belairdirect Insurance Scholarship Program April 30 to June 30, 2026 Our partner belairdirect Insurance is once again proud to offer 50 scholarship opportunities - valued at $1000 each - to eligible applicants starting post-secondary education in the fall of 2026. At belairdirect, they understand the challenges faced by students during their pursuit of higher education, and are proud to offer these scholarships to help them achieve their dreams. The scholarships are offered to belairdirect's valued partner network, of which the CNPA is a member. To apply, "CNPA applicants" must be: a resident of a province or territory of Canada; completing high school in 2026 have a minimum cumulative average of 80% over the last three terms of available marks enrolled in an undergraduate program on a full-time basis for the 2026-2027 academic year at a recognized publicly funded Canadian post-secondary institution or CEGEP (if living in the province of Quebec) a child or grandchild of a contributing member of the CNPA - the member does NOT have to hold a policy with belairdirect in order for their child/grandchild to apply Application Deadline: June 30, 2026 To learn more about this exciting program, visit https://www.belairdirect.com/en/scholarship.html , or if you require further information, please call Universities Canada toll free 1 844 567.1237 or email scholarshipfund@belairdirect.com .

Southwestern Ontario Council (C7) Council Executive President Ron Hewson Vice President Ken Roberts Secretary/Treasurer Rick Dixon Membership Louise Bayer Past President Deceased OPC Delegate (1) Ron Hewson OPC Delegate (2) Bob Gallant OPC Alternate Delegate (1) Gerry Flavin Newsletter Editor Ken Roberts Council Meetings - Please see most recent newsletter below for details Newsletters May 2026 May 2025 May 2024 January 2026 January 2025 January 2024 September 2025 September 2024 September 2023

Members' Discounts & Offers Membership does have its benefits! If you want to save a few dollars, we have arranged for a variety of special rates, discounts and other benefits to be available to CN Pensioners. Whether its Home and Auto & Travel Insurance or Personal Travel Benefits or you need a new computer, check out the various offers listed. As always, while we encourage our members to investigate all options when they are planning their purchases, these are some specific discounts that are available to you Note: The offers below may be changed or revoked at the discretion of the companies offering these discounts. The CNPA strives to keep the discounts updated with the latest information but availability, terms and conditions may differ from what is listed here. Rocky Mountaineer Want to travel through the Rockies by train? There are two offers are for the 2026 season. One for our Canadian routes (Rocky Mountaineer), and one for our US route (Canyon Spirit). belairdirect Car, Home & Travel Insurance The CNPA has teamed up with belairdirect to score special deals on home, car and travel insurance that’s tailored just for you. And when you get insurance through belairdirect, you'll be supporting the CNPA as well! Holo Alert 24/7 Medical Alert Protection Holo Alert is offering discounted rates on a medical alert monitoring pendant or watch to our membership Ford Partner Recognition Program CNPA members can save on Ford and Lincoln vehicles through the Ford Partner Recognition X-Plan Vehicle Pricing Trip Merchant Travel Partner Trip Merchant provides members with exclusive benefits and unique travel experiences worldwide! Rogers Preferred Program Rogers has partnered with the CNPA to offer all members - and their families - discounts through the Rogers Preferred Program A Place to Stay While Travelling? The CNPA and CN Rail have secured numerous discounts for stays worldwide for our members. Look here ! VIA Pass Key information for holders of the VIA Pass Save with Specsavers Specsavers has partnered with the CNPA to provide savings to our members in Ontario, Manitoba, Alberta & British Columbia Hearing Life Hearing Care Services HearingLife and its network partners is pleased to offer savings on its hearing care services across over 400 clinics in Canada Need to Rent a Car? Avis and Budget are pleased to offer members of the CNPA discounted rates for car rentals in Canada & the United States, as well as internationally

