Members' Discounts & Offers Membership does have its benefits! If you want to save a few dollars, we have arranged for a variety of special rates, discounts and other benefits to be available to CN Pensioners. Whether its Home and Auto & Travel Insurance or Personal Travel Benefits or you need a new computer, check out the various offers listed. As always, while we encourage our members to investigate all options when they are planning their purchases, these are some specific discounts that are available to you Note: The offers below may be changed or revoked at the discretion of the companies offering these discounts. The CNPA strives to keep the discounts updated with the latest information but availability, terms and conditions may differ from what is listed here. Rocky Mountaineer Want to travel through the Rockies by train? There are two offers are for the 2026 season. One for our Canadian routes (Rocky Mountaineer), and one for our US route (Canyon Spirit). belairdirect Car, Home & Travel Insurance The CNPA has teamed up with belairdirect to score special deals on home, car and travel insurance that’s tailored just for you. And when you get insurance through belairdirect, you'll be supporting the CNPA as well! Holo Alert 24/7 Medical Alert Protection Holo Alert is offering discounted rates on a medical alert monitoring pendant or watch to our membership Ford Partner Recognition Program CNPA members can save on Ford and Lincoln vehicles through the Ford Partner Recognition X-Plan Vehicle Pricing Trip Merchant Travel Partner Trip Merchant provides members with exclusive benefits and unique travel experiences worldwide! Rogers Preferred Program Rogers has partnered with the CNPA to offer all members - and their families - discounts through the Rogers Preferred Program A Place to Stay While Travelling? The CNPA and CN Rail have secured numerous discounts for stays worldwide for our members. Look here ! VIA Pass Key information for holders of the VIA Pass Save with Specsavers Specsavers has partnered with the CNPA to provide savings to our members in Ontario, Manitoba, Alberta & British Columbia Hearing Life Hearing Care Services HearingLife and its network partners is pleased to offer savings on its hearing care services across over 400 clinics in Canada Need to Rent a Car? Avis and Budget are pleased to offer members of the CNPA discounted rates for car rentals in Canada & the United States, as well as internationally

Southwestern Ontario Council (C7) Council Executive President Ron Hewson Vice President Ken Roberts Secretary/Treasurer Rick Dixon Membership Louise Bayer Past President Deceased OPC Delegate (1) Ron Hewson OPC Delegate (2) Bob Gallant OPC Alternate Delegate (1) Gerry Flavin Newsletter Editor Ken Roberts Council Meetings - Please see most recent newsletter below for details Newsletters September 2026 September 2025 September 2024 May 2026 May 2025 May 2024 January 2026 January 2025 January 2024

Ready To Sign Up? Are you a CN pensioner or surviving spouse and still not a member of the CNPA? Have you wondered why you should consider becoming a member all for only $1 a month? Hopefully our Programs & Benefits Page will have assisted you in making the decision to join us. The annual membership fee is $12.00 and the period is calendar year (January - December). Membership fee can be paid via payroll deduction (recommended method of payment). We arrange to have $1.00 per month deducted from your monthly pension cheque. This method is administratively beneficial to the association as it helps keep our administrative costs down. It saves the cost of postage to and from members each year, banking fees, transportation costs, etc. It is also beneficial to the pensioner as it continues without interruption until otherwise advised by the pensioner. You never have to wonder if your dues have been paid ever again. NOTE: As part of the Partnership agreement between CN and CNPA, effective January 1, 2020, CN will pay for the first twenty-four months of CNPA membership for all new retirees who enroll in the CNPA upon their retirement. Starting in the twenty-fifth month, your membership contribution will automatically be deducted from your monthly pension payment. Please note that the Payroll Deduction option is unfortunately not available to those who would fall under the "Associate Member" category. Please email us at membership@cnpensioners.org for more information as well as the sign up process for Associate Members. Fill out and submit the form below to join the CN Pensioners Association! CNPA Membership Application ** First Name Last Name CN PIN Street Address City Province/State/Region Postal / Zip code Country Country Code Phone Email Language Preference * English French Payment Preference * Automatic Pension Payroll Deduction ($1 per month) Cheque (paid annually) Local Council Select your local council affliation Expected Retirement Date (if applicable) CNPA Newsletter via Email? * Yes No CNPA Membership Card * E-Membership Card Plastic Wallet Card No Card Please accept my application for membership in the CN Pensioners Association. I have entered the information as accurately as possible. I understand that the annual fee is $12.00 per year. Checking this box (required) is considered to act as your signature of acknowledgement of membership. Register Now Thanks for your application! ** Terms & Conditions: By completing the online form above, you understand and agree that you will be a contributing member of the CNPA and thereby authorize the $1 per month deduction from your pension payment. You can decide to cancel your membership at any time by emailing membership@cnpensioners.org Note: If paying by cheque, please fill out and print the completed form (without clicking 'Register Now'), attach cheque or money order and mail to: Peter Moloney 33 Dunfield Cres. St. Albert, AB T8N 6R8

