Nanaimo Council (E6) Council Executive President Mike Englehart Vice-President Donalda Lapointe Secretary-Treasurer Loretta Bauer Membership Chair Donalda Lapointe Member At Large Charlie Kritsch Member At Large Bruce Sproston

Ottawa Council (C9) Ottawa Council Facebook Page Council Email: retiredrremployees@gmail.com Council Executive President Ken DeJean 1st Vice-President Mel Creighton Secretary Lawrence Mask Treasurer Serge Poulin OPC Delegate (1) Serge Poulin OPC Delegate (2) Ken DeJean Alt OPC Delegate Wally Goldberg Alt OPC Delegate Lawrence Mask Membership Chair Lawrence Mask Council Meetings When: Fourth Monday of the month from September to May, excluding December Where: Canterbury Community Centre, 2185 Arch St, Ottawa, Ontario.

belairdirect - Home, Auto, Travel insurance A World of Coverage and Convenience Awaits Experience the peace of mind that comes with comprehensive coverage and exclusive savings through belairdirect. Whether at home, on the road, or traveling abroad, belairdirect ensures you and your loved ones are well-protected. With all your insurance in one place, being covered has never been simpler. Simplify your insurance with an exclusive offer from belairdirect for CN Pensioners Reliable Car and Home Insurance Say hello to exclusive savings on car and home insurance. You need great coverage that can keep up with your schedule. Luckily, our official partner, belairdirect, has got you covered. We’ve teamed up with them to score special savings on insurance that’s tailored just for you, as a valued member of the CNPA. You’ll also enjoy exclusive access to enhanced home coverage with their Affinity Plus endorsement, and the option for great car insurance add-ons. Plus, you'll benefit from a suite of helpful digital tools that make managing your insurance and claims a breeze! It’s more than just a policy. When you get insurance through belairdirect, you’re also supporting the CNPA! Visit belairdirect.com/savings or call 1 833 887.4626 and mention our group name - CN Pensioners Association. Hassle-Free Travel Insurance Travel insurance made oh so simple. CNPA members can embark on unlimited adventures with annual travel insurance. With our exclusive group rates, often for less than single-trip coverage*, you could receive annual coverage for emergencies, trip disruptions, lost baggage, and more - all in one package. There's no age or health restrictions**, and you can choose from convenient monthly or annual payment options. Get your travel insurance price by visiting belairdirect.com/travel-groups or call 1 833 583.3643 and mention our group name - CN Pensioners Association. Eligibility requirements, limitations and exclusions may apply and/or may vary by province or territory. The information provided in this summary is for informational purposes only and should not be considered legal or insurance advice. Policy wordings prevail. © 2025 Belair Insurance Company Inc. All rights reserved. Travel insurance products are underwritten by Belair Insurance Company Inc. and services are provided by belairdirect Agency Inc. * Based on a comparison of 17-day Plan and 35-day Base Plan against single trip plans with similar benefits. ** This insurance may not cover claims related to medical conditions that are not stable, whether disclosed or not at time of policy purchase.

The CN Pensioners Association provides to members numerous offers related to your personal health, in partnership with Medavie Blue Cross. Health Care / Blue Cross Your health and well being is important to us. Whether you participate in the Health Care Plan for CN Pensioners (Blue Cross) or not, you may find information on this site useful in your personal life. Claims You have options to submit your claims quickly and easily - Online through eClaims, on a mobile app or by mail or in person. Workplace Injury The CN Pensioners Association is pleased to provide post-retirement guidance on illness, injuries or hearing loss which may be related to your career at CN. Manual, Rates & Forms The latest Blue Cross manuals and premium rates by province, as well as printable claim forms are available here Health Care Committee The team working for CN pensioners to secure the best services and options in the Health Care area Blue Cross Benefits The Blue Advantage program from Blue Cross offers a wide variety of product and services discounts that you may be eligible for as an enrolled Blue Cross member. Services for Seniors The federal and provincial governments provide a wide variety of services for seniors. Find out more here. Health Plan for Defined Contribution Retirees We have a Health Care Plan available for those who are classed as 'defined contribution' retirees Other Topics Blue Cross Travel Medical Insurance Quebec Health Care Options Mail Order Pharmacy Blue Cross - Making Contact If you have signed up for the CNPA Medavie Blue Cross Plan, and you have questions on coverage, administration of the plan, etc., here are the numbers to call: For questions about Enrolling, Changing Options, Cancellation of Coverage, Premium Rates, please call 1-866-660-7670. For questions about Payment of Claims, Definition of Benefits, Coverage Details, Obtaining Prior Approval For Certain Expenses, and to Obtain Claim Forms, please call 1-888-873-9200. You may also go to the Medavie Blue Cross Group Benefit website https://www.medaviebc.ca to obtain general information about your Plan and your current coverage, to view your claims and reimbursement history and to print generic claim forms. Need an income tax receipt, need to know if an item is covered under your plan or to take a look at the detailed history of your claims? You can now have that information and much more when you go online at https://www.medaviebc.ca in the 'For Plan Members' section. Follow the simple instructions on screen and in minutes you'll be online, in a secure environment, where you can consult important information about your Medavie Blue Cross Benefit Plan.