Need to Rent a Car? Avis Rent a Car is pleased to offer CNPA members discounted rates for car rentals in Canada, the United States and internationally. Visit the Avis web site - https://www.avis.com/en/association/B308200 - in order to secure your discount today! Use AWD code B308200 Canada & United States A minimum 5% discount off the lowest discountable rate. Discount can range up to 25%, but that increased discount is subject to a number of variables. International In Africa, Asia, the Caribbean (including Puerto Rico and the Virgin Islands) Europe, Middle East, Latin America, Mexico, New Zealand, Australia and South Africa, you will receive a maximum 20% discount off the lowest available discountable time and mileage rates Unless otherwise provided, these rates do not include, taxes, insurance, airport fees, drop charges, and no discount would be applied to these charges if they are incurred. Budget Car Rental has teamed up with the CNPA to offer our members discounted rates for car rentals in Canada and the United States. Visit the Budget web site - https://www.budget.com/en/association/C281900 - in order to secure your discount today! Use BCD code C281900 Canada A minimum 5% discount off the lowest discountable rate. Discount can range up to 25%, but that increased discount is subject to a number of variables. A discount of up to 10% for moving trucks/vehicles at participating Canadian Budget locations United States A minimum 5% discount off the lowest discountable rate. Discount can range up to 25%, but that increased discount is subject to a number of variables Unless otherwise provided, these rates do not include taxes, insurance, airport fees, drop charges, and no discount would be applied to these charges if they are incurred.

Edmonton: CN RailVets (E3) Council Executive President Al Vodden Vice President Cliff Gervais Recording Secretary Mary Jean Strachan Treasurer Laurie Crawford Membership Chair Peter Treloar Newsletter Editor Peter Treloar Director at Large Bruce MacDonald Director at Large Antoni (Tony) Andrzejewski Director at Large Andy Novak Director at Large Diana Novak Director at Large Elizabeth Quilchini Flower Coordinator Margaret Koenig Auditor Joe English Council Executive - December 2024 Front Row (L to R) - Mary-Jean Strachan, Al Vodden, Diana Novak Back Row (L to R) - Peter Treloar, Tony Andrzejewski, Andy Novak, John Wiebe, Cliff Gervais Missing - Bruce Macdonald , Peter Maloney Council Meetings September 2026 (14th) & November 2026 (9th) meetings will be exceptionally held on second Monday of the month to accommodate conflicts at the hotel When: Third* Wednesday of the month, September to June General Meetings - January, March, May, June, September & November - starting at 13h30. T hese meetings usually consist of short business updates followed by a guest speaker and at the conclusion, complimentary beverages and cookies/squares are provided. Luncheon Meetings - February, April, October & December - starting at 11h00 - with a hot buffet lunch (small charge collected at the door) Where: Chateau Nova Yellowhead Hotel, 13920 - Yellowhead Trail, Edmonton, AB T5L3C2, www.novahotels.ca All are invited to drop in - retired or thinking of retiring! Newsletters Spring 2026 Spring 2025 Spring 2024 Winter 2026 Winter 2025 Winter 2024 Fall 2025 Fall 2024 Fall 2023

The CN Pensioners Association umbrella of councils offers many scholarship opportunities to eligible students across Canada Scholarships & Bursaries CNPA National Scholarships The CNPA National Council offers 25 scholarships of $1500 across Canada on an annual basis. The scholarships are distributed across the country: five scholarships in each of the 5 Canadian regions (Atlantic, Quebec, Ontario, Prairie, and Mountain). Children, grandchildren and great-grandchildren of CNPA contributing members get access to this program 2025 Scholarship Winners Additional Regional CNPA Scholarships & Bursaries Maritime Scholarship Awards The Atlantic Region council is pleased to offer an additional 3 scholarships of $1500 for grandchildren and great-grandchildren sponsored by contributing members of the CNPA who reside in New Brunswick, Nova Scotia or P.E.I. Those interested should apply through the CNPA National Council Scholarship program . All National program rules and criteria apply to this award. CNPA Quebec The CNPA of Quebec is pleased to sponsor a CNPA Trade scholarship - the Luc Grenier Trade Bursary. CNPA Ontario The Ontario Provincial Council is pleased to sponsor an additional scholarship in addition to the 5 scholarships offered by the CNPA for the Ontario region Moncton Council #1 Moncton Council continues to fund two additional $1500 scholarships for grandchildren and great-grandchildren of sponsors who are contributing members of Moncton Council #1. Those interested should apply through the CNPA National Council Scholarship program All National program rules and criteria apply to this award. Montréal/Laval Council The Montréal/Laval Council offers an additional Luc Grenier Trade Bursary to grandchildren and great-grandchildren of sponsors who are contributing members of Montréal/Laval council. Those interested should apply through the Luc Grenier Trade Bursary program CNPA Man itoba The CNPA of Manitoba is pleased to sponsor two bursaries - the Harvey Hosfield Bursary and a CNPA Trade Bursary. Details are found on the CNP A of Manitoba website . The most recent bursary winners are found here Additional Non-CNPA Scholarships & Bursaries belairdirect Insurance Our partner - belairdirect Insurance - offers scholarship opportunities to students who are children or grandchildren of contributing members of the CN Pensioners Association