Details for the Saint John, NB CNPA/ARCN council Saint John Council (A11) Council Executive President James Flynn 1st Vice President William (Bill) Blathford Secretary Carman Fearon Treasurer Rita Gould Social Committee Vacant

Manitoba Division #1 (D3) Visit the CN Pensioners of Manitoba website for more information and the latest updates CN Pensioners of Manitoba Facebook Page Council Executive President Patrick McMullin Vice-President Dennis Brown Secretary Gloria Gorin Treasurer Bruce Anderson Past President Vacant National Council Representatives President/National Director (Prairie) Bruce Anderson National Director (Prairie) Patrick McMullin National Director - Alternate (Prairie) Joanne Gaborieau Pension Committee Bruce Anderson Pension Committee - Alternate (Prairie) Joanne Gaborieau Health Care Committee Joanne Gaborieau Other Council Positions National Newsletter - Prairie Mark Barda Provincial Government Liaison - Manitoba Jim Feeny Membership Chair Joanne Gaborieau Publicity Mark Barda Special Events Ernie Yakiwchuk Webmaster Janet Lewis Anderson Outreach Vivian Horvath Hospitality Dennis Brown Member-At-Large Ed Falardeau, Carson Hull

About the CN Pensioners Association Who We Are The purpose of the CN Pensioners Association (CNPA) is to represent the needs of all retired CN employees. Our objective is to protect your interests, financial and otherwise, regarding your pension, your benefits and support and enhance your social interests and activities. The CNPA was established over 40 years ago but we continue to evolve over the years, changing with the times. As a group, we are active in the communities we live in. We proactively advocate governments on Seniors' issues. We are an equal partner, along with the unions and CN, on the CN Pension Committee, ensuring our pensions are funded and improved over time. When sufficient funds are available we propose to the CN Board of Directors, for its consideration, pension improvements for our pensioners and also recommend modifications to the Pension Plan rules to the CN Board of Directors for review and approval. We have an important role in monitoring and communicating matters relating to the funding of our pensions and other pension matters. With over 25,000 pensioners across the country, the CNPA wants to ensure you stay connected, have access to a wide variety of benefits, and have a place to connect with your former colleagues and to meet new friends. All this is managed by dedicated volunteers from every corner of the country. Despite popular belief, we are not just a group of old fogies who sit around playing pinochle. Our CNPA members are involved and active in the communities they live in, in volunteer efforts, recreation and leisure activities. We work with external partners to provide a variety of benefits, including insurance and travel discounts. While CN Pension & Benefits Administration (1-800-361-0739) is the primary contact for your specific defined benefit pension plan issues, you or your spouse can also direct your or concerns about pension provisions, your benefits, changes, etc. to an executive member at any level. We will point you in the right direction for answers on issues affecting your retirement. We are just a call or email away. About Our Organization The CN Pensioners Associations Inc. is a volunteer run, tri-level association, each with their own constitution and by-laws. The Association is comprised of: A National Council whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, To provide and be the liaison between these associations and the management of Canadian National Railway Company, Promote and protect the social economic and fraternal interests of all CN pensioners. Five Regional/Provincial Councils whose main role is to: Assist in forming associations of CN pensioners where a sufficient number are located and desire such association, Promote and protect the interests of all retired CN employees in their respective Regions/Provinces, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates, to provide the proper liaison between CN pensioners and the Officers of CN in these respective Regions/Provinces. Act as an advisory body to assist Local Councils in problem solving. Over 30 local councils strategically located across the nation whose main role is to promote and protect the interests of all retired CN employees in their respective geographical locations, including all pensioners and their spouses formerly connected with CN e.g. VIA Rail, Marine Atlantic and other Affiliates.

