 05/28/2026 Okanagan https://hhth.akaraisin.com/ui/OKG26 10/01/2026 2026-27 Coming Soon/À venir