About the CN Pensioners Association Who We Are The purpose of the CN Pensioners Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. The CNPA was established over 40 years ago but we continue to evolve over the years, changing with the times. As a group, we are active in the communities we live in. We proactively advocate governments on Seniors' issues. We are an equal partner, along with the unions and CN, on the CN Pension Committee, ensuring our pensions are funded and improved over time. When sufficient funds are available we propose to the CN Board of Directors, for its consideration, pension improvements for our pensioners and also recommend modifications to the Pension Plan rules to the CN Board of Directors for review and approval. We have an important role in monitoring and communicating matters relating to the funding of our pensions and other pension matters. With over 25,000 pensioners across the country, the CNPA wants to ensure you stay connected, have access to a wide variety of benefits, and have a place to connect with your former colleagues and to meet new friends. All this is managed by dedicated volunteers from every corner of the country. Despite popular belief, we are not just a group of old fogies who sit around playing pinochle. Our CNPA members are involved and active in the communities they live in, in volunteer efforts, recreation and leisure activities. We work with external partners to provide a variety of benefits, including insurance and travel discounts. While CN Pension & Benefits Administration (1-800-361-0739) is the primary contact for your specific defined benefit pension plan issues, you or your spouse can also direct your or concerns about pension provisions, your benefits, changes, etc. to an executive member at any level. We will point you in the right direction for answers on issues affecting your retirement. We are just a call or email away. About Our Organization The CN Pensioners Associations Inc. is a volunteer run, tri-level association, each with their own constitution and by-laws. The Association is comprised of: A National Council whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, To provide and be the liaison between these associations and the management of Canadian National Railway Company, Promote and protect the social economic and fraternal interests of all CN pensioners. Five Regional/Provincial Councils whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, Promote and protect the interests of all retired CN employees in their respective Regions/Provinces, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates, to provide the proper liaison between CN pensioners and the Officers of CN in these respective Regions/Provinces. Act as an advisory body to assist Local Councils in problem solving. Over 30 local councils strategically located across the nation whose main role is to promote and protect the interests of all retired CN employees in their respective geographical locations, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates.

Details for the Saint John, NB CNPA/ARCN council Saint John Council (A11) Council Executive President James Flynn 1st Vice President William (Bill) Blathford Secretary Carman Fearon Treasurer Rita Gould Social Committee Vacant

Ready To Sign Up? Are you a CN pensioner or surviving spouse and still not a member of the CNPA? Have you wondered why you should consider becoming a member all for only $1 a month? Hopefully our Programs & Benefits Page will have assisted you in making the decision to join us. The annual membership fee is $12.00 and the period is calendar year (January - December). Membership fee can be paid via payroll deduction (recommended method of payment). We arrange to have $1.00 per month deducted from your monthly pension cheque. This method is administratively beneficial to the association as it helps keep our administrative costs down. It saves the cost of postage to and from members each year, banking fees, transportation costs, etc. It is also beneficial to the pensioner as it continues without interruption until otherwise advised by the pensioner. You never have to wonder if your dues have been paid ever again. NOTE: As part of the Partnership agreement between CN and CNPA, effective January 1, 2020, CN will pay for the first twenty-four months of CNPA membership for all new retirees who enroll in the CNPA upon their retirement. Starting in the twenty-fifth month, your membership contribution will automatically be deducted from your monthly pension payment. Please note that the Payroll Deduction option is unfortunately not available to those who would fall under the "Associate Member" category. Please email us at membership@cnpensioners.org for more information as well as the sign up process for Associate Members. Fill out and submit the form below to join the CN Pensioners Association! CNPA Membership Application ** First Name Last Name CN PIN Street Address City Province/State/Region Postal / Zip code Country Country Code Phone Email Language Preference * English French Payment Preference * Automatic Pension Payroll Deduction ($1 per month) Cheque (paid annually) Local Council Select your local council affliation Expected Retirement Date (if applicable) CNPA Newsletter via Email? * Yes No CNPA Membership Card * E-Membership Card Plastic Wallet Card No Card Please accept my application for membership in the CN Pensioners Association. I have entered the information as accurately as possible. I understand that the annual fee is $12.00 per year. Checking this box (required) is considered to act as your signature of acknowledgement of membership. Register Now Thanks for your application! ** Terms & Conditions: By completing the online form above, you understand and agree that you will be a contributing member of the CNPA and thereby authorize the $1 per month deduction from your pension payment. You can decide to cancel your membership at any time by emailing membership@cnpensioners.org Note: If paying by cheque, please fill out and print the completed form (without clicking 'Register Now'), attach cheque or money order and mail to: Peter Moloney 33 Dunfield Cres. St. Albert, AB T8N 6R8