Edmonton: CN RailVets (E3) Council Executive President Al Vodden Vice President Cliff Gervais Recording Secretary Mary Jean Strachan Treasurer Laurie Crawford Membership Chair Peter Treloar Newsletter Editor Peter Treloar Director at Large Bruce MacDonald Director at Large Antoni (Tony) Andrzejewski Director at Large Andy Novak Director at Large Diana Novak Director at Large Elizabeth Quilchini Flower Coordinator Margaret Koenig Auditor Joe English Council Executive - December 2024 Front Row (L to R) - Mary-Jean Strachan, Al Vodden, Diana Novak Back Row (L to R) - Peter Treloar, Tony Andrzejewski, Andy Novak, John Wiebe, Cliff Gervais Missing - Bruce Macdonald , Peter Maloney Council Meetings September 2026 (14th) & November 2026 (9th) meetings will be exceptionally held on second Monday of the month to accommodate conflicts at the hotel When: Third* Wednesday of the month, September to June General Meetings - January, March, May, June, September & November - starting at 13h30. T hese meetings usually consist of short business updates followed by a guest speaker and at the conclusion, complimentary beverages and cookies/squares are provided. Luncheon Meetings - February, April, October & December - starting at 11h00 - with a hot buffet lunch (small charge collected at the door) Where: Chateau Nova Yellowhead Hotel, 13920 - Yellowhead Trail, Edmonton, AB T5L3C2, www.novahotels.ca All are invited to drop in - retired or thinking of retiring! Newsletters Fall 2026 Fall 2025 Fall 2024 Spring 2026 Spring 2025 Spring 2024 Winter 2026 Winter 2025 Winter 2024

belairdirect Insurance Scholarship Program April 30 to June 30, 2026 Our partner belairdirect Insurance is once again proud to offer 50 scholarship opportunities - valued at $1000 each - to eligible applicants starting post-secondary education in the fall of 2026. At belairdirect, they understand the challenges faced by students during their pursuit of higher education, and are proud to offer these scholarships to help them achieve their dreams. The scholarships are offered to belairdirect's valued partner network, of which the CNPA is a member. To apply, "CNPA applicants" must be: a resident of a province or territory of Canada; completing high school in 2026 have a minimum cumulative average of 80% over the last three terms of available marks enrolled in an undergraduate program on a full-time basis for the 2026-2027 academic year at a recognized publicly funded Canadian post-secondary institution or CEGEP (if living in the province of Quebec) a child or grandchild of a contributing member of the CNPA - the member does NOT have to hold a policy with belairdirect in order for their child/grandchild to apply Application Deadline: June 30, 2026 To learn more about this exciting program, visit https://www.belairdirect.com/en/scholarship.html , or if you require further information, please call Universities Canada toll free 1 844 567.1237 or email scholarshipfund@belairdirect.com .

Need to Connect? Want to stay connected with the CNPA, service providers or other railway pensioner sites and groups? Here's a list of key contacts: Phone Numbers: CN Pension & Benefits Administration/Change of Address OR Banking Information - Have your PIN number ready and call 1-800-361-0739 , between 8 a.m. and 6 p.m., excluding statutory holidays. Call 1-514-673-7730 from all other countries outside Canada or the U.S. VIA Pensioner - Call 1-800-799-9934 (VIA Rail) and ask for Pension Administration Marine Atlantic Pensioner - Call 1-800-561-7660 (Marine Atlantic-North Sydney) and ask for Pension Administration CN/CP Pensioner - For CN/CP Pensions and Benefits, contact ALLSTREAM Canada Corp. at 1-800-276-7630 or by mail: ALLSTREAM Canada Corp. 16th Floor 200 Wellington Street West Toronto, ON M5V 3G2 Medavie Blue Cross (CNPA) - Plan Number 93115 Q uestions about Enrolling in the Plan, Changing Options, Cancellation of Coverage, Premium Rates, please call 1-866-660-7670. Questions about Payment of Claims, Definition of Benefits, Coverage Details, Obtaining Prior Approval For Certain Expenses and to Obtain Claim Forms, please call 1-888-873-9200. Websites: CN Pensioners' Web Portal - https://cnbenefits.hroffice.com Medavie (CNPA) Blue Cross - Plan Number 93115 - https://www.medaviebc.ca/en/members Go to the website to obtain general information about your plan and your current coverage, to view your claims and reimbursement history and to print generic claim forms. CN Pensioners of Manitoba – https://www.cnpensioners.ca CNPA Mountain Region - https://cnpamountainregion.wixsite.com/cnpa-mountain-region CN Pensioners Vancouver - https://cnpavancouver.wixsite.com/vancouvermembers CN Pensioners Fraser Valley - https://cnpafraservalley.wixsite.com/cnpafraservalley CN – https://www.cn.ca CN Railroaders In The Community - https://cn.benevity.org/user/login CN Employees' & Pensioners' Community Fund - https://www.communityfundcn.ca/en/index.snc Facebook: CNPA – National Page English – https://www.facebook.com/cn.pensioners.92 CNPA – National Page French – https://www.facebook.com/cnpa.french.3/ CNPA of Manitoba – https://www.facebook.com/cnpensionersmanitoba ARCN - Conseil rive-sud, Laurentides et Lanaudière - https://fr-ca.facebook.com/people/Association-des-retrait%C3%A9s-du-CN-conseil-rive-sud-Laurentides-et-Lanaudi%C3%A8re/100064283125674/ CNPA - Ottawa Council - https://www.facebook.com/CN-Pensioners'-Association-Ottawa-Council-100089162535507 CNPA – Barrie Council – https://www.facebook.com/CN-Pensioners-Association-Barrie-Council-158904744776643 CNPA – Hamilton Council – https://www.facebook.com/cnpahamilton CNPA - Vancouver – https://www.facebook.com/cnpavancouver CN Rail Keeping Track (private group; one must request to join) – https://www.facebook.com/groups/293646437451534 CN Rail (public group; one must request to join) – https://www.facebook.com/groups/2263097820 CN – https://www.facebook.com/CNrail