CNPA Pension Committee National Co-chair / Prairie Representative Bruce Anderson Atlantic Representative Wayne Greenland Quebec Representative Denis Cousineau Ontario Representative Ron Hewson Mountain Representative Blake Olson Union Appointed Representative Guy Scarrow Atlantic Alternate John Bailey Quebec Alternate Denise Arcand Ontario Alternate Lou Lisi Prairie Alternate Joanne Gaborieau Mountain Alternate Mike Englehart Union Appointed - Alternate Ron Shore Annual Directors Meeting Pension Report 2025 Pension Committee Update Reports June 2026

Update for VIA Pass Holders For information about the VIA Pass and/or to replace your card, please call the CN Pension & Benefits Administration at 1-800-361-0739. Visit the VIA Rail site to book a trip. Identified Issue: Some passes no longer work within the new VIA reservation system Some old passes have initials instead of full first names VIA reservation system no longer accepts initials (November 2023) Guidance: For VIA pass holders who intend to travel , check their VIA pass and do the following: If the pass contains both the full first and last name of the pass holder, no action is necessary, and travel can be booked using VIA’s online system; If the pass contains only initials, contact CN Pension & Benefits Administration (1-800-361-0739) at least 4 weeks prior to travel to have a new pass issued. For those who do not intend to travel or if their current pass has the full spelling of their first and last name , no action is required. It is the member’s responsibility to create an online profile with VIA, and members should contact VIA customer service for any online issues at 1-888-VIA-RAIL (1-888-842-7245) Spring 2025 Update VIA modified the points program in the spring of 2025 - a decision made by VIA that CN did not have the ability to influence. Per VIA: Modification of the rules related to the accumulation of VIA Préférence points for reservations made with a VIA Rail pass by a CN or CP retiree/their spouse or dependents VIA Rail has standardized the rules related to points accumulation and tier qualification for all bookings made with a VIA Rail pass, so that they are aligned with the program’s general terms and conditions. This change was made as of April 3, 2025, and points accumulation and tier qualification rules for CN and CP retirees rail passes are as follows: Members who travel with a pass will earn points only when they pay a surcharge. The amount of the surcharge will be used to calculate the number of points to be credited. The amount paid for a surcharge during a given qualification period will be used to determine the member’s tier level. Impacted passes (Pass codes - Passholders): GB - CN active employees, their spouse and dependents GT - Grand Trunk employee, their spouse and dependents HB - CN retirees at the time of issuance, their spouse and dependents MB - CP retiree, spouse & dependents

Atlantic Region Council (A1) The Atlantic Region is comprised of 4 local councils in the provinces of New Brunswick and Nova Scotia. The Atlantic Region Council is the "umbrella" group that assists the various local councils. It consists of a President, Vice-President, Secretary-Treasurer and one Director from each of the local councils in the Maritime Provinces. All Executive position are elected on an annual basis. There are 3 Directors elected to the National Council to represent this geographical area. The Atlantic Region also has (1) Pension Committee Representative and (1) Health Care Representative. These representatives meet regularly in Montreal to ensure that all information regarding pensions and benefits are as good as we can expect. Note that there are local contact people in 3 areas were councils used to exist - Halifax, Truro and Prince Edward Island As well, there are 2 local councils in the province of Newfoundland & Labrador - A8: South West (Port aux Basque) and A9: St. John's Branch - who operate independently with 1 Director elected to the National Council for the province. Council Executive President Paul Eustace Vice-President John Stewart Secretary - Treasurer Bruce Peacock Past President John Bailey Regional Council Representatives Edmunston Council #3 (Mens) (A4) Jean-Marc Morneault Moncton Council #1 (A7) Walter Agnew Sydney Council #6 (A10) Donald McKenna Saint John Council #2 (A11) Jimmy Flynn Contact Person - PEI John Stewart Contact Person - Halifax Whitney Trenholm Contact Person - Truro Paul Eustace National Council Representatives Vice-President/National Director (Atlantic) Earl Garland National Director (Atlantic) Herve Leblanc National Director (Atlantic) John Bailey National Director - Alternate (Atlantic) Helen Bernard Pension Committee Wayne Greenland Pension Committee - Alternate Jo hn Bailey Health Care Committee Earl Garland Health Care Committee - Alternate Royce Girvan Other Council Positions National Newsletter - Atlantic Bruce Peacock Government Liaison - Atlantic John Bailey