National & Provincial Services for Seniors The federal and provincial governments provide a wide variety of services for seniors. Click on the links below to find out more details Federal Canada Pension Plan (CPP), Old Age Security (OAS), Guaranteed Income Supplement (GIS), Pension Splitting, Dental Services, etc. Newfoundland & Labrador Seniors Low Income Supplement, Accessible Vehicle Funding, Drug Assistance plan for low income residents, Disabled Persons benefits Nova Scotia Seniors Pharmacare, Age Tax Credit, Affordable Living Tax Credit Quebec Flu Vaccination, Some Hearing and Visual Aid Devices, Eye Exams, Physical Deficiency Devices, Shelter Allowance Program, Tax Credits for Home Services Manitoba Adult Learning, Palliative Care Drug Access Program Manitoba Income Supplement, Rent Assist, Manitoba Family, Personal and Caregiver Tax Credits, Seniors School Tax Credit, Geriatric Programs, Seniors Eyeglass Programs and Exams, Pharmacare, Cancer Drug Program, Manitoba Emergency Repair Program for Homeowners, Free Fishing License Alberta Alberta Seniors Benefit Income Supplement Program, Special Needs Assistance, Dental & Optical Assistance, Property Tax Deferral Program, Home Adaptation & Repair Program, Aids to Daily Living, Prescription Drug & Extended Health Care coverage for seniors (Alberta Blue Cross) Prince Edward Island Property Tax Deferral, Seniors Home Repair Program, Adult Immunizations New Brunswick Low Income Seniors Benefit, Property Tax Deferral Program, Drug Plan for Seniors, Low Income Energy Savings Program, Health Services Program Ontario Property Tax Grant – Senior/Disabled Property Tax Relief, Low-Income Energy Assistance Program, Disability Home and Vehicle Modification Program, Colon Cancer Check, Immunizations, Eye Exams, Ontario Drug Benefit Program, Diabetic Testing Agents, Assistive Devices Program Saskatchewan Sask. Drug Program, Seniors Income Plan, Care at Home and Outside the Hospital, Rental Housing Assistance, Personal Home Care Benefit, Palliative Care Drug Program British Columbia Property Tax Deferral Program, Pharmacare Drug Program, Seniors Property Tax Rebate, Discounted BC Ferries, Transit Fees, Home Adaptation Grants, Medical Travel Assistance, Immunizations, Home Renovation Credit

CNPA Health Care Committee Chairperson Blake Olson healthcare@cnpensioners.org Atlantic Representative Earl Garland garland.earl@gmail.com Quebec Representative Paul Goupil pgoupil@sympatico.ca Ontario Representative Roger McDevitt rogermcdevitt@gmail.com Prairie Representative Joanne Gaborieau joannegabor@outlook.com Mountain Representative Blake Olson blanche556@msn.com National Council (Ex-officio) Bruce Anderson Btanderson54@hotmail.com Atlantic Alternate Royce Girvan roycegirvan@gmail.com Quebec Alternate Charlotte Leblanc cleblancmtl@gmail.com Ontario Alternate Ron Hewson hewson@eastlink.ca Prairie Alternate Dennis Burton db5123855@gmail.com Mountain Alternate Michael Petrescu mapetrescu0@gmail.com

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