The CN Pensioners Association umbrella of councils offers many scholarship opportunities to eligible students across Canada Scholarships & Bursaries CNPA National Scholarships The CNPA National Council offers 25 scholarships of $1500 across Canada on an annual basis. The scholarships are distributed across the country: five scholarships in each of the 5 Canadian regions (Atlantic, Quebec, Ontario, Prairie, and Mountain). Children, grandchildren and great-grandchildren of CNPA contributing members get access to this program 2026 Scholarship Winners Additional Regional CNPA Scholarships & Bursaries Maritime Scholarship Awards The Atlantic Region council is pleased to offer an additional 3 scholarships of $1500 for grandchildren and great-grandchildren sponsored by contributing members of the CNPA who reside in New Brunswick, Nova Scotia or P.E.I. Those interested should apply through the CNPA National Council Scholarship program . All National program rules and criteria apply to this award. CNPA Quebec The CNPA of Quebec is pleased to sponsor a CNPA Trade scholarship - the Luc Grenier Trade Bursary. CNPA Ontario The Ontario Provincial Council is pleased to sponsor an additional scholarship in addition to the 5 scholarships offered by the CNPA for the Ontario region Moncton Council #1 Moncton Council continues to fund two additional $1500 scholarships for grandchildren and great-grandchildren of sponsors who are contributing members of Moncton Council #1. Those interested should apply through the CNPA National Council Scholarship program All National program rules and criteria apply to this award. Montréal/Laval Council The Montréal/Laval Council offers an additional Luc Grenier Trade Bursary to grandchildren and great-grandchildren of sponsors who are contributing members of Montréal/Laval council. Those interested should apply through the Luc Grenier Trade Bursary program CNPA Man itoba The CNPA of Manitoba is pleased to sponsor two bursaries - the Harvey Hosfield Bursary and a CNPA Trade Bursary. Details are found on the CNP A of Manitoba website . The most recent bursary winners are found here Additional Non-CNPA Scholarships & Bursaries belairdirect Insurance Our partner - belairdirect Insurance - offers scholarship opportunities to students who are children or grandchildren of contributing members of the CN Pensioners Association

Conseil de Coteau / Vaudreuil-Soulanges (B4) Council Executive Président Daniel Leroux Tel: (450) 455-7330 Vice-président Michel Marin Tel: (450) 267-9970 Secrétaire-trésorier Andre Beriault Tel: (450) 370-2548 Directeur Richard Methot Tel: (450) 763-2232 Directeur Gilbert Charlebois Tel: (514) 894-6375 Directeur Claude Ladouceur Tel: (450) 267-9521