The CN Pensioners Association National Council helps not only its membership but the regional and local councils. The National Council provides leadership in the areas of health care, pensions and scholarship as well as publishing a national newsletter. National Council The National Council consists of 17 Directors, 16 of which are elected - three (3) each elected by the five (5) regional/provincial councils plus one (1) elected from the Newfoundland provincial council. The final director is the CNPA Past President. The Executive Officers of the National Council are the President, a First Vice-President, four (4) Vice-Presidents (one from each regional/provincial council excluding the regional/provincial council which the First Vice President represents), a Treasurer, an Executive Secretary, a Membership Chair(s) and the Past President. Other roles of the National Council include, but are not limited to, the Health Care Chair, Communications Officer, Associate Co mmunications Officer, the Scholarship Chair and the Federal Government Liaison Officer. Details on positions and duties can be found in the CNPA Constitution and Bylaws. President/National Director (Prairie) - president@cnpensioners.org Bruce Anderson First Vice-President/National Director (Mountain) Blake Olson Executive Secretary - secretary@cnpensioners.org Ron Hewson Treasurer - treasurer@cnpensioners.org Ron Charles Vice-President/National Director (Atlantic) Earl Garland Vice-President/National Director (Quebec) Arthur Murphy St-Hilaire Vice-President/National Director (Ontario) Ron Hewson Vice-President/National Director (Prairie ) Joanne Gaborieau Past President/National Director Reg Hebert Membership Co-Chairs membership@cnpensioners.org Nancy Zajacz Peter Moloney National Director (Newfoundland & Labrador) Wayne Greenland National Director (Atlantic) John Bailey National Director (Atlantic) Bruce Peacock National Director (Quebec) Remi La Haye National Director (Quebec) Paul Goupil National Director (Ontario) Les MacDonald National Director (Ontario) Robert Haggart National Director (Prairie) Fred Bateman National Director (Mountain) Dennis Jensen National Director (Mountain) Al Vodden National Director - Alternate (Nfld. & Labrador) Graham Hill National Director - Alternate (Atlantic) Vacant National Director - Alternate (Quebec) Marc Tessier National Director - Alternate (Ontario) Ron Charles National Director - Alternate (Prairie) Patrick McMullin National Director - Alternate (Mountain) Gordon Wheatley Federal Government Liaison Officer fed.gov.liaison@cnpensioners.org Michael Matthews Communications Officer newsletters@cnpensioners.org Steve Mihell Associate Newsletter Editor Chantale Lauzon Health Care Chairperson healthcare@cnpensioners.org Blake Olson Scholarship Chairperson Reg Hebert Webmaster/IT Manager webmaster@cnpensioners.org George Rowan CNPA Constitution National By-Laws 2024 2023 2022 Annual Directors Meeting Summaries Pension Committee Health Care Committee Government Liaison Committee 2024 National Executive Left to right: Blake Olson, 1st Vice-President/VP Mountain; Reg Hebert , Past President; Bruce Anderson , National President; Joanne Gaborieau , VP Prairie; Ron Hewson , National Executive Secretary/VP Ontario; Ron Charles , National Treasurer; Nancy Zajacz , Membership Co-Chair; Peter Moloney , Membership Co-Chair; Earl Garland , VP Atlantic Region; George Rowan , Webmaster; John Bailey , Director Atlantic

Fraser Valley Council (E9) Council Executive President Steve Mihell Vice-President Rae Sexton Recording Secretary Rae Sexton Treasurer Joey Valliers Jorgensen Membership Chair Steve Mihell COSCO Rep Steve Mihell Regional Council Rep Steve Mihell Member at Large Ross Dewar Member at Large Ross T. Gregory Visit the Fraser Valley Council website for more council information and the latest updates Council Meetings When: Second Wednesday of the month, September to June, 13h00 Where: Church in the Valley, 23589 Old Yale Road Langley, BC