Frequently Asked Questions I need to change my address and/or my phone number. What do I do? You need to advise CN Pension & Benefits Administration of any change of address. The CNPA cannot process any requests for address or phone number changes. CN Pensions & Benefits Administration will forward address changes to the CNPA so that any of our mailings will continue to reach you. Contact information for CN Pension & Benefits Administration is found on our Members Reference page. I need to change my banking information so that I continue to receive my monthly pension payment. What do I do? You need to advise CN Pension & Benefits Administration of any change of banking information. The CNPA cannot process any requests for this type of change. Contact information for CN Pension & Benefits Administration is found on our Members Reference page. A CN pensioner (or surviving spouse receiving a CN pension) has died? What should I do? There are a number of steps to be taken depending on the situation. The CNPA has put together a list of activities to help you in such circumstances. This information is found on the Death of a Pensioner page Is every CN pensioner a member of the CN Pensioners Association? No, not every CN pensioner or surviving spouse is currently a contributing member of the CNPA. Membership is optional; however, the CNPA is the only association that you have at your disposal to protect your interests, financial and otherwise regarding your pensions and/or benefits. Although the CNPA is a volunteer directed association, like any service organization it does require operating funds in which to conduct the business necessary for it to function successfully. Do I have to complete a membership application or renew my membership every year? The membership fee required to be a contributing member of the CNPA is $12 annually, which can be paid by (a) authorization of any CN pensioner or surviving spouse to have $1.00 per month deducted from their monthly pension cheque (payroll deduction) or (b) completion of a membership application accompanied by a cheque or money order in the amount of $12. By electing option (a) you never have to fill in any more applications and never have to worry about your membership dues as the $1.00 monthly deduction will continue each and every month unless you tell us to discontinue. So, the quick answer to the question is: If you elect payroll deduction, the answer is NO. If you wish to continue membership by paying annually, the answer is YES. More than 72% of contributing members have chosen payroll deduction and more are switching to PRD as they get to understand the benefits and convenience. We ask that you consider this method of paying membership dues so that we can keep our annual fee at the current low level of $12. We have unavoidable administrative costs and PRD helps us keep these costs at a minimum. How do I cancel my CNPA membership if I no longer wish to be a member? You may cancel your membership by sending an email to membership@cnpensioners.org and requesting you be removed from the membership. How do I know if I am on pension payroll deduction (PPD)? For those pensioners who receive their monthly pension payments via direct deposit, periodically (at least once per year) you will receive a "Statement of CN Pension Benefits and Deductions" slip from the CN Pension Trust Fund. This information slip will show your "Total Amount Before Deductions" along with a "Description of Deduction", i.e. Federal Tax, Blue Cross Monthly Premium and CN Pensioners" Association deductions. For those pensioners who still receive their monthly pension payment by cheque, the $1.00 deduction for CN Pensioners' Association is shown on your cheque stub. On the membership application form, what do you mean by "To which local/council do you wish to belong"? We have over 35 Local Councils strategically located throughout Canada. When we receive an application for membership we are obliged to assign the candidate to a Local Council. Our obligation is to associate the applicant to either (a) the closest local council to their geographical location or (b) a specific local council as chosen by the applicant. The choice is the prerogative of the applicant and you can be associated with any local council of your choice regardless of your current place of residence. What are the locations of the Local Councils? The CNPA is a tri-level association. The "parent" level is the National Council whose main objective is to be the liaison between the association and the company. The second level is comprised of 5 regions - Atlantic, Quebec, Ontario, Prairie and Mountain. The third level comprises the Local Councils within each of these regions. The full list is found on the Regional and Local Councils page. If a surviving spouse receiving a CN pension remarries, does he/she still receive the pension as the surviving spouse? Yes. I am a surviving spouse of a CN pensioner. Can I also become a contributing member of the CNPA? YES, as a surviving spouse you are an important part of the CN pensioner population and we welcome your application to become a contributing member. The CNPA is there to protect the interests of both pensioners and survivors. If a CN pensioner marries after his/her date of retirement, is his/her spouse entitled to any portion of his pension in the event of his/her death? No. To be entitled of a pension payment as a surviving spouse, the pensioner and spouse must be married at the date of retirement or living in a conjugal relationship at least one year prior to retirement. Are spouses of CN pensioners who are members of the CNPA automatically members of the CNPA as well? No. Spouses are NOT considered members unless the Dues Fee has been paid for them. If anyone wants their spouse to be a member, we can increase their Payroll Deduction to $2.00. When a pensioner passes away, the spouse will be sent an application for membership so she/he will have the option to become a contributing member. Nothing is automatic.