HearingLife Hearing Care Services The CN Pensioners Association has teamed up with the professionals at HearingLife to provide the very best hearing care services to all its members. HearingLife and its Network Partners have over 400 clinics across the nation and form the largest network of Hearing Health care providers in Canada. Your membership with the CN Pensioners Association makes you and your spouse/partner, children, and parents eligible to receive exclusive benefits, including an EXTRA 10% off the final purchase price of hearing aids and custom noise protection. * Please note that you will be required to show your CNPA membership card at your appointment. PLUS, you’re eligible to register for the HearingLife Advantage Club Pass and receive: A FREE Club Pass Card Access to exclusive contests and giveaways Take Advantage now! Visit HearingLifeAdvantage.ca/CNPA to request your free Club Pass Card Have questions? Contact the preferred partner line at 1-888-419-8871 For Quebec Residents : Provincial legislation prevents HearingLife from offering these benefits to residents of Quebec. However, HearingLife's has partnered with Le Groupe Forget, Audioprothésistes - with over 80 locations across the province - to offer similar benefits to our membership in Quebec. CNPA members in Quebec can contact Groupe Forget at 1-888-415-6101 to discuss these benefits. * Offers not available in Quebec.

Need to Rent a Car? Avis Rent a Car is pleased to offer CNPA members discounted rates for car rentals in Canada, the United States and internationally. Visit the Avis web site - https://www.avis.com/en/association/B308200 - in order to secure your discount today! Use AWD code B308200 Canada & United States A minimum 5% discount off the lowest discountable rate. Discount can range up to 25%, but that increased discount is subject to a number of variables. International In Africa, Asia, the Caribbean (including Puerto Rico and the Virgin Islands) Europe, Middle East, Latin America, Mexico, New Zealand, Australia and South Africa, you will receive a maximum 20% discount off the lowest available discountable time and mileage rates Unless otherwise provided, these rates do not include, taxes, insurance, airport fees, drop charges, and no discount would be applied to these charges if they are incurred. Budget Car Rental has teamed up with the CNPA to offer our members discounted rates for car rentals in Canada and the United States. Visit the Budget web site - https://www.budget.com/en/association/C281900 - in order to secure your discount today! Use BCD code C281900 Canada A minimum 5% discount off the lowest discountable rate. Discount can range up to 25%, but that increased discount is subject to a number of variables. A discount of up to 10% for moving trucks/vehicles at participating Canadian Budget locations United States A minimum 5% discount off the lowest discountable rate. Discount can range up to 25%, but that increased discount is subject to a number of variables Unless otherwise provided, these rates do not include taxes, insurance, airport fees, drop charges, and no discount would be applied to these charges if they are incurred.

National & Provincial Services for Seniors The federal and provincial governments provide a wide variety of services for seniors. Click on the links below to find out more details Federal Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS), Pension Splitting, Dental Services, etc. Newfoundland & Labrador Seniors Low Income Supplement, Accessible Vehicle Funding, Drug Assistance plan for low income residents, Disabled Persons benefits Nova Scotia Seniors Pharmacare, Age Tax Credit, Affordable Living Tax Credit Quebec Flu Vaccination, Some Hearing and Visual Aid Devices, Eye Exams, Physical Deficiency Devices, Shelter Allowance Program, Tax Credits for Home Services Manitoba Adult Learning, Palliative Care Drug Access Program Manitoba Income Supplement, Rent Assist, Manitoba Family, Personal and Caregiver Tax Credits, Seniors School Tax Credit, Geriatric Programs, Seniors Eyeglass Programs and Exams, Pharmacare, Cancer Drug Program, Manitoba Emergency Repair Program for Homeowners, Free Fishing License Alberta Alberta Seniors Benefit Income Supplement Program, Special Needs Assistance, Dental & Optical Assistance, Property Tax Deferral Program, Home Adaptation & Repair Program, Aids to Daily Living, Prescription Drug & Extended Health Care coverage for seniors (Alberta Blue Cross) Prince Edward Island Property Tax Deferral, Seniors Home Repair Program, Adult Immunizations New Brunswick Low Income Seniors Benefit, Property Tax Deferral Program, Drug Plan for Seniors, Low Income Energy Savings Program, Health Services Program Ontario Property Tax Grant – Senior/Disabled Property Tax Relief, Low-Income Energy Assistance Program, Disability Home and Vehicle Modification Program, Colon Cancer Check, Immunizations, Eye Exams, Ontario Drug Benefit Program, Diabetic Testing Agents, Assistive Devices Program Saskatchewan Sask. Drug Program, Seniors Income Plan, Care at Home and Outside the Hospital, Rental Housing Assistance, Personal Home Care Benefit, Palliative Care Drug Program British Columbia Property Tax Deferral Program, Pharmacare Drug Program, Seniors Property Tax Rebate, Discounted BC Ferries, Transit Fees, Home Adaptation Grants, Medical Travel Assistance, Immunizations, Home Renovation